SBA 7(a) lenders in GA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

409 institutions have SBA 7(a) loans on record in GA, together $19.81B across 29,314 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	1,541	$1.91B	9.6%	0.63%
2	Live Oak Banking Company	746	$962.9M	4.9%	0.30%
3	The Huntington National Bank	1,424	$834.6M	4.2%	1.87%
4	Ameris Bank	980	$792.2M	4.0%	2.79%
5	SouthState Bank, National Association	785	$661.4M	3.3%	1.36%
6	Truist Bank	1,625	$653.6M	3.3%	2.47%
7	Pinnacle Bank	592	$618.2M	3.1%	1.86%
8	Renasant Bank	783	$597.2M	3.0%	3.80%
9	HomeTrust Bank	441	$514.9M	2.6%	0.44%
10	Wells Fargo Bank National Association	2,514	$500.3M	2.5%	3.24%
11	PromiseOne Bank	485	$426.8M	2.2%	0.38%
12	United Community Bank	477	$373.5M	1.9%	0.38%
13	Embassy National Bank	269	$317.0M	1.6%	0.19%
14	Regions Bank	270	$272.9M	1.4%	0.42%
15	Readycap Lending, LLC	581	$271.6M	1.4%	3.03%
16	Community Bank of Pickens County	213	$271.4M	1.4%	2.01%
17	Coastal States Bank	304	$267.0M	1.3%	2.13%
18	Georgia's Own Credit Union	257	$262.6M	1.3%	0.80%
19	Newtek Bank, National Association	638	$249.7M	1.3%	0.00%
20	Bank of Hope	690	$246.7M	1.2%	5.69%
21	First Community Bank	238	$235.8M	1.2%	0.44%
22	Newtek Small Business Finance, Inc.	316	$226.8M	1.1%	4.62%
23	First Financial Bank	408	$222.9M	1.1%	1.34%
24	Celtic Bank Corporation	711	$219.8M	1.1%	4.63%
25	Colony Bank	244	$211.8M	1.1%	3.26%
26	Touchmark National Bank	198	$211.0M	1.1%	1.44%
27	Citizens Bank	219	$194.3M	1.0%	0.91%
28	Commonwealth Business Bank	120	$173.8M	0.9%	0.00%
29	Georgia Banking Company	231	$172.3M	0.9%	2.29%
30	First Horizon Bank	169	$164.7M	0.8%	2.77%
31	Vallant Bank	135	$162.4M	0.8%	0.40%
32	First National Community Bank	143	$162.2M	0.8%	1.66%
33	GBank	62	$159.8M	0.8%	0.00%
34	Pineland Bank	136	$157.4M	0.8%	0.03%
35	United Bank	147	$148.8M	0.8%	1.39%
36	Hanmi Bank	184	$143.3M	0.7%	4.10%
37	Byline Bank	112	$139.8M	0.7%	2.61%
38	Bank OZK	201	$134.7M	0.7%	3.25%
39	Bank of America, National Association	426	$125.5M	0.6%	2.94%
40	JPMorgan Chase Bank, National Association	668	$122.4M	0.6%	3.73%
41	Loyal Trust Bank	117	$114.3M	0.6%	0.00%
42	Northeast Bank	645	$113.7M	0.6%	4.69%
43	Open Bank	90	$102.1M	0.5%	0.45%
44	United Midwest Savings Bank National Association	451	$100.2M	0.5%	3.72%
45	BayFirst National Bank	479	$99.4M	0.5%	6.52%
46	First-Citizens Bank & Trust Company	103	$97.4M	0.5%	0.03%
47	Fifth Third Bank	172	$95.9M	0.5%	1.73%
48	PNC Bank, National Association	246	$95.5M	0.5%	3.80%
49	LGE Community CU	118	$94.8M	0.5%	0.07%
50	Builtwell Bank	87	$91.6M	0.5%	1.09%
51	Paragon Bank	93	$90.7M	0.5%	0.09%
52	FirstBank	144	$90.3M	0.5%	0.49%
53	Harvest Small Business Finance, LLC	112	$89.8M	0.5%	0.00%
54	Stearns Bank National Association	256	$87.0M	0.4%	1.95%
55	New Millennium Bank	52	$85.4M	0.4%	0.00%
56	First Bank of the Lake	111	$85.0M	0.4%	0.67%
57	Peoples Bank	82	$80.4M	0.4%	0.89%
58	First Internet Bank of Indiana	66	$79.1M	0.4%	0.00%
59	First Federal Bank	66	$77.9M	0.4%	2.34%
60	Craft Bank	64	$74.7M	0.4%	0.00%
61	Old National Bank	58	$73.8M	0.4%	0.31%
62	Wallis Bank	53	$70.6M	0.4%	0.00%
63	PCB Bank	99	$70.2M	0.4%	0.21%
64	Oconee State Bank	70	$64.7M	0.3%	0.00%
65	East West Bank	121	$63.7M	0.3%	0.25%
66	Cogent Bank	44	$62.3M	0.3%	0.00%
67	American Commerce Bank, National Association	58	$60.9M	0.3%	0.29%
68	The Bancorp Bank National Association	71	$57.3M	0.3%	2.18%
69	Bank of Dudley	43	$57.0M	0.3%	0.27%
70	Farmers and Merchants Bank	20	$51.3M	0.3%	3.69%
71	BankUnited, National Association	39	$50.7M	0.3%	4.74%
72	FDIC - Community Bank & Trust-West Georgia	26	$50.7M	0.3%	5.79%
73	Pathward National Association	29	$50.5M	0.3%	0.84%
74	Queensborough National Bank and Trust Company	157	$50.1M	0.3%	2.81%
75	Banc of California	43	$49.7M	0.3%	2.99%
76	TowneBank	46	$49.7M	0.3%	0.10%
77	Bank Five Nine	41	$49.3M	0.2%	0.00%
78	Affinity Bank, National Association	52	$47.7M	0.2%	1.11%
79	American Pride Bank	27	$46.4M	0.2%	0.00%
80	Beacon Bank and Trust	35	$45.5M	0.2%	0.00%
81	First Bank	48	$45.4M	0.2%	1.26%
82	AgSouth Farm Credit, FLCA	41	$44.6M	0.2%	1.41%
83	Shinhan Bank America	77	$43.7M	0.2%	4.85%
84	North State Bank	42	$41.4M	0.2%	0.08%
85	Port 51 Lending LLC	27	$40.3M	0.2%	0.00%
86	Simmons Bank	88	$38.6M	0.2%	3.07%
87	Planters First Bank	26	$38.6M	0.2%	3.00%
88	America First Federal Credit Union	21	$37.3M	0.2%	0.00%
89	First Port City Bank	33	$36.9M	0.2%	0.53%
90	FNB South	30	$36.5M	0.2%	16.13%
91	First National Bank of Pennsylvania	39	$36.0M	0.2%	4.40%
92	First Merchants Bank	36	$35.6M	0.2%	1.86%
93	Columbia Bank	265	$35.4M	0.2%	5.88%
94	AB&T	10	$34.6M	0.2%	1.60%
95	The MINT National Bank	13	$33.5M	0.2%	0.00%
96	TD Bank, National Association	36	$32.6M	0.2%	0.00%
97	Flint Community Bank	37	$32.1M	0.2%	1.60%
98	South Coast Bank & Trust	25	$31.5M	0.2%	0.44%
99	Millennium Bank	25	$30.7M	0.2%	1.14%
100	Federal Deposit Insurance Corporation	62	$29.5M	0.1%	16.79%
101	Enterprise Bank & Trust	26	$28.8M	0.1%	0.00%
102	Capital Bank, National Association	42	$28.4M	0.1%	2.04%
103	Customers Bank	29	$28.1M	0.1%	2.89%
104	T Bank, National Association	15	$28.0M	0.1%	0.00%
105	CRF Small Business Loan Company, LLC	28	$27.8M	0.1%	1.46%
106	CIBC Bank USA	67	$27.5M	0.1%	7.11%
107	Gulf Coast Bank and Trust Company	30	$27.4M	0.1%	1.83%
108	First National Bank of Coffee County	74	$26.7M	0.1%	2.59%
109	Lendistry SBLC, LLC	127	$25.6M	0.1%	0.19%
110	Centerstone SBA Lending, Inc.	22	$25.2M	0.1%	0.00%
111	Primesouth Bank	30	$25.1M	0.1%	0.00%
112	VelocitySBA, LLC	350	$24.6M	0.1%	3.91%
113	Truliant FCU	19	$23.7M	0.1%	0.00%
114	IncredibleBank	21	$22.8M	0.1%	1.19%
115	Bank of Newington	34	$22.7M	0.1%	10.98%
116	Douglas National Bank	38	$22.4M	0.1%	1.40%
117	Robins Financial CU	26	$21.1M	0.1%	13.89%
118	22nd State Bank, A Division of 22nd State Banking Company	17	$20.6M	0.1%	0.00%
119	The Claxton Bank	9	$19.4M	0.1%	0.00%
120	Thread Bank	18	$19.4M	0.1%	0.00%
121	Evolve Bank and Trust	15	$19.0M	0.1%	0.00%
122	Beal Bank USA	37	$18.4M	0.1%	29.39%
123	River City Bank	32	$17.6M	0.1%	2.11%
124	First Southern Bank	7	$17.5M	0.1%	0.00%
125	Guardian Bank	14	$17.0M	0.1%	1.02%
126	FinWise Bank	27	$15.3M	0.1%	0.81%
127	Independence Bank	99	$15.3M	0.1%	19.98%
128	Small Business Assistance Corporation	87	$15.2M	0.1%	1.34%
129	Hanover Community Bank	9	$15.1M	0.1%	0.00%
130	First Western SBLC, LLC	13	$15.1M	0.1%	0.64%
131	UniBank	15	$14.9M	0.1%	0.00%
132	Legacy State Bank	11	$14.8M	0.1%	1.44%
133	Five Star Bank	57	$14.6M	0.1%	1.00%
134	US Metro Bank	8	$14.5M	0.1%	0.00%
135	U.S. Bank, National Association	47	$14.1M	0.1%	0.07%
136	Community West Bank	32	$14.1M	0.1%	36.33%
137	Capital One National Association	91	$13.9M	0.1%	14.19%
138	Peoples Bank	8	$13.9M	0.1%	0.00%
139	Hana Small Business Lending, Inc.	19	$13.8M	0.1%	4.12%
140	First Business Bank	6	$13.5M	0.1%	0.00%
141	Farmers State Bank of Alto Pass, Illinois	4	$13.3M	0.1%	0.00%
142	Stone Bank	21	$12.9M	0.1%	1.77%
143	Southwest Capital Bank	4	$12.8M	0.1%	0.00%
144	Mission Valley Bank	6	$12.7M	0.1%	0.00%
145	Banesco USA	8	$12.2M	0.1%	0.00%
146	Happen Bank	10	$11.9M	0.1%	0.00%
147	Busey Bank	6	$11.8M	0.1%	0.00%
148	Fountainhead SBF LLC	3	$11.8M	0.1%	0.00%
149	Hyperion Bank	12	$11.5M	0.1%	0.00%
150	American Momentum Bank	14	$10.8M	0.1%	0.00%
151	Heritage Bank Inc	22	$10.6M	0.1%	5.08%
152	South Georgia Bank	9	$10.3M	0.1%	0.00%
153	Popular Bank	46	$10.2M	0.1%	58.08%
154	Grasshopper Bank National Association	16	$10.2M	0.1%	0.00%
155	FWBank	9	$10.1M	0.1%	0.00%
156	Shoreham Bank	12	$9.8M	0.0%	13.34%
157	Peach State Bank and Trust	15	$9.8M	0.0%	0.00%
158	United Bank	23	$9.8M	0.0%	5.28%
159	Mechanics and Farmers Bank	8	$9.7M	0.0%	0.00%
160	Fund-Ex Solutions Group, LLC	7	$9.2M	0.0%	0.00%
161	US Eagle FCU	4	$9.0M	0.0%	0.00%
162	Community Banking Company	23	$9.0M	0.0%	7.02%
163	Merchants Bank of Indiana	10	$8.9M	0.0%	0.00%
164	Bank of Oak Ridge	7	$8.7M	0.0%	0.00%
165	Peach State Federal Credit Union	10	$8.7M	0.0%	0.00%
166	The Bank of Edison	7	$8.6M	0.0%	0.00%
167	Coosa Valley CU	4	$8.4M	0.0%	0.71%
168	First Utah Bank	2	$8.4M	0.0%	0.00%
169	ConnectOne Bank	12	$8.1M	0.0%	0.00%
170	Georgia Community Bank	9	$8.0M	0.0%	7.54%
171	KeyBank National Association	7	$7.8M	0.0%	0.00%
172	First Financial Bank, National Association	7	$7.7M	0.0%	0.00%
173	Florida Capital Bank, National Association	11	$7.5M	0.0%	14.86%
174	Access to Capital for Entrepreneurs	47	$7.4M	0.0%	9.37%
175	City National Bank	7	$7.3M	0.0%	0.00%
176	Community Bank of Georgia	5	$7.3M	0.0%	0.00%
177	Bank of Camilla	2	$7.2M	0.0%	0.00%
178	Bank of Hazlehurst	5	$7.1M	0.0%	16.24%
179	BancFirst	2	$7.0M	0.0%	0.00%
180	CDC Small Business Finance Corp.	53	$6.9M	0.0%	9.52%
181	CenTrust Bank, A Division of SmartBiz Bank National Association	37	$6.9M	0.0%	0.00%
182	Bankwell Bank	9	$6.7M	0.0%	0.00%
183	Seacoast National Bank	22	$6.5M	0.0%	6.65%
184	Quaint Oak Bank	6	$6.5M	0.0%	0.00%
185	Primis Bank	3	$6.5M	0.0%	0.00%
186	Genesis Bank	5	$6.5M	0.0%	0.00%
187	Patriot Bank, National Association	9	$6.2M	0.0%	13.05%
188	Exchange Bank	5	$6.1M	0.0%	0.00%
189	Apex Bank	2	$5.6M	0.0%	0.00%
190	First Commonwealth Bank	7	$5.5M	0.0%	0.00%
191	Blue Ridge Bank National Association	8	$5.4M	0.0%	0.00%
192	SouthCrest Bank, National Association	10	$5.4M	0.0%	10.72%
193	PeoplesSouth Bank	3	$5.3M	0.0%	0.00%
194	The Commercial Bank	12	$5.3M	0.0%	0.00%
195	Commercial Banking Company	19	$5.1M	0.0%	0.00%
196	ServisFirst Bank	5	$5.0M	0.0%	18.80%
197	Milestone Bank	4	$5.0M	0.0%	0.00%
198	Legence Bank	1	$5.0M	0.0%	0.00%
199	World Trade Finance, Inc.	1	$5.0M	0.0%	0.00%
200	Greater Nevada CU	1	$5.0M	0.0%	0.00%

The 200 largest shown, of 409 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Fulton	211	5,208	$3.18B
2	Gwinnett	169	3,853	$2.33B
3	Cobb	182	2,888	$1.71B
4	Dekalb	151	2,668	$1.58B
5	Forsyth	120	944	$716.7M
6	Chatham	121	906	$706.8M
7	Cherokee	117	967	$587.9M
8	Hall	97	555	$439.9M
9	Henry	102	612	$413.5M
10	Clayton	93	581	$390.7M
11	Fayette	90	496	$339.0M
12	Douglas	83	377	$273.7M
13	Bartow	71	327	$254.0M
14	Bibb	84	328	$245.8M
15	Rockdale	80	291	$243.7M
16	Richmond	65	305	$233.3M
17	Gordon	44	202	$216.7M
18	Carroll	70	262	$216.0M
19	Muscogee	72	285	$200.8M
20	Glynn	54	207	$176.9M
21	Paulding	62	283	$175.2M
22	Barrow	72	224	$167.1M
23	Coweta	67	304	$166.5M
24	Houston	64	224	$162.8M
25	Whitfield	45	205	$154.6M
26	Lowndes	61	155	$149.4M
27	Pickens	37	172	$142.3M
28	Clarke	72	245	$141.8M
29	Columbia	60	268	$139.1M
30	Camden	38	123	$134.3M
31	Jackson	61	156	$121.2M
32	Walton	60	207	$119.3M
33	Dougherty	42	112	$119.0M
34	Floyd	44	141	$116.1M
35	Gilmer	34	138	$116.0M
36	Coffee	27	149	$114.0M
37	Troup	43	145	$112.8M
38	Newton	58	180	$100.8M
39	Dawson	48	101	$88.8M
40	Spalding	41	99	$79.7M
41	Franklin	25	85	$73.9M
42	Bulloch	33	130	$73.6M
43	Murray	24	75	$71.1M
44	Habersham	39	73	$69.0M
45	Baldwin	35	74	$64.8M
46	Walker	27	93	$63.8M
47	White	27	51	$63.4M
48	Liberty	28	82	$62.9M
49	Toombs	20	71	$60.4M
50	Elbert	24	72	$59.7M
51	Hart	26	57	$58.8M
52	Macon	11	34	$58.5M
53	Lumpkin	43	82	$56.5M
54	Catoosa	35	76	$55.9M
55	Bryan	40	86	$55.1M
56	Laurens	26	61	$53.4M
57	Effingham	38	108	$50.5M
58	Monroe	28	47	$48.1M
59	Tift	29	57	$45.6M
60	Irwin	10	19	$45.1M
61	Banks	25	47	$43.8M
62	Crisp	23	40	$43.7M
63	Oconee	41	92	$43.7M
64	Haralson	27	63	$40.9M
65	Madison	21	42	$40.9M
66	Peach	23	42	$40.6M
67	Stephens	22	44	$36.7M
68	Chattooga	15	41	$36.4M
69	Thomas	24	48	$35.7M
70	Ware	22	38	$35.6M
71	Fannin	24	50	$35.3M
72	Wayne	22	39	$34.2M
73	Greene	20	41	$33.5M
74	Morgan	24	37	$29.0M
75	Mcduffie	20	30	$28.1M
76	Polk	29	51	$28.0M
77	Berrien	15	20	$27.1M
78	Bacon	3	23	$27.0M
79	Putnam	31	47	$26.8M
80	Lee	21	45	$26.5M
81	Emanuel	24	31	$26.3M
82	Towns	16	29	$25.3M
83	Mcintosh	10	14	$25.0M
84	Rabun	18	28	$24.2M
85	Mitchell	14	26	$24.0M
86	Grady	9	17	$24.0M
87	Butts	25	38	$24.0M
88	Dodge	23	35	$23.8M
89	Upson	22	34	$23.7M
90	Cook	11	16	$23.3M
91	Union	16	35	$22.9M
92	Dooly	15	27	$22.1M
93	Burke	12	19	$21.6M
94	Oglethorpe	14	28	$21.4M
95	Appling	6	19	$21.4M
96	Ben Hill	15	44	$21.3M
97	Wilkes	10	29	$20.3M
98	Colquitt	16	37	$20.0M
99	Clinch	6	10	$19.8M
100	Harris	15	31	$19.4M
101	Tattnall	12	24	$18.9M
102	Sumter	14	35	$18.5M
103	Jeff Davis	13	22	$17.2M
104	Decatur	10	13	$16.3M
105	Pierce	10	17	$15.0M
106	Washington	8	13	$15.0M
107	Wilcox	7	13	$14.8M
108	Pulaski	9	14	$14.3M
109	Telfair	10	12	$14.2M
110	Pike	13	22	$14.0M
111	Meriwether	20	27	$13.6M
112	Atkinson	7	18	$11.7M
113	Taylor	9	18	$11.6M
114	Evans	11	13	$11.4M
115	Jones	14	20	$11.4M
116	Montgomery	5	8	$11.2M
117	Turner	10	13	$10.4M
118	Jasper	9	16	$10.2M
119	Brooks	12	15	$10.0M
120	Marion	5	10	$9.2M
121	Worth	8	8	$7.9M
122	Dade	10	16	$7.7M
123	Screven	10	19	$7.7M
124	Lamar	9	13	$7.5M
125	Candler	7	14	$7.0M
126	Terrell	2	4	$5.8M
127	Johnson	8	9	$5.6M
128	Taliaferro	1	8	$5.0M
129	Lanier	3	3	$4.9M
130	Bleckley	9	10	$4.6M
131	Crawford	8	9	$4.5M
132	Treutlen	5	6	$4.4M
133	Jefferson	12	14	$4.4M
134	Randolph	2	2	$4.3M
135	Early	8	9	$4.3M
136	Brantley	3	5	$3.9M
137	Lincoln	3	3	$3.8M
138	Stewart	4	4	$3.7M
139	Wheeler	2	2	$2.8M
140	Calhoun	3	4	$2.5M
141	Wilkinson	5	5	$2.4M
142	Heard	10	12	$2.4M
143	Schley	3	3	$2.2M
144	Warren	3	3	$2.2M
145	Long	6	8	$2.1M
146	Charlton	4	6	$1.9M
147	Miller	3	3	$1.6M
148	Quitman	1	1	$1.0M
149	Seminole	3	3	$962K
150	Twiggs	1	2	$879K
151	Chattahoochee	3	3	$760K
152	Jenkins	1	1	$700K
153	Clay	2	2	$655K
154	Webster	1	2	$425K
155	Hancock	1	1	$420K
156	Talbot	1	1	$60K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.