SBA 7(a) lenders in Laurens, GA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
26 institutions have SBA 7(a) loans on record in Laurens, together $53.4M across 61 loans. Bank of Dudley is the largest, with 28% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Bank of Dudley | 16 | $15.1M | 28.2% | 0.00% |
| 2 | Vallant Bank | 10 | $7.6M | 14.2% | 2.64% |
| 3 | First Federal Bank | 1 | $5.0M | 9.4% | 0.00% |
| 4 | HomeTrust Bank | 1 | $3.7M | 6.8% | 0.00% |
| 5 | Peoples Bank | 4 | $3.4M | 6.3% | 0.00% |
| 6 | Commonwealth Business Bank | 2 | $2.6M | 4.9% | 0.00% |
| 7 | East West Bank | 1 | $2.4M | 4.4% | 0.00% |
| 8 | United Community Bank | 4 | $2.3M | 4.4% | 0.00% |
| 9 | Hanmi Bank | 1 | $2.3M | 4.2% | 30.74% |
| 10 | New Millennium Bank | 1 | $1.8M | 3.4% | 0.00% |
| 11 | First National Community Bank | 1 | $1.1M | 2.1% | 0.00% |
| 12 | First National Bank of Coffee County | 1 | $936K | 1.8% | 0.00% |
| 13 | PromiseOne Bank | 1 | $850K | 1.6% | 0.00% |
| 14 | Colony Bank | 2 | $834K | 1.6% | 0.00% |
| 15 | Pineland Bank | 1 | $800K | 1.5% | 0.00% |
| 16 | Live Oak Banking Company | 1 | $750K | 1.4% | 0.00% |
| 17 | Readycap Lending, LLC | 2 | $557K | 1.0% | 0.00% |
| 18 | Bankwell Bank | 1 | $500K | 0.9% | 0.00% |
| 19 | Metro City Bank | 1 | $330K | 0.6% | 0.00% |
| 20 | BayFirst National Bank | 2 | $183K | 0.3% | 0.00% |
| 21 | Celtic Bank Corporation | 1 | $150K | 0.3% | 0.00% |
| 22 | Newtek Bank, National Association | 1 | $150K | 0.3% | 0.00% |
| 23 | Heritage Bank Inc | 1 | $100K | 0.2% | 0.00% |
| 24 | Columbia Bank | 2 | $70K | 0.1% | 17.10% |
| 25 | Queensborough National Bank and Trust Company | 1 | $51K | 0.1% | 0.00% |
| 26 | Independence Bank | 1 | $20K | 0.0% | 80.45% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 17 | $20.3M | 38.0% |
| 2 | Retail trade | 11 | $9.9M | 18.6% |
| 3 | Manufacturing | 1 | $5.0M | 9.4% |
| 4 | Agriculture, forestry & fishing | 4 | $3.5M | 6.5% |
| 5 | Wholesale trade | 2 | $2.6M | 4.9% |
| 6 | Manufacturing | 1 | $2.0M | 3.7% |
| 7 | Retail trade | 4 | $1.7M | 3.2% |
| 8 | Health care & social assistance | 4 | $1.7M | 3.1% |
| 9 | Manufacturing | 1 | $1.6M | 3.0% |
| 10 | Real estate & leasing | 2 | $1.3M | 2.4% |
| 11 | Arts, entertainment & recreation | 1 | $1.2M | 2.3% |
| 12 | Construction | 4 | $580K | 1.1% |
| 13 | Transportation & warehousing | 1 | $540K | 1.0% |
| 14 | Other services | 4 | $535K | 1.0% |
| 15 | Finance & insurance | 1 | $500K | 0.9% |
| 16 | Administrative & waste services | 1 | $415K | 0.8% |
| 17 | Transportation & warehousing | 1 | $20K | 0.0% |
| 18 | Professional & technical services | 1 | $17K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.