Portfolio Overview: one filing, read section by section, with the year-over-year moves already found for you. Republic First Bank of Philadelphia, on its last filing. The FDIC closed it in April 2024.
Every US bank and credit union, every quarter of bank filings back to 2008, and the layer the data terminals leave out: assumption-driven models you drive yourself, run against your own filed numbers.
Counts are the current quarter’s reconciled panel. Credit-union coverage starts in 2022, where NCUA’s machine-readable 5300 series begins. That is stated because a shared “since 2008” would not be true of both.
Most tools in this space render the filings and stop. Lynx starts there, with a reconciled institution-quarter panel for the whole industry, and does the part normally left to a spreadsheet: what happens to this bank under a scenario you choose.
Deposit betas, runoff rates, fire-sale haircuts, growth and capital plans. They are yours, they are disclosed, and a saved run records the whole set with the institution and quarter.
Pick your institution and the workspace fills in from public record. No loan tape, no spreadsheets, no data cleaning before the first answer.
Every module publishes into a single Summary Report: the same figures, the same words, with the assumptions beside them and scenario sections marked as such.
Portfolio Overview: one filing, read section by section, with the year-over-year moves already found for you. Republic First Bank of Philadelphia, on its last filing. The FDIC closed it in April 2024.
A CAMELS composite built the way an exam reads it: six components, their named drivers straight from the Call Report, peers scored on the same basis, and a plain read of what moved.
CAMELS Scorecard: six components, and the drivers behind each one. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Not an official rating. The scores shown are Lynx’s own indicative read of a public Call Report, for an institution that has since been closed. They are not issued by the FDIC, the Federal Reserve, the OCC or any other supervisor, and they are not a real examination result.
Five-year capital and earnings projections against cohort loss experience from three real windows: the 2008–12 property collapse, the 2019–23 pandemic, and a 2013–17 benign run for comparison.
Stress Test: pick the window, set the severity, watch the capital path. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Scenario Studio turns a macro view into a loss environment: unemployment, growth, property and spreads, driven, where you have fitted one, by a regression on the institution’s own history.
Scenario Studio: a macro path, priced through your book. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Not an official rating. The CAMELS panel in this view is Lynx’s own indicative read, scored under a hypothetical scenario. It is not a supervisory rating and not an examination result.
Liquidity stress against your actual uninsured base, contingent funding netted of what is already pledged. Cited episodes set the sliders to what really happened: SVB, First Republic, the 2008 wholesale freeze.
Liquidity Stress: coverage, survival horizon, and the assumptions behind both. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Screen every US bank and credit union on any metric the panel carries. Rankings then place your institution in its size band, its state and the nation, with its trajectory across every quarter on file.
Screener: the full universe, filtered on what institutions actually filed. Shown from the account of Republic First Bank of Philadelphia, on its last filing. The FDIC closed it in April 2024.
SBA publishes every 7(a) approval since 2008. Lynx reads it as a market: your rank in each county you lend in, which shares are rising and falling, what the book is lent against, and how the crisis vintages actually performed.
SBA Lending: one institution’s standing in the 7(a) market. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Every lender in the country, a state or a single county, ranked on what they approved. Choose the fiscal years and the ranking, the map and the industry mix all answer for those years. Press a lender for its record, or an industry for who writes it and where.
Rankings: 3,705 lenders, any place, any run of fiscal years. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
Everything you ran publishes into one printable document: figures, tables, charts, and the assumptions each was run under. Sections resting on a scenario are marked as scenario.
Summary Report: assembled from what you actually ran. Tioga-Franklin Savings Bank, on its final Call Report. The FDIC closed it five months later, in August 2026.
The CAMELS composite is an indicative self-assessment, not an official rating. The rate model is a supervisory-grade approximation, not a booked ALM number. Reconcile before anything leaves the building.
Call Reports and 5300s are aggregated schedules. Lynx knows a bank’s CRE book to the dollar and nothing about which properties or sponsors sit behind it. A question that turns on a single exposure needs loan-level data. That is advisory work, not the product.
FFIEC Call Reports, NCUA 5300s, FDIC deposit and structure files, SBA’s 7(a) register, FRED and the agencies’ own publications. Nothing about your institution is shared with another customer.
Pick a bank and the platform opens as a guest: the real thing, not a screenshot. Portfolio Overview is fully open, computed from that bank's own filings. Every other tab is visible behind the gate.
Real filings, refreshed every quarter with the platform. Members sign in at lynx.lynxrenard.com.
Every analysis publishes into one board pack. Capital, liquidity, concentration, asset quality and the stress results, written up with peer comparison and printed to a document you can hand out.
Each section carries a paragraph explaining what the figures mean for this institution. The numbers come from the filing. The reading is written to be defended.
Every figure sits against banks of the same size in the same state, or a peer group you choose. A number without a comparison is not yet a finding.
The pack states which form you file and which schedules it omits. An absence is reported as an absence, never as a zero.
We publish the SBA 7(a) record as browsable pages: who lends in every state and county, what industries they fund, and what those loans have cost. No account needed.
A map down to the county, with each lender ranked by approvals and market share.
Where a lender lends, what it funds, and its realised loss curve by approval year. Banks, credit unions and the non-depository companies SBA licenses, all in one ranking.
Who finances a sector nationally, and who finances it in one county.
Approvals from SBA fiscal year 2008 onward, refreshed each quarter. Lynx adds what the public pages do not: loss curves adjusted for seasoning, market share rising or falling, and an adjustment for books that arrived by acquisition.
Access is granted per organisation and invoiced; there is nothing to sign up for. Thirty days on your own institution first, the summary report included, no card. Tell us who you are and what you need it for, and we reply either way.
Six seats, three summary reports a quarter, every module, every US bank and credit union, your own institution at the centre. Ask the Desk, the firm answering inside the product, is priced separately.
For any institution that signs by 31 December 2026. The rate holds for the second year, then list.
One seat and one summary report a quarter, for the analyst, the adviser and the investor who reads many banks.
Goes straight to the operator. We reply to every request, including the ones we turn down.