SBA 7(a) lending by state

The SBA publishes every 7(a) loan it guarantees. These pages summarise that record by place: who lends where, how much they approved, and what share of the market each lender holds. Figures cover approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

Shaded by rank among states, on total approvals.lessmore

Hover a state for its totals, click to open it. Puerto Rico and the territories have no position on this projection and are listed in the table below.

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Every state

Rank	State	Lenders	Counties	Loans	Approved
1	California	512	58	126,397	$65.38B
2	Texas	706	246	79,520	$43.86B
3	Florida	528	67	59,969	$29.09B
4	Georgia	409	156	29,314	$19.81B
5	New York	402	62	66,912	$19.35B
6	Illinois	537	102	35,506	$15.08B
7	Ohio	361	88	57,304	$15.04B
8	Washington	281	39	28,431	$13.46B
9	New Jersey	308	21	31,583	$13.24B
10	Michigan	364	83	39,112	$12.61B
11	Colorado	401	63	26,375	$12.55B
12	Pennsylvania	374	67	34,047	$12.46B
13	North Carolina	326	100	21,683	$11.99B
14	Arizona	337	15	21,299	$10.53B
15	Minnesota	444	87	29,265	$9.84B
16	Wisconsin	426	72	24,931	$9.32B
17	Indiana	351	92	21,812	$8.09B
18	Missouri	444	114	18,690	$7.60B
19	Virginia	332	133	16,891	$7.28B
20	Utah	235	29	22,110	$7.26B
21	Massachusetts	309	14	31,984	$6.40B
22	Oregon	255	35	15,587	$6.14B
23	Tennessee	374	95	10,857	$5.59B
24	Maryland	268	24	16,065	$5.52B
25	South Carolina	275	46	9,411	$5.33B
26	Oklahoma	358	76	9,238	$4.31B
27	Connecticut	230	17	12,412	$4.00B
28	Nevada	259	17	9,013	$3.91B
29	Louisiana	263	64	8,580	$3.82B
30	Alabama	277	67	7,520	$3.80B
31	Kansas	343	104	8,289	$3.21B
32	Kentucky	267	120	9,067	$3.13B
33	Idaho	192	44	10,230	$3.09B
34	Mississippi	206	81	8,007	$3.00B
35	Arkansas	260	74	5,668	$2.93B
36	Iowa	416	99	8,041	$2.88B
37	Nebraska	257	87	6,713	$2.26B
38	New Mexico	205	33	4,875	$2.13B
39	New Hampshire	177	10	9,185	$1.81B
40	Montana	172	51	5,088	$1.66B
41	Rhode Island	135	5	5,430	$1.28B
42	Maine	130	16	6,132	$1.25B
43	Alaska	101	32	2,111	$1.14B
44	Puerto Rico	28	78	8,627	$1.11B
45	Delaware	138	3	2,990	$1.02B
46	North Dakota	159	53	3,181	$913.2M
47	South Dakota	164	65	2,808	$911.8M
48	West Virginia	141	55	3,046	$903.5M
49	Wyoming	160	23	1,963	$783.1M
50	Vermont	110	14	3,923	$730.9M
51	District of Columbia	130	1	1,917	$730.8M
52	Hawaii	119	4	4,818	$634.0M
53	U.S. Virgin Islands	26	3	221	$96.0M
54	Guam	9	1	611	$83.1M
55	Northern Mariana Islands	5	2	16	$9.9M
56	American Samoa	1	1	2	$185K
57	Micronesia	1	1	3	$161K
58	Marshall Islands	1	1	1	$75K
59	Palau	1	1	1	$10K

Largest 7(a) lenders in the country

Rank	Lender	Loans	Approved	Share	States	Loss rate
1	Live Oak Banking Company	18,895	$24.33B	5.52%	53	0.75%
2	The Huntington National Bank	86,393	$20.39B	4.62%	52	1.99%
3	Wells Fargo Bank National Association	62,632	$19.40B	4.40%	52	2.76%
4	U.S. Bank, National Association	50,820	$11.89B	2.70%	51	1.77%
5	JPMorgan Chase Bank, National Association	52,669	$9.15B	2.07%	50	3.28%
6	Byline Bank	6,724	$7.53B	1.71%	52	2.85%
7	Celtic Bank Corporation	14,585	$7.47B	1.69%	53	2.42%
8	Bank of Hope	14,711	$6.53B	1.48%	50	2.86%
9	Readycap Lending, LLC	13,253	$6.51B	1.48%	51	3.26%
10	Newtek Bank, National Association	14,946	$6.07B	1.38%	52	0.01%
11	Lender 2057189	8,541	$6.05B	1.37%	53	2.01%
12	Enterprise Bank & Trust	5,438	$5.47B	1.24%	45	0.30%
13	PNC Bank, National Association	22,985	$5.39B	1.22%	49	2.93%
14	Columbia Bank	13,231	$5.24B	1.19%	49	2.74%
15	TD Bank, National Association	34,653	$5.23B	1.19%	35	3.75%
16	KeyBank National Association	14,128	$4.67B	1.06%	46	2.04%
17	Truist Bank	11,116	$4.63B	1.05%	35	2.86%
18	Manufacturers and Traders Trust Company	30,029	$3.97B	0.90%	28	3.56%
19	Fifth Third Bank	8,673	$3.87B	0.88%	46	2.79%
20	Metro City Bank	2,830	$3.70B	0.84%	41	0.61%
21	Bank of America, National Association	10,608	$3.36B	0.76%	49	1.74%
22	Harvest Small Business Finance, LLC	2,939	$3.29B	0.75%	47	0.14%
23	Northeast Bank	17,408	$3.19B	0.72%	53	2.92%
24	SouthState Bank, National Association	4,475	$3.18B	0.72%	45	1.60%
25	Pinnacle Bank	3,236	$3.17B	0.72%	37	2.25%
26	Zions Bank, A Division of	13,712	$3.02B	0.69%	31	3.14%
27	BMO Bank National Association	5,034	$2.96B	0.67%	36	1.12%
28	GBank	1,173	$2.96B	0.67%	44	0.25%
29	BayFirst National Bank	13,744	$2.92B	0.66%	52	7.25%
30	Banc of California	2,779	$2.92B	0.66%	51	2.36%
31	Open Bank	2,200	$2.88B	0.65%	42	0.11%
32	Commonwealth Business Bank	2,620	$2.88B	0.65%	48	0.46%
33	Beacon Bank and Trust	5,874	$2.85B	0.65%	46	1.48%
34	Hanmi Bank	3,626	$2.77B	0.63%	40	2.38%
35	First Internet Bank of Indiana	2,213	$2.74B	0.62%	49	0.89%
36	Old National Bank	4,480	$2.73B	0.62%	38	1.55%
37	First Financial Bank	3,888	$2.71B	0.61%	48	1.24%
38	United Midwest Savings Bank National Association	7,552	$2.69B	0.61%	52	3.04%
39	PCB Bank	2,752	$2.42B	0.55%	37	0.86%
40	Regions Bank	3,158	$2.35B	0.53%	24	2.07%
41	United Community Bank	2,818	$2.33B	0.53%	48	1.73%
42	First Bank of the Lake	2,613	$2.19B	0.50%	52	0.91%
43	First National Bank of Pennsylvania	3,279	$2.12B	0.48%	45	3.48%
44	Stearns Bank National Association	5,231	$2.05B	0.46%	51	3.99%
45	First-Citizens Bank & Trust Company	2,668	$2.04B	0.46%	46	3.48%
46	Fulton Bank, National Association	2,402	$2.02B	0.46%	26	1.51%
47	US Metro Bank	1,140	$1.93B	0.44%	40	0.33%
48	BankUnited, National Association	1,839	$1.88B	0.43%	48	3.15%
49	Ameris Bank	2,204	$1.83B	0.41%	45	2.68%
50	Citizens Bank	2,268	$1.79B	0.41%	49	1.04%
51	East West Bank	2,784	$1.78B	0.40%	35	0.98%
52	Bank Five Nine	2,856	$1.77B	0.40%	47	1.07%
53	Simmons Bank	4,587	$1.76B	0.40%	46	4.99%
54	Wallis Bank	1,391	$1.74B	0.39%	24	0.57%
55	NewBank	1,722	$1.60B	0.36%	13	2.07%
56	The Bancorp Bank National Association	1,902	$1.57B	0.36%	49	1.94%
57	United Business Bank	1,646	$1.54B	0.35%	20	1.19%
58	America First Federal Credit Union	2,043	$1.49B	0.34%	38	0.62%
59	First Merchants Bank	2,333	$1.49B	0.34%	49	1.73%
60	Santander Bank, National Association	7,173	$1.47B	0.33%	20	2.70%
61	UMB Bank, National Association	3,487	$1.44B	0.33%	26	3.77%
62	Glacier Bank	4,092	$1.39B	0.32%	18	2.27%
63	Wilmington Savings Fund Society FSB	1,999	$1.36B	0.31%	34	1.85%
64	Pathward National Association	866	$1.34B	0.30%	47	0.46%
65	Midwest Regional Bank	1,537	$1.31B	0.30%	22	3.18%
66	Gulf Coast Bank and Trust Company	2,036	$1.30B	0.29%	47	2.08%
67	First Bank	1,441	$1.29B	0.29%	44	2.32%
68	PromiseOne Bank	1,191	$1.29B	0.29%	33	0.65%
69	TowneBank	1,516	$1.26B	0.29%	48	0.42%
70	Citizens Bank, National Association	8,273	$1.24B	0.28%	21	1.83%
71	HomeTrust Bank	1,078	$1.18B	0.27%	41	1.02%
72	First Commonwealth Bank	1,979	$1.18B	0.27%	40	1.33%
73	VelocitySBA, LLC	10,982	$1.17B	0.27%	52	2.29%
74	T Bank, National Association	672	$1.14B	0.26%	45	1.34%
75	Citizens Business Bank National Association	1,780	$1.14B	0.26%	8	2.63%
76	FinWise Bank	1,061	$1.11B	0.25%	42	0.74%
77	Shoreham Bank	724	$1.09B	0.25%	48	1.63%
78	Busey Bank	1,238	$1.08B	0.25%	30	1.78%
79	Banner Bank	4,315	$1.05B	0.24%	14	1.78%
80	Renasant Bank	1,398	$1.05B	0.24%	19	2.65%
81	Eastern Bank	10,252	$1.05B	0.24%	9	2.96%
82	The Bank of Princeton	1,147	$1.03B	0.23%	19	1.97%
83	Happen Bank	1,037	$1.03B	0.23%	45	5.06%
84	First Interstate Bank	2,538	$1.02B	0.23%	19	2.60%
85	Capital One National Association	3,200	$1.02B	0.23%	51	4.35%
86	Customers Bank	1,254	$1.01B	0.23%	46	1.58%
87	Port 51 Lending LLC	618	$984.7M	0.22%	45	0.00%
88	OakStar Bank	1,341	$973.8M	0.22%	17	2.94%
89	Capital Bank, National Association	1,214	$941.4M	0.21%	47	2.85%
90	Lender 2582371	566	$908.4M	0.21%	42	0.71%
91	Peoples Bank	1,124	$902.4M	0.20%	31	0.43%
92	Hanover Community Bank	691	$887.1M	0.20%	41	0.60%
93	Centerstone SBA Lending, Inc.	648	$870.9M	0.20%	42	0.54%
94	City National Bank	1,242	$850.1M	0.19%	23	0.47%
95	Community Banks of Colorado, A Division of NBH Bank	1,105	$848.1M	0.19%	17	1.35%
96	Prosperity Bank	1,344	$846.0M	0.19%	14	2.53%
97	BancFirst	2,198	$838.1M	0.19%	14	1.20%
98	Lendistry SBLC, LLC	3,969	$827.3M	0.19%	50	1.34%
99	Provident Bank	1,142	$812.3M	0.18%	10	1.18%
100	Meridian Bank	879	$798.9M	0.18%	33	0.52%

3,714 lenders are on record: 2,814 banks, 545 credit unions and 355 non-depository lenders, which SBA licenses to write 7(a) without taking deposits. Share is of $440.96B approved nationally since fiscal year 2008.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.

The in-depth breakdown of any institution

These pages show what SBA publishes about one lender. Lynx puts it in context and asks what it means:

Where a loss rate stands. Against the median 7(a) lender and against a cohort of comparable banks, not on its own.
Whether share is rising or falling, county by county, and which markets were entered or have gone quiet.
Who is competing for the same counties, ranked by what they write there rather than by their national size.
How concentrated the book is, measured against lenders of similar reach so the figure means something.
Which loans arrived by acquisition, so a vintage is not credited to a charter that never wrote it.
The same rigour on the balance sheet — capital, liquidity, concentration and stress, printed into a board pack.

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