SBA 7(a) lenders in HI

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

120 institutions have SBA 7(a) loans on record in HI, together $642.1M across 4,844 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Central Pacific Bank	1,718	$91.7M	14.3%	4.31%
2	First Hawaiian Bank	482	$61.7M	9.6%	2.51%
3	Bank of Hawaii	521	$55.8M	8.7%	1.30%
4	Live Oak Banking Company	41	$46.8M	7.3%	8.06%
5	American Savings Bank, National Association	637	$38.9M	6.1%	7.54%
6	Newtek Bank, National Association	54	$27.3M	4.2%	0.00%
7	Celtic Bank Corporation	54	$25.0M	3.9%	0.00%
8	Hawaii National Bank	91	$20.2M	3.2%	1.58%
9	Commonwealth Business Bank	43	$17.8M	2.8%	1.21%
10	Newtek Small Business Finance, LLC	23	$13.1M	2.0%	0.00%
11	Northeast Bank	75	$13.1M	2.0%	0.00%
12	BayFirst National Bank	63	$11.2M	1.7%	4.61%
13	Byline Bank	6	$11.2M	1.7%	0.00%
14	The Huntington National Bank	18	$11.0M	1.7%	3.12%
15	Gather FCU	63	$10.8M	1.7%	1.14%
16	HawaiiUSA FCU	303	$9.8M	1.5%	0.18%
17	Readycap Lending, LLC	45	$8.1M	1.3%	6.66%
18	Mechanics Bank	8	$7.8M	1.2%	0.00%
19	Alaska Growth Capital BIDCO, Inc.	8	$7.4M	1.2%	0.00%
20	Bank of Hope	87	$6.7M	1.0%	13.86%
21	Banc of California	4	$5.9M	0.9%	0.00%
22	Enterprise Bank & Trust	4	$5.9M	0.9%	0.00%
23	22nd State Bank, A Division of 22nd State Banking Company	5	$5.4M	0.8%	0.00%
24	Bank of Montana	1	$5.0M	0.8%	0.00%
25	Northwest FCU	2	$5.0M	0.8%	0.00%
26	First Merchants Bank	1	$5.0M	0.8%	0.00%
27	PCB Bank	2	$5.0M	0.8%	0.00%
28	First Guaranty Bank	1	$4.7M	0.7%	0.00%
29	First Bank of the Lake	6	$4.7M	0.7%	3.13%
30	Capital Bank, National Association	5	$4.6M	0.7%	0.00%
31	Wells Fargo Bank National Association	13	$4.4M	0.7%	0.00%
32	Bank Five Nine	2	$4.4M	0.7%	0.00%
33	Lendistry SBLC, LLC	16	$4.2M	0.7%	0.00%
34	Harvest Small Business Finance, LLC	4	$3.8M	0.6%	0.00%
35	Stearns Bank National Association	9	$3.1M	0.5%	4.02%
36	Touchmark National Bank	2	$3.0M	0.5%	0.00%
37	Five Star Bank	14	$2.8M	0.4%	0.83%
38	United Midwest Savings Bank National Association	10	$2.7M	0.4%	0.00%
39	First Bank	2	$2.5M	0.4%	15.61%
40	United Business Bank	2	$2.5M	0.4%	0.00%
41	T Bank, National Association	1	$2.5M	0.4%	0.00%
42	Hana Small Business Lending, Inc.	3	$2.1M	0.3%	0.00%
43	Honolulu Federal Credit Union	47	$2.1M	0.3%	13.82%
44	U.S. Bank, National Association	6	$2.0M	0.3%	0.00%
45	GBC International Bank	3	$2.0M	0.3%	0.00%
46	Centerstone SBA Lending, Inc.	2	$2.0M	0.3%	0.00%
47	Metro City Bank	1	$1.9M	0.3%	0.00%
48	US Eagle FCU	1	$1.9M	0.3%	0.00%
49	Hawaii Community FCU	53	$1.8M	0.3%	7.09%
50	Grow America Fund, Incorporated	4	$1.7M	0.3%	0.00%
51	Greater Nevada CU	1	$1.7M	0.3%	0.00%
52	Legence Bank	2	$1.7M	0.3%	0.00%
53	TowneBank	2	$1.6M	0.2%	0.00%
54	FWBank	3	$1.6M	0.2%	0.00%
55	VelocitySBA, LLC	143	$1.5M	0.2%	14.54%
56	BankFirst	2	$1.5M	0.2%	0.00%
57	CDC Small Business Finance Corp.	7	$1.3M	0.2%	0.00%
58	National Cooperative Bank, National Association	1	$1.3M	0.2%	0.00%
59	Pinnacle Bank	1	$1.3M	0.2%	81.74%
60	HFS FCU	7	$1.2M	0.2%	0.00%
61	Happen Bank	2	$1.2M	0.2%	0.00%
62	Meridian Bank	2	$1.1M	0.2%	0.00%
63	IncredibleBank	2	$1.1M	0.2%	0.00%
64	Pathward National Association	1	$1.0M	0.2%	0.00%
65	First Internet Bank of Indiana	1	$994K	0.2%	0.00%
66	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$973K	0.2%	0.00%
67	Glacier Bank	2	$882K	0.1%	0.00%
68	Midland States Bank	2	$839K	0.1%	0.00%
69	Climate First Bank	1	$800K	0.1%	0.00%
70	CalPrivate Bank	1	$800K	0.1%	0.00%
71	Popular Bank	2	$795K	0.1%	0.00%
72	Open Bank	2	$750K	0.1%	0.00%
73	CIBC Bank USA	1	$712K	0.1%	0.00%
74	Sunflower Bank National Association	3	$656K	0.1%	28.67%
75	North State Bank	1	$630K	0.1%	0.00%
76	United Community Bank	1	$580K	0.1%	0.00%
77	Bank of the Orient	1	$579K	0.1%	0.00%
78	East West Bank	1	$556K	0.1%	0.00%
79	BMO Bank National Association	2	$555K	0.1%	0.00%
80	First Horizon Bank	1	$534K	0.1%	0.00%
81	FDIC - Community Bank & Trust-West Georgia	1	$517K	0.1%	0.00%
82	Hawaii Central FCU	3	$502K	0.1%	0.00%
83	FinWise Bank	1	$500K	0.1%	0.00%
84	Milestone Bank	1	$500K	0.1%	0.00%
85	Southwestern National Bank	1	$500K	0.1%	0.00%
86	City National Bank of Florida	1	$500K	0.1%	0.00%
87	United Western Bank	1	$494K	0.1%	0.00%
88	First Financial Bank	1	$450K	0.1%	0.00%
89	Merchants Bank of Indiana	1	$450K	0.1%	0.00%
90	Columbia Bank	13	$429K	0.1%	16.88%
91	The Bancorp Bank National Association	1	$411K	0.1%	0.00%
92	Wallis Bank	1	$400K	0.1%	0.00%
93	America First Federal Credit Union	1	$389K	0.1%	0.00%
94	CU Hawaii FCU	6	$353K	0.1%	0.00%
95	Luminate Bank	1	$350K	0.1%	0.00%
96	JPMorgan Chase Bank, National Association	1	$350K	0.1%	0.00%
97	Small Business Bank	1	$348K	0.1%	72.90%
98	Capital One National Association	7	$345K	0.1%	29.47%
99	Bank of America, National Association	2	$300K	0.0%	0.00%
100	Independence Bank	2	$300K	0.0%	46.63%
101	Fifth Third Bank	1	$292K	0.0%	0.00%
102	Grasshopper Bank National Association	1	$260K	0.0%	0.00%
103	Arizona Financial Credit Union	2	$250K	0.0%	38.53%
104	BankUnited, National Association	1	$250K	0.0%	0.00%
105	Accion Opportunity Fund Community Development	1	$200K	0.0%	0.00%
106	Valley Isle Community FCU	3	$163K	0.0%	0.00%
107	Partners Bank of California	1	$151K	0.0%	0.00%
108	Stone Bank	1	$150K	0.0%	0.00%
109	Carolina Small Business Development Fund	1	$150K	0.0%	0.00%
110	Seacoast National Bank	1	$150K	0.0%	0.00%
111	Navy FCU	1	$148K	0.0%	0.00%
112	Optus Bank	1	$125K	0.0%	83.42%
113	Hawaii State Federal Credit Union	2	$125K	0.0%	0.00%
114	First Mid Bank & Trust, National Association	1	$125K	0.0%	50.76%
115	Heritage Bank Inc	1	$107K	0.0%	0.00%
116	Busey Bank	1	$103K	0.0%	0.00%
117	Federal Deposit Insurance Corporation	3	$70K	0.0%	0.00%
118	Mountain America FCU	2	$55K	0.0%	45.11%
119	Peoples Bank	1	$50K	0.0%	0.00%
120	SoFi Bank, National Association	2	$38K	0.0%	42.32%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Honolulu	89	3,327	$406.0M
2	Hawaii	48	543	$99.0M
3	Maui	45	653	$86.8M
4	Kauai	33	321	$50.3M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.