SBA 7(a) lenders in Honolulu, HI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

89 institutions have SBA 7(a) loans on record in Honolulu, together $402.2M across 3,312 loans. Central Pacific Bank is the largest, with 19% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Central Pacific Bank	1,325	$74.5M	18.5%	4.23%
2	First Hawaiian Bank	316	$40.6M	10.1%	3.18%
3	Bank of Hawaii	322	$37.1M	9.2%	1.13%
4	American Savings Bank, National Association	472	$31.3M	7.8%	6.28%
5	Live Oak Banking Company	24	$25.0M	6.2%	2.40%
6	Newtek Bank, National Association	32	$19.3M	4.8%	0.00%
7	Commonwealth Business Bank	42	$17.6M	4.4%	1.23%
8	Hawaii National Bank	75	$15.5M	3.8%	1.47%
9	Celtic Bank Corporation	28	$12.5M	3.1%	0.00%
10	Newtek Small Business Finance, Inc.	15	$8.8M	2.2%	0.00%
11	Northeast Bank	46	$7.9M	2.0%	0.00%
12	The Huntington National Bank	12	$6.8M	1.7%	5.06%
13	BayFirst National Bank	36	$6.8M	1.7%	5.39%
14	HawaiiUSA FCU	209	$6.5M	1.6%	0.27%
15	Alaska Growth Capital BIDCO, Inc.	6	$6.4M	1.6%	0.00%
16	Byline Bank	5	$6.2M	1.5%	0.00%
17	Enterprise Bank & Trust	3	$5.8M	1.4%	0.00%
18	Readycap Lending, LLC	25	$5.4M	1.3%	8.02%
19	Bank of Hope	53	$5.3M	1.3%	11.54%
20	Northwest FCU	2	$5.0M	1.2%	0.00%
21	PCB Bank	2	$5.0M	1.2%	0.00%
22	First Bank of the Lake	4	$4.4M	1.1%	3.34%
23	Lendistry SBLC, LLC	13	$2.9M	0.7%	0.00%
24	Mechanics Bank	4	$2.8M	0.7%	0.00%
25	United Business Bank	2	$2.5M	0.6%	0.00%
26	Stearns Bank National Association	6	$2.2M	0.5%	3.51%
27	Hana Small Business Lending, Inc.	3	$2.1M	0.5%	0.00%
28	Honolulu Federal Credit Union	47	$2.1M	0.5%	13.82%
29	Wells Fargo Bank National Association	6	$2.0M	0.5%	0.00%
30	Centerstone SBA Lending, Inc.	2	$2.0M	0.5%	0.00%
31	Greater Nevada CU	1	$1.7M	0.4%	0.00%
32	Five Star Bank	9	$1.7M	0.4%	1.43%
33	GBC International Bank	1	$1.5M	0.4%	0.00%
34	United Midwest Savings Bank National Association	8	$1.2M	0.3%	0.00%
35	Meridian Bank	2	$1.1M	0.3%	0.00%
36	Harvest Small Business Finance, LLC	1	$1.1M	0.3%	0.00%
37	Pathward National Association	1	$1.0M	0.3%	0.00%
38	U.S. Bank, National Association	4	$1.0M	0.3%	0.00%
39	FWBank	2	$800K	0.2%	0.00%
40	CalPrivate Bank	1	$800K	0.2%	0.00%
41	Glacier Bank	1	$772K	0.2%	0.00%
42	Capital Bank, National Association	1	$768K	0.2%	0.00%
43	VelocitySBA, LLC	74	$768K	0.2%	13.81%
44	Open Bank	2	$750K	0.2%	0.00%
45	CIBC Bank USA	1	$712K	0.2%	0.00%
46	North State Bank	1	$630K	0.2%	0.00%
47	Happen Bank	1	$614K	0.2%	0.00%
48	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$605K	0.2%	0.00%
49	Banc of California	1	$603K	0.1%	0.00%
50	United Community Bank	1	$580K	0.1%	0.00%
51	Bank of the Orient	1	$579K	0.1%	0.00%
52	East West Bank	1	$556K	0.1%	0.00%
53	FDIC - Community Bank & Trust-West Georgia	1	$517K	0.1%	0.00%
54	Sunflower Bank National Association	2	$506K	0.1%	37.17%
55	Hawaii Central FCU	3	$502K	0.1%	0.00%
56	FinWise Bank	1	$500K	0.1%	0.00%
57	Southwestern National Bank	1	$500K	0.1%	0.00%
58	Milestone Bank	1	$500K	0.1%	0.00%
59	Gather FCU	1	$480K	0.1%	0.00%
60	First Financial Bank	1	$450K	0.1%	0.00%
61	First Bank	1	$420K	0.1%	94.15%
62	The Bancorp Bank National Association	1	$411K	0.1%	0.00%
63	Wallis Bank	1	$400K	0.1%	0.00%
64	JPMorgan Chase Bank, National Association	1	$350K	0.1%	0.00%
65	Luminate Bank	1	$350K	0.1%	0.00%
66	Small Business Bank	1	$348K	0.1%	72.90%
67	Midland States Bank	1	$348K	0.1%	0.00%
68	Bank of America, National Association	2	$300K	0.1%	0.00%
69	Bank Five Nine	1	$300K	0.1%	0.00%
70	Fifth Third Bank	1	$292K	0.1%	0.00%
71	Columbia Bank	8	$290K	0.1%	16.00%
72	Grasshopper Bank National Association	1	$260K	0.1%	0.00%
73	Arizona Financial Credit Union	2	$250K	0.1%	38.53%
74	Capital One National Association	4	$225K	0.1%	0.00%
75	Accion Opportunity Fund Community Development	1	$200K	0.0%	0.00%
76	CDC Small Business Finance Corp.	2	$175K	0.0%	0.00%
77	Partners Bank of California	1	$151K	0.0%	0.00%
78	Independence Bank	1	$150K	0.0%	93.26%
79	Seacoast National Bank	1	$150K	0.0%	0.00%
80	Carolina Small Business Development Fund	1	$150K	0.0%	0.00%
81	Navy FCU	1	$148K	0.0%	0.00%
82	Hawaii State Federal Credit Union	2	$125K	0.0%	0.00%
83	Optus Bank	1	$125K	0.0%	83.42%
84	Heritage Bank Inc	1	$107K	0.0%	0.00%
85	Hawaii Community FCU	2	$70K	0.0%	65.60%
86	Federal Deposit Insurance Corporation	3	$70K	0.0%	0.00%
87	Peoples Bank	1	$50K	0.0%	0.00%
88	Mountain America FCU	1	$25K	0.0%	99.23%
89	SoFi Bank, National Association	1	$13K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	565	$88.0M	21.9%
2	Construction	516	$47.1M	11.7%
3	Professional & technical services	324	$37.6M	9.3%
4	Health care & social assistance	257	$36.2M	9.0%
5	Retail trade	237	$35.2M	8.7%
6	Other services	218	$25.9M	6.5%
7	Wholesale trade	206	$23.7M	5.9%
8	Administrative & waste services	208	$23.2M	5.8%
9	Manufacturing	85	$15.2M	3.8%
10	Finance & insurance	82	$14.1M	3.5%
11	Arts, entertainment & recreation	81	$13.7M	3.4%
12	Retail trade	125	$10.8M	2.7%
13	Transportation & warehousing	89	$9.2M	2.3%
14	Real estate & leasing	107	$7.1M	1.8%
15	Utilities	8	$3.4M	0.8%
16	Educational services	56	$3.4M	0.8%
17	Manufacturing	51	$3.0M	0.8%
18	Agriculture, forestry & fishing	23	$1.9M	0.5%
19	Manufacturing	24	$1.3M	0.3%
20	Information	33	$1.2M	0.3%
21	Transportation & warehousing	14	$708K	0.2%
22	Mining & extraction	2	$95K	0.0%
23	Public administration	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.