SBA 7(a) lenders in AL

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

280 institutions have SBA 7(a) loans on record in AL, together $3.88B across 7,630 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	259	$376.8M	9.7%	0.41%
2	Pinnacle Bank	164	$169.4M	4.4%	2.63%
3	The Huntington National Bank	292	$156.5M	4.0%	1.55%
4	PNC Bank, National Association	1,039	$154.3M	4.0%	2.82%
5	Regions Bank	237	$139.0M	3.6%	1.70%
6	Metro City Bank	112	$112.7M	2.9%	0.00%
7	First Financial Bank	161	$101.9M	2.6%	2.64%
8	United Community Bank	126	$94.0M	2.4%	2.97%
9	SouthState Bank, National Association	99	$90.6M	2.3%	0.43%
10	Wells Fargo Bank National Association	614	$83.4M	2.1%	5.48%
11	Newtek Bank, National Association	206	$74.3M	1.9%	0.00%
12	Readycap Lending, LLC	136	$67.4M	1.7%	3.85%
13	ServisFirst Bank	84	$65.6M	1.7%	4.63%
14	Lender 2057189	96	$64.6M	1.7%	1.57%
15	Valley National Bank	83	$64.0M	1.7%	1.27%
16	Renasant Bank	93	$60.3M	1.6%	2.31%
17	Peoples Bank of Alabama	94	$57.7M	1.5%	4.10%
18	Celtic Bank Corporation	131	$57.4M	1.5%	3.04%
19	Hancock Whitney Bank	79	$54.7M	1.4%	0.54%
20	Truist Bank	98	$48.3M	1.2%	0.00%
21	PromiseOne Bank	40	$47.5M	1.2%	0.00%
22	United Midwest Savings Bank National Association	127	$44.6M	1.1%	3.50%
23	FirstBank	65	$43.9M	1.1%	1.26%
24	Peoples Bank	24	$43.0M	1.1%	0.00%
25	SouthPoint Bank	43	$41.3M	1.1%	0.45%
26	GBank	18	$38.1M	1.0%	0.00%
27	Community Bank of Mississippi	73	$37.7M	1.0%	0.64%
28	Northeast Bank	197	$37.5M	1.0%	2.24%
29	Ameris Bank	41	$35.3M	0.9%	8.22%
30	Avadian Credit Union	48	$35.3M	0.9%	0.29%
31	Bank of Hope	127	$32.0M	0.8%	7.02%
32	Coastal States Bank	31	$31.9M	0.8%	1.80%
33	Millennial Bank	39	$31.9M	0.8%	0.48%
34	BayFirst National Bank	141	$31.5M	0.8%	7.58%
35	Byline Bank	31	$31.4M	0.8%	0.00%
36	BankPlus	38	$28.7M	0.7%	1.64%
37	First Horizon Bank	32	$27.9M	0.7%	1.49%
38	BankFirst Financial Services	87	$24.5M	0.6%	0.81%
39	American Commerce Bank, National Association	15	$24.4M	0.6%	0.00%
40	Embassy National Bank	17	$23.8M	0.6%	0.00%
41	Beacon Bank and Trust	13	$23.8M	0.6%	0.00%
42	Columbia Bank	133	$22.9M	0.6%	8.07%
43	BankUnited, National Association	16	$22.6M	0.6%	3.22%
44	First Bank of the Lake	32	$22.1M	0.6%	4.62%
45	Central State Bank	51	$21.9M	0.6%	5.77%
46	Touchmark National Bank	13	$21.3M	0.5%	0.00%
47	River Bank and Trust	36	$21.1M	0.5%	0.00%
48	HomeTrust Bank	18	$21.1M	0.5%	0.00%
49	The Bancorp Bank National Association	24	$20.5M	0.5%	11.66%
50	Redstone FCU	301	$20.1M	0.5%	9.70%
51	BizCapital BIDCO I, LLC	9	$19.7M	0.5%	8.87%
52	Oakworth Capital Bank	18	$19.3M	0.5%	0.00%
53	Bank Five Nine	19	$18.8M	0.5%	3.02%
54	Climate First Bank	7	$17.6M	0.5%	0.00%
55	Citizens Bank	17	$16.6M	0.4%	0.00%
56	Trustmark Bank	71	$16.3M	0.4%	6.06%
57	US Metro Bank	9	$16.0M	0.4%	0.00%
58	Citizens Bank & Trust	21	$15.2M	0.4%	1.17%
59	22nd State Bank, A Division of 22nd State Banking Company	19	$14.5M	0.4%	0.00%
60	First Bank of Alabama	17	$14.2M	0.4%	8.23%
61	Friend Bank	51	$13.9M	0.4%	4.22%
62	Sabre Finance	86	$13.8M	0.4%	0.00%
63	Lender 2582371	11	$12.9M	0.3%	2.38%
64	VelocitySBA, LLC	152	$12.7M	0.3%	2.03%
65	American Bank	4	$12.5M	0.3%	0.00%
66	Customers Bank	12	$12.2M	0.3%	0.81%
67	First US Bank	8	$11.8M	0.3%	0.00%
68	SmartBank	8	$11.5M	0.3%	3.27%
69	Wallis Bank	7	$11.2M	0.3%	0.00%
70	Banc of California	13	$10.9M	0.3%	8.84%
71	Commonwealth Business Bank	9	$10.9M	0.3%	2.23%
72	The Bank of Princeton	4	$10.9M	0.3%	0.00%
73	Stearns Bank National Association	43	$10.6M	0.3%	5.86%
74	Stone Bank	8	$10.6M	0.3%	0.00%
75	Troy Bank & Trust Company	42	$10.4M	0.3%	0.92%
76	North State Bank	5	$10.2M	0.3%	0.00%
77	First Merchants Bank	6	$10.1M	0.3%	0.00%
78	Centerstone SBA Lending, Inc.	4	$9.7M	0.3%	0.00%
79	Gulf Coast Bank and Trust Company	12	$9.7M	0.2%	6.18%
80	Pathward National Association	6	$9.1M	0.2%	0.00%
81	First Internet Bank of Indiana	8	$8.8M	0.2%	0.00%
82	The MINT National Bank	4	$8.8M	0.2%	0.00%
83	FDIC - Community Bank & Trust-West Georgia	10	$8.7M	0.2%	10.03%
84	Shoreham Bank	7	$8.3M	0.2%	0.00%
85	United Bank	64	$8.1M	0.2%	3.93%
86	BHM Bank	26	$8.1M	0.2%	0.58%
87	Hanover Community Bank	3	$7.6M	0.2%	0.00%
88	Happen Bank	5	$7.2M	0.2%	0.00%
89	Hanmi Bank	6	$7.1M	0.2%	1.60%
90	Port 51 Lending LLC	3	$7.1M	0.2%	0.00%
91	CommerceOne Bank	4	$7.1M	0.2%	0.00%
92	Community Bank of Pickens County	2	$7.0M	0.2%	0.00%
93	Banesco USA	3	$6.7M	0.2%	0.00%
94	First National Bank of Pulaski	32	$6.6M	0.2%	1.73%
95	First Guaranty Bank	3	$6.4M	0.2%	0.00%
96	PCB Bank	11	$6.3M	0.2%	5.39%
97	Loyal Trust Bank	8	$6.0M	0.2%	0.00%
98	UniBank	5	$6.0M	0.2%	0.00%
99	American Pride Bank	3	$5.9M	0.2%	0.00%
100	Fifth Third Bank	7	$5.9M	0.2%	8.37%
101	Capital Bank, National Association	6	$5.7M	0.1%	0.00%
102	Enterprise Bank & Trust	4	$5.6M	0.1%	0.00%
103	Merchants & Marine Bank	11	$5.4M	0.1%	0.00%
104	First Bank	5	$5.2M	0.1%	0.00%
105	Commonwealth National Bank	15	$5.2M	0.1%	2.42%
106	Fund-Ex Solutions Group, LLC	2	$5.2M	0.1%	80.84%
107	Lendistry SBLC, LLC	26	$5.2M	0.1%	0.00%
108	Bankwell Bank	2	$5.1M	0.1%	0.00%
109	First Community Bank	1	$5.0M	0.1%	0.00%
110	State Bank of Texas	2	$5.0M	0.1%	0.00%
111	Simmons Bank	12	$5.0M	0.1%	0.00%
112	Open Bank	5	$4.9M	0.1%	0.00%
113	NobleBank & Trust	5	$4.9M	0.1%	0.00%
114	Bank OZK	3	$4.8M	0.1%	0.00%
115	Popular Bank	12	$4.7M	0.1%	23.79%
116	CenTrust Bank, A Division of SmartBiz Bank National Association	15	$4.7M	0.1%	0.00%
117	Grasshopper Bank National Association	5	$4.5M	0.1%	0.00%
118	Unity Bank	3	$4.5M	0.1%	51.78%
119	Colony Bank	9	$4.5M	0.1%	0.00%
120	Centennial Bank	3	$4.3M	0.1%	0.00%
121	The Citizens National Bank of Meridian	19	$4.3M	0.1%	0.00%
122	Federal Land Bank Association of North America	6	$4.2M	0.1%	0.00%
123	Federal Deposit Insurance Corporation	14	$4.0M	0.1%	13.47%
124	JPMorgan Chase Bank, National Association	8	$3.9M	0.1%	1.53%
125	Capital Community Bank	2	$3.8M	0.1%	0.00%
126	IncredibleBank	4	$3.8M	0.1%	0.00%
127	Independence Bank	29	$3.8M	0.1%	44.99%
128	TowneBank	5	$3.8M	0.1%	0.00%
129	Mission Valley Bank	4	$3.7M	0.1%	0.00%
130	Peoples Bank of Greensboro	2	$3.6M	0.1%	0.00%
131	Bryant Bank	9	$3.6M	0.1%	0.00%
132	Paragon Bank	4	$3.5M	0.1%	41.90%
133	Guaranty Bank and Trust Company	1	$3.4M	0.1%	0.00%
134	AuburnBank	6	$3.4M	0.1%	0.00%
135	First National Bank of Pennsylvania	4	$3.4M	0.1%	0.00%
136	The Exchange Bank of Alabama	16	$3.4M	0.1%	9.35%
137	First-Citizens Bank & Trust Company	6	$3.2M	0.1%	58.21%
138	The Bank of Vernon	2	$3.2M	0.1%	0.00%
139	America First Federal Credit Union	3	$3.1M	0.1%	0.00%
140	United Bank	1	$3.1M	0.1%	0.00%
141	Wilmington Savings Fund Society FSB	3	$3.1M	0.1%	0.00%
142	Harvest Small Business Finance, LLC	8	$3.1M	0.1%	0.00%
143	CRF Small Business Loan Company, LLC	5	$3.0M	0.1%	0.00%
144	Pinnacle Bank	5	$3.0M	0.1%	0.00%
145	Bank of America, National Association	6	$2.7M	0.1%	0.00%
146	iTHINK Financial Credit Union	2	$2.7M	0.1%	0.00%
147	PeoplesSouth Bank	5	$2.6M	0.1%	9.34%
148	Farmers State Bank of Alto Pass, Illinois	2	$2.6M	0.1%	0.00%
149	First Bank	2	$2.6M	0.1%	78.82%
150	Woori America Bank	1	$2.6M	0.1%	0.00%
151	The Southern Bank Company	5	$2.5M	0.1%	0.00%
152	T Bank, National Association	2	$2.5M	0.1%	0.00%
153	KeyBank National Association	5	$2.4M	0.1%	17.10%
154	First Utah Bank	3	$2.4M	0.1%	0.00%
155	U.S. Bank, National Association	13	$2.4M	0.1%	1.08%
156	Arizona Financial Credit Union	2	$2.3M	0.1%	0.00%
157	Mabrey Bank	1	$2.2M	0.1%	0.00%
158	Midland States Bank	1	$2.2M	0.1%	0.00%
159	Peoples Bank and Trust Company	1	$2.2M	0.1%	0.00%
160	Farmers and Merchants Bank	1	$2.1M	0.1%	0.00%
161	Hana Small Business Lending, Inc.	1	$2.0M	0.1%	0.00%
162	Wings Credit Union	1	$2.0M	0.1%	0.00%
163	NewBank	4	$2.0M	0.1%	0.00%
164	Vallant Bank	1	$2.0M	0.1%	0.00%
165	First State Bank of the South, Inc.	3	$2.0M	0.1%	0.00%
166	Community West Bank	5	$1.9M	0.0%	13.11%
167	First National Community Bank	2	$1.9M	0.0%	0.00%
168	American Momentum Bank	3	$1.9M	0.0%	0.00%
169	Shinhan Bank America	4	$1.9M	0.0%	0.00%
170	Wachovia SBA Lending, Inc.	2	$1.9M	0.0%	0.00%
171	First Business Bank	3	$1.9M	0.0%	0.00%
172	Encore Bank	1	$1.9M	0.0%	0.00%
173	Thread Bank	2	$1.9M	0.0%	0.00%
174	MidSouth Bank	7	$1.8M	0.0%	0.00%
175	Cache Valley Bank	4	$1.8M	0.0%	0.00%
176	Georgia Banking Company	3	$1.8M	0.0%	12.46%
177	Community Spirit Bank	1	$1.8M	0.0%	65.51%
178	First Port City Bank	2	$1.8M	0.0%	0.00%
179	First South Farm Credit, ACA	6	$1.8M	0.0%	0.00%
180	CIBC Bank USA	3	$1.8M	0.0%	0.00%
181	East West Bank	6	$1.8M	0.0%	0.00%
182	SunSouth Bank	7	$1.7M	0.0%	5.75%
183	b1BANK	1	$1.7M	0.0%	0.00%
184	River City Bank	2	$1.7M	0.0%	0.00%
185	Commercial Bank	2	$1.7M	0.0%	0.00%
186	TruFund Financial Services Inc	11	$1.7M	0.0%	24.47%
187	Premier Bank of the South	1	$1.7M	0.0%	0.00%
188	CBandS Bank	4	$1.6M	0.0%	0.00%
189	Milestone Bank	1	$1.6M	0.0%	0.00%
190	Cogent Bank	2	$1.6M	0.0%	0.00%
191	TD Bank, National Association	2	$1.6M	0.0%	0.00%
192	Seacoast National Bank	5	$1.6M	0.0%	0.00%
193	Gulf Coast Bank	1	$1.6M	0.0%	0.00%
194	Five Star Bank	9	$1.5M	0.0%	0.00%
195	Bank Independent	7	$1.5M	0.0%	0.00%
196	Community Neighbor Bank	1	$1.5M	0.0%	0.00%
197	Glacier Bank	1	$1.5M	0.0%	0.00%
198	First Citizens Bank	8	$1.5M	0.0%	0.00%
199	First Community Bank of Central Alabama	2	$1.5M	0.0%	70.61%
200	Millennium Bank	2	$1.5M	0.0%	0.00%

The 200 largest shown, of 280 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Jefferson	130	1,570	$724.5M
2	Madison	107	857	$314.9M
3	Shelby	80	552	$288.4M
4	Mobile	100	722	$288.0M
5	Baldwin	85	552	$271.5M
6	Montgomery	93	398	$262.7M
7	Lee	63	258	$138.0M
8	De Kalb	32	142	$108.1M
9	Tuscaloosa	55	244	$102.5M
10	Houston	43	196	$101.9M
11	Calhoun	51	126	$92.5M
12	Morgan	42	145	$65.2M
13	Marshall	39	118	$59.9M
14	Etowah	44	118	$57.5M
15	Cullman	39	89	$51.9M
16	Tallapoosa	26	58	$50.3M
17	Pike	17	55	$50.0M
18	Autauga	32	59	$48.6M
19	Lauderdale	38	87	$47.7M
20	Walker	26	55	$44.2M
21	Saint Clair	38	89	$41.6M
22	Russell	25	57	$39.4M
23	Limestone	42	97	$39.0M
24	Randolph	16	34	$36.0M
25	Cleburne	13	31	$33.9M
26	Jackson	20	43	$33.0M
27	Chambers	26	43	$32.8M
28	Elmore	27	58	$31.7M
29	Cherokee	13	38	$25.2M
30	Talladega	29	52	$24.0M
31	Butler	18	26	$22.3M
32	Colbert	23	31	$21.7M
33	Blount	23	45	$21.7M
34	Coffee	21	41	$21.1M
35	Dale	21	46	$20.6M
36	Barbour	18	42	$19.3M
37	Clay	8	17	$18.3M
38	Franklin	19	26	$17.4M
39	Dallas	14	20	$17.2M
40	Chilton	21	28	$15.1M
41	Covington	16	37	$14.2M
42	Marion	15	18	$12.5M
43	Macon	10	14	$12.5M
44	Clarke	15	18	$12.4M
45	Escambia	15	31	$11.5M
46	Henry	13	16	$10.9M
47	Marengo	5	7	$10.0M
48	Sumter	11	21	$9.2M
49	Pickens	8	12	$9.0M
50	Geneva	11	29	$8.6M
51	Crenshaw	8	17	$8.6M
52	Lawrence	13	27	$8.4M
53	Fayette	4	9	$8.4M
54	Lowndes	8	13	$7.2M
55	Winston	7	10	$6.9M
56	Monroe	8	18	$6.5M
57	Bibb	12	16	$5.4M
58	Conecuh	8	9	$5.0M
59	Lamar	6	10	$4.1M
60	Washington	10	13	$2.7M
61	Wilcox	3	3	$1.5M
62	Bullock	4	5	$1.2M
63	Perry	2	2	$460K
64	Choctaw	2	2	$445K
65	Coosa	2	2	$425K
66	Greene	3	3	$185K
67	Hale	2	3	$170K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.