SBA 7(a) lenders in AL

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

277 institutions have SBA 7(a) loans on record in AL, together $3.80B across 7,520 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	254	$370.8M	9.8%	0.41%
2	Pinnacle Bank	157	$159.5M	4.2%	2.80%
3	The Huntington National Bank	288	$155.9M	4.1%	1.41%
4	PNC Bank, National Association	1,039	$154.3M	4.1%	2.82%
5	Regions Bank	234	$138.6M	3.7%	1.71%
6	Metro City Bank	113	$114.7M	3.0%	0.00%
7	First Financial Bank	160	$101.2M	2.7%	2.66%
8	United Community Bank	126	$94.0M	2.5%	2.97%
9	SouthState Bank, National Association	99	$90.6M	2.4%	0.43%
10	Wells Fargo Bank National Association	613	$83.1M	2.2%	5.42%
11	Newtek Bank, National Association	189	$70.0M	1.8%	0.00%
12	Readycap Lending, LLC	134	$67.3M	1.8%	3.86%
13	ServisFirst Bank	84	$65.6M	1.7%	4.63%
14	Newtek Small Business Finance, Inc.	96	$64.6M	1.7%	1.57%
15	Valley National Bank	82	$63.7M	1.7%	1.27%
16	Renasant Bank	93	$60.3M	1.6%	2.31%
17	Peoples Bank of Alabama	94	$57.7M	1.5%	4.10%
18	Celtic Bank Corporation	130	$57.3M	1.5%	3.03%
19	Hancock Whitney Bank	77	$52.4M	1.4%	0.57%
20	Truist Bank	98	$48.3M	1.3%	0.00%
21	PromiseOne Bank	40	$47.5M	1.3%	0.00%
22	United Midwest Savings Bank National Association	124	$43.2M	1.1%	3.61%
23	Peoples Bank	24	$43.0M	1.1%	0.00%
24	FirstBank	63	$42.1M	1.1%	1.32%
25	SouthPoint Bank	42	$41.0M	1.1%	0.45%
26	Community Bank of Mississippi	72	$37.6M	1.0%	0.64%
27	GBank	17	$37.0M	1.0%	0.00%
28	Northeast Bank	190	$36.1M	1.0%	2.32%
29	Ameris Bank	41	$35.3M	0.9%	8.22%
30	Avadian Credit Union	48	$35.3M	0.9%	0.29%
31	Bank of Hope	127	$32.0M	0.8%	7.02%
32	Coastal States Bank	31	$31.9M	0.8%	1.80%
33	Millennial Bank	39	$31.9M	0.8%	0.00%
34	BayFirst National Bank	141	$31.5M	0.8%	6.44%
35	Byline Bank	31	$31.4M	0.8%	0.00%
36	BankPlus	38	$28.7M	0.8%	1.64%
37	First Horizon Bank	32	$27.9M	0.7%	1.49%
38	BankFirst Financial Services	87	$24.5M	0.6%	0.81%
39	American Commerce Bank, National Association	15	$24.4M	0.6%	0.00%
40	Embassy National Bank	17	$23.8M	0.6%	0.00%
41	Beacon Bank and Trust	13	$23.8M	0.6%	0.00%
42	Columbia Bank	133	$22.9M	0.6%	8.07%
43	BankUnited, National Association	16	$22.6M	0.6%	3.22%
44	First Bank of the Lake	32	$22.1M	0.6%	4.00%
45	Central State Bank	51	$21.9M	0.6%	5.77%
46	Touchmark National Bank	13	$21.3M	0.6%	0.00%
47	River Bank and Trust	34	$20.1M	0.5%	0.00%
48	Redstone FCU	301	$20.1M	0.5%	9.70%
49	The Bancorp Bank National Association	22	$19.8M	0.5%	12.06%
50	BizCapital BIDCO I, LLC	9	$19.7M	0.5%	8.87%
51	Oakworth Capital Bank	18	$19.3M	0.5%	0.00%
52	Bank Five Nine	19	$18.8M	0.5%	3.02%
53	Climate First Bank	6	$16.9M	0.4%	0.00%
54	HomeTrust Bank	15	$16.7M	0.4%	0.00%
55	Citizens Bank	17	$16.6M	0.4%	0.00%
56	Trustmark Bank	71	$16.3M	0.4%	6.51%
57	Citizens Bank & Trust	21	$15.2M	0.4%	1.17%
58	22nd State Bank, A Division of 22nd State Banking Company	19	$14.5M	0.4%	0.00%
59	First Bank of Alabama	17	$14.2M	0.4%	8.23%
60	Friend Bank	51	$13.9M	0.4%	4.22%
61	Sabre Finance	82	$13.3M	0.3%	0.00%
62	First Western SBLC, LLC	11	$12.9M	0.3%	2.38%
63	Customers Bank	12	$12.2M	0.3%	0.81%
64	First US Bank	8	$11.8M	0.3%	0.00%
65	SmartBank	8	$11.5M	0.3%	3.27%
66	Wallis Bank	7	$11.2M	0.3%	0.00%
67	Banc of California	13	$10.9M	0.3%	8.84%
68	Commonwealth Business Bank	9	$10.9M	0.3%	2.23%
69	The Bank of Princeton	4	$10.9M	0.3%	0.00%
70	Stone Bank	8	$10.6M	0.3%	0.00%
71	Stearns Bank National Association	42	$10.6M	0.3%	5.90%
72	Troy Bank & Trust Company	42	$10.4M	0.3%	0.92%
73	North State Bank	5	$10.2M	0.3%	0.00%
74	First Merchants Bank	6	$10.1M	0.3%	0.00%
75	Centerstone SBA Lending, Inc.	4	$9.7M	0.3%	0.00%
76	American Bank	3	$9.4M	0.2%	0.00%
77	Gulf Coast Bank and Trust Company	11	$9.2M	0.2%	6.52%
78	Pathward National Association	6	$9.1M	0.2%	0.00%
79	VelocitySBA, LLC	149	$8.9M	0.2%	2.91%
80	First Internet Bank of Indiana	8	$8.8M	0.2%	0.00%
81	The MINT National Bank	4	$8.8M	0.2%	0.00%
82	FDIC - Community Bank & Trust-West Georgia	10	$8.7M	0.2%	10.03%
83	Shoreham Bank	7	$8.3M	0.2%	0.00%
84	United Bank	64	$8.1M	0.2%	3.93%
85	BHM Bank	26	$8.1M	0.2%	0.58%
86	US Metro Bank	3	$7.8M	0.2%	0.00%
87	Hanover Community Bank	3	$7.6M	0.2%	0.00%
88	Happen Bank	5	$7.2M	0.2%	0.00%
89	Hanmi Bank	6	$7.1M	0.2%	1.60%
90	Community Bank of Pickens County	2	$7.0M	0.2%	0.00%
91	Banesco USA	3	$6.7M	0.2%	0.00%
92	First National Bank of Pulaski	32	$6.6M	0.2%	1.73%
93	First Guaranty Bank	3	$6.4M	0.2%	0.00%
94	PCB Bank	11	$6.3M	0.2%	5.39%
95	UniBank	5	$6.0M	0.2%	0.00%
96	American Pride Bank	3	$5.9M	0.2%	0.00%
97	Fifth Third Bank	7	$5.9M	0.2%	8.37%
98	CommerceOne Bank	3	$5.5M	0.1%	0.00%
99	Merchants & Marine Bank	11	$5.4M	0.1%	0.00%
100	First Bank	5	$5.2M	0.1%	0.00%
101	Commonwealth National Bank	15	$5.2M	0.1%	2.42%
102	Fund-Ex Solutions Group, LLC	2	$5.2M	0.1%	80.84%
103	Lendistry SBLC, LLC	26	$5.2M	0.1%	0.00%
104	Bankwell Bank	2	$5.1M	0.1%	0.00%
105	First Community Bank	1	$5.0M	0.1%	0.00%
106	State Bank of Texas	2	$5.0M	0.1%	0.00%
107	Simmons Bank	12	$5.0M	0.1%	0.00%
108	Open Bank	5	$4.9M	0.1%	0.00%
109	NobleBank & Trust	5	$4.9M	0.1%	0.00%
110	Loyal Trust Bank	7	$4.9M	0.1%	0.00%
111	Bank OZK	3	$4.8M	0.1%	0.00%
112	Popular Bank	12	$4.7M	0.1%	23.79%
113	CenTrust Bank, A Division of SmartBiz Bank National Association	15	$4.7M	0.1%	0.00%
114	Grasshopper Bank National Association	5	$4.5M	0.1%	0.00%
115	Unity Bank	3	$4.5M	0.1%	51.78%
116	Colony Bank	9	$4.5M	0.1%	0.00%
117	Centennial Bank	3	$4.3M	0.1%	0.00%
118	Federal Land Bank Association of North America	6	$4.2M	0.1%	0.00%
119	Federal Deposit Insurance Corporation	14	$4.0M	0.1%	13.47%
120	JPMorgan Chase Bank, National Association	8	$3.9M	0.1%	1.53%
121	IncredibleBank	4	$3.8M	0.1%	0.00%
122	Independence Bank	29	$3.8M	0.1%	44.99%
123	Mission Valley Bank	4	$3.7M	0.1%	0.00%
124	Peoples Bank of Greensboro	2	$3.6M	0.1%	0.00%
125	Bryant Bank	9	$3.6M	0.1%	0.00%
126	Paragon Bank	4	$3.5M	0.1%	41.90%
127	Guaranty Bank and Trust Company	1	$3.4M	0.1%	0.00%
128	AuburnBank	6	$3.4M	0.1%	0.00%
129	First National Bank of Pennsylvania	4	$3.4M	0.1%	0.00%
130	The Exchange Bank of Alabama	16	$3.4M	0.1%	9.35%
131	Enterprise Bank & Trust	3	$3.4M	0.1%	0.00%
132	First-Citizens Bank & Trust Company	6	$3.2M	0.1%	58.21%
133	The Bank of Vernon	2	$3.2M	0.1%	0.00%
134	America First Federal Credit Union	3	$3.1M	0.1%	0.00%
135	United Bank	1	$3.1M	0.1%	0.00%
136	Wilmington Savings Fund Society FSB	3	$3.1M	0.1%	0.00%
137	CRF Small Business Loan Company, LLC	5	$3.0M	0.1%	0.00%
138	Pinnacle Bank	5	$3.0M	0.1%	0.00%
139	Bank of America, National Association	6	$2.7M	0.1%	0.00%
140	iTHINK Financial Credit Union	2	$2.7M	0.1%	0.00%
141	The Citizens National Bank of Meridian	14	$2.6M	0.1%	0.00%
142	PeoplesSouth Bank	5	$2.6M	0.1%	9.34%
143	Farmers State Bank of Alto Pass, Illinois	2	$2.6M	0.1%	0.00%
144	First Bank	2	$2.6M	0.1%	78.82%
145	Woori America Bank	1	$2.6M	0.1%	0.00%
146	Harvest Small Business Finance, LLC	7	$2.5M	0.1%	0.00%
147	The Southern Bank Company	5	$2.5M	0.1%	0.00%
148	Capital Community Bank	1	$2.5M	0.1%	0.00%
149	KeyBank National Association	5	$2.4M	0.1%	0.00%
150	First Utah Bank	3	$2.4M	0.1%	0.00%
151	Arizona Financial Credit Union	2	$2.3M	0.1%	0.00%
152	Midland States Bank	1	$2.2M	0.1%	0.00%
153	Peoples Bank and Trust Company	1	$2.2M	0.1%	0.00%
154	Farmers and Merchants Bank	1	$2.1M	0.1%	0.00%
155	Hana Small Business Lending, Inc.	1	$2.0M	0.1%	0.00%
156	Wings Credit Union	1	$2.0M	0.1%	0.00%
157	NewBank	4	$2.0M	0.1%	0.00%
158	Vallant Bank	1	$2.0M	0.1%	0.00%
159	First State Bank of the South, Inc.	3	$2.0M	0.1%	0.00%
160	Capital Bank, National Association	3	$1.9M	0.1%	0.00%
161	Community West Bank	5	$1.9M	0.1%	13.11%
162	First National Community Bank	2	$1.9M	0.0%	0.00%
163	Shinhan Bank America	4	$1.9M	0.0%	0.00%
164	Wachovia SBA Lending, Inc.	2	$1.9M	0.0%	0.00%
165	First Business Bank	3	$1.9M	0.0%	0.00%
166	Encore Bank	1	$1.9M	0.0%	0.00%
167	Thread Bank	2	$1.9M	0.0%	0.00%
168	MidSouth Bank	7	$1.8M	0.0%	0.00%
169	Cache Valley Bank	4	$1.8M	0.0%	0.00%
170	Georgia Banking Company	3	$1.8M	0.0%	12.46%
171	Community Spirit Bank	1	$1.8M	0.0%	65.51%
172	First Port City Bank	2	$1.8M	0.0%	0.00%
173	First South Farm Credit, ACA	6	$1.8M	0.0%	0.00%
174	CIBC Bank USA	3	$1.8M	0.0%	0.00%
175	East West Bank	6	$1.8M	0.0%	0.00%
176	SunSouth Bank	7	$1.7M	0.0%	5.75%
177	River City Bank	2	$1.7M	0.0%	0.00%
178	Commercial Bank	2	$1.7M	0.0%	0.00%
179	U.S. Bank, National Association	12	$1.7M	0.0%	1.44%
180	TruFund Financial Services Inc	11	$1.7M	0.0%	24.47%
181	Premier Bank of the South	1	$1.7M	0.0%	0.00%
182	TowneBank	3	$1.6M	0.0%	0.00%
183	CBandS Bank	4	$1.6M	0.0%	0.00%
184	Milestone Bank	1	$1.6M	0.0%	0.00%
185	Cogent Bank	2	$1.6M	0.0%	0.00%
186	TD Bank, National Association	2	$1.6M	0.0%	0.00%
187	Seacoast National Bank	5	$1.6M	0.0%	0.00%
188	Gulf Coast Bank	1	$1.6M	0.0%	0.00%
189	Five Star Bank	9	$1.5M	0.0%	0.00%
190	Bank Independent	7	$1.5M	0.0%	0.00%
191	Community Neighbor Bank	1	$1.5M	0.0%	0.00%
192	Glacier Bank	1	$1.5M	0.0%	0.00%
193	First Citizens Bank	8	$1.5M	0.0%	0.00%
194	First Community Bank of Central Alabama	2	$1.5M	0.0%	70.61%
195	Millennium Bank	2	$1.5M	0.0%	0.00%
196	Truliant FCU	2	$1.5M	0.0%	0.00%
197	Bank of Oak Ridge	1	$1.4M	0.0%	0.00%
198	Craft Bank	2	$1.4M	0.0%	0.00%
199	Fountainhead SBF LLC	2	$1.4M	0.0%	0.00%
200	State Bank & Trust	3	$1.3M	0.0%	10.50%

The 200 largest shown, of 277 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Jefferson	128	1,554	$710.3M
2	Madison	104	836	$302.7M
3	Shelby	80	547	$286.9M
4	Mobile	98	713	$280.2M
5	Baldwin	84	547	$264.2M
6	Montgomery	91	387	$255.3M
7	Lee	61	254	$136.6M
8	De Kalb	31	141	$106.9M
9	Tuscaloosa	55	242	$102.1M
10	Houston	42	194	$101.6M
11	Calhoun	50	122	$85.0M
12	Morgan	42	144	$65.1M
13	Marshall	38	116	$57.6M
14	Etowah	44	118	$57.5M
15	Tallapoosa	25	57	$50.2M
16	Pike	17	55	$50.0M
17	Cullman	36	84	$49.8M
18	Autauga	32	59	$48.6M
19	Lauderdale	38	85	$46.5M
20	Walker	26	55	$44.2M
21	Saint Clair	38	89	$41.6M
22	Russell	25	56	$39.2M
23	Limestone	41	95	$37.9M
24	Randolph	16	34	$36.0M
25	Cleburne	12	29	$33.7M
26	Jackson	20	43	$33.0M
27	Chambers	26	43	$32.8M
28	Elmore	27	57	$29.0M
29	Cherokee	13	38	$25.2M
30	Talladega	29	52	$24.0M
31	Colbert	22	30	$21.7M
32	Blount	23	44	$20.9M
33	Butler	18	25	$20.7M
34	Coffee	21	39	$19.7M
35	Barbour	18	42	$19.3M
36	Clay	8	17	$18.3M
37	Franklin	19	26	$17.4M
38	Dallas	14	20	$17.2M
39	Dale	21	44	$15.3M
40	Chilton	21	28	$15.1M
41	Covington	14	35	$14.1M
42	Marion	15	18	$12.5M
43	Macon	10	14	$12.5M
44	Clarke	15	18	$12.4M
45	Escambia	15	31	$11.5M
46	Henry	12	15	$10.6M
47	Marengo	5	7	$10.0M
48	Sumter	11	21	$9.2M
49	Pickens	8	12	$9.0M
50	Geneva	11	29	$8.6M
51	Lawrence	13	27	$8.4M
52	Fayette	4	9	$8.4M
53	Crenshaw	7	15	$7.5M
54	Lowndes	8	13	$7.2M
55	Winston	7	10	$6.9M
56	Monroe	8	18	$6.5M
57	Bibb	12	16	$5.4M
58	Conecuh	8	9	$5.0M
59	Lamar	6	10	$4.1M
60	Washington	10	13	$2.7M
61	Wilcox	3	3	$1.5M
62	Bullock	4	5	$1.2M
63	Perry	2	2	$460K
64	Choctaw	2	2	$445K
65	Greene	3	3	$185K
66	Hale	2	3	$170K
67	Coosa	1	1	$50K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.