SBA 7(a) lenders in Marshall, AL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

38 institutions have SBA 7(a) loans on record in Marshall, together $57.6M across 116 loans. Peoples Bank of Alabama is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Peoples Bank of Alabama	11	$9.5M	16.5%	0.00%
2	Citizens Bank & Trust	12	$9.0M	15.7%	0.00%
3	Live Oak Banking Company	8	$6.3M	10.9%	0.00%
4	First Financial Bank	9	$4.4M	7.6%	0.00%
5	Ameris Bank	2	$2.4M	4.2%	0.00%
6	Renasant Bank	2	$2.2M	3.7%	0.00%
7	Regions Bank	6	$2.1M	3.7%	0.00%
8	The Huntington National Bank	7	$1.7M	2.9%	0.00%
9	Federal Land Bank Association of North America	2	$1.4M	2.5%	0.00%
10	Bank OZK	1	$1.4M	2.4%	0.00%
11	Celtic Bank Corporation	3	$1.3M	2.3%	0.00%
12	PNC Bank, National Association	5	$1.3M	2.3%	0.00%
13	FirstBank	1	$1.2M	2.2%	0.00%
14	Avadian Credit Union	2	$1.2M	2.1%	0.00%
15	Capital Bank, National Association	1	$1.1M	1.9%	0.00%
16	The Southern Bank Company	2	$995K	1.7%	0.00%
17	First Bank of Alabama	1	$979K	1.7%	0.00%
18	Newtek Bank, National Association	3	$975K	1.7%	0.00%
19	Newtek Small Business Finance, Inc.	2	$938K	1.6%	0.00%
20	TowneBank	1	$857K	1.5%	0.00%
21	Beacon Bank and Trust	1	$842K	1.5%	0.00%
22	BHM Bank	1	$785K	1.4%	0.00%
23	Northeast Bank	3	$650K	1.1%	0.00%
24	Metro City Bank	1	$650K	1.1%	0.00%
25	Redstone FCU	7	$617K	1.1%	12.13%
26	Readycap Lending, LLC	3	$580K	1.0%	0.00%
27	Stone Bank	1	$540K	0.9%	0.00%
28	City National Bank of Florida	1	$500K	0.9%	0.00%
29	Sabre Finance	2	$299K	0.5%	0.00%
30	BayFirst National Bank	2	$250K	0.4%	0.00%
31	Liberty Bank and Trust Company	1	$165K	0.3%	0.00%
32	United Midwest Savings Bank National Association	1	$150K	0.3%	0.00%
33	Pinnacle Bank	1	$101K	0.2%	0.00%
34	Hometown Bancorp of Alabama, Inc.	1	$50K	0.1%	0.00%
35	Columbia Bank	1	$50K	0.1%	90.61%
36	Shoreham Bank	1	$50K	0.1%	0.00%
37	Wells Fargo Bank National Association	6	$45K	0.1%	0.00%
38	VelocitySBA, LLC	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Agriculture, forestry & fishing	17	$14.6M	25.3%
2	Accommodation & food services	16	$14.0M	24.4%
3	Retail trade	17	$8.7M	15.2%
4	Other services	12	$4.1M	7.2%
5	Construction	10	$2.7M	4.7%
6	Administrative & waste services	7	$2.7M	4.6%
7	Professional & technical services	7	$2.0M	3.4%
8	Arts, entertainment & recreation	4	$1.9M	3.3%
9	Retail trade	5	$1.9M	3.3%
10	Health care & social assistance	4	$1.8M	3.1%
11	Manufacturing	4	$1.2M	2.1%
12	Finance & insurance	2	$741K	1.3%
13	Mining & extraction	2	$360K	0.6%
14	Manufacturing	2	$295K	0.5%
15	Transportation & warehousing	4	$281K	0.5%
16	Wholesale trade	2	$200K	0.3%
17	Manufacturing	1	$150K	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.