SBA 7(a) lenders in Blount, AL
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Blount, together $20.9M across 44 loans. ServisFirst Bank is the largest, with 25% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | ServisFirst Bank | 2 | $5.2M | 24.9% | 0.00% |
| 2 | Live Oak Banking Company | 2 | $3.8M | 18.2% | 0.00% |
| 3 | First Financial Bank | 5 | $2.5M | 12.1% | 0.00% |
| 4 | Newtek Bank, National Association | 2 | $2.5M | 11.8% | 0.00% |
| 5 | IncredibleBank | 1 | $1.2M | 5.6% | 0.00% |
| 6 | Citizens Bank & Trust | 2 | $1.0M | 4.9% | 0.00% |
| 7 | Peoples Bank of Alabama | 2 | $840K | 4.0% | 0.00% |
| 8 | SouthPoint Bank | 1 | $800K | 3.8% | 0.00% |
| 9 | United Midwest Savings Bank National Association | 2 | $609K | 2.9% | 0.00% |
| 10 | The HomeTown Bank of Alabama | 1 | $462K | 2.2% | 0.00% |
| 11 | BayFirst National Bank | 2 | $450K | 2.2% | 72.91% |
| 12 | United Community Bank | 1 | $410K | 2.0% | 0.00% |
| 13 | Celtic Bank Corporation | 2 | $215K | 1.0% | 0.00% |
| 14 | Northeast Bank | 2 | $200K | 1.0% | 0.00% |
| 15 | PNC Bank, National Association | 6 | $155K | 0.7% | 0.00% |
| 16 | Sabre Finance | 2 | $154K | 0.7% | 0.00% |
| 17 | The Southern Bank Company | 1 | $150K | 0.7% | 0.00% |
| 18 | Pinnacle Bank | 1 | $110K | 0.5% | 0.00% |
| 19 | Redstone FCU | 1 | $50K | 0.2% | 0.00% |
| 20 | Wells Fargo Bank National Association | 2 | $30K | 0.1% | 0.00% |
| 21 | Independence Bank | 1 | $20K | 0.1% | 95.19% |
| 22 | Bank of Hope | 2 | $20K | 0.1% | 82.85% |
| 23 | VelocitySBA, LLC | 1 | $8K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 6 | $4.5M | 21.7% |
| 2 | Finance & insurance | 3 | $3.4M | 16.0% |
| 3 | Professional & technical services | 4 | $2.8M | 13.5% |
| 4 | Manufacturing | 1 | $2.4M | 11.4% |
| 5 | Retail trade | 7 | $2.3M | 10.9% |
| 6 | Accommodation & food services | 2 | $1.6M | 7.6% |
| 7 | Other services | 7 | $1.6M | 7.4% |
| 8 | Construction | 5 | $1.5M | 7.3% |
| 9 | Wholesale trade | 1 | $325K | 1.6% |
| 10 | Transportation & warehousing | 3 | $200K | 1.0% |
| 11 | Health care & social assistance | 1 | $150K | 0.7% |
| 12 | Administrative & waste services | 2 | $113K | 0.5% |
| 13 | Retail trade | 2 | $71K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.