SBA 7(a) lenders in Dale, AL
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Dale, together $20.6M across 46 loans. Pinnacle Bank is the largest, with 27% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | 2 | $5.6M | 27.0% | 2.30% |
| 2 | Live Oak Banking Company | 2 | $2.7M | 12.9% | 0.00% |
| 3 | Troy Bank & Trust Company | 2 | $2.6M | 12.7% | 0.00% |
| 4 | CenTrust Bank, A Division of SmartBiz Bank National Association | 3 | $2.3M | 11.2% | 0.00% |
| 5 | First Financial Bank | 4 | $2.1M | 10.3% | 0.00% |
| 6 | BankPlus | 3 | $1.1M | 5.1% | 0.00% |
| 7 | First Utah Bank | 1 | $1.0M | 4.9% | 0.00% |
| 8 | Friend Bank | 4 | $770K | 3.7% | 0.00% |
| 9 | Ameris Bank | 1 | $585K | 2.8% | 0.00% |
| 10 | Wells Fargo Bank National Association | 8 | $568K | 2.8% | 3.44% |
| 11 | Northeast Bank | 2 | $394K | 1.9% | 0.00% |
| 12 | PeoplesSouth Bank | 1 | $250K | 1.2% | 0.00% |
| 13 | United Midwest Savings Bank National Association | 1 | $150K | 0.7% | 0.00% |
| 14 | Celtic Bank Corporation | 1 | $150K | 0.7% | 0.00% |
| 15 | Newtek Bank, National Association | 2 | $135K | 0.7% | 0.00% |
| 16 | PNC Bank, National Association | 2 | $60K | 0.3% | 0.00% |
| 17 | Bank of Hope | 2 | $55K | 0.3% | 32.21% |
| 18 | Columbia Bank | 1 | $50K | 0.2% | 0.00% |
| 19 | Randolph-Brooks FCU | 1 | $50K | 0.2% | 0.00% |
| 20 | BayFirst National Bank | 1 | $46K | 0.2% | 0.00% |
| 21 | VelocitySBA, LLC | 2 | $28K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 8 | $5.7M | 27.5% |
| 2 | Construction | 4 | $5.1M | 24.6% |
| 3 | Retail trade | 3 | $3.4M | 16.7% |
| 4 | Transportation & warehousing | 5 | $2.0M | 9.8% |
| 5 | Accommodation & food services | 5 | $1.6M | 8.0% |
| 6 | Other services | 4 | $1.0M | 4.9% |
| 7 | Professional & technical services | 5 | $948K | 4.6% |
| 8 | Administrative & waste services | 5 | $534K | 2.6% |
| 9 | Arts, entertainment & recreation | 1 | $150K | 0.7% |
| 10 | Health care & social assistance | 2 | $65K | 0.3% |
| 11 | Information | 1 | $50K | 0.2% |
| 12 | Educational services | 1 | $20K | 0.1% |
| 13 | Retail trade | 2 | $18K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.