SBA 7(a) lenders in VA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

332 institutions have SBA 7(a) loans on record in VA, together $7.28B across 16,891 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	493	$668.7M	9.2%	1.12%
2	Truist Bank	1,580	$496.7M	6.8%	3.85%
3	Wells Fargo Bank National Association	1,549	$365.3M	5.0%	2.65%
4	Atlantic Union Bank	765	$293.5M	4.0%	1.81%
5	Manufacturers and Traders Trust Company	1,602	$253.5M	3.5%	3.59%
6	The Huntington National Bank	454	$219.3M	3.0%	0.18%
7	First National Bank of Pennsylvania	195	$176.5M	2.4%	3.79%
8	Primis Bank	522	$175.4M	2.4%	7.61%
9	GBank	69	$170.3M	2.3%	0.00%
10	The First Bank and Trust Company	227	$161.0M	2.2%	0.05%
11	Newtek Small Business Finance, Inc.	236	$149.1M	2.0%	0.50%
12	Readycap Lending, LLC	327	$143.2M	2.0%	5.34%
13	Newtek Bank, National Association	349	$132.1M	1.8%	0.00%
14	Fulton Bank, National Association	247	$125.2M	1.7%	5.11%
15	TowneBank	205	$118.0M	1.6%	1.77%
16	Hanmi Bank	178	$103.5M	1.4%	2.65%
17	Celtic Bank Corporation	299	$102.7M	1.4%	4.45%
18	Capital Bank, National Association	140	$94.3M	1.3%	2.18%
19	EagleBank	153	$88.2M	1.2%	10.85%
20	PNC Bank, National Association	303	$85.6M	1.2%	2.32%
21	Pinnacle Bank	75	$83.9M	1.2%	1.19%
22	TD Bank, National Association	603	$75.1M	1.0%	4.38%
23	BankUnited, National Association	52	$72.8M	1.0%	2.36%
24	First-Citizens Bank & Trust Company	83	$68.8M	0.9%	1.58%
25	Northeast Bank	391	$68.4M	0.9%	1.19%
26	Capital One National Association	144	$67.2M	0.9%	1.72%
27	United Midwest Savings Bank National Association	191	$62.6M	0.9%	3.80%
28	BayFirst National Bank	311	$62.3M	0.9%	8.74%
29	Metro City Bank	55	$62.1M	0.9%	2.80%
30	Byline Bank	50	$60.5M	0.8%	0.30%
31	Bank of Hope	257	$60.2M	0.8%	7.22%
32	Bank of America, National Association	239	$58.1M	0.8%	1.71%
33	First Financial Bank	42	$57.1M	0.8%	0.35%
34	Beacon Bank and Trust	42	$50.1M	0.7%	4.70%
35	SouthState Bank, National Association	103	$48.4M	0.7%	0.57%
36	First Bank of the Lake	63	$48.3M	0.7%	0.00%
37	Bank of Clarke	61	$47.2M	0.6%	1.06%
38	Wilmington Savings Fund Society FSB	66	$45.6M	0.6%	0.57%
39	The Bancorp Bank National Association	49	$45.3M	0.6%	0.24%
40	Woori America Bank	39	$44.1M	0.6%	0.30%
41	PCB Bank	64	$42.3M	0.6%	5.69%
42	First Internet Bank of Indiana	23	$42.2M	0.6%	0.57%
43	Blue Ridge Bank National Association	78	$42.2M	0.6%	0.03%
44	United Community Bank	43	$40.0M	0.5%	0.71%
45	Citizens Bank	72	$39.9M	0.5%	0.80%
46	First Community Bank	175	$38.4M	0.5%	1.24%
47	Stearns Bank National Association	141	$36.9M	0.5%	3.24%
48	First Western SBLC, LLC	21	$34.8M	0.5%	0.00%
49	United Bank	139	$34.3M	0.5%	5.95%
50	Customers Bank	26	$32.7M	0.4%	1.87%
51	Peoples Bank	10	$32.5M	0.4%	0.00%
52	HomeTrust Bank	31	$31.4M	0.4%	0.35%
53	Bank Five Nine	33	$31.2M	0.4%	0.00%
54	Commonwealth Business Bank	12	$29.3M	0.4%	0.00%
55	Pathward National Association	15	$28.1M	0.4%	0.00%
56	Centerstone SBA Lending, Inc.	14	$27.7M	0.4%	0.00%
57	Truliant FCU	23	$27.2M	0.4%	0.15%
58	John Marshall Bank	55	$26.5M	0.4%	6.75%
59	Ameris Bank	34	$26.3M	0.4%	2.17%
60	Open Bank	15	$24.0M	0.3%	0.00%
61	Locus Bank Inc	79	$23.8M	0.3%	5.32%
62	Harvest Small Business Finance, LLC	28	$23.4M	0.3%	0.00%
63	Columbia Bank	92	$23.3M	0.3%	6.99%
64	Virginia National Bank	122	$22.9M	0.3%	2.32%
65	First Business Bank	17	$22.3M	0.3%	0.00%
66	Potomac Bank	70	$21.8M	0.3%	0.65%
67	KeyBank National Association	19	$21.4M	0.3%	0.00%
68	Colony Bank	26	$21.3M	0.3%	0.46%
69	The Bank of Princeton	9	$21.1M	0.3%	0.00%
70	First Bank	22	$20.8M	0.3%	7.50%
71	Banc of California	18	$19.5M	0.3%	0.00%
72	FDIC - Community Bank & Trust-West Georgia	6	$19.1M	0.3%	0.00%
73	Gulf Coast Bank and Trust Company	19	$18.1M	0.2%	4.93%
74	Hanover Community Bank	9	$18.0M	0.2%	0.00%
75	Bank of Oak Ridge	17	$17.2M	0.2%	0.00%
76	The MINT National Bank	5	$16.2M	0.2%	0.00%
77	22nd State Bank, A Division of 22nd State Banking Company	10	$16.1M	0.2%	0.00%
78	World Trade Finance, Inc.	4	$16.0M	0.2%	0.00%
79	Hana Small Business Lending, Inc.	12	$15.9M	0.2%	0.00%
80	PromiseOne Bank	16	$15.8M	0.2%	0.00%
81	First Merchants Bank	13	$15.6M	0.2%	13.67%
82	MainStreet Bank	30	$15.3M	0.2%	0.00%
83	Firstrust Savings Bank	16	$15.1M	0.2%	0.56%
84	Happen Bank	14	$14.9M	0.2%	0.62%
85	East West Bank	8	$14.6M	0.2%	2.86%
86	US Metro Bank	9	$14.3M	0.2%	0.00%
87	FVCbank	15	$14.2M	0.2%	2.31%
88	JPMorgan Chase Bank, National Association	54	$13.9M	0.2%	3.25%
89	Coastal States Bank	12	$13.7M	0.2%	0.00%
90	Five Star Bank	54	$13.5M	0.2%	2.61%
91	Paragon Bank	10	$13.2M	0.2%	0.00%
92	CIBC Bank USA	16	$12.4M	0.2%	4.12%
93	Southern Bank and Trust Company	71	$12.3M	0.2%	4.88%
94	Select Bank	28	$11.6M	0.2%	0.00%
95	Evolve Bank and Trust	10	$11.6M	0.2%	0.00%
96	MVB Bank, Inc.	27	$11.1M	0.2%	0.00%
97	Farmers & Merchants Bank	92	$11.1M	0.2%	2.29%
98	Burke & Herbert Bank & Trust Company	51	$11.0M	0.2%	4.18%
99	Fifth Third Bank	14	$10.9M	0.1%	2.66%
100	Enterprise Bank & Trust	7	$10.7M	0.1%	0.00%
101	New Horizon Bank, National Association	32	$10.5M	0.1%	0.36%
102	BayPort Federal Credit Union	83	$10.5M	0.1%	0.00%
103	Popular Bank	45	$10.1M	0.1%	36.52%
104	Everwise Credit Union	2	$10.0M	0.1%	0.00%
105	Shoreham Bank	15	$9.9M	0.1%	4.22%
106	Touchmark National Bank	5	$9.8M	0.1%	3.36%
107	Commercial Bank of California	2	$9.8M	0.1%	0.00%
108	Skyline National Bank	54	$9.7M	0.1%	0.00%
109	Seacoast National Bank	18	$9.7M	0.1%	5.30%
110	Northwest FCU	12	$9.6M	0.1%	1.55%
111	First Commonwealth Bank	12	$9.4M	0.1%	0.00%
112	Meridian Bank	10	$9.2M	0.1%	5.68%
113	NewBank	5	$9.1M	0.1%	0.00%
114	North State Bank	9	$8.9M	0.1%	0.00%
115	Lendistry SBLC, LLC	54	$8.8M	0.1%	0.00%
116	Stone Bank	17	$8.5M	0.1%	0.00%
117	Wachovia SBA Lending, Inc.	7	$8.4M	0.1%	0.00%
118	T Bank, National Association	4	$8.0M	0.1%	0.00%
119	Navy FCU	36	$7.9M	0.1%	0.00%
120	Genisys CU	4	$7.8M	0.1%	0.00%
121	Simmons Bank	29	$7.7M	0.1%	8.79%
122	University of Virginia Community Credit Union Inc	89	$7.7M	0.1%	0.48%
123	Regions Bank	11	$7.7M	0.1%	0.00%
124	Peapack Private Bank and Trust	2	$7.6M	0.1%	0.00%
125	VelocitySBA, LLC	334	$7.5M	0.1%	9.75%
126	First Federal Bank	8	$7.4M	0.1%	0.00%
127	CRF Small Business Loan Company, LLC	18	$7.3M	0.1%	6.86%
128	The Freedom Bank of Virginia	14	$7.3M	0.1%	0.00%
129	The Fidelity Bank	6	$7.3M	0.1%	0.00%
130	U.S. Bank, National Association	20	$7.0M	0.1%	3.12%
131	WesBanco Bank, Inc.	7	$6.8M	0.1%	0.00%
132	United FCU	3	$6.8M	0.1%	0.00%
133	Mid-Atlantic Federal Credit Union	11	$6.7M	0.1%	0.00%
134	CenTrust Bank, A Division of SmartBiz Bank National Association	39	$6.7M	0.1%	0.00%
135	National Cooperative Bank, National Association	8	$6.7M	0.1%	22.08%
136	Genesis Bank	8	$6.7M	0.1%	0.00%
137	Langley FCU	49	$6.3M	0.1%	4.58%
138	Farmers State Bank of Alto Pass, Illinois	2	$6.2M	0.1%	0.00%
139	America First Federal Credit Union	3	$6.0M	0.1%	0.00%
140	FinWise Bank	11	$5.9M	0.1%	0.00%
141	Northwest Bank	6	$5.9M	0.1%	4.61%
142	The National Bank of Blacksburg	38	$5.8M	0.1%	2.45%
143	Independence Bank	55	$5.7M	0.1%	28.79%
144	First Bank	5	$5.7M	0.1%	12.24%
145	Citibank, N.A.	19	$5.5M	0.1%	1.08%
146	Grasshopper Bank National Association	14	$5.4M	0.1%	0.00%
147	Port 51 Lending LLC	6	$5.3M	0.1%	0.00%
148	FWBank	2	$5.3M	0.1%	0.00%
149	Heritage Bank Inc	12	$5.2M	0.1%	0.00%
150	Chain Bridge Bank National Association	20	$5.2M	0.1%	0.00%
151	Quaint Oak Bank	10	$5.0M	0.1%	0.00%
152	American Pride Bank	1	$5.0M	0.1%	0.00%
153	First Guaranty Bank	1	$5.0M	0.1%	0.00%
154	Shore United Bank, National Association	6	$5.0M	0.1%	0.00%
155	IncredibleBank	5	$5.0M	0.1%	0.00%
156	New Millennium Bank	4	$4.9M	0.1%	0.00%
157	The National Capital Bank of Washington	2	$4.9M	0.1%	0.00%
158	Banesco USA	6	$4.9M	0.1%	0.00%
159	Connecticut Community Bank, National Association	1	$4.8M	0.1%	0.00%
160	Regent Bank	1	$4.6M	0.1%	0.00%
161	United Business Bank	2	$4.5M	0.1%	0.00%
162	Milestone Bank	4	$4.4M	0.1%	0.00%
163	Mission Valley Bank	3	$4.3M	0.1%	0.00%
164	The Ephrata National Bank	1	$3.7M	0.1%	0.00%
165	Freedom First Federal Credit Union	23	$3.7M	0.1%	0.00%
166	CDC Small Business Finance Corp.	25	$3.6M	0.0%	9.70%
167	First Horizon Bank	4	$3.6M	0.0%	0.00%
168	Citizens Bank, National Association	10	$3.6M	0.0%	4.50%
169	Business Finance Group, Inc.	26	$3.5M	0.0%	5.07%
170	Fund-Ex Solutions Group, LLC	5	$3.5M	0.0%	0.00%
171	Pendleton Community Bank Inc	19	$3.4M	0.0%	0.00%
172	Cross River Bank	1	$3.3M	0.0%	0.00%
173	Poppy Bank	1	$3.3M	0.0%	0.00%
174	OneWest Bank, A Division of	1	$3.2M	0.0%	0.00%
175	Mechanics and Farmers Bank	7	$3.0M	0.0%	0.00%
176	Industrial Bank	10	$3.0M	0.0%	0.00%
177	1st Financial Bank USA	2	$3.0M	0.0%	0.00%
178	CIBM Bank	2	$3.0M	0.0%	0.00%
179	Magnifi Financial CU	9	$2.9M	0.0%	9.76%
180	Economic Development Bank for Puerto Rico	1	$2.9M	0.0%	58.73%
181	Millennium Bank	2	$2.8M	0.0%	0.00%
182	US Eagle FCU	3	$2.8M	0.0%	0.00%
183	Oak View National Bank	15	$2.8M	0.0%	0.00%
184	Federal Deposit Insurance Corporation	10	$2.7M	0.0%	26.62%
185	The Bank of Edison	4	$2.7M	0.0%	0.00%
186	First Community Bank	3	$2.6M	0.0%	0.00%
187	Pioneer Bank	11	$2.6M	0.0%	0.00%
188	Georgia Banking Company	3	$2.5M	0.0%	0.00%
189	State Bank of Texas	2	$2.4M	0.0%	0.00%
190	State Bank of India (California)	3	$2.3M	0.0%	0.00%
191	First Bank	10	$2.2M	0.0%	3.53%
192	Cornerstone Bank	14	$2.2M	0.0%	13.88%
193	ConnectOne Bank	5	$2.2M	0.0%	0.00%
194	American Momentum Bank	2	$2.2M	0.0%	0.00%
195	Centennial Bank	3	$2.2M	0.0%	2.44%
196	Time Bank	2	$2.1M	0.0%	0.00%
197	Citizens and Farmers Bank	14	$2.0M	0.0%	9.32%
198	Old National Bank	5	$1.9M	0.0%	0.00%
199	Leader Bank, National Association	1	$1.9M	0.0%	0.00%
200	Legence Bank	2	$1.9M	0.0%	0.00%

The 200 largest shown, of 332 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Fairfax	169	3,131	$1.23B
2	Loudoun	134	1,436	$602.1M
3	Prince William	105	1,101	$370.8M
4	Virginia Beach City	106	868	$364.9M
5	Henrico	99	758	$341.3M
6	Chesterfield	77	713	$295.9M
7	Alexandria City	83	489	$223.6M
8	Chesapeake City	76	475	$195.5M
9	Arlington	73	495	$186.0M
10	Richmond City	77	490	$179.1M
11	Hanover	61	313	$153.4M
12	Accomack	21	86	$137.5M
13	Stafford	67	329	$135.2M
14	Spotsylvania	58	268	$131.3M
15	Norfolk City	65	276	$110.0M
16	Newport News City	58	260	$108.9M
17	Fairfax City	53	230	$82.3M
18	Manassas City	50	212	$80.1M
19	Wythe	24	49	$78.5M
20	Frederick	49	143	$76.5M
21	Hampton City	51	156	$75.1M
22	Roanoke City	40	162	$74.3M
23	Fredericksburg City	50	158	$71.1M
24	Montgomery	38	155	$70.9M
25	Roanoke	39	118	$70.2M
26	James City	46	160	$68.1M
27	Fauquier	41	180	$58.2M
28	Suffolk City	45	114	$56.8M
29	Albemarle	48	199	$55.2M
30	Charlottesville City	32	133	$53.0M
31	Essex	12	23	$52.2M
32	Lynchburg City	43	119	$48.7M
33	Winchester City	38	77	$47.6M
34	Danville City	30	69	$46.9M
35	Washington	19	93	$45.0M
36	York	38	101	$39.4M
37	Culpeper	31	89	$38.2M
38	Harrisonburg City	31	126	$38.0M
39	Portsmouth City	27	83	$37.7M
40	Falls Church City	35	87	$36.1M
41	Warren	28	62	$34.3M
42	Augusta	27	63	$31.5M
43	Rockingham	27	97	$30.4M
44	Salem	22	54	$29.5M
45	Powhatan	24	52	$28.8M
46	Bedford	38	91	$28.5M
47	Halifax	17	28	$28.3M
48	Campbell	26	53	$27.8M
49	Botetourt	21	43	$27.4M
50	Shenandoah	19	54	$25.8M
51	Franklin	23	44	$25.2M
52	Charlotte	9	17	$22.5M
53	Lancaster	10	24	$21.7M
54	Petersburg City	25	51	$21.6M
55	Waynesboro City	14	33	$21.4M
56	Carroll	11	44	$21.4M
57	Williamsburg City	14	22	$21.3M
58	Rockbridge	11	21	$21.2M
59	Prince George	20	45	$21.2M
60	Caroline	25	41	$21.0M
61	Louisa	23	48	$20.5M
62	Prince Edward	16	26	$20.3M
63	Staunton City	23	48	$20.2M
64	Westmoreland	11	14	$20.2M
65	Grayson	6	18	$18.1M
66	Gloucester	17	58	$18.0M
67	Pulaski	14	31	$16.5M
68	Manassas Park City	15	32	$15.4M
69	Isle of Wight	26	64	$15.1M
70	Orange	18	36	$14.7M
71	Colonial Heights City	24	40	$14.6M
72	Goochland	21	40	$14.3M
73	New Kent	20	34	$14.3M
74	Amherst	22	37	$14.3M
75	Mecklenburg	18	27	$13.4M
76	Radford	12	17	$13.1M
77	Greensville	6	9	$12.3M
78	King George	10	22	$12.1M
79	Fluvanna	14	35	$12.1M
80	Martinsville City	15	26	$12.1M
81	Northampton	13	18	$11.9M
82	Henry	12	21	$11.9M
83	Clarke	12	29	$11.6M
84	Bristol	12	29	$11.6M
85	Smyth	11	24	$11.5M
86	Floyd	12	25	$10.8M
87	Greene	14	21	$8.6M
88	Bland	4	5	$8.5M
89	Middlesex	9	18	$8.4M
90	Pittsylvania	18	32	$8.3M
91	Nelson	8	24	$8.2M
92	Southampton	9	11	$8.1M
93	Amelia	11	15	$7.8M
94	Wise	9	13	$7.7M
95	Nottoway	9	23	$7.6M
96	Franklin City	10	15	$7.6M
97	Tazewell	14	22	$7.6M
98	Hopewell City	15	21	$7.2M
99	Norton City	8	15	$7.1M
100	Patrick	6	55	$7.0M
101	Lunenburg	5	5	$7.0M
102	Galax City	8	22	$6.7M
103	Alleghany	5	9	$6.5M
104	Buckingham	9	13	$6.1M
105	Charles City	7	12	$5.4M
106	Russell	7	15	$5.3M
107	Brunswick	6	10	$5.3M
108	King And Queen	5	6	$5.0M
109	King William	14	21	$4.8M
110	Appomattox	11	16	$4.8M
111	Covington City	6	8	$4.5M
112	Sussex	4	6	$4.5M
113	Richmond	6	8	$4.3M
114	Buchanan	5	9	$4.2M
115	Buena Vista City	7	11	$4.1M
116	Poquoson City	7	14	$3.9M
117	Page	8	26	$2.8M
118	Bath	4	7	$2.6M
119	Lee	4	6	$2.4M
120	Mathews	5	8	$2.4M
121	Craig	3	3	$2.4M
122	Highland	3	3	$2.3M
123	Lexington City	8	12	$1.9M
124	Emporia	6	7	$1.9M
125	Giles	5	9	$1.8M
126	Northumberland	5	10	$1.7M
127	Madison	6	14	$1.7M
128	Surry	3	5	$1.6M
129	Dickenson	6	8	$1.3M
130	Cumberland	4	5	$1.3M
131	Scott	4	4	$838K
132	Rappahannock	4	6	$767K
133	Dinwiddie	7	12	$697K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.