SBA 7(a) lenders in VA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

333 institutions have SBA 7(a) loans on record in VA, together $7.49B across 17,201 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	519	$702.3M	9.4%	1.08%
2	Truist Bank	1,582	$497.5M	6.6%	3.84%
3	Wells Fargo Bank National Association	1,553	$367.9M	4.9%	2.68%
4	Atlantic Union Bank	773	$303.5M	4.1%	1.75%
5	Manufacturers and Traders Trust Company	1,657	$265.5M	3.5%	3.51%
6	The Huntington National Bank	473	$227.7M	3.0%	1.07%
7	GBank	72	$182.2M	2.4%	0.00%
8	Primis Bank	523	$179.1M	2.4%	8.19%
9	First National Bank of Pennsylvania	195	$176.5M	2.4%	4.14%
10	The First Bank and Trust Company	227	$161.0M	2.1%	0.05%
11	Lender 2057189	236	$149.1M	2.0%	0.60%
12	Readycap Lending, LLC	336	$145.1M	1.9%	5.27%
13	Newtek Bank, National Association	374	$136.5M	1.8%	0.00%
14	Fulton Bank, National Association	249	$126.5M	1.7%	5.05%
15	TowneBank	208	$121.0M	1.6%	1.73%
16	Hanmi Bank	180	$105.3M	1.4%	2.60%
17	Celtic Bank Corporation	299	$102.7M	1.4%	4.45%
18	Capital Bank, National Association	142	$96.3M	1.3%	2.13%
19	Pinnacle Bank	83	$94.0M	1.3%	1.06%
20	EagleBank	155	$88.7M	1.2%	10.98%
21	PNC Bank, National Association	304	$86.1M	1.1%	2.31%
22	TD Bank, National Association	607	$75.1M	1.0%	4.87%
23	BankUnited, National Association	52	$72.8M	1.0%	2.36%
24	Northeast Bank	411	$72.1M	1.0%	1.14%
25	First-Citizens Bank & Trust Company	85	$69.1M	0.9%	1.57%
26	United Midwest Savings Bank National Association	198	$68.8M	0.9%	3.46%
27	Capital One National Association	145	$68.0M	0.9%	1.70%
28	Metro City Bank	58	$67.6M	0.9%	2.57%
29	Byline Bank	51	$63.6M	0.8%	0.28%
30	BayFirst National Bank	311	$62.3M	0.8%	8.74%
31	Bank of Hope	257	$60.2M	0.8%	7.22%
32	Bank of America, National Association	242	$59.1M	0.8%	2.47%
33	First Financial Bank	43	$58.0M	0.8%	1.58%
34	Bank of Clarke	64	$50.3M	0.7%	0.99%
35	Beacon Bank and Trust	42	$50.1M	0.7%	4.70%
36	First Bank of the Lake	65	$49.9M	0.7%	0.00%
37	SouthState Bank, National Association	106	$49.6M	0.7%	0.56%
38	First Internet Bank of Indiana	27	$47.1M	0.6%	0.51%
39	Wilmington Savings Fund Society FSB	68	$46.8M	0.6%	0.55%
40	The Bancorp Bank National Association	50	$46.0M	0.6%	0.24%
41	Woori America Bank	39	$44.1M	0.6%	0.30%
42	Citizens Bank	75	$42.8M	0.6%	0.75%
43	PCB Bank	64	$42.3M	0.6%	5.69%
44	Blue Ridge Bank National Association	78	$42.2M	0.6%	2.99%
45	First Community Bank	179	$40.9M	0.5%	1.16%
46	United Community Bank	43	$40.0M	0.5%	0.71%
47	Stearns Bank National Association	142	$37.3M	0.5%	3.20%
48	Peoples Bank	12	$36.1M	0.5%	0.00%
49	Lender 2582371	21	$34.8M	0.5%	0.00%
50	United Bank	139	$34.3M	0.5%	5.95%
51	HomeTrust Bank	33	$33.1M	0.4%	0.33%
52	Customers Bank	27	$33.0M	0.4%	1.85%
53	Truliant FCU	25	$31.5M	0.4%	0.13%
54	Bank Five Nine	34	$31.3M	0.4%	0.00%
55	Commonwealth Business Bank	13	$31.3M	0.4%	0.00%
56	Pathward National Association	16	$31.2M	0.4%	0.00%
57	John Marshall Bank	58	$29.6M	0.4%	6.04%
58	Centerstone SBA Lending, Inc.	15	$28.0M	0.4%	0.00%
59	Ameris Bank	34	$26.3M	0.4%	2.17%
60	Open Bank	15	$24.0M	0.3%	0.00%
61	Harvest Small Business Finance, LLC	29	$24.0M	0.3%	0.00%
62	Locus Bank Inc	79	$23.8M	0.3%	5.71%
63	First Bank	24	$23.5M	0.3%	6.63%
64	Columbia Bank	92	$23.3M	0.3%	6.99%
65	Virginia National Bank	122	$22.9M	0.3%	2.32%
66	Potomac Bank	71	$22.6M	0.3%	0.63%
67	First Business Bank	17	$22.3M	0.3%	0.00%
68	KeyBank National Association	19	$21.4M	0.3%	0.00%
69	Banc of California	19	$21.3M	0.3%	0.00%
70	Colony Bank	26	$21.3M	0.3%	0.46%
71	The Bank of Princeton	9	$21.1M	0.3%	0.00%
72	FDIC - Community Bank & Trust-West Georgia	6	$19.1M	0.3%	0.00%
73	US Metro Bank	11	$18.2M	0.2%	0.00%
74	Gulf Coast Bank and Trust Company	19	$18.1M	0.2%	4.93%
75	Hanover Community Bank	9	$18.0M	0.2%	0.00%
76	Bank of Oak Ridge	17	$17.2M	0.2%	0.00%
77	22nd State Bank, A Division of 22nd State Banking Company	11	$16.8M	0.2%	0.00%
78	The MINT National Bank	5	$16.2M	0.2%	0.00%
79	World Trade Finance, Inc.	4	$16.0M	0.2%	0.00%
80	Hana Small Business Lending, Inc.	12	$15.9M	0.2%	0.00%
81	PromiseOne Bank	16	$15.8M	0.2%	0.00%
82	First Merchants Bank	13	$15.6M	0.2%	13.67%
83	MainStreet Bank	31	$15.4M	0.2%	0.00%
84	Firstrust Savings Bank	16	$15.1M	0.2%	0.56%
85	Happen Bank	14	$14.9M	0.2%	0.62%
86	East West Bank	8	$14.6M	0.2%	2.86%
87	JPMorgan Chase Bank, National Association	56	$14.4M	0.2%	3.13%
88	FVCbank	15	$14.2M	0.2%	2.31%
89	Coastal States Bank	12	$13.7M	0.2%	0.00%
90	Five Star Bank	54	$13.5M	0.2%	2.61%
91	Paragon Bank	10	$13.2M	0.2%	0.00%
92	Southern Bank and Trust Company	72	$12.9M	0.2%	4.65%
93	CIBC Bank USA	16	$12.4M	0.2%	4.12%
94	Seacoast National Bank	20	$12.0M	0.2%	4.27%
95	Shoreham Bank	16	$11.8M	0.2%	3.54%
96	The Fidelity Bank	8	$11.8M	0.2%	0.00%
97	Select Bank	29	$11.7M	0.2%	0.00%
98	Evolve Bank and Trust	10	$11.6M	0.2%	0.00%
99	Fifth Third Bank	15	$11.5M	0.2%	2.52%
100	Stone Bank	20	$11.1M	0.1%	0.00%
101	MVB Bank, Inc.	27	$11.1M	0.1%	0.00%
102	Farmers & Merchants Bank	92	$11.1M	0.1%	2.29%
103	Burke & Herbert Bank & Trust Company	51	$11.0M	0.1%	4.18%
104	BayPort Federal Credit Union	85	$10.7M	0.1%	0.00%
105	Enterprise Bank & Trust	7	$10.7M	0.1%	0.00%
106	New Horizon Bank, National Association	32	$10.5M	0.1%	0.36%
107	Lendistry SBLC, LLC	59	$10.5M	0.1%	0.00%
108	Popular Bank	45	$10.1M	0.1%	36.52%
109	Everwise Credit Union	2	$10.0M	0.1%	0.00%
110	Touchmark National Bank	5	$9.8M	0.1%	3.36%
111	Commercial Bank of California	2	$9.8M	0.1%	0.00%
112	Skyline National Bank	55	$9.7M	0.1%	0.00%
113	Northwest FCU	12	$9.6M	0.1%	1.55%
114	First Commonwealth Bank	12	$9.4M	0.1%	0.00%
115	Meridian Bank	10	$9.2M	0.1%	15.15%
116	NewBank	5	$9.1M	0.1%	0.00%
117	The Freedom Bank of Virginia	16	$9.0M	0.1%	0.00%
118	United FCU	4	$8.9M	0.1%	0.00%
119	North State Bank	9	$8.9M	0.1%	0.00%
120	VelocitySBA, LLC	337	$8.8M	0.1%	8.25%
121	Wachovia SBA Lending, Inc.	7	$8.4M	0.1%	0.00%
122	Regions Bank	12	$8.4M	0.1%	0.00%
123	T Bank, National Association	4	$8.0M	0.1%	0.00%
124	Navy FCU	37	$7.9M	0.1%	0.00%
125	Genisys CU	4	$7.8M	0.1%	0.00%
126	Simmons Bank	29	$7.7M	0.1%	8.79%
127	University of Virginia Community Credit Union Inc	89	$7.7M	0.1%	0.48%
128	Peapack Private Bank and Trust	2	$7.6M	0.1%	0.00%
129	Banesco USA	8	$7.5M	0.1%	0.00%
130	First Federal Bank	8	$7.4M	0.1%	0.00%
131	CRF Small Business Loan Company, LLC	18	$7.3M	0.1%	6.86%
132	CenTrust Bank, A Division of SmartBiz Bank National Association	42	$7.3M	0.1%	0.00%
133	U.S. Bank, National Association	20	$7.0M	0.1%	3.12%
134	WesBanco Bank, Inc.	7	$6.8M	0.1%	0.00%
135	Mid-Atlantic Federal Credit Union	11	$6.7M	0.1%	0.00%
136	National Cooperative Bank, National Association	8	$6.7M	0.1%	22.08%
137	Genesis Bank	8	$6.7M	0.1%	0.00%
138	Bankwell Bank	4	$6.7M	0.1%	0.00%
139	Langley FCU	49	$6.3M	0.1%	4.58%
140	FWBank	4	$6.2M	0.1%	0.00%
141	Farmers State Bank of Alto Pass, Illinois	2	$6.2M	0.1%	0.00%
142	America First Federal Credit Union	3	$6.0M	0.1%	0.00%
143	FinWise Bank	11	$5.9M	0.1%	0.00%
144	Northwest Bank	6	$5.9M	0.1%	4.61%
145	The National Bank of Blacksburg	38	$5.8M	0.1%	2.45%
146	Port 51 Lending LLC	7	$5.7M	0.1%	0.00%
147	Independence Bank	55	$5.7M	0.1%	28.79%
148	First Bank	5	$5.7M	0.1%	12.24%
149	Citibank, N.A.	20	$5.6M	0.1%	1.07%
150	Grasshopper Bank National Association	14	$5.4M	0.1%	0.00%
151	Heritage Bank Inc	12	$5.2M	0.1%	0.00%
152	Chain Bridge Bank National Association	20	$5.2M	0.1%	0.00%
153	Quaint Oak Bank	10	$5.0M	0.1%	0.00%
154	American Pride Bank	1	$5.0M	0.1%	0.00%
155	First Guaranty Bank	1	$5.0M	0.1%	0.00%
156	Shore United Bank, National Association	6	$5.0M	0.1%	0.00%
157	IncredibleBank	5	$5.0M	0.1%	0.00%
158	New Millennium Bank	4	$4.9M	0.1%	0.00%
159	The National Capital Bank of Washington	2	$4.9M	0.1%	0.00%
160	Connecticut Community Bank, National Association	1	$4.8M	0.1%	0.00%
161	Regent Bank	1	$4.6M	0.1%	0.00%
162	United Business Bank	2	$4.5M	0.1%	0.00%
163	Milestone Bank	4	$4.4M	0.1%	0.00%
164	Mission Valley Bank	3	$4.3M	0.1%	0.00%
165	First Horizon Bank	5	$3.9M	0.1%	0.00%
166	Freedom First Federal Credit Union	24	$3.7M	0.0%	0.00%
167	The Ephrata National Bank	1	$3.7M	0.0%	0.00%
168	CDC Small Business Finance Corp.	25	$3.6M	0.0%	9.70%
169	Citizens Bank, National Association	10	$3.6M	0.0%	4.50%
170	Business Finance Group, Inc.	26	$3.5M	0.0%	5.07%
171	Fund-Ex Solutions Group, LLC	5	$3.5M	0.0%	0.00%
172	Pendleton Community Bank Inc	19	$3.4M	0.0%	0.00%
173	Cross River Bank	1	$3.3M	0.0%	0.00%
174	Poppy Bank	1	$3.3M	0.0%	0.00%
175	OneWest Bank, A Division of	1	$3.2M	0.0%	0.00%
176	Mechanics and Farmers Bank	7	$3.0M	0.0%	0.00%
177	Industrial Bank	10	$3.0M	0.0%	0.00%
178	1st Financial Bank USA	2	$3.0M	0.0%	0.00%
179	CIBM Bank	2	$3.0M	0.0%	0.00%
180	Magnifi Financial CU	9	$2.9M	0.0%	9.76%
181	Economic Development Bank for Puerto Rico	1	$2.9M	0.0%	58.73%
182	Millennium Bank	2	$2.8M	0.0%	0.00%
183	US Eagle FCU	3	$2.8M	0.0%	0.00%
184	Oak View National Bank	15	$2.8M	0.0%	0.00%
185	Federal Deposit Insurance Corporation	10	$2.7M	0.0%	26.62%
186	City National Bank of Florida	5	$2.7M	0.0%	0.00%
187	The Bank of Edison	4	$2.7M	0.0%	0.00%
188	Climate First Bank	4	$2.7M	0.0%	0.00%
189	First Community Bank	3	$2.6M	0.0%	0.00%
190	ConnectOne Bank	6	$2.6M	0.0%	0.00%
191	Pioneer Bank	11	$2.6M	0.0%	0.00%
192	Georgia Banking Company	3	$2.5M	0.0%	0.00%
193	State Bank of Texas	2	$2.4M	0.0%	0.00%
194	State Bank of India (California)	3	$2.3M	0.0%	0.00%
195	First Bank	10	$2.2M	0.0%	3.53%
196	Cornerstone Bank	14	$2.2M	0.0%	13.88%
197	American Momentum Bank	2	$2.2M	0.0%	0.00%
198	Centennial Bank	3	$2.2M	0.0%	2.44%
199	Time Bank	2	$2.1M	0.0%	0.00%
200	Citizens and Farmers Bank	14	$2.0M	0.0%	9.32%

The 200 largest shown, of 333 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Fairfax	170	3,195	$1.26B
2	Loudoun	136	1,462	$618.8M
3	Prince William	106	1,129	$385.0M
4	Virginia Beach City	107	882	$373.8M
5	Henrico	101	776	$358.8M
6	Chesterfield	78	723	$301.4M
7	Alexandria City	83	497	$227.1M
8	Chesapeake City	76	484	$204.0M
9	Arlington	74	508	$192.9M
10	Richmond City	78	499	$181.3M
11	Hanover	63	325	$161.6M
12	Accomack	22	87	$139.7M
13	Stafford	68	332	$136.4M
14	Spotsylvania	58	272	$132.4M
15	Norfolk City	67	280	$117.0M
16	Newport News City	58	265	$110.2M
17	Fairfax City	53	233	$83.3M
18	Manassas City	50	213	$81.1M
19	Wythe	24	50	$79.7M
20	Hampton City	51	158	$79.4M
21	Roanoke City	42	167	$77.1M
22	Frederick	49	143	$76.5M
23	Montgomery	40	159	$73.5M
24	Roanoke	40	122	$73.4M
25	Fredericksburg City	51	159	$71.4M
26	James City	47	163	$69.3M
27	Fauquier	41	182	$58.6M
28	Suffolk City	46	117	$58.1M
29	Albemarle	48	200	$55.4M
30	Charlottesville City	32	137	$54.5M
31	Essex	13	24	$53.9M
32	Winchester City	40	80	$51.1M
33	Lynchburg City	43	119	$48.7M
34	Danville City	30	70	$47.0M
35	Washington	20	94	$45.0M
36	Augusta	27	65	$41.5M
37	York	38	101	$39.4M
38	Culpeper	31	90	$38.3M
39	Harrisonburg City	31	126	$38.0M
40	Portsmouth City	27	83	$37.7M
41	Falls Church City	35	87	$36.1M
42	Warren	28	62	$34.3M
43	Rockingham	27	99	$32.3M
44	Bedford	39	93	$30.1M
45	Salem	22	55	$29.5M
46	Powhatan	24	52	$28.8M
47	Halifax	17	28	$28.3M
48	Campbell	26	54	$27.9M
49	Botetourt	21	43	$27.4M
50	Shenandoah	19	55	$25.8M
51	Franklin	23	44	$25.2M
52	Westmoreland	12	15	$23.2M
53	Carroll	12	45	$22.8M
54	Charlotte	10	18	$22.8M
55	Staunton City	24	50	$21.8M
56	Rockbridge	12	22	$21.8M
57	Prince Edward	17	27	$21.8M
58	Lancaster	10	24	$21.7M
59	Petersburg City	25	51	$21.6M
60	Waynesboro City	14	33	$21.4M
61	Williamsburg City	14	22	$21.3M
62	Prince George	20	45	$21.2M
63	Caroline	25	41	$21.0M
64	Goochland	23	43	$20.9M
65	Louisa	23	49	$20.7M
66	Gloucester	18	59	$18.6M
67	Mecklenburg	19	28	$18.3M
68	Grayson	6	18	$18.1M
69	Orange	19	39	$16.8M
70	Pulaski	14	31	$16.5M
71	Henry	13	23	$16.4M
72	Manassas Park City	15	32	$15.4M
73	New Kent	21	35	$15.2M
74	Isle of Wight	26	64	$15.1M
75	Colonial Heights City	24	40	$14.6M
76	Amherst	22	37	$14.3M
77	Fluvanna	15	36	$13.4M
78	Radford	12	17	$13.1M
79	Martinsville City	16	27	$13.0M
80	Bristol	13	30	$12.8M
81	Greensville	6	9	$12.3M
82	King George	10	22	$12.1M
83	Northampton	13	18	$11.9M
84	Clarke	12	29	$11.6M
85	Smyth	11	24	$11.5M
86	Floyd	12	25	$10.8M
87	Pittsylvania	19	33	$8.6M
88	Greene	14	21	$8.6M
89	Bland	4	5	$8.5M
90	Amelia	12	16	$8.5M
91	Middlesex	9	18	$8.4M
92	Nelson	8	24	$8.2M
93	Southampton	9	11	$8.1M
94	Tazewell	15	23	$7.8M
95	Wise	9	13	$7.7M
96	Nottoway	9	23	$7.6M
97	Franklin City	10	15	$7.6M
98	Hopewell City	15	21	$7.2M
99	Norton City	8	15	$7.1M
100	Patrick	6	55	$7.0M
101	Lunenburg	5	5	$7.0M
102	Galax City	8	22	$6.7M
103	Alleghany	5	9	$6.5M
104	Buckingham	9	13	$6.1M
105	Charles City	8	13	$5.7M
106	Russell	7	15	$5.3M
107	Brunswick	6	10	$5.3M
108	King William	14	22	$5.0M
109	King And Queen	5	6	$5.0M
110	Appomattox	11	16	$4.8M
111	Covington City	6	8	$4.5M
112	Sussex	4	6	$4.5M
113	Richmond	7	9	$4.4M
114	Buchanan	5	9	$4.2M
115	Buena Vista City	7	11	$4.1M
116	Poquoson City	7	14	$3.9M
117	Page	9	27	$3.5M
118	Craig	4	4	$2.7M
119	Bath	4	7	$2.6M
120	Lee	4	6	$2.4M
121	Mathews	5	8	$2.4M
122	Highland	3	3	$2.3M
123	Madison	7	15	$2.0M
124	Lexington City	8	12	$1.9M
125	Emporia	6	7	$1.9M
126	Giles	5	9	$1.8M
127	Northumberland	5	10	$1.7M
128	Surry	3	5	$1.6M
129	Dickenson	6	8	$1.3M
130	Cumberland	4	5	$1.3M
131	Scott	4	4	$838K
132	Rappahannock	4	6	$767K
133	Dinwiddie	8	13	$725K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.