SBA 7(a) lenders in Albemarle, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

48 institutions have SBA 7(a) loans on record in Albemarle, together $55.2M across 199 loans. Pathward National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pathward National Association	3	$5.3M	9.7%	0.00%
2	University of Virginia Community Credit Union Inc	34	$4.2M	7.7%	0.00%
3	Atlantic Union Bank	15	$4.0M	7.2%	0.00%
4	Truist Bank	18	$3.7M	6.7%	6.80%
5	Blue Ridge Bank National Association	4	$3.3M	6.0%	0.00%
6	The Huntington National Bank	9	$2.9M	5.2%	0.00%
7	HomeTrust Bank	2	$2.5M	4.5%	0.00%
8	Wells Fargo Bank National Association	22	$2.5M	4.5%	0.40%
9	First-Citizens Bank & Trust Company	5	$2.4M	4.3%	0.00%
10	TowneBank	4	$2.1M	3.8%	0.00%
11	BankUnited, National Association	1	$1.9M	3.4%	0.00%
12	Hanmi Bank	2	$1.7M	3.1%	0.00%
13	Readycap Lending, LLC	3	$1.6M	2.9%	0.00%
14	Stearns Bank National Association	3	$1.3M	2.4%	0.00%
15	Virginia National Bank	8	$1.3M	2.4%	0.00%
16	Citizens Bank	1	$1.2M	2.1%	0.00%
17	Live Oak Banking Company	1	$1.2M	2.1%	0.00%
18	Fulton Bank, National Association	2	$1.0M	1.9%	48.62%
19	Primis Bank	8	$1.0M	1.9%	37.17%
20	Northeast Bank	6	$945K	1.7%	0.00%
21	Newtek Bank, National Association	5	$941K	1.7%	0.00%
22	Bank of America, National Association	2	$838K	1.5%	0.00%
23	Five Star Bank	3	$750K	1.4%	0.00%
24	WesBanco Bank, Inc.	1	$720K	1.3%	0.00%
25	America First Federal Credit Union	1	$630K	1.1%	0.00%
26	First Business Bank	1	$580K	1.1%	0.00%
27	Popular Bank	2	$537K	1.0%	0.00%
28	United Midwest Savings Bank National Association	2	$425K	0.8%	0.00%
29	Buckeye State Bank	1	$379K	0.7%	0.00%
30	BayFirst National Bank	3	$355K	0.6%	0.00%
31	United Community Bank	1	$310K	0.6%	0.00%
32	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$300K	0.5%	0.00%
33	Southern Bank and Trust Company	1	$250K	0.5%	0.00%
34	Manufacturers and Traders Trust Company	2	$249K	0.5%	0.00%
35	Celtic Bank Corporation	2	$225K	0.4%	0.00%
36	Business Finance Group, Inc.	1	$225K	0.4%	0.00%
37	Mechanics and Farmers Bank	1	$207K	0.4%	0.00%
38	SouthState Bank, National Association	1	$190K	0.3%	0.00%
39	Independence Bank	1	$150K	0.3%	0.00%
40	Lendistry SBLC, LLC	1	$150K	0.3%	0.00%
41	New Horizon Bank, National Association	1	$149K	0.3%	0.00%
42	Beacon Bank and Trust	1	$120K	0.2%	0.00%
43	Pioneer Bank	1	$100K	0.2%	0.00%
44	U.S. Bank, National Association	1	$100K	0.2%	0.00%
45	Bank of Hope	3	$65K	0.1%	39.92%
46	Centennial Bank	1	$56K	0.1%	93.93%
47	VelocitySBA, LLC	5	$50K	0.1%	31.66%
48	TD Bank, National Association	1	$35K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	16	$9.3M	16.9%
2	Accommodation & food services	30	$8.2M	14.8%
3	Professional & technical services	28	$7.7M	13.9%
4	Health care & social assistance	24	$7.2M	13.0%
5	Construction	18	$7.0M	12.7%
6	Arts, entertainment & recreation	7	$3.3M	6.0%
7	Finance & insurance	3	$3.0M	5.4%
8	Administrative & waste services	12	$2.3M	4.1%
9	Educational services	5	$1.3M	2.3%
10	Retail trade	10	$1.2M	2.2%
11	Other services	14	$1.1M	1.9%
12	Manufacturing	6	$844K	1.5%
13	Transportation & warehousing	9	$577K	1.0%
14	Wholesale trade	3	$575K	1.0%
15	Agriculture, forestry & fishing	2	$550K	1.0%
16	Manufacturing	5	$399K	0.7%
17	Manufacturing	4	$375K	0.7%
18	Information	2	$350K	0.6%
19	Real estate & leasing	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.