SBA 7(a) lenders in Roanoke City, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

40 institutions have SBA 7(a) loans on record in Roanoke City, together $74.3M across 162 loans. Pinnacle Bank is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	16	$11.6M	15.6%	0.00%
2	Truist Bank	22	$10.0M	13.5%	13.52%
3	Newtek Bank, National Association	7	$7.1M	9.6%	0.00%
4	Readycap Lending, LLC	7	$5.0M	6.8%	0.00%
5	Wells Fargo Bank National Association	17	$4.3M	5.8%	16.90%
6	First-Citizens Bank & Trust Company	6	$3.7M	4.9%	0.00%
7	Newtek Small Business Finance, Inc.	3	$3.4M	4.6%	0.00%
8	Celtic Bank Corporation	4	$3.4M	4.5%	32.24%
9	First National Bank of Pennsylvania	5	$3.0M	4.0%	0.00%
10	Citizens Bank	2	$2.5M	3.4%	0.00%
11	Atlantic Union Bank	16	$2.5M	3.3%	0.00%
12	Regions Bank	2	$2.5M	3.3%	0.00%
13	Live Oak Banking Company	3	$2.0M	2.7%	0.00%
14	Continental Bank	1	$1.8M	2.4%	0.00%
15	Customers Bank	1	$1.3M	1.8%	0.00%
16	Freedom First Federal Credit Union	8	$1.1M	1.5%	0.00%
17	First Utah Bank	1	$950K	1.3%	0.00%
18	The First Bank and Trust Company	7	$865K	1.2%	0.00%
19	Uwharrie Bank	1	$655K	0.9%	0.00%
20	Northeast Bank	6	$621K	0.8%	16.31%
21	MainStreet Lender 7(a), LLC	1	$600K	0.8%	0.00%
22	Integro Bank	1	$571K	0.8%	0.00%
23	Happen Bank	1	$567K	0.8%	0.00%
24	HomeTrust Bank	2	$515K	0.7%	0.00%
25	First Bank	1	$450K	0.6%	0.00%
26	TowneBank	1	$425K	0.6%	0.00%
27	Skyline National Bank	5	$398K	0.5%	0.00%
28	The Bancorp Bank National Association	1	$390K	0.5%	0.00%
29	Florida Capital Bank, National Association	1	$350K	0.5%	0.00%
30	BayFirst National Bank	2	$315K	0.4%	8.70%
31	The Citizens Bank of Weston	1	$300K	0.4%	0.00%
32	Five Star Bank	1	$250K	0.3%	0.00%
33	First Bank	1	$244K	0.3%	0.00%
34	American National Bank and Trust Company	1	$175K	0.2%	55.06%
35	Select Bank	1	$149K	0.2%	0.00%
36	FinWise Bank	1	$104K	0.1%	0.00%
37	First Heritage Bank	1	$102K	0.1%	0.00%
38	Independence Bank	2	$50K	0.1%	0.00%
39	Primis Bank	1	$50K	0.1%	0.00%
40	Bank of America, National Association	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	19	$18.7M	25.1%
2	Accommodation & food services	22	$11.9M	15.9%
3	Professional & technical services	23	$11.2M	15.1%
4	Health care & social assistance	15	$5.7M	7.7%
5	Construction	12	$5.5M	7.4%
6	Other services	15	$3.4M	4.6%
7	Wholesale trade	7	$3.2M	4.3%
8	Retail trade	15	$3.1M	4.2%
9	Real estate & leasing	6	$2.7M	3.6%
10	Manufacturing	2	$2.3M	3.2%
11	Retail trade	7	$2.2M	3.0%
12	Manufacturing	4	$1.4M	1.9%
13	Arts, entertainment & recreation	6	$1.3M	1.7%
14	Finance & insurance	2	$555K	0.7%
15	Transportation & warehousing	1	$500K	0.7%
16	Educational services	1	$350K	0.5%
17	Administrative & waste services	2	$273K	0.4%
18	Transportation & warehousing	3	$101K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.