SBA 7(a) lenders in Fairfax, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

170 institutions have SBA 7(a) loans on record in Fairfax, together $1.26B across 3,195 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	81	$103.5M	8.2%	4.61%
2	Manufacturers and Traders Trust Company	519	$93.4M	7.4%	5.04%
3	Atlantic Union Bank	129	$79.5M	6.3%	1.99%
4	Truist Bank	242	$78.4M	6.2%	4.39%
5	Wells Fargo Bank National Association	238	$52.7M	4.2%	3.19%
6	Capital Bank, National Association	64	$39.4M	3.1%	1.00%
7	EagleBank	65	$39.0M	3.1%	9.55%
8	The Huntington National Bank	109	$38.4M	3.0%	0.59%
9	Hanmi Bank	71	$27.8M	2.2%	2.97%
10	Newtek Bank, National Association	70	$27.5M	2.2%	0.00%
11	Lender 2057189	41	$26.9M	2.1%	0.63%
12	TD Bank, National Association	243	$26.9M	2.1%	4.34%
13	Primis Bank	54	$25.4M	2.0%	24.46%
14	Readycap Lending, LLC	58	$22.8M	1.8%	4.43%
15	Capital One National Association	44	$22.1M	1.8%	0.00%
16	PNC Bank, National Association	92	$19.3M	1.5%	4.29%
17	Bank of Hope	75	$19.3M	1.5%	5.81%
18	PCB Bank	30	$19.0M	1.5%	1.11%
19	Byline Bank	15	$18.1M	1.4%	0.00%
20	Beacon Bank and Trust	14	$17.7M	1.4%	10.62%
21	First Bank of the Lake	11	$17.0M	1.3%	0.00%
22	First National Bank of Pennsylvania	24	$16.6M	1.3%	0.04%
23	Fulton Bank, National Association	23	$16.5M	1.3%	3.31%
24	Bank of America, National Association	63	$15.9M	1.3%	5.07%
25	Metro City Bank	20	$15.9M	1.3%	0.00%
26	John Marshall Bank	28	$14.4M	1.1%	0.00%
27	Celtic Bank Corporation	58	$14.3M	1.1%	2.46%
28	United Bank	37	$13.8M	1.1%	1.22%
29	Wilmington Savings Fund Society FSB	21	$13.6M	1.1%	1.90%
30	BayFirst National Bank	52	$12.0M	0.9%	7.05%
31	Northeast Bank	62	$10.7M	0.9%	0.74%
32	Everwise Credit Union	2	$10.0M	0.8%	0.00%
33	Woori America Bank	21	$9.4M	0.7%	1.43%
34	Centerstone SBA Lending, Inc.	6	$8.8M	0.7%	0.00%
35	United Community Bank	8	$8.4M	0.7%	3.37%
36	Bank of Clarke	14	$7.9M	0.6%	0.00%
37	Pathward National Association	3	$7.0M	0.6%	0.00%
38	MVB Bank, Inc.	10	$6.5M	0.5%	0.00%
39	Citizens Bank	10	$6.3M	0.5%	2.76%
40	First Internet Bank of Indiana	4	$6.2M	0.5%	0.00%
41	HomeTrust Bank	6	$6.2M	0.5%	0.00%
42	Paragon Bank	2	$6.1M	0.5%	0.00%
43	GBank	3	$6.0M	0.5%	0.00%
44	FVCbank	5	$5.9M	0.5%	0.00%
45	Ameris Bank	7	$5.8M	0.5%	0.00%
46	First Bank	3	$5.8M	0.5%	6.22%
47	BankUnited, National Association	5	$5.6M	0.4%	0.00%
48	United Midwest Savings Bank National Association	27	$5.5M	0.4%	0.00%
49	Customers Bank	6	$5.1M	0.4%	0.00%
50	The MINT National Bank	1	$5.0M	0.4%	0.00%
51	The National Capital Bank of Washington	2	$4.9M	0.4%	0.00%
52	Truliant FCU	3	$4.7M	0.4%	0.00%
53	FDIC - Community Bank & Trust-West Georgia	1	$4.5M	0.4%	0.00%
54	Bank Five Nine	5	$4.4M	0.4%	0.00%
55	NewBank	4	$4.1M	0.3%	0.00%
56	Five Star Bank	15	$4.1M	0.3%	3.50%
57	United Business Bank	1	$4.0M	0.3%	0.00%
58	Evolve Bank and Trust	1	$3.8M	0.3%	0.00%
59	The Freedom Bank of Virginia	8	$3.8M	0.3%	0.00%
60	Chain Bridge Bank National Association	11	$3.6M	0.3%	0.00%
61	Citibank, N.A.	13	$3.6M	0.3%	1.66%
62	Stearns Bank National Association	18	$3.6M	0.3%	9.00%
63	Citizens Bank, National Association	8	$3.5M	0.3%	4.60%
64	Columbia Bank	3	$3.5M	0.3%	9.13%
65	First-Citizens Bank & Trust Company	6	$3.4M	0.3%	15.91%
66	First Merchants Bank	3	$3.2M	0.3%	0.00%
67	PromiseOne Bank	8	$3.2M	0.3%	0.00%
68	The Bank of Princeton	1	$3.0M	0.2%	0.00%
69	Pinnacle Bank	5	$2.9M	0.2%	31.66%
70	Milestone Bank	1	$2.9M	0.2%	0.00%
71	Open Bank	3	$2.9M	0.2%	0.00%
72	The Bancorp Bank National Association	7	$2.9M	0.2%	3.85%
73	Economic Development Bank for Puerto Rico	1	$2.9M	0.2%	58.73%
74	Commonwealth Business Bank	2	$2.8M	0.2%	0.00%
75	US Eagle FCU	3	$2.8M	0.2%	0.00%
76	Mid-Atlantic Federal Credit Union	4	$2.7M	0.2%	0.00%
77	Burke & Herbert Bank & Trust Company	2	$2.6M	0.2%	0.00%
78	MainStreet Bank	12	$2.3M	0.2%	0.00%
79	SouthState Bank, National Association	7	$2.3M	0.2%	0.00%
80	State Bank of India (California)	3	$2.3M	0.2%	0.00%
81	22nd State Bank, A Division of 22nd State Banking Company	2	$2.3M	0.2%	0.00%
82	JPMorgan Chase Bank, National Association	15	$2.3M	0.2%	2.21%
83	National Cooperative Bank, National Association	2	$2.3M	0.2%	65.67%
84	First Business Bank	2	$2.2M	0.2%	0.00%
85	VelocitySBA, LLC	42	$2.0M	0.2%	2.91%
86	Centennial Bank	1	$2.0M	0.2%	0.00%
87	Harvest Small Business Finance, LLC	3	$1.9M	0.1%	0.00%
88	Meridian Bank	1	$1.9M	0.1%	0.00%
89	Potomac Bank	6	$1.8M	0.1%	0.00%
90	TowneBank	1	$1.7M	0.1%	0.00%
91	Regions Bank	3	$1.7M	0.1%	0.00%
92	OakStar Bank	1	$1.7M	0.1%	0.00%
93	Fifth Third Bank	1	$1.7M	0.1%	0.00%
94	Simmons Bank	6	$1.7M	0.1%	29.63%
95	U.S. Bank, National Association	5	$1.5M	0.1%	0.00%
96	Hana Small Business Lending, Inc.	3	$1.5M	0.1%	0.00%
97	Fund-Ex Solutions Group, LLC	2	$1.5M	0.1%	0.00%
98	Blue Ridge Bank National Association	1	$1.5M	0.1%	0.00%
99	UniBank	2	$1.3M	0.1%	0.00%
100	Firstrust Savings Bank	3	$1.3M	0.1%	0.00%
101	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.3M	0.1%	0.00%
102	CommerceFirst Bank	2	$1.2M	0.1%	0.00%
103	Navy FCU	5	$1.2M	0.1%	0.00%
104	Peoples Bank	8	$1.2M	0.1%	41.40%
105	Gulf Coast Bank and Trust Company	3	$1.2M	0.1%	0.00%
106	Grasshopper Bank National Association	4	$1.2M	0.1%	0.00%
107	Industrial Bank	5	$1.1M	0.1%	0.00%
108	IncredibleBank	1	$1.1M	0.1%	0.00%
109	Accion Opportunity Fund Community Development	4	$1.0M	0.1%	0.00%
110	Lafayette Federal Credit Union	1	$1.0M	0.1%	0.00%
111	Apple Federal Credit Union	2	$950K	0.1%	107.39%
112	Banc of California	1	$940K	0.1%	0.00%
113	Luminate Bank	2	$936K	0.1%	0.00%
114	Quaint Oak Bank	1	$921K	0.1%	0.00%
115	Port 51 Lending LLC	1	$900K	0.1%	0.00%
116	Business Finance Group, Inc.	6	$895K	0.1%	0.00%
117	Wachovia SBA Lending, Inc.	1	$893K	0.1%	0.00%
118	New Millennium Bank	1	$890K	0.1%	0.00%
119	Lendistry SBLC, LLC	6	$885K	0.1%	0.00%
120	WesBanco Bank, Inc.	1	$864K	0.1%	0.00%
121	Bank of Oak Ridge	1	$863K	0.1%	0.00%
122	Banesco USA	1	$846K	0.1%	0.00%
123	CDC Small Business Finance Corp.	4	$835K	0.1%	0.00%
124	Independence Bank	8	$749K	0.1%	32.07%
125	Popular Bank	1	$734K	0.1%	0.00%
126	CRF Small Business Loan Company, LLC	2	$644K	0.1%	0.00%
127	Colony Bank	3	$628K	0.0%	0.00%
128	Heritage Bank Inc	1	$610K	0.0%	0.00%
129	Merchants & Marine Bank	1	$600K	0.0%	0.00%
130	ConnectOne Bank	1	$600K	0.0%	0.00%
131	T Bank, National Association	1	$590K	0.0%	0.00%
132	Coastal States Bank	1	$544K	0.0%	0.00%
133	Locus Bank Inc	1	$541K	0.0%	0.00%
134	State Empl CU of Maryland Inc	1	$530K	0.0%	44.80%
135	First Commonwealth Bank	3	$512K	0.0%	0.00%
136	Bankwell Bank	1	$500K	0.0%	0.00%
137	City National Bank of Florida	1	$500K	0.0%	0.00%
138	Access National Corporation	1	$500K	0.0%	0.00%
139	Shinhan Bank America	2	$470K	0.0%	91.39%
140	Northwest FCU	2	$450K	0.0%	32.81%
141	East West Bank	1	$450K	0.0%	0.00%
142	FWBank	1	$438K	0.0%	0.00%
143	First Financial Bank	1	$425K	0.0%	0.00%
144	Village Bank and Trust, National Association	1	$425K	0.0%	0.00%
145	Seacoast National Bank	3	$386K	0.0%	13.91%
146	Happen Bank	1	$350K	0.0%	0.00%
147	German American Bank	1	$350K	0.0%	0.00%
148	Third Coast Bank	1	$343K	0.0%	0.00%
149	North State Bank	1	$335K	0.0%	0.00%
150	Stone Bank	2	$300K	0.0%	0.00%
151	CIBC Bank USA	2	$276K	0.0%	0.00%
152	Federal Deposit Insurance Corporation	3	$269K	0.0%	0.00%
153	Virginia National Bank	1	$250K	0.0%	0.00%
154	New Horizon Bank, National Association	1	$250K	0.0%	0.00%
155	Select Bank	1	$230K	0.0%	0.00%
156	Somerset Trust Company	1	$200K	0.0%	0.00%
157	Unity Bank	1	$185K	0.0%	0.00%
158	Magnifi Financial CU	1	$176K	0.0%	0.00%
159	Florida Capital Bank, National Association	1	$159K	0.0%	0.00%
160	SNB Bank National Association	1	$150K	0.0%	0.00%
161	Hanover Community Bank	1	$144K	0.0%	0.00%
162	SoFi Bank, National Association	1	$125K	0.0%	0.00%
163	HSBC Bank USA National Association	2	$125K	0.0%	0.00%
164	Ascendus, Inc.	1	$115K	0.0%	0.00%
165	Time Bank	1	$100K	0.0%	0.00%
166	Liberty Bank, Inc.	1	$90K	0.0%	0.00%
167	National Institutes of Health Federal Credit Union	1	$51K	0.0%	0.00%
168	Coastal Federal Credit Union	1	$50K	0.0%	0.00%
169	Alliance Credit Union	1	$50K	0.0%	0.00%
170	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Professional & technical services	753	$322.9M	25.6%
2	Accommodation & food services	450	$186.6M	14.8%
3	Health care & social assistance	352	$165.7M	13.1%
4	Other services	334	$106.2M	8.4%
5	Construction	256	$82.0M	6.5%
6	Arts, entertainment & recreation	125	$65.5M	5.2%
7	Retail trade	153	$58.6M	4.6%
8	Administrative & waste services	146	$44.3M	3.5%
9	Wholesale trade	88	$35.5M	2.8%
10	Retail trade	112	$34.9M	2.8%
11	Finance & insurance	56	$27.7M	2.2%
12	Educational services	78	$25.2M	2.0%
13	Real estate & leasing	41	$24.5M	1.9%
14	Information	57	$19.7M	1.6%
15	Manufacturing	53	$19.5M	1.5%
16	Transportation & warehousing	61	$12.1M	1.0%
17	Manufacturing	26	$10.9M	0.9%
18	Manufacturing	38	$10.1M	0.8%
19	Transportation & warehousing	12	$8.9M	0.7%
20	Utilities	2	$630K	0.0%
21	Agriculture, forestry & fishing	2	$225K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.