SBA 7(a) lenders in Fairfax, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

169 institutions have SBA 7(a) loans on record in Fairfax, together $1.23B across 3,131 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	79	$103.1M	8.4%	4.63%
2	Manufacturers and Traders Trust Company	499	$88.1M	7.2%	5.19%
3	Atlantic Union Bank	129	$79.5M	6.5%	1.99%
4	Truist Bank	242	$78.4M	6.4%	4.39%
5	Wells Fargo Bank National Association	238	$52.7M	4.3%	3.19%
6	Capital Bank, National Association	64	$39.4M	3.2%	1.00%
7	EagleBank	64	$39.0M	3.2%	9.57%
8	The Huntington National Bank	101	$35.8M	2.9%	0.00%
9	Hanmi Bank	71	$27.8M	2.3%	2.97%
10	Newtek Bank, National Association	65	$27.0M	2.2%	0.00%
11	Newtek Small Business Finance, Inc.	41	$26.9M	2.2%	0.63%
12	TD Bank, National Association	242	$26.9M	2.2%	4.06%
13	Primis Bank	54	$25.4M	2.1%	24.46%
14	Readycap Lending, LLC	56	$22.4M	1.8%	4.51%
15	Capital One National Association	43	$21.2M	1.7%	0.00%
16	PNC Bank, National Association	92	$19.3M	1.6%	4.29%
17	Bank of Hope	75	$19.3M	1.6%	5.81%
18	PCB Bank	30	$19.0M	1.5%	1.11%
19	Byline Bank	15	$18.1M	1.5%	0.00%
20	Beacon Bank and Trust	14	$17.7M	1.4%	10.62%
21	First Bank of the Lake	11	$17.0M	1.4%	0.00%
22	First National Bank of Pennsylvania	24	$16.6M	1.4%	0.04%
23	Fulton Bank, National Association	23	$16.5M	1.3%	3.31%
24	Metro City Bank	20	$15.9M	1.3%	0.00%
25	Bank of America, National Association	62	$15.5M	1.3%	2.19%
26	Celtic Bank Corporation	58	$14.3M	1.2%	2.46%
27	United Bank	37	$13.8M	1.1%	1.22%
28	Wilmington Savings Fund Society FSB	21	$13.6M	1.1%	1.90%
29	John Marshall Bank	27	$12.3M	1.0%	0.00%
30	BayFirst National Bank	52	$12.0M	1.0%	7.05%
31	Northeast Bank	59	$10.3M	0.8%	0.77%
32	Everwise Credit Union	2	$10.0M	0.8%	0.00%
33	Woori America Bank	21	$9.4M	0.8%	1.43%
34	Centerstone SBA Lending, Inc.	5	$8.5M	0.7%	0.00%
35	United Community Bank	8	$8.4M	0.7%	3.37%
36	Pathward National Association	3	$7.0M	0.6%	0.00%
37	MVB Bank, Inc.	10	$6.5M	0.5%	0.00%
38	Citizens Bank	10	$6.3M	0.5%	2.76%
39	HomeTrust Bank	6	$6.2M	0.5%	0.00%
40	Paragon Bank	2	$6.1M	0.5%	0.00%
41	Bank of Clarke	12	$6.1M	0.5%	0.00%
42	FVCbank	5	$5.9M	0.5%	0.00%
43	Ameris Bank	7	$5.8M	0.5%	0.00%
44	First Bank	3	$5.8M	0.5%	6.22%
45	BankUnited, National Association	5	$5.6M	0.5%	0.00%
46	Customers Bank	6	$5.1M	0.4%	0.00%
47	The MINT National Bank	1	$5.0M	0.4%	0.00%
48	United Midwest Savings Bank National Association	24	$4.9M	0.4%	0.00%
49	The National Capital Bank of Washington	2	$4.9M	0.4%	0.00%
50	FDIC - Community Bank & Trust-West Georgia	1	$4.5M	0.4%	0.00%
51	Bank Five Nine	5	$4.4M	0.4%	0.00%
52	NewBank	4	$4.1M	0.3%	0.00%
53	Five Star Bank	15	$4.1M	0.3%	3.50%
54	United Business Bank	1	$4.0M	0.3%	0.00%
55	Evolve Bank and Trust	1	$3.8M	0.3%	0.00%
56	Chain Bridge Bank National Association	11	$3.6M	0.3%	0.00%
57	Stearns Bank National Association	18	$3.6M	0.3%	9.00%
58	Citibank, N.A.	12	$3.5M	0.3%	1.68%
59	Citizens Bank, National Association	8	$3.5M	0.3%	4.60%
60	Columbia Bank	3	$3.5M	0.3%	9.13%
61	First-Citizens Bank & Trust Company	6	$3.4M	0.3%	15.91%
62	The Freedom Bank of Virginia	7	$3.3M	0.3%	0.00%
63	First Merchants Bank	3	$3.2M	0.3%	0.00%
64	PromiseOne Bank	8	$3.2M	0.3%	0.00%
65	The Bank of Princeton	1	$3.0M	0.2%	0.00%
66	Milestone Bank	1	$2.9M	0.2%	0.00%
67	Open Bank	3	$2.9M	0.2%	0.00%
68	The Bancorp Bank National Association	7	$2.9M	0.2%	3.85%
69	Economic Development Bank for Puerto Rico	1	$2.9M	0.2%	58.73%
70	Commonwealth Business Bank	2	$2.8M	0.2%	0.00%
71	US Eagle FCU	3	$2.8M	0.2%	0.00%
72	First Internet Bank of Indiana	2	$2.7M	0.2%	0.00%
73	Mid-Atlantic Federal Credit Union	4	$2.7M	0.2%	0.00%
74	Burke & Herbert Bank & Trust Company	2	$2.6M	0.2%	0.00%
75	MainStreet Bank	12	$2.3M	0.2%	0.00%
76	SouthState Bank, National Association	7	$2.3M	0.2%	0.00%
77	State Bank of India (California)	3	$2.3M	0.2%	0.00%
78	22nd State Bank, A Division of 22nd State Banking Company	2	$2.3M	0.2%	0.00%
79	JPMorgan Chase Bank, National Association	15	$2.3M	0.2%	2.21%
80	National Cooperative Bank, National Association	2	$2.3M	0.2%	65.67%
81	First Business Bank	2	$2.2M	0.2%	0.00%
82	Centennial Bank	1	$2.0M	0.2%	0.00%
83	Harvest Small Business Finance, LLC	3	$1.9M	0.2%	0.00%
84	Meridian Bank	1	$1.9M	0.2%	0.00%
85	VelocitySBA, LLC	41	$1.7M	0.1%	3.51%
86	TowneBank	1	$1.7M	0.1%	0.00%
87	OakStar Bank	1	$1.7M	0.1%	0.00%
88	Fifth Third Bank	1	$1.7M	0.1%	0.00%
89	Simmons Bank	6	$1.7M	0.1%	29.63%
90	U.S. Bank, National Association	5	$1.5M	0.1%	0.00%
91	Hana Small Business Lending, Inc.	3	$1.5M	0.1%	0.00%
92	Fund-Ex Solutions Group, LLC	2	$1.5M	0.1%	0.00%
93	Blue Ridge Bank National Association	1	$1.5M	0.1%	0.00%
94	UniBank	2	$1.3M	0.1%	0.00%
95	Firstrust Savings Bank	3	$1.3M	0.1%	0.00%
96	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.3M	0.1%	0.00%
97	CommerceFirst Bank	2	$1.2M	0.1%	0.00%
98	Navy FCU	5	$1.2M	0.1%	0.00%
99	Peoples Bank	8	$1.2M	0.1%	41.40%
100	Gulf Coast Bank and Trust Company	3	$1.2M	0.1%	0.00%
101	Grasshopper Bank National Association	4	$1.2M	0.1%	0.00%
102	Pinnacle Bank	2	$1.1M	0.1%	82.23%
103	Industrial Bank	5	$1.1M	0.1%	0.00%
104	IncredibleBank	1	$1.1M	0.1%	0.00%
105	Accion Opportunity Fund Community Development	4	$1.0M	0.1%	0.00%
106	Lafayette Federal Credit Union	1	$1.0M	0.1%	0.00%
107	GBank	2	$992K	0.1%	0.00%
108	Regions Bank	2	$969K	0.1%	0.00%
109	Potomac Bank	5	$965K	0.1%	0.00%
110	Apple Federal Credit Union	2	$950K	0.1%	107.39%
111	Banc of California	1	$940K	0.1%	0.00%
112	Luminate Bank	2	$936K	0.1%	0.00%
113	Quaint Oak Bank	1	$921K	0.1%	0.00%
114	Port 51 Lending LLC	1	$900K	0.1%	0.00%
115	Business Finance Group, Inc.	6	$895K	0.1%	0.00%
116	Wachovia SBA Lending, Inc.	1	$893K	0.1%	0.00%
117	New Millennium Bank	1	$890K	0.1%	0.00%
118	Lendistry SBLC, LLC	6	$885K	0.1%	0.00%
119	WesBanco Bank, Inc.	1	$864K	0.1%	0.00%
120	Bank of Oak Ridge	1	$863K	0.1%	0.00%
121	Banesco USA	1	$846K	0.1%	0.00%
122	CDC Small Business Finance Corp.	4	$835K	0.1%	0.00%
123	Truliant FCU	2	$795K	0.1%	0.00%
124	Independence Bank	8	$749K	0.1%	32.07%
125	Popular Bank	1	$734K	0.1%	0.00%
126	CRF Small Business Loan Company, LLC	2	$644K	0.1%	0.00%
127	Colony Bank	3	$628K	0.1%	0.00%
128	Heritage Bank Inc	1	$610K	0.0%	0.00%
129	ConnectOne Bank	1	$600K	0.0%	0.00%
130	Merchants & Marine Bank	1	$600K	0.0%	0.00%
131	T Bank, National Association	1	$590K	0.0%	0.00%
132	Coastal States Bank	1	$544K	0.0%	0.00%
133	Locus Bank Inc	1	$541K	0.0%	0.00%
134	State Empl CU of Maryland Inc	1	$530K	0.0%	44.80%
135	First Commonwealth Bank	3	$512K	0.0%	0.00%
136	City National Bank of Florida	1	$500K	0.0%	0.00%
137	Access National Corporation	1	$500K	0.0%	0.00%
138	Bankwell Bank	1	$500K	0.0%	0.00%
139	Shinhan Bank America	2	$470K	0.0%	91.39%
140	Northwest FCU	2	$450K	0.0%	32.81%
141	East West Bank	1	$450K	0.0%	0.00%
142	First Financial Bank	1	$425K	0.0%	0.00%
143	Village Bank and Trust, National Association	1	$425K	0.0%	0.00%
144	Seacoast National Bank	3	$386K	0.0%	13.91%
145	German American Bank	1	$350K	0.0%	0.00%
146	Happen Bank	1	$350K	0.0%	0.00%
147	Third Coast Bank	1	$343K	0.0%	0.00%
148	North State Bank	1	$335K	0.0%	0.00%
149	Stone Bank	2	$300K	0.0%	0.00%
150	CIBC Bank USA	2	$276K	0.0%	0.00%
151	Federal Deposit Insurance Corporation	3	$269K	0.0%	0.00%
152	New Horizon Bank, National Association	1	$250K	0.0%	0.00%
153	Virginia National Bank	1	$250K	0.0%	0.00%
154	Select Bank	1	$230K	0.0%	0.00%
155	Somerset Trust Company	1	$200K	0.0%	0.00%
156	Unity Bank	1	$185K	0.0%	0.00%
157	Magnifi Financial CU	1	$176K	0.0%	0.00%
158	Florida Capital Bank, National Association	1	$159K	0.0%	0.00%
159	SNB Bank National Association	1	$150K	0.0%	0.00%
160	Hanover Community Bank	1	$144K	0.0%	0.00%
161	SoFi Bank, National Association	1	$125K	0.0%	0.00%
162	HSBC Bank USA National Association	2	$125K	0.0%	0.00%
163	Ascendus, Inc.	1	$115K	0.0%	0.00%
164	Time Bank	1	$100K	0.0%	0.00%
165	Liberty Bank, Inc.	1	$90K	0.0%	0.00%
166	National Institutes of Health Federal Credit Union	1	$51K	0.0%	0.00%
167	Coastal Federal Credit Union	1	$50K	0.0%	0.00%
168	Alliance Credit Union	1	$50K	0.0%	0.00%
169	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Professional & technical services	746	$321.3M	26.1%
2	Accommodation & food services	439	$178.9M	14.6%
3	Health care & social assistance	345	$161.0M	13.1%
4	Other services	326	$103.8M	8.4%
5	Construction	252	$78.0M	6.4%
6	Arts, entertainment & recreation	120	$60.8M	4.9%
7	Retail trade	147	$56.2M	4.6%
8	Administrative & waste services	141	$42.9M	3.5%
9	Wholesale trade	88	$35.5M	2.9%
10	Retail trade	109	$34.7M	2.8%
11	Finance & insurance	56	$27.7M	2.3%
12	Educational services	75	$24.0M	2.0%
13	Real estate & leasing	39	$23.6M	1.9%
14	Manufacturing	53	$19.5M	1.6%
15	Information	55	$18.6M	1.5%
16	Transportation & warehousing	61	$12.1M	1.0%
17	Manufacturing	26	$10.9M	0.9%
18	Manufacturing	37	$9.3M	0.8%
19	Transportation & warehousing	12	$8.9M	0.7%
20	Utilities	2	$630K	0.1%
21	Agriculture, forestry & fishing	2	$225K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.