SBA 7(a) lenders in Orange, VA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Orange, together $14.7M across 36 loans. Live Oak Banking Company is the largest, with 43% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | $6.3M | 43.2% | 0.00% |
| 2 | Readycap Lending, LLC | 3 | $2.7M | 18.6% | 0.00% |
| 3 | Atlantic Union Bank | 8 | $2.7M | 18.6% | 0.00% |
| 4 | Beacon Bank and Trust | 1 | $819K | 5.6% | 0.00% |
| 5 | Newtek Bank, National Association | 1 | $500K | 3.4% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 2 | $473K | 3.2% | 0.00% |
| 7 | Blue Ridge Bank National Association | 3 | $219K | 1.5% | 0.00% |
| 8 | Popular Bank | 2 | $218K | 1.5% | 46.26% |
| 9 | Money One FCU | 1 | $200K | 1.4% | 0.00% |
| 10 | Stearns Bank National Association | 2 | $193K | 1.3% | 0.00% |
| 11 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $140K | 1.0% | 0.00% |
| 12 | Bank of Hope | 2 | $40K | 0.3% | 69.02% |
| 13 | Northeast Bank | 1 | $25K | 0.2% | 0.00% |
| 14 | Wells Fargo Bank National Association | 2 | $20K | 0.1% | 72.39% |
| 15 | VelocitySBA, LLC | 1 | $13K | 0.1% | 51.75% |
| 16 | Truist Bank | 1 | $10K | 0.1% | 0.00% |
| 17 | University of Virginia Community Credit Union Inc | 1 | $8K | 0.1% | 0.00% |
| 18 | United Bank | 1 | $7K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Health care & social assistance | 2 | $5.3M | 35.7% |
| 2 | Retail trade | 5 | $3.3M | 22.5% |
| 3 | Other services | 8 | $1.9M | 13.2% |
| 4 | Accommodation & food services | 6 | $1.8M | 12.2% |
| 5 | Real estate & leasing | 2 | $990K | 6.7% |
| 6 | Administrative & waste services | 5 | $798K | 5.4% |
| 7 | Construction | 3 | $286K | 1.9% |
| 8 | Retail trade | 1 | $192K | 1.3% |
| 9 | Arts, entertainment & recreation | 1 | $90K | 0.6% |
| 10 | Professional & technical services | 1 | $25K | 0.2% |
| 11 | Transportation & warehousing | 1 | $15K | 0.1% |
| 12 | Manufacturing | 1 | $7K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.