SBA 7(a) lenders in Prince William, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

105 institutions have SBA 7(a) loans on record in Prince William, together $370.8M across 1,101 loans. Live Oak Banking Company is the largest, with 9% of approvals.

ShowingBanks 88Credit unions 6Non-depository lenders 11

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	36	$33.6M	9.0%	1.16%
2	Wells Fargo Bank National Association	99	$23.3M	6.3%	1.72%
3	Truist Bank	94	$17.8M	4.8%	8.74%
4	Manufacturers and Traders Trust Company	144	$16.5M	4.4%	4.61%
5	Primis Bank	53	$16.1M	4.3%	4.80%
6	Newtek Small Business Finance, Inc.	17	$12.6M	3.4%	0.00%
7	Hanmi Bank	14	$11.7M	3.2%	0.00%
8	Atlantic Union Bank	32	$10.8M	2.9%	5.22%
9	PNC Bank, National Association	37	$10.8M	2.9%	5.97%
10	United Community Bank	6	$10.3M	2.8%	0.00%
11	The Huntington National Bank	26	$10.1M	2.7%	0.00%
12	KeyBank National Association	3	$9.9M	2.7%	0.00%
13	Readycap Lending, LLC	23	$9.3M	2.5%	15.56%
14	BankUnited, National Association	6	$8.5M	2.3%	9.77%
15	FVCbank	5	$6.9M	1.9%	4.76%
16	Celtic Bank Corporation	22	$6.5M	1.7%	10.95%
17	Wilmington Savings Fund Society FSB	11	$6.4M	1.7%	0.00%
18	United Bank	31	$6.3M	1.7%	0.00%
19	Bank Five Nine	8	$6.2M	1.7%	0.00%
20	TD Bank, National Association	89	$6.1M	1.6%	11.64%
21	Capital One National Association	9	$5.8M	1.6%	0.00%
22	Bank of Hope	20	$5.6M	1.5%	2.96%
23	Farmers State Bank of Alto Pass, Illinois	1	$5.0M	1.3%	0.00%
24	Beacon Bank and Trust	4	$4.7M	1.3%	7.79%
25	Columbia Bank	2	$4.7M	1.3%	0.00%
26	First National Bank of Pennsylvania	6	$4.6M	1.2%	0.00%
27	Bank of America, National Association	19	$4.4M	1.2%	3.20%
28	Newtek Bank, National Association	21	$4.3M	1.2%	0.00%
29	Peapack Private Bank and Trust	1	$4.3M	1.2%	0.00%
30	First Merchants Bank	1	$3.8M	1.0%	55.59%
31	Northeast Bank	18	$3.8M	1.0%	0.35%
32	Metro City Bank	5	$3.6M	1.0%	0.00%
33	First Financial Bank	2	$3.5M	0.9%	0.00%
34	Virginia National Bank	25	$3.5M	0.9%	7.68%
35	Citizens Bank	5	$3.4M	0.9%	0.00%
36	Capital Bank, National Association	10	$3.3M	0.9%	5.50%
37	Enterprise Bank & Trust	2	$3.3M	0.9%	0.00%
38	Bank of Clarke	5	$3.2M	0.9%	0.00%
39	Woori America Bank	4	$3.2M	0.9%	0.00%
40	United Midwest Savings Bank National Association	19	$3.0M	0.8%	14.17%
41	BayFirst National Bank	18	$3.0M	0.8%	20.14%
42	Fulton Bank, National Association	5	$2.6M	0.7%	0.00%
43	EagleBank	4	$2.2M	0.6%	14.94%
44	First Bank of the Lake	4	$1.9M	0.5%	0.00%
45	Blue Ridge Bank National Association	3	$1.9M	0.5%	0.00%
46	John Marshall Bank	3	$1.8M	0.5%	0.00%
47	Shore United Bank, National Association	1	$1.8M	0.5%	0.00%
48	First-Citizens Bank & Trust Company	4	$1.8M	0.5%	0.00%
49	The Bancorp Bank National Association	2	$1.6M	0.4%	0.00%
50	Stearns Bank National Association	8	$1.5M	0.4%	0.00%
51	Wachovia SBA Lending, Inc.	1	$1.5M	0.4%	0.00%
52	Northwest Bank	1	$1.5M	0.4%	0.00%
53	Colony Bank	2	$1.3M	0.3%	0.00%
54	GBank	1	$1.3M	0.3%	0.00%
55	U.S. Bank, National Association	2	$1.2M	0.3%	0.00%
56	Simmons Bank	3	$1.2M	0.3%	0.00%
57	Fifth Third Bank	1	$1.0M	0.3%	0.00%
58	First Bank	3	$876K	0.2%	59.41%
59	MainStreet Bank	3	$865K	0.2%	0.00%
60	Potomac Bank	4	$854K	0.2%	0.00%
61	Citibank, N.A.	1	$810K	0.2%	0.00%
62	Northwest FCU	3	$800K	0.2%	0.00%
63	IncredibleBank	1	$775K	0.2%	0.00%
64	Barwick Banking Company	1	$750K	0.2%	0.00%
65	Locus Bank Inc	5	$732K	0.2%	0.00%
66	Burke & Herbert Bank & Trust Company	3	$640K	0.2%	34.37%
67	Five Star Bank	1	$630K	0.2%	0.00%
68	PCB Bank	4	$608K	0.2%	25.86%
69	Independence Bank	6	$600K	0.2%	28.76%
70	Harvest Small Business Finance, LLC	2	$599K	0.2%	0.00%
71	Bank of Oak Ridge	1	$577K	0.2%	0.00%
72	CDC Small Business Finance Corp.	5	$565K	0.2%	15.42%
73	Mid-Atlantic Federal Credit Union	1	$560K	0.2%	0.00%
74	MVB Bank, Inc.	5	$559K	0.2%	0.00%
75	New Horizon Bank, National Association	2	$546K	0.1%	0.00%
76	Genesis Bank	1	$543K	0.1%	0.00%
77	Truliant FCU	2	$530K	0.1%	0.00%
78	Evolve Bank and Trust	2	$525K	0.1%	0.00%
79	Business Finance Group, Inc.	3	$501K	0.1%	0.00%
80	Needham Bank	1	$500K	0.1%	0.00%
81	Quaint Oak Bank	2	$492K	0.1%	0.00%
82	SouthState Bank, National Association	2	$450K	0.1%	0.00%
83	First Utah Bank	1	$375K	0.1%	0.00%
84	Customers Bank	1	$355K	0.1%	109.49%
85	Lendistry SBLC, LLC	1	$350K	0.1%	0.00%
86	JPMorgan Chase Bank, National Association	2	$350K	0.1%	0.00%
87	Millennium Bank, National Association	1	$330K	0.1%	0.00%
88	Lake Michigan CU	1	$310K	0.1%	0.00%
89	Paragon Bank	1	$303K	0.1%	0.00%
90	Oak View National Bank	2	$300K	0.1%	0.00%
91	First Internet Bank of Indiana	1	$300K	0.1%	80.81%
92	ACC Capital	1	$285K	0.1%	0.00%
93	Ameris Bank	1	$252K	0.1%	0.00%
94	Shoreham Bank	1	$240K	0.1%	0.00%
95	CRF Small Business Loan Company, LLC	1	$205K	0.1%	0.00%
96	Lumbee Guaranty Bank	1	$200K	0.1%	39.89%
97	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$180K	0.0%	0.00%
98	VelocitySBA, LLC	14	$155K	0.0%	16.90%
99	Shinhan Bank America	1	$150K	0.0%	0.00%
100	SoFi Bank, National Association	1	$150K	0.0%	97.47%
101	Centerstone SBA Lending, Inc.	1	$150K	0.0%	0.00%
102	Heritage Bank Inc	1	$150K	0.0%	0.00%
103	Navy FCU	2	$142K	0.0%	0.00%
104	Citizens and Farmers Bank	1	$75K	0.0%	0.00%
105	BayPort Federal Credit Union	1	$59K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.