SBA 7(a) lenders in Henrico, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

101 institutions have SBA 7(a) loans on record in Henrico, together $358.8M across 776 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	23	$33.2M	9.2%	0.00%
2	Truist Bank	67	$32.0M	8.9%	6.05%
3	First National Bank of Pennsylvania	32	$27.2M	7.6%	4.69%
4	TowneBank	30	$19.6M	5.5%	3.22%
5	Wells Fargo Bank National Association	99	$19.2M	5.3%	4.83%
6	Manufacturers and Traders Trust Company	112	$11.2M	3.1%	5.51%
7	The Huntington National Bank	28	$10.4M	2.9%	0.00%
8	Fulton Bank, National Association	8	$9.8M	2.7%	0.00%
9	GBank	2	$8.4M	2.4%	0.00%
10	Atlantic Union Bank	20	$8.4M	2.3%	0.00%
11	SouthState Bank, National Association	15	$7.8M	2.2%	0.00%
12	Truliant FCU	7	$7.4M	2.1%	0.54%
13	Woori America Bank	2	$6.8M	1.9%	0.00%
14	Wilmington Savings Fund Society FSB	4	$6.4M	1.8%	0.00%
15	United Midwest Savings Bank National Association	10	$6.4M	1.8%	2.43%
16	The MINT National Bank	2	$6.2M	1.7%	0.00%
17	Newtek Bank, National Association	21	$5.6M	1.6%	0.00%
18	Touchmark National Bank	1	$5.0M	1.4%	0.00%
19	Capital One National Association	5	$5.0M	1.4%	0.00%
20	KeyBank National Association	1	$5.0M	1.4%	0.00%
21	Northeast Bank	22	$4.9M	1.4%	1.97%
22	Lender 2057189	5	$4.7M	1.3%	0.00%
23	Pinnacle Bank	2	$4.7M	1.3%	0.00%
24	Centerstone SBA Lending, Inc.	1	$4.6M	1.3%	0.00%
25	Primis Bank	21	$4.5M	1.3%	7.10%
26	Bank of Hope	8	$4.4M	1.2%	0.90%
27	Customers Bank	3	$4.2M	1.2%	0.00%
28	The Bank of Princeton	1	$4.1M	1.2%	0.00%
29	First Business Bank	2	$3.8M	1.1%	0.00%
30	Open Bank	2	$3.5M	1.0%	0.00%
31	Hanmi Bank	8	$3.4M	0.9%	17.02%
32	First Community Bank	21	$3.3M	0.9%	10.79%
33	Poppy Bank	1	$3.3M	0.9%	0.00%
34	PNC Bank, National Association	5	$3.2M	0.9%	0.00%
35	Locus Bank Inc	10	$2.8M	0.8%	7.91%
36	Readycap Lending, LLC	11	$2.8M	0.8%	0.00%
37	Stearns Bank National Association	10	$2.5M	0.7%	3.80%
38	First Horizon Bank	1	$2.4M	0.7%	0.00%
39	First Internet Bank of Indiana	3	$2.3M	0.7%	0.00%
40	Beacon Bank and Trust	2	$2.3M	0.6%	0.00%
41	Potomac Bank	3	$2.1M	0.6%	0.00%
42	Gulf Coast Bank and Trust Company	1	$2.1M	0.6%	0.00%
43	BankUnited, National Association	1	$1.9M	0.5%	0.00%
44	IncredibleBank	1	$1.9M	0.5%	0.00%
45	Bank of America, National Association	10	$1.9M	0.5%	3.86%
46	First Merchants Bank	1	$1.8M	0.5%	0.00%
47	Byline Bank	2	$1.7M	0.5%	0.00%
48	Univest Bank and Trust Co	1	$1.5M	0.4%	0.00%
49	First Bank of the Lake	3	$1.5M	0.4%	0.00%
50	Harvest Small Business Finance, LLC	2	$1.5M	0.4%	0.00%
51	Five Star Bank	5	$1.4M	0.4%	0.00%
52	FinWise Bank	4	$1.4M	0.4%	0.00%
53	BayFirst National Bank	7	$1.3M	0.4%	0.00%
54	Genesis Bank	1	$1.2M	0.3%	0.00%
55	Colony Bank	2	$1.1M	0.3%	0.00%
56	Ameris Bank	2	$1.0M	0.3%	56.62%
57	Metro City Bank	1	$1.0M	0.3%	0.00%
58	Columbia Bank	13	$991K	0.3%	9.60%
59	Bank of Clarke	1	$960K	0.3%	0.00%
60	JPMorgan Chase Bank, National Association	3	$950K	0.3%	0.00%
61	First Bank	2	$940K	0.3%	72.32%
62	First Commonwealth Bank	1	$903K	0.3%	0.00%
63	Lendistry SBLC, LLC	6	$834K	0.2%	0.00%
64	Celtic Bank Corporation	10	$804K	0.2%	27.09%
65	Simmons Bank	4	$779K	0.2%	0.00%
66	Lender 2582371	1	$765K	0.2%	0.00%
67	Community West Bank	2	$758K	0.2%	21.30%
68	First-Citizens Bank & Trust Company	2	$750K	0.2%	0.00%
69	Capital Bank, National Association	1	$750K	0.2%	77.04%
70	Milestone Bank	1	$719K	0.2%	0.00%
71	Virginia National Bank	2	$703K	0.2%	0.00%
72	New Horizon Bank, National Association	4	$687K	0.2%	0.00%
73	Banc of California	1	$640K	0.2%	0.00%
74	VelocitySBA, LLC	12	$602K	0.2%	1.59%
75	United Community Bank	1	$568K	0.2%	0.00%
76	Independence Bank	3	$450K	0.1%	22.45%
77	The Bancorp Bank National Association	1	$423K	0.1%	0.00%
78	Shinhan Bank America	2	$395K	0.1%	0.00%
79	Twin City Bank	1	$389K	0.1%	0.00%
80	U.S. Bank, National Association	1	$370K	0.1%	58.73%
81	Institute Capital, Inc.	1	$350K	0.1%	0.00%
82	Fifth Third Bank	1	$306K	0.1%	0.00%
83	Citizens Bank and Trust Company	1	$300K	0.1%	0.00%
84	TD Bank, National Association	3	$295K	0.1%	84.37%
85	Citizens Bank	1	$253K	0.1%	0.00%
86	The First Bank and Trust Company	1	$250K	0.1%	0.00%
87	Evolve Bank and Trust	1	$244K	0.1%	0.00%
88	Pathward National Association	1	$200K	0.1%	0.00%
89	First Command Bank	2	$193K	0.1%	0.00%
90	Popular Bank	2	$175K	0.0%	66.03%
91	Georgia Banking Company	1	$160K	0.0%	0.00%
92	Bank Five Nine	1	$150K	0.0%	0.00%
93	Unity Bank	1	$150K	0.0%	0.00%
94	Hana Small Business Lending, Inc.	1	$150K	0.0%	0.00%
95	Burke & Herbert Bank & Trust Company	2	$145K	0.0%	0.00%
96	Seacoast National Bank	1	$100K	0.0%	39.95%
97	Mountain Valley Bank National Association	1	$100K	0.0%	0.00%
98	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$82K	0.0%	0.00%
99	Zions Bank, A Division of	1	$50K	0.0%	0.00%
100	The Bank of Southside Virginia	1	$45K	0.0%	0.00%
101	CDC Small Business Finance Corp.	1	$45K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	125	$72.5M	20.2%
2	Accommodation & food services	71	$65.3M	18.2%
3	Professional & technical services	99	$43.1M	12.0%
4	Construction	61	$35.9M	10.0%
5	Other services	94	$26.7M	7.4%
6	Retail trade	53	$24.3M	6.8%
7	Arts, entertainment & recreation	35	$19.7M	5.5%
8	Administrative & waste services	53	$18.3M	5.1%
9	Retail trade	37	$14.4M	4.0%
10	Manufacturing	14	$6.3M	1.7%
11	Transportation & warehousing	21	$5.9M	1.6%
12	Manufacturing	18	$5.7M	1.6%
13	Educational services	24	$4.7M	1.3%
14	Wholesale trade	17	$4.2M	1.2%
15	Real estate & leasing	17	$4.0M	1.1%
16	Finance & insurance	15	$3.2M	0.9%
17	Manufacturing	8	$3.0M	0.8%
18	Information	10	$860K	0.2%
19	Transportation & warehousing	3	$837K	0.2%
20	Agriculture, forestry & fishing	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.