SBA 7(a) lenders in Henrico, VA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

99 institutions have SBA 7(a) loans on record in Henrico, together $341.3M across 758 loans. Truist Bank is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	67	$32.0M	9.4%	6.05%
2	Live Oak Banking Company	21	$28.5M	8.4%	0.00%
3	First National Bank of Pennsylvania	32	$27.2M	8.0%	2.40%
4	TowneBank	30	$19.6M	5.8%	3.22%
5	Wells Fargo Bank National Association	98	$18.2M	5.3%	5.09%
6	Manufacturers and Traders Trust Company	106	$10.5M	3.1%	5.89%
7	The Huntington National Bank	28	$10.4M	3.0%	0.00%
8	Fulton Bank, National Association	8	$9.8M	2.9%	0.00%
9	GBank	2	$8.4M	2.5%	0.00%
10	Atlantic Union Bank	20	$8.4M	2.4%	0.00%
11	Truliant FCU	7	$7.4M	2.2%	0.54%
12	SouthState Bank, National Association	13	$6.9M	2.0%	0.00%
13	Woori America Bank	2	$6.8M	2.0%	0.00%
14	Wilmington Savings Fund Society FSB	4	$6.4M	1.9%	0.00%
15	The MINT National Bank	2	$6.2M	1.8%	0.00%
16	Newtek Bank, National Association	21	$5.6M	1.6%	0.00%
17	KeyBank National Association	1	$5.0M	1.5%	0.00%
18	Capital One National Association	5	$5.0M	1.5%	0.00%
19	Touchmark National Bank	1	$5.0M	1.5%	0.00%
20	Northeast Bank	22	$4.9M	1.4%	1.97%
21	Newtek Small Business Finance, Inc.	5	$4.7M	1.4%	0.00%
22	Centerstone SBA Lending, Inc.	1	$4.6M	1.4%	0.00%
23	Primis Bank	21	$4.5M	1.3%	7.10%
24	Bank of Hope	8	$4.4M	1.3%	0.90%
25	Customers Bank	3	$4.2M	1.2%	0.00%
26	The Bank of Princeton	1	$4.1M	1.2%	0.00%
27	First Business Bank	2	$3.8M	1.1%	0.00%
28	Open Bank	2	$3.5M	1.0%	0.00%
29	Hanmi Bank	8	$3.4M	1.0%	17.02%
30	First Community Bank	21	$3.3M	1.0%	10.79%
31	Poppy Bank	1	$3.3M	1.0%	0.00%
32	PNC Bank, National Association	5	$3.2M	0.9%	0.00%
33	Locus Bank Inc	10	$2.8M	0.8%	7.71%
34	Readycap Lending, LLC	11	$2.8M	0.8%	0.00%
35	Stearns Bank National Association	10	$2.5M	0.7%	3.80%
36	First Horizon Bank	1	$2.4M	0.7%	0.00%
37	United Midwest Savings Bank National Association	9	$2.3M	0.7%	6.62%
38	Beacon Bank and Trust	2	$2.3M	0.7%	0.00%
39	Potomac Bank	3	$2.1M	0.6%	0.00%
40	Gulf Coast Bank and Trust Company	1	$2.1M	0.6%	0.00%
41	BankUnited, National Association	1	$1.9M	0.6%	0.00%
42	IncredibleBank	1	$1.9M	0.6%	0.00%
43	Bank of America, National Association	10	$1.9M	0.5%	3.86%
44	First Merchants Bank	1	$1.8M	0.5%	0.00%
45	Byline Bank	2	$1.7M	0.5%	0.00%
46	Univest Bank and Trust Co	1	$1.5M	0.5%	0.00%
47	First Bank of the Lake	3	$1.5M	0.4%	0.00%
48	Harvest Small Business Finance, LLC	2	$1.5M	0.4%	0.00%
49	Five Star Bank	5	$1.4M	0.4%	0.00%
50	FinWise Bank	4	$1.4M	0.4%	0.00%
51	BayFirst National Bank	7	$1.3M	0.4%	0.00%
52	Genesis Bank	1	$1.2M	0.3%	0.00%
53	Colony Bank	2	$1.1M	0.3%	0.00%
54	Ameris Bank	2	$1.0M	0.3%	56.62%
55	Metro City Bank	1	$1.0M	0.3%	0.00%
56	Columbia Bank	13	$991K	0.3%	9.60%
57	First Internet Bank of Indiana	1	$967K	0.3%	0.00%
58	Bank of Clarke	1	$960K	0.3%	0.00%
59	JPMorgan Chase Bank, National Association	3	$950K	0.3%	0.00%
60	First Bank	2	$940K	0.3%	72.32%
61	First Commonwealth Bank	1	$903K	0.3%	0.00%
62	Celtic Bank Corporation	10	$804K	0.2%	27.09%
63	Simmons Bank	4	$779K	0.2%	0.00%
64	First Western SBLC, LLC	1	$765K	0.2%	0.00%
65	Community West Bank	2	$758K	0.2%	21.30%
66	First-Citizens Bank & Trust Company	2	$750K	0.2%	0.00%
67	Capital Bank, National Association	1	$750K	0.2%	77.04%
68	Lendistry SBLC, LLC	5	$731K	0.2%	0.00%
69	Milestone Bank	1	$719K	0.2%	0.00%
70	Virginia National Bank	2	$703K	0.2%	0.00%
71	New Horizon Bank, National Association	4	$687K	0.2%	0.00%
72	Banc of California	1	$640K	0.2%	0.00%
73	VelocitySBA, LLC	12	$602K	0.2%	2.72%
74	United Community Bank	1	$568K	0.2%	0.00%
75	Independence Bank	3	$450K	0.1%	22.45%
76	The Bancorp Bank National Association	1	$423K	0.1%	0.00%
77	Shinhan Bank America	2	$395K	0.1%	0.00%
78	Twin City Bank	1	$389K	0.1%	0.00%
79	U.S. Bank, National Association	1	$370K	0.1%	58.73%
80	Institute Capital, Inc.	1	$350K	0.1%	0.00%
81	Fifth Third Bank	1	$306K	0.1%	0.00%
82	Citizens Bank and Trust Company	1	$300K	0.1%	0.00%
83	TD Bank, National Association	3	$295K	0.1%	84.37%
84	Citizens Bank	1	$253K	0.1%	0.00%
85	The First Bank and Trust Company	1	$250K	0.1%	0.00%
86	Evolve Bank and Trust	1	$244K	0.1%	0.00%
87	Pathward National Association	1	$200K	0.1%	0.00%
88	First Command Bank	2	$193K	0.1%	0.00%
89	Popular Bank	2	$175K	0.1%	66.03%
90	Georgia Banking Company	1	$160K	0.0%	0.00%
91	Unity Bank	1	$150K	0.0%	0.00%
92	Hana Small Business Lending, Inc.	1	$150K	0.0%	0.00%
93	Burke & Herbert Bank & Trust Company	2	$145K	0.0%	0.00%
94	Seacoast National Bank	1	$100K	0.0%	39.95%
95	Mountain Valley Bank National Association	1	$100K	0.0%	0.00%
96	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$82K	0.0%	0.00%
97	Zions Bank, A Division of	1	$50K	0.0%	0.00%
98	The Bank of Southside Virginia	1	$45K	0.0%	0.00%
99	CDC Small Business Finance Corp.	1	$45K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	124	$72.3M	21.2%
2	Accommodation & food services	70	$61.2M	17.9%
3	Professional & technical services	98	$38.8M	11.4%
4	Construction	61	$35.9M	10.5%
5	Other services	92	$25.8M	7.6%
6	Retail trade	53	$24.3M	7.1%
7	Arts, entertainment & recreation	34	$18.7M	5.5%
8	Administrative & waste services	51	$16.9M	5.0%
9	Retail trade	35	$9.7M	2.9%
10	Manufacturing	14	$6.3M	1.8%
11	Manufacturing	18	$5.7M	1.7%
12	Transportation & warehousing	18	$5.5M	1.6%
13	Educational services	22	$4.6M	1.3%
14	Wholesale trade	16	$4.0M	1.2%
15	Real estate & leasing	17	$4.0M	1.2%
16	Manufacturing	8	$3.0M	0.9%
17	Finance & insurance	13	$2.7M	0.8%
18	Information	10	$860K	0.3%
19	Transportation & warehousing	3	$837K	0.2%
20	Agriculture, forestry & fishing	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.