SBA 7(a) lenders in Goochland, VA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Goochland, together $14.3M across 40 loans. Firstrust Savings Bank is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Firstrust Savings Bank | 1 | $3.5M | 24.4% | 0.00% |
| 2 | Wells Fargo Bank National Association | 8 | $2.2M | 15.6% | 0.00% |
| 3 | Truist Bank | 5 | $2.1M | 14.4% | 11.08% |
| 4 | Bank of America, National Association | 3 | $1.5M | 10.6% | 0.00% |
| 5 | First National Bank of Pennsylvania | 1 | $735K | 5.1% | 0.00% |
| 6 | PNC Bank, National Association | 1 | $729K | 5.1% | 0.00% |
| 7 | Newtek Bank, National Association | 1 | $400K | 2.8% | 0.00% |
| 8 | Newtek Small Business Finance, Inc. | 1 | $357K | 2.5% | 0.00% |
| 9 | Live Oak Banking Company | 1 | $350K | 2.4% | 0.00% |
| 10 | BayFirst National Bank | 2 | $350K | 2.4% | 0.00% |
| 11 | Blue Ridge Bank National Association | 1 | $350K | 2.4% | 0.00% |
| 12 | Atlantic Union Bank | 2 | $279K | 1.9% | 0.00% |
| 13 | Primis Bank | 3 | $260K | 1.8% | 0.00% |
| 14 | Lendistry SBLC, LLC | 1 | $250K | 1.7% | 0.00% |
| 15 | Colony Bank | 1 | $244K | 1.7% | 0.00% |
| 16 | Florida Capital Bank, National Association | 1 | $200K | 1.4% | 0.00% |
| 17 | Readycap Lending, LLC | 2 | $187K | 1.3% | 0.00% |
| 18 | Manufacturers and Traders Trust Company | 2 | $175K | 1.2% | 0.00% |
| 19 | Celtic Bank Corporation | 1 | $60K | 0.4% | 0.00% |
| 20 | Bank of Hope | 1 | $50K | 0.3% | 0.00% |
| 21 | TD Bank, National Association | 1 | $25K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Professional & technical services | 3 | $3.7M | 25.9% |
| 2 | Health care & social assistance | 7 | $2.2M | 15.4% |
| 3 | Administrative & waste services | 5 | $2.2M | 15.1% |
| 4 | Other services | 3 | $1.9M | 13.4% |
| 5 | Construction | 5 | $1.0M | 7.3% |
| 6 | Utilities | 1 | $735K | 5.1% |
| 7 | Manufacturing | 3 | $638K | 4.5% |
| 8 | Accommodation & food services | 2 | $486K | 3.4% |
| 9 | Wholesale trade | 3 | $380K | 2.7% |
| 10 | Real estate & leasing | 1 | $357K | 2.5% |
| 11 | Manufacturing | 2 | $259K | 1.8% |
| 12 | Transportation & warehousing | 1 | $250K | 1.7% |
| 13 | Transportation & warehousing | 1 | $129K | 0.9% |
| 14 | Agriculture, forestry & fishing | 2 | $35K | 0.2% |
| 15 | Retail trade | 1 | $10K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.