SBA 7(a) lenders in VI

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

26 institutions have SBA 7(a) loans on record in VI, together $96.0M across 221 loans.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	3	$14.0M	14.6%	0.00%
2	FDIC - Community Bank & Trust-West Georgia	4	$10.9M	11.3%	0.00%
3	Live Oak Banking Company	6	$8.7M	9.1%	0.00%
4	Celtic Bank Corporation	15	$8.6M	8.9%	0.00%
5	Banco Popular de Puerto Rico	50	$8.4M	8.8%	0.00%
6	Byline Bank	6	$8.2M	8.5%	0.00%
7	Touchmark National Bank	3	$6.5M	6.8%	0.00%
8	Stone Bank	4	$6.1M	6.3%	0.00%
9	Merchants Commercial Bank	18	$4.9M	5.1%	1.55%
10	Oriental Bank	19	$3.2M	3.4%	0.00%
11	FirstBank Puerto Rico	17	$2.3M	2.4%	3.92%
12	Independence Bank	7	$2.2M	2.3%	5.96%
13	Pinnacle Bank	1	$2.1M	2.1%	97.21%
14	Columbia Bank	44	$2.0M	2.0%	14.30%
15	First Community Bank	2	$1.7M	1.8%	0.00%
16	First Financial Bank	1	$1.3M	1.4%	0.00%
17	HomeTrust Bank	1	$1.0M	1.0%	0.00%
18	Northeast Bank	10	$910K	0.9%	2.36%
19	Cogent Bank	1	$717K	0.7%	0.00%
20	Newtek Small Business Finance, Inc.	2	$598K	0.6%	0.00%
21	United Fidelity Bank, FSB	1	$420K	0.4%	0.00%
22	Truliant FCU	1	$395K	0.4%	0.00%
23	United Midwest Savings Bank National Association	1	$306K	0.3%	0.00%
24	Newtek Bank, National Association	2	$285K	0.3%	0.00%
25	The Bank of Nova Scotia	1	$250K	0.3%	0.00%
26	Wells Fargo Bank National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Saint Croix	18	97	$56.2M
2	Saint Thomas	16	103	$28.6M
3	Saint John	11	21	$11.2M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.