SBA 7(a) lenders in MO

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

449 institutions have SBA 7(a) loans on record in MO, together $7.75B across 18,885 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	OakStar Bank	883	$571.1M	7.4%	1.31%
2	Simmons Bank	1,400	$462.7M	6.0%	5.31%
3	Live Oak Banking Company	266	$419.9M	5.4%	0.27%
4	Midwest Regional Bank	397	$358.7M	4.6%	3.77%
5	U.S. Bank, National Association	2,361	$304.0M	3.9%	3.05%
6	The Bank of Missouri	895	$239.9M	3.1%	4.98%
7	Commerce Bank	927	$228.7M	3.0%	1.42%
8	Busey Bank	288	$215.0M	2.8%	1.69%
9	Southern Bank	363	$172.4M	2.2%	3.07%
10	The Central Trust Bank	772	$158.9M	2.0%	3.46%
11	Guaranty Bank	332	$144.3M	1.9%	4.81%
12	Wells Fargo Bank National Association	235	$140.9M	1.8%	4.92%
13	UMB Bank, National Association	494	$139.3M	1.8%	1.96%
14	The Huntington National Bank	272	$126.8M	1.6%	1.54%
15	American Bank of Freedom	125	$119.1M	1.5%	0.11%
16	Arvest Bank	423	$104.6M	1.3%	6.99%
17	St. Louis Bank	112	$102.3M	1.3%	1.87%
18	Enterprise Bank & Trust	147	$94.0M	1.2%	0.15%
19	First Financial Bank	87	$88.7M	1.1%	0.17%
20	The Bank of Houston	92	$82.7M	1.1%	0.00%
21	Regent Bank	146	$81.7M	1.1%	2.36%
22	Hawthorn Bank	301	$81.5M	1.1%	2.37%
23	Regions Bank	153	$74.3M	1.0%	4.64%
24	OMB Bank	107	$69.6M	0.9%	0.82%
25	Celtic Bank Corporation	154	$65.0M	0.8%	4.77%
26	First Business Bank	134	$60.7M	0.8%	1.61%
27	Lender 2057189	85	$57.2M	0.7%	2.83%
28	First Bank of the Lake	51	$56.9M	0.7%	4.28%
29	Newtek Bank, National Association	146	$55.4M	0.7%	0.00%
30	Midwest BankCentre	57	$54.4M	0.7%	0.13%
31	Byline Bank	45	$54.1M	0.7%	2.12%
32	Belgrade State Bank	86	$52.8M	0.7%	1.42%
33	First National Bank of Omaha	125	$49.7M	0.6%	5.85%
34	Legacy Bank & Trust Company	142	$48.9M	0.6%	0.00%
35	Readycap Lending, LLC	145	$47.9M	0.6%	4.88%
36	GBank	18	$44.8M	0.6%	0.00%
37	PNC Bank, National Association	209	$43.9M	0.6%	10.50%
38	Midland States Bank	71	$40.7M	0.5%	2.98%
39	Peoples National Bank National Association	105	$38.7M	0.5%	1.08%
40	Banc of California	25	$38.5M	0.5%	0.22%
41	BayFirst National Bank	173	$36.3M	0.5%	8.43%
42	CIBC Bank USA	40	$36.2M	0.5%	6.88%
43	BMO Bank National Association	124	$36.0M	0.5%	2.19%
44	Bank of America, National Association	94	$35.5M	0.5%	0.20%
45	Equity Bank	96	$34.1M	0.4%	0.98%
46	Community Banks of Colorado, A Division of NBH Bank	57	$32.8M	0.4%	1.08%
47	First State Community Bank	100	$32.3M	0.4%	3.28%
48	United Midwest Savings Bank National Association	103	$30.0M	0.4%	3.78%
49	Farmers and Merchants Bank of St. Clair	160	$29.4M	0.4%	6.64%
50	Northeast Bank	181	$29.2M	0.4%	3.01%
51	CommunityAmerica Federal Credit Union	54	$29.2M	0.4%	0.58%
52	Heritage Bank of the Ozarks	108	$29.1M	0.4%	1.17%
53	Bank of Franklin County	67	$28.7M	0.4%	1.63%
54	Stifel Bank	50	$28.6M	0.4%	2.24%
55	Bank of Springfield	54	$28.0M	0.4%	1.79%
56	Bank of Washington	40	$27.0M	0.3%	0.00%
57	Royal Banks of Missouri	58	$26.2M	0.3%	1.15%
58	Branson Bank	90	$26.0M	0.3%	0.00%
59	Landmark National Bank	33	$24.7M	0.3%	1.39%
60	Four States Bank, Inc.	53	$24.7M	0.3%	0.00%
61	Harvest Small Business Finance, LLC	23	$24.5M	0.3%	0.00%
62	United Community Bank	30	$24.4M	0.3%	10.33%
63	The Callaway Bank	178	$24.4M	0.3%	2.09%
64	Core Bank	39	$23.8M	0.3%	1.63%
65	FCNB Bank	65	$23.4M	0.3%	4.53%
66	First Interstate Bank	27	$21.9M	0.3%	0.00%
67	Citizens Bank	30	$21.8M	0.3%	0.00%
68	First Midwest Bank of the Ozarks	44	$21.7M	0.3%	0.75%
69	First Internet Bank of Indiana	16	$21.6M	0.3%	2.32%
70	Carrollton Bank	9	$20.9M	0.3%	0.00%
71	The Bancorp Bank National Association	27	$20.5M	0.3%	1.38%
72	Pathward National Association	13	$20.1M	0.3%	0.00%
73	Kendall Bank	28	$19.9M	0.3%	0.00%
74	Great Southern Bank	83	$19.4M	0.3%	1.38%
75	United Bank of Union	64	$19.3M	0.2%	1.13%
76	Stearns Bank National Association	54	$19.0M	0.2%	2.61%
77	First Merchants Bank	16	$18.3M	0.2%	1.14%
78	Bank Five Nine	17	$18.2M	0.2%	0.00%
79	First Service Bank	11	$17.5M	0.2%	0.00%
80	Mid-Missouri Bank	99	$17.5M	0.2%	3.29%
81	Small Business Bank	56	$17.4M	0.2%	0.68%
82	US Metro Bank	6	$17.4M	0.2%	0.00%
83	Sunflower Bank National Association	21	$17.1M	0.2%	0.00%
84	Fifth Third Bank	30	$16.7M	0.2%	5.14%
85	St. Johns Bank and Trust Company	36	$16.7M	0.2%	0.00%
86	BIZCapital BIDCO II, LLC	11	$16.5M	0.2%	10.49%
87	Southwest Missouri Bank	118	$15.9M	0.2%	2.62%
88	First Mid Bank & Trust, National Association	43	$15.9M	0.2%	1.53%
89	Millennium Bank	4	$15.8M	0.2%	0.00%
90	First-Citizens Bank & Trust Company	25	$15.6M	0.2%	11.41%
91	Community National Bank & Trust	29	$15.0M	0.2%	0.50%
92	Shoreham Bank	6	$14.2M	0.2%	0.00%
93	World Trade Finance, Inc.	3	$14.2M	0.2%	27.22%
94	Cass Commercial Bank	13	$14.0M	0.2%	0.00%
95	Peoples Bank	8	$13.6M	0.2%	0.00%
96	BOKF, National Association	53	$13.6M	0.2%	0.72%
97	Sullivan Bank	91	$13.6M	0.2%	2.00%
98	People's Bank of Seneca	36	$13.5M	0.2%	3.40%
99	Alliant Bank	8	$12.8M	0.2%	4.13%
100	Mission Valley Bank	6	$12.8M	0.2%	0.00%
101	Peoples Bank & Trust	6	$12.7M	0.2%	0.00%
102	Arlo Bank	11	$12.4M	0.2%	1.33%
103	Lender 2582371	10	$12.2M	0.2%	2.72%
104	Banterra Bank	20	$11.7M	0.2%	0.00%
105	FDIC - Community Bank & Trust-West Georgia	5	$11.4M	0.1%	2.54%
106	Columbia Bank	27	$11.3M	0.1%	0.97%
107	KeyBank National Association	11	$10.9M	0.1%	0.00%
108	Port 51 Lending LLC	5	$10.6M	0.1%	0.00%
109	Freedom Bank of Southern Missouri	21	$10.5M	0.1%	2.54%
110	Pony Express Bank	17	$10.4M	0.1%	5.19%
111	INB, National Association	12	$10.2M	0.1%	2.24%
112	BankUnited, National Association	9	$10.1M	0.1%	3.87%
113	Craft Bank	3	$10.0M	0.1%	0.00%
114	Genisys CU	3	$9.8M	0.1%	0.00%
115	Bank of Hope	33	$9.8M	0.1%	2.20%
116	Wilmington Savings Fund Society FSB	8	$9.5M	0.1%	0.00%
117	Customers Bank	10	$9.4M	0.1%	0.00%
118	First Heritage Bank	19	$9.2M	0.1%	0.00%
119	Hanover Community Bank	3	$9.1M	0.1%	0.00%
120	Academy Bank National Association	19	$9.0M	0.1%	5.36%
121	TowneBank	6	$9.0M	0.1%	0.00%
122	Pinnacle Bank	14	$9.0M	0.1%	0.00%
123	Happen Bank	6	$9.0M	0.1%	44.52%
124	VelocitySBA, LLC	230	$9.0M	0.1%	5.59%
125	IncredibleBank	7	$8.8M	0.1%	0.00%
126	Mazuma CU	49	$8.7M	0.1%	16.52%
127	PromiseOne Bank	6	$8.7M	0.1%	0.00%
128	NBKC Bank	26	$8.6M	0.1%	0.55%
129	Beacon Bank and Trust	10	$8.6M	0.1%	0.00%
130	Old National Bank	8	$8.4M	0.1%	0.00%
131	Union Bank and Trust Company	10	$8.3M	0.1%	0.00%
132	Farmers State Bank of Alto Pass, Illinois	2	$8.3M	0.1%	0.00%
133	CNB St. Louis Bank	8	$8.3M	0.1%	11.60%
134	Bank Northwest	38	$8.2M	0.1%	1.91%
135	Montgomery Bank	50	$8.1M	0.1%	0.00%
136	Leader Bank, National Association	3	$8.0M	0.1%	0.00%
137	North State Bank	9	$8.0M	0.1%	0.00%
138	Capitol Federal Savings Bank	23	$7.9M	0.1%	0.00%
139	Citizens Bank of Rogersville	13	$7.9M	0.1%	0.00%
140	Justine Petersen Housing & Reinvestment Corporation	72	$7.9M	0.1%	13.22%
141	Truliant FCU	7	$7.9M	0.1%	0.00%
142	Parkside Financial Bank & Trust	6	$7.8M	0.1%	0.00%
143	Town and Country Bank	33	$7.7M	0.1%	0.65%
144	Scott Credit Union	26	$7.7M	0.1%	13.25%
145	Triad Bank	13	$7.7M	0.1%	0.00%
146	Emprise Bank	18	$7.7M	0.1%	0.00%
147	T Bank, National Association	3	$7.5M	0.1%	0.00%
148	INTRUST Bank National Association	20	$7.4M	0.1%	0.00%
149	JPMorgan Chase Bank, National Association	22	$7.1M	0.1%	3.79%
150	Lender 15264	16	$7.1M	0.1%	0.00%
151	FNBC Bank	9	$7.0M	0.1%	7.69%
152	New Frontier Bank	26	$7.0M	0.1%	0.00%
153	Legence Bank	2	$6.9M	0.1%	0.00%
154	Open Bank	2	$6.7M	0.1%	0.00%
155	First State Bank of St Charles, Missouri	20	$6.5M	0.1%	38.08%
156	First Community Credit Union	42	$6.5M	0.1%	7.86%
157	Colony Bank	11	$6.5M	0.1%	0.00%
158	Connections Bank	5	$6.2M	0.1%	0.00%
159	Bank of Crocker	32	$6.2M	0.1%	32.49%
160	Stone Bank	9	$6.1M	0.1%	0.00%
161	Fusion Bank	6	$6.0M	0.1%	0.00%
162	Associated Bank National Association	12	$5.9M	0.1%	10.03%
163	FinWise Bank	13	$5.8M	0.1%	0.00%
164	HNB National Bank	46	$5.8M	0.1%	2.33%
165	County Bank	32	$5.7M	0.1%	2.31%
166	Encore Bank	6	$5.6M	0.1%	0.00%
167	Pinnacle Bank	2	$5.6M	0.1%	0.00%
168	First Bank	23	$5.6M	0.1%	0.31%
169	Ozark Bank	25	$5.6M	0.1%	1.21%
170	Coastal States Bank	3	$5.5M	0.1%	0.00%
171	Independence Bank	45	$5.4M	0.1%	28.23%
172	First Independent Bank	53	$5.3M	0.1%	5.84%
173	Metro City Bank	9	$5.3M	0.1%	0.00%
174	BizCapital BIDCO I, LLC	2	$5.2M	0.1%	0.00%
175	St. Clair County State Bank	35	$5.0M	0.1%	0.00%
176	Great Rivers Bank	1	$5.0M	0.1%	56.65%
177	United FCU	1	$5.0M	0.1%	0.00%
178	First National Bank of Pennsylvania	7	$5.0M	0.1%	0.00%
179	The MINT National Bank	3	$5.0M	0.1%	0.00%
180	Community First Bank of the Heartland	8	$5.0M	0.1%	0.00%
181	American Bank, National Association	2	$4.9M	0.1%	0.00%
182	Merchants Bank of Indiana	3	$4.9M	0.1%	0.00%
183	Community First Banking Company	18	$4.9M	0.1%	15.29%
184	Heritage Bank Inc	9	$4.9M	0.1%	0.00%
185	Lead Bank	2	$4.8M	0.1%	0.00%
186	First Bank	7	$4.7M	0.1%	31.95%
187	Community First Bank	5	$4.7M	0.1%	0.00%
188	First Financial Bank	4	$4.7M	0.1%	0.00%
189	Ameris Bank	8	$4.7M	0.1%	0.00%
190	Together CU	1	$4.7M	0.1%	0.00%
191	Native American Bank, National Association	2	$4.6M	0.1%	30.63%
192	SouthState Bank, National Association	8	$4.5M	0.1%	0.00%
193	22nd State Bank, A Division of 22nd State Banking Company	3	$4.5M	0.1%	0.00%
194	Lincoln Savings Bank	5	$4.5M	0.1%	0.00%
195	North Valley Bank	4	$4.5M	0.1%	0.00%
196	Financial Resources Federal Credit Union	1	$4.5M	0.1%	0.00%
197	Nicolet National Bank	4	$4.5M	0.1%	0.00%
198	Paragon Bank	10	$4.4M	0.1%	6.53%
199	Community Bank and Trust	27	$4.4M	0.1%	1.98%
200	First State Bank of the Ozarks	8	$4.4M	0.1%	0.00%

The 200 largest shown, of 449 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Saint Louis	181	3,068	$1.47B
2	Jackson	183	2,252	$1.03B
3	Greene	83	2,028	$820.9M
4	Saint Charles	136	1,222	$456.8M
5	Saint Louis City	101	837	$316.2M
6	Clay	107	674	$273.3M
7	Jasper	59	744	$226.3M
8	Boone	68	876	$221.6M
9	Christian	52	641	$197.6M
10	Taney	59	395	$174.9M
11	Jefferson	82	430	$157.3M
12	Platte	77	303	$139.9M
13	Franklin	49	388	$127.8M
14	Buchanan	43	148	$107.0M
15	Newton	29	215	$103.6M
16	Cole	25	267	$98.0M
17	Camden	42	198	$96.9M
18	Cass	52	227	$89.5M
19	Saint Francois	37	182	$75.7M
20	Pettis	24	77	$67.3M
21	Lawrence	28	163	$61.9M
22	Polk	23	152	$61.3M
23	Cape Girardeau	35	157	$56.1M
24	Callaway	19	147	$53.2M
25	Barry	28	113	$48.5M
26	Mcdonald	21	67	$44.0M
27	Stone	24	114	$42.7M
28	Laclede	20	162	$41.8M
29	Barton	14	44	$37.8M
30	Webster	29	139	$37.0M
31	Lincoln	34	103	$36.9M
32	Phelps	28	101	$36.6M
33	Johnson	26	162	$33.8M
34	Lafayette	28	78	$33.0M
35	Henry	20	62	$32.6M
36	Butler	20	52	$31.1M
37	Warren	27	73	$30.8M
38	Scott	22	72	$29.9M
39	Morgan	14	37	$29.6M
40	Miller	21	55	$29.2M
41	Pulaski	25	85	$28.0M
42	Benton	10	26	$26.8M
43	Stoddard	12	35	$26.6M
44	Wright	18	56	$26.1M
45	Perry	15	47	$24.8M
46	Texas	18	53	$22.2M
47	Washington	10	48	$21.2M
48	Audrain	18	44	$19.9M
49	Howell	20	48	$19.5M
50	Cooper	12	37	$19.2M
51	Dade	10	46	$18.7M
52	Crawford	14	60	$18.7M
53	Cedar	19	61	$17.3M
54	Marion	22	56	$16.6M
55	Randolph	15	57	$16.3M
56	Ray	14	27	$16.1M
57	Andrew	11	24	$15.7M
58	Ripley	9	23	$15.2M
59	Vernon	16	46	$14.9M
60	Dallas	15	62	$14.9M
61	Oregon	6	11	$14.6M
62	Moniteau	10	19	$13.9M
63	Clinton	21	34	$13.7M
64	Gasconade	13	17	$13.6M
65	Sainte Genevieve	19	34	$12.5M
66	Bates	16	31	$11.6M
67	Douglas	14	18	$11.5M
68	Dunklin	10	15	$10.9M
69	Adair	10	25	$9.8M
70	Montgomery	9	23	$9.3M
71	Macon	14	28	$8.5M
72	Bollinger	8	17	$8.5M
73	Madison	7	13	$7.7M
74	Pike	11	20	$7.7M
75	Monroe	6	18	$7.1M
76	Hickory	7	49	$6.8M
77	Dent	8	17	$6.8M
78	Carroll	3	6	$6.8M
79	New Madrid	8	11	$6.8M
80	Wayne	8	10	$6.5M
81	Saint Clair	6	24	$6.2M
82	Saline	10	11	$5.8M
83	Maries	2	3	$5.6M
84	Harrison	6	9	$5.2M
85	Mississippi	5	6	$5.1M
86	Livingston	7	14	$5.0M
87	Grundy	7	17	$4.9M
88	Schuyler	1	1	$4.8M
89	Ralls	10	17	$4.8M
90	Iron	6	10	$4.7M
91	Osage	9	12	$4.5M
92	Pemiscot	6	10	$4.2M
93	Howard	8	14	$3.8M
94	Sullivan	6	8	$3.2M
95	Shannon	6	8	$3.0M
96	Caldwell	5	11	$2.7M
97	Chariton	6	8	$2.6M
98	Nodaway	8	23	$2.6M
99	Carter	3	6	$2.5M
100	Clark	1	2	$2.4M
101	Ozark	5	7	$1.7M
102	Dekalb	7	8	$1.7M
103	Reynolds	4	6	$1.5M
104	Holt	6	8	$1.4M
105	Daviess	6	9	$1.3M
106	Linn	2	4	$1.2M
107	Scotland	2	11	$1.2M
108	Gentry	5	12	$1.2M
109	Atchison	3	6	$1.0M
110	Lewis	4	5	$900K
111	Shelby	3	5	$230K
112	Mercer	1	5	$150K
113	Worth	2	2	$45K
114	Putnam	1	1	$8K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.