SBA 7(a) lenders in MO

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

444 institutions have SBA 7(a) loans on record in MO, together $7.60B across 18,690 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	OakStar Bank	864	$556.2M	7.3%	1.21%
2	Simmons Bank	1,400	$462.7M	6.1%	5.24%
3	Live Oak Banking Company	257	$404.4M	5.3%	0.28%
4	Midwest Regional Bank	393	$353.1M	4.6%	3.83%
5	U.S. Bank, National Association	2,342	$302.0M	4.0%	3.05%
6	The Bank of Missouri	887	$235.1M	3.1%	4.98%
7	Commerce Bank	926	$228.6M	3.0%	1.00%
8	Busey Bank	281	$209.3M	2.8%	1.74%
9	Southern Bank	361	$172.1M	2.3%	3.08%
10	The Central Trust Bank	770	$157.5M	2.1%	3.36%
11	Guaranty Bank	332	$144.3M	1.9%	4.70%
12	Wells Fargo Bank National Association	235	$140.9M	1.9%	4.92%
13	UMB Bank, National Association	491	$137.6M	1.8%	1.99%
14	The Huntington National Bank	266	$125.0M	1.6%	1.56%
15	American Bank of Freedom	123	$116.1M	1.5%	0.11%
16	Arvest Bank	423	$104.6M	1.4%	6.99%
17	St. Louis Bank	112	$102.3M	1.3%	1.87%
18	Enterprise Bank & Trust	147	$94.0M	1.2%	0.15%
19	The Bank of Houston	91	$82.3M	1.1%	0.00%
20	Hawthorn Bank	299	$81.3M	1.1%	2.38%
21	Regent Bank	144	$79.7M	1.0%	2.41%
22	First Financial Bank	83	$78.7M	1.0%	0.19%
23	Regions Bank	152	$72.3M	1.0%	6.38%
24	OMB Bank	101	$66.2M	0.9%	0.86%
25	Celtic Bank Corporation	152	$62.0M	0.8%	4.39%
26	First Business Bank	134	$60.7M	0.8%	1.49%
27	Newtek Small Business Finance, Inc.	85	$57.2M	0.8%	2.83%
28	First Bank of the Lake	51	$56.9M	0.7%	3.40%
29	Newtek Bank, National Association	138	$54.6M	0.7%	0.00%
30	Midwest BankCentre	55	$53.9M	0.7%	0.13%
31	Belgrade State Bank	86	$52.8M	0.7%	0.92%
32	Byline Bank	44	$52.3M	0.7%	2.19%
33	First National Bank of Omaha	125	$49.7M	0.7%	5.85%
34	Legacy Bank & Trust Company	142	$48.9M	0.6%	0.00%
35	Readycap Lending, LLC	143	$47.8M	0.6%	4.89%
36	GBank	18	$44.8M	0.6%	0.00%
37	PNC Bank, National Association	209	$43.9M	0.6%	10.46%
38	BMO Bank National Association	140	$42.1M	0.6%	1.87%
39	Peoples National Bank National Association	104	$38.7M	0.5%	1.08%
40	Banc of California	25	$38.5M	0.5%	0.22%
41	Midland States Bank	69	$37.6M	0.5%	3.23%
42	BayFirst National Bank	173	$36.3M	0.5%	8.43%
43	CIBC Bank USA	40	$36.2M	0.5%	6.88%
44	Bank of America, National Association	94	$35.5M	0.5%	0.20%
45	Equity Bank	96	$34.1M	0.4%	0.98%
46	Community Banks of Colorado, A Division of NBH Bank	56	$32.3M	0.4%	1.09%
47	First State Community Bank	100	$32.3M	0.4%	2.82%
48	Farmers and Merchants Bank of St. Clair	160	$29.4M	0.4%	6.64%
49	United Midwest Savings Bank National Association	99	$29.0M	0.4%	3.90%
50	Stifel Bank	50	$28.6M	0.4%	2.24%
51	Heritage Bank of the Ozarks	106	$28.3M	0.4%	1.20%
52	Northeast Bank	174	$28.3M	0.4%	3.11%
53	Bank of Springfield	54	$28.0M	0.4%	0.70%
54	Bank of Franklin County	66	$27.0M	0.4%	1.73%
55	Bank of Washington	40	$27.0M	0.4%	0.00%
56	Royal Banks of Missouri	58	$26.2M	0.3%	1.15%
57	Branson Bank	86	$25.8M	0.3%	0.00%
58	Landmark National Bank	33	$24.7M	0.3%	0.83%
59	United Community Bank	30	$24.4M	0.3%	10.33%
60	Harvest Small Business Finance, LLC	22	$24.2M	0.3%	0.00%
61	Core Bank	39	$23.8M	0.3%	1.63%
62	FCNB Bank	65	$23.4M	0.3%	4.53%
63	CommunityAmerica Federal Credit Union	47	$23.1M	0.3%	0.73%
64	The Callaway Bank	177	$22.6M	0.3%	2.25%
65	First Interstate Bank	27	$21.9M	0.3%	0.00%
66	First Midwest Bank of the Ozarks	44	$21.7M	0.3%	0.75%
67	Four States Bank, Inc.	47	$21.0M	0.3%	0.00%
68	Carrollton Bank	9	$20.9M	0.3%	0.00%
69	The Bancorp Bank National Association	27	$20.5M	0.3%	1.38%
70	Pathward National Association	13	$20.1M	0.3%	0.00%
71	Citizens Bank	28	$20.1M	0.3%	0.00%
72	Kendall Bank	27	$19.6M	0.3%	0.00%
73	Great Southern Bank	83	$19.4M	0.3%	1.38%
74	Stearns Bank National Association	54	$19.0M	0.3%	2.61%
75	United Bank of Union	63	$18.5M	0.2%	1.18%
76	First Merchants Bank	16	$18.3M	0.2%	1.14%
77	Bank Five Nine	17	$18.2M	0.2%	0.00%
78	First Service Bank	11	$17.5M	0.2%	0.00%
79	Mid-Missouri Bank	96	$17.4M	0.2%	3.30%
80	Small Business Bank	56	$17.4M	0.2%	0.68%
81	US Metro Bank	6	$17.4M	0.2%	0.00%
82	First Internet Bank of Indiana	13	$17.1M	0.2%	2.92%
83	Sunflower Bank National Association	21	$17.1M	0.2%	0.00%
84	Fifth Third Bank	30	$16.7M	0.2%	5.14%
85	St. Johns Bank and Trust Company	36	$16.7M	0.2%	0.00%
86	BIZCapital BIDCO II, LLC	11	$16.5M	0.2%	10.49%
87	Southwest Missouri Bank	118	$15.9M	0.2%	2.62%
88	Millennium Bank	4	$15.8M	0.2%	0.00%
89	Community National Bank & Trust	29	$15.0M	0.2%	0.50%
90	First Mid Bank & Trust, National Association	42	$14.3M	0.2%	1.70%
91	Shoreham Bank	6	$14.2M	0.2%	0.00%
92	World Trade Finance, Inc.	3	$14.2M	0.2%	27.22%
93	Cass Commercial Bank	13	$14.0M	0.2%	0.00%
94	Peoples Bank	8	$13.6M	0.2%	0.00%
95	BOKF, National Association	53	$13.6M	0.2%	0.72%
96	People's Bank of Seneca	36	$13.5M	0.2%	3.40%
97	Sullivan Bank	90	$13.1M	0.2%	2.08%
98	Alliant Bank	8	$12.8M	0.2%	4.13%
99	Mission Valley Bank	6	$12.8M	0.2%	0.00%
100	Peoples Bank & Trust	6	$12.7M	0.2%	0.00%
101	First Western SBLC, LLC	10	$12.2M	0.2%	2.72%
102	Arlo Bank	9	$12.0M	0.2%	1.38%
103	Banterra Bank	20	$11.7M	0.2%	0.00%
104	FDIC - Community Bank & Trust-West Georgia	5	$11.4M	0.1%	2.54%
105	Columbia Bank	27	$11.3M	0.1%	0.97%
106	KeyBank National Association	11	$10.9M	0.1%	0.00%
107	Freedom Bank of Southern Missouri	21	$10.5M	0.1%	2.54%
108	INB, National Association	12	$10.2M	0.1%	0.00%
109	BankUnited, National Association	9	$10.1M	0.1%	3.87%
110	Craft Bank	3	$10.0M	0.1%	0.00%
111	Pony Express Bank	16	$10.0M	0.1%	5.42%
112	Genisys CU	3	$9.8M	0.1%	0.00%
113	Bank of Hope	33	$9.8M	0.1%	2.20%
114	First-Citizens Bank & Trust Company	9	$9.5M	0.1%	18.71%
115	Customers Bank	10	$9.4M	0.1%	0.00%
116	First Heritage Bank	19	$9.2M	0.1%	0.00%
117	Hanover Community Bank	3	$9.1M	0.1%	0.00%
118	Academy Bank National Association	19	$9.0M	0.1%	5.36%
119	TowneBank	6	$9.0M	0.1%	0.00%
120	Pinnacle Bank	14	$9.0M	0.1%	0.00%
121	Happen Bank	6	$9.0M	0.1%	44.52%
122	IncredibleBank	7	$8.8M	0.1%	0.00%
123	Mazuma CU	49	$8.7M	0.1%	16.52%
124	PromiseOne Bank	6	$8.7M	0.1%	0.00%
125	NBKC Bank	26	$8.6M	0.1%	0.55%
126	Old National Bank	8	$8.4M	0.1%	0.00%
127	Union Bank and Trust Company	10	$8.3M	0.1%	0.00%
128	Farmers State Bank of Alto Pass, Illinois	2	$8.3M	0.1%	0.00%
129	CNB St. Louis Bank	8	$8.3M	0.1%	11.60%
130	Bank Northwest	38	$8.2M	0.1%	1.91%
131	Montgomery Bank	50	$8.1M	0.1%	0.00%
132	Capitol Federal Savings Bank	23	$7.9M	0.1%	0.00%
133	Citizens Bank of Rogersville	13	$7.9M	0.1%	0.00%
134	Parkside Financial Bank & Trust	6	$7.8M	0.1%	0.00%
135	Town and Country Bank	33	$7.7M	0.1%	0.65%
136	Scott Credit Union	26	$7.7M	0.1%	13.25%
137	Triad Bank	13	$7.7M	0.1%	0.00%
138	Emprise Bank	18	$7.7M	0.1%	0.00%
139	Justine Petersen Housing & Reinvestment Corporation	71	$7.6M	0.1%	13.16%
140	Beacon Bank and Trust	9	$7.6M	0.1%	0.00%
141	T Bank, National Association	3	$7.5M	0.1%	0.00%
142	INTRUST Bank National Association	20	$7.4M	0.1%	0.00%
143	Bank Star	17	$7.1M	0.1%	0.00%
144	JPMorgan Chase Bank, National Association	22	$7.1M	0.1%	3.79%
145	FNBC Bank	9	$7.0M	0.1%	7.69%
146	New Frontier Bank	26	$7.0M	0.1%	0.00%
147	VelocitySBA, LLC	228	$7.0M	0.1%	7.19%
148	Legence Bank	2	$6.9M	0.1%	0.00%
149	Wilmington Savings Fund Society FSB	6	$6.6M	0.1%	0.00%
150	First State Bank of St Charles, Missouri	20	$6.5M	0.1%	38.08%
151	First Community Credit Union	42	$6.5M	0.1%	7.86%
152	Colony Bank	11	$6.5M	0.1%	0.00%
153	Connections Bank	5	$6.2M	0.1%	0.00%
154	Bank of Crocker	32	$6.2M	0.1%	32.49%
155	Stone Bank	9	$6.1M	0.1%	0.00%
156	North State Bank	8	$5.9M	0.1%	0.00%
157	Associated Bank National Association	12	$5.9M	0.1%	10.03%
158	FinWise Bank	13	$5.8M	0.1%	0.00%
159	HNB National Bank	46	$5.8M	0.1%	2.33%
160	County Bank	32	$5.7M	0.1%	2.31%
161	Encore Bank	6	$5.6M	0.1%	0.00%
162	Pinnacle Bank	2	$5.6M	0.1%	0.00%
163	Port 51 Lending LLC	4	$5.6M	0.1%	0.00%
164	First Bank	23	$5.6M	0.1%	0.31%
165	Ozark Bank	25	$5.6M	0.1%	1.21%
166	Truliant FCU	6	$5.5M	0.1%	0.00%
167	Coastal States Bank	3	$5.5M	0.1%	0.00%
168	Independence Bank	45	$5.4M	0.1%	28.23%
169	Metro City Bank	9	$5.3M	0.1%	0.00%
170	BizCapital BIDCO I, LLC	2	$5.2M	0.1%	0.00%
171	St. Clair County State Bank	35	$5.0M	0.1%	0.00%
172	Great Rivers Bank	1	$5.0M	0.1%	56.65%
173	United FCU	1	$5.0M	0.1%	0.00%
174	First National Bank of Pennsylvania	7	$5.0M	0.1%	0.00%
175	The MINT National Bank	3	$5.0M	0.1%	0.00%
176	Community First Bank of the Heartland	8	$5.0M	0.1%	0.00%
177	American Bank, National Association	2	$4.9M	0.1%	0.00%
178	Merchants Bank of Indiana	3	$4.9M	0.1%	0.00%
179	Community First Banking Company	18	$4.9M	0.1%	14.28%
180	Heritage Bank Inc	9	$4.9M	0.1%	0.00%
181	First Independent Bank	50	$4.9M	0.1%	6.39%
182	Fusion Bank	5	$4.8M	0.1%	0.00%
183	Lead Bank	2	$4.8M	0.1%	0.00%
184	First Bank	7	$4.7M	0.1%	31.95%
185	Community First Bank	5	$4.7M	0.1%	0.00%
186	First Financial Bank	4	$4.7M	0.1%	0.00%
187	Ameris Bank	8	$4.7M	0.1%	0.00%
188	Together CU	1	$4.7M	0.1%	0.00%
189	Native American Bank, National Association	2	$4.6M	0.1%	30.63%
190	SouthState Bank, National Association	8	$4.5M	0.1%	0.00%
191	22nd State Bank, A Division of 22nd State Banking Company	3	$4.5M	0.1%	0.00%
192	Lincoln Savings Bank	5	$4.5M	0.1%	0.00%
193	North Valley Bank	4	$4.5M	0.1%	0.00%
194	Financial Resources Federal Credit Union	1	$4.5M	0.1%	0.00%
195	Nicolet National Bank	4	$4.5M	0.1%	0.00%
196	Paragon Bank	10	$4.4M	0.1%	6.53%
197	Community Bank and Trust	27	$4.4M	0.1%	1.98%
198	First State Bank of the Ozarks	8	$4.4M	0.1%	0.00%
199	Central Bank of the Midwest	5	$4.3M	0.1%	0.00%
200	American Momentum Bank	8	$4.3M	0.1%	0.00%

The 200 largest shown, of 444 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Saint Louis	178	3,032	$1.44B
2	Jackson	183	2,232	$1.02B
3	Greene	80	2,006	$807.0M
4	Saint Charles	136	1,211	$448.7M
5	Saint Louis City	100	834	$315.8M
6	Clay	107	666	$270.5M
7	Jasper	58	742	$224.5M
8	Boone	67	873	$214.9M
9	Christian	52	630	$190.7M
10	Taney	59	392	$174.5M
11	Jefferson	79	427	$153.3M
12	Platte	73	297	$134.4M
13	Franklin	49	388	$127.8M
14	Buchanan	43	146	$105.6M
15	Newton	29	213	$102.3M
16	Cole	23	263	$95.4M
17	Camden	41	195	$94.1M
18	Cass	51	223	$87.1M
19	Saint Francois	37	180	$73.0M
20	Pettis	24	76	$67.1M
21	Lawrence	28	160	$61.4M
22	Polk	23	148	$60.3M
23	Cape Girardeau	35	154	$53.0M
24	Callaway	19	146	$51.5M
25	Barry	28	113	$48.5M
26	Stone	24	114	$42.7M
27	Laclede	20	157	$40.3M
28	Mcdonald	21	66	$40.0M
29	Barton	14	44	$37.8M
30	Webster	29	139	$37.0M
31	Phelps	28	101	$36.6M
32	Lincoln	34	102	$36.6M
33	Johnson	26	161	$32.3M
34	Lafayette	28	77	$31.7M
35	Butler	20	52	$31.1M
36	Warren	27	72	$30.7M
37	Scott	22	71	$29.7M
38	Morgan	14	37	$29.6M
39	Miller	19	53	$28.6M
40	Pulaski	25	84	$28.0M
41	Stoddard	12	35	$26.6M
42	Perry	15	47	$24.8M
43	Wright	17	54	$24.1M
44	Henry	19	58	$22.5M
45	Texas	18	53	$22.2M
46	Benton	9	24	$21.8M
47	Washington	10	46	$21.2M
48	Audrain	18	44	$19.9M
49	Howell	20	48	$19.5M
50	Cooper	12	37	$19.2M
51	Dade	10	46	$18.7M
52	Crawford	14	60	$18.7M
53	Cedar	18	60	$17.1M
54	Marion	22	56	$16.6M
55	Randolph	15	57	$16.3M
56	Andrew	11	24	$15.7M
57	Ripley	9	23	$15.2M
58	Ray	14	26	$15.1M
59	Vernon	16	46	$14.9M
60	Oregon	6	11	$14.6M
61	Dallas	15	60	$14.5M
62	Moniteau	10	19	$13.9M
63	Clinton	21	34	$13.7M
64	Gasconade	13	16	$13.1M
65	Sainte Genevieve	19	34	$12.5M
66	Douglas	13	16	$11.2M
67	Bates	15	30	$11.0M
68	Dunklin	10	14	$10.9M
69	Adair	9	24	$9.7M
70	Montgomery	9	23	$9.3M
71	Macon	14	28	$8.5M
72	Bollinger	8	17	$8.5M
73	Madison	7	13	$7.7M
74	Pike	11	20	$7.7M
75	Monroe	6	18	$7.1M
76	Hickory	7	49	$6.8M
77	Dent	8	17	$6.8M
78	Carroll	3	6	$6.8M
79	New Madrid	8	11	$6.8M
80	Wayne	8	10	$6.5M
81	Saint Clair	6	24	$6.2M
82	Saline	10	11	$5.8M
83	Maries	2	3	$5.6M
84	Harrison	6	9	$5.2M
85	Mississippi	5	6	$5.1M
86	Livingston	7	14	$5.0M
87	Grundy	7	16	$4.9M
88	Schuyler	1	1	$4.8M
89	Ralls	10	17	$4.8M
90	Iron	6	10	$4.7M
91	Osage	9	12	$4.5M
92	Pemiscot	6	10	$4.2M
93	Howard	8	14	$3.8M
94	Sullivan	6	8	$3.2M
95	Shannon	6	8	$3.0M
96	Caldwell	5	11	$2.7M
97	Chariton	6	8	$2.6M
98	Nodaway	8	22	$2.6M
99	Clark	1	2	$2.4M
100	Carter	2	5	$2.3M
101	Ozark	5	7	$1.7M
102	Dekalb	7	8	$1.7M
103	Reynolds	4	6	$1.5M
104	Holt	6	8	$1.4M
105	Daviess	6	9	$1.3M
106	Linn	2	3	$1.2M
107	Scotland	2	11	$1.2M
108	Gentry	5	12	$1.2M
109	Atchison	3	6	$1.0M
110	Lewis	4	5	$900K
111	Shelby	3	5	$230K
112	Mercer	1	5	$150K
113	Worth	2	2	$45K
114	Putnam	1	1	$8K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.