SBA 7(a) lenders in Christian, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

52 institutions have SBA 7(a) loans on record in Christian, together $190.7M across 630 loans. Simmons Bank is the largest, with 23% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Simmons Bank	179	$44.8M	23.5%	10.81%
2	OakStar Bank	58	$30.5M	16.0%	3.72%
3	Guaranty Bank	50	$22.0M	11.5%	0.00%
4	The Bank of Missouri	64	$21.1M	11.1%	4.70%
5	Regent Bank	23	$12.3M	6.4%	1.59%
6	Commerce Bank	28	$7.0M	3.7%	0.54%
7	Live Oak Banking Company	3	$5.2M	2.7%	8.20%
8	Legacy Bank & Trust Company	13	$4.9M	2.6%	0.00%
9	Arvest Bank	33	$4.9M	2.6%	26.23%
10	Ozark Bank	15	$4.5M	2.3%	1.52%
11	The Central Trust Bank	33	$3.6M	1.9%	20.83%
12	OMB Bank	10	$3.6M	1.9%	0.00%
13	Bank Five Nine	1	$3.6M	1.9%	0.00%
14	The Huntington National Bank	9	$3.1M	1.6%	0.00%
15	First Internet Bank of Indiana	2	$2.4M	1.2%	0.00%
16	Southern Bank	21	$2.0M	1.0%	3.79%
17	U.S. Bank, National Association	18	$1.9M	1.0%	3.07%
18	Mid-Missouri Bank	6	$1.4M	0.7%	8.25%
19	Four States Bank, Inc.	5	$982K	0.5%	0.00%
20	First Financial Bank	1	$960K	0.5%	0.00%
21	Customers Bank	2	$957K	0.5%	0.00%
22	United Midwest Savings Bank National Association	4	$750K	0.4%	0.00%
23	Citizens Bank of Rogersville	2	$700K	0.4%	0.00%
24	Byline Bank	1	$630K	0.3%	0.00%
25	Branson Bank	3	$625K	0.3%	0.00%
26	UMB Bank, National Association	1	$600K	0.3%	0.00%
27	Newtek Bank, National Association	3	$500K	0.3%	0.00%
28	Table Rock Community Bank	1	$499K	0.3%	0.00%
29	Touchmark National Bank	2	$478K	0.3%	0.00%
30	Northeast Bank	5	$389K	0.2%	29.17%
31	Wells Fargo Bank National Association	2	$373K	0.2%	48.21%
32	FCNB Bank	1	$350K	0.2%	0.00%
33	Freedom Bank of Southern Missouri	1	$312K	0.2%	0.00%
34	First Independent Bank	5	$311K	0.2%	0.00%
35	BayFirst National Bank	3	$289K	0.2%	0.00%
36	Regions Bank	2	$287K	0.2%	0.00%
37	INB, National Association	1	$258K	0.1%	0.00%
38	Great Southern Bank	1	$250K	0.1%	0.00%
39	Florida Capital Bank, National Association	1	$230K	0.1%	84.67%
40	Hawthorn Bank	1	$220K	0.1%	0.00%
41	Independence Bank	2	$200K	0.1%	35.94%
42	The Seymour Bank	2	$196K	0.1%	0.00%
43	Celtic Bank Corporation	1	$150K	0.1%	0.00%
44	Justine Petersen Housing & Reinvestment Corporation	1	$150K	0.1%	0.00%
45	SoFi Bank, National Association	1	$140K	0.1%	91.54%
46	Readycap Lending, LLC	1	$120K	0.1%	0.00%
47	People's Bank of Seneca	1	$104K	0.1%	0.00%
48	First Bank	2	$74K	0.0%	0.00%
49	Frost Bank	1	$60K	0.0%	0.00%
50	O'Bannon Banking Company	1	$35K	0.0%	0.00%
51	VelocitySBA, LLC	2	$28K	0.0%	43.08%
52	Bank of Billings	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	86	$28.0M	14.7%
2	Other services	82	$22.2M	11.6%
3	Retail trade	56	$20.0M	10.5%
4	Manufacturing	22	$14.7M	7.7%
5	Accommodation & food services	47	$14.4M	7.6%
6	Manufacturing	38	$14.3M	7.5%
7	Professional & technical services	51	$12.2M	6.4%
8	Retail trade	40	$9.7M	5.1%
9	Wholesale trade	33	$9.4M	5.0%
10	Real estate & leasing	9	$9.4M	4.9%
11	Health care & social assistance	37	$8.5M	4.5%
12	Administrative & waste services	35	$6.4M	3.3%
13	Arts, entertainment & recreation	27	$5.9M	3.1%
14	Finance & insurance	17	$3.9M	2.0%
15	Transportation & warehousing	18	$3.9M	2.0%
16	Agriculture, forestry & fishing	11	$2.4M	1.2%
17	Educational services	8	$1.7M	0.9%
18	Manufacturing	6	$1.1M	0.6%
19	Information	4	$1.1M	0.6%
20	Utilities	2	$1.1M	0.6%
21	Transportation & warehousing	1	$186K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.