SBA 7(a) lenders in Saint Louis, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

178 institutions have SBA 7(a) loans on record in Saint Louis, together $1.44B across 3,032 loans. Midwest Regional Bank is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Midwest Regional Bank	173	$161.4M	11.2%	2.68%
2	Busey Bank	109	$92.0M	6.4%	2.32%
3	U.S. Bank, National Association	577	$81.7M	5.7%	3.22%
4	Live Oak Banking Company	54	$63.1M	4.4%	0.22%
5	St. Louis Bank	54	$53.5M	3.7%	3.57%
6	Commerce Bank	220	$50.0M	3.5%	1.44%
7	American Bank of Freedom	54	$45.6M	3.2%	0.29%
8	The Bank of Houston	42	$41.1M	2.9%	0.00%
9	Simmons Bank	69	$39.0M	2.7%	0.00%
10	Enterprise Bank & Trust	54	$38.0M	2.6%	0.00%
11	Midwest BankCentre	36	$38.0M	2.6%	0.00%
12	Southern Bank	39	$29.3M	2.0%	0.00%
13	Regions Bank	69	$29.1M	2.0%	0.51%
14	Peoples National Bank National Association	46	$23.9M	1.7%	0.10%
15	Wells Fargo Bank National Association	50	$23.5M	1.6%	6.00%
16	First Bank of the Lake	16	$23.3M	1.6%	0.00%
17	The Huntington National Bank	52	$21.2M	1.5%	3.26%
18	PNC Bank, National Association	108	$21.2M	1.5%	5.76%
19	Carrollton Bank	8	$19.9M	1.4%	0.00%
20	Bank of America, National Association	39	$18.3M	1.3%	0.40%
21	Midland States Bank	34	$18.1M	1.3%	0.98%
22	Bank of Springfield	26	$17.4M	1.2%	1.12%
23	Newtek Bank, National Association	38	$16.8M	1.2%	0.00%
24	Stifel Bank	27	$16.7M	1.2%	3.83%
25	Royal Banks of Missouri	33	$16.4M	1.1%	1.83%
26	CIBC Bank USA	13	$14.6M	1.0%	0.00%
27	Cass Commercial Bank	13	$14.0M	1.0%	0.00%
28	UMB Bank, National Association	62	$13.5M	0.9%	0.12%
29	The Bancorp Bank National Association	12	$12.4M	0.9%	0.00%
30	BayFirst National Bank	43	$11.9M	0.8%	1.20%
31	Bank of Franklin County	10	$11.1M	0.8%	0.00%
32	Byline Bank	10	$11.1M	0.8%	0.00%
33	Readycap Lending, LLC	33	$10.9M	0.8%	8.02%
34	Bank of Washington	10	$8.3M	0.6%	0.00%
35	Newtek Small Business Finance, Inc.	19	$8.3M	0.6%	7.44%
36	Celtic Bank Corporation	28	$8.2M	0.6%	3.29%
37	Stearns Bank National Association	16	$7.8M	0.5%	0.00%
38	CNB St. Louis Bank	7	$7.5M	0.5%	12.80%
39	Harvest Small Business Finance, LLC	4	$7.1M	0.5%	0.00%
40	Banterra Bank	11	$6.9M	0.5%	0.00%
41	INB, National Association	5	$6.9M	0.5%	0.00%
42	First Mid Bank & Trust, National Association	13	$6.8M	0.5%	0.00%
43	The Central Trust Bank	10	$6.4M	0.4%	0.00%
44	Farmers and Merchants Bank of St. Clair	16	$6.4M	0.4%	1.39%
45	TowneBank	2	$6.0M	0.4%	0.00%
46	Regent Bank	2	$5.9M	0.4%	0.00%
47	Scott Credit Union	20	$5.8M	0.4%	14.59%
48	United Midwest Savings Bank National Association	26	$5.8M	0.4%	1.83%
49	Montgomery Bank	28	$5.7M	0.4%	0.00%
50	First Merchants Bank	6	$5.3M	0.4%	3.95%
51	Pathward National Association	2	$5.1M	0.4%	0.00%
52	Shoreham Bank	2	$5.1M	0.4%	0.00%
53	Great Rivers Bank	1	$5.0M	0.3%	56.65%
54	Genisys CU	2	$5.0M	0.3%	0.00%
55	GBank	2	$5.0M	0.3%	0.00%
56	Northeast Bank	32	$4.9M	0.3%	1.73%
57	Happen Bank	2	$4.8M	0.3%	83.76%
58	St. Johns Bank and Trust Company	15	$4.6M	0.3%	0.00%
59	First Western SBLC, LLC	4	$4.6M	0.3%	0.00%
60	Financial Resources Federal Credit Union	1	$4.5M	0.3%	0.00%
61	First Bank	10	$4.4M	0.3%	0.39%
62	BIZCapital BIDCO II, LLC	2	$4.3M	0.3%	0.00%
63	First Interstate Bank	3	$4.3M	0.3%	0.00%
64	BankUnited, National Association	4	$4.3M	0.3%	9.13%
65	Triad Bank	7	$4.2M	0.3%	0.00%
66	T Bank, National Association	1	$4.1M	0.3%	0.00%
67	BMO Bank National Association	26	$4.1M	0.3%	2.59%
68	FinWise Bank	6	$4.0M	0.3%	0.00%
69	First State Bank of St Charles, Missouri	8	$3.9M	0.3%	47.96%
70	Metro City Bank	6	$3.8M	0.3%	0.00%
71	Peoples Bank	1	$3.8M	0.3%	0.00%
72	Fifth Third Bank	13	$3.8M	0.3%	11.03%
73	Village Bank and Trust, National Association	3	$3.7M	0.3%	0.00%
74	Parkside Financial Bank & Trust	4	$3.6M	0.2%	0.00%
75	The Bank of Missouri	12	$3.6M	0.2%	0.00%
76	CapitalSpring SBLC, LLC	2	$3.5M	0.2%	0.00%
77	Beacon Bank and Trust	4	$3.4M	0.2%	0.00%
78	Justine Petersen Housing & Reinvestment Corporation	30	$3.4M	0.2%	14.18%
79	The MINT National Bank	1	$3.4M	0.2%	0.00%
80	Great Southern Bank	11	$3.3M	0.2%	0.00%
81	Bank Star	5	$3.2M	0.2%	0.00%
82	North State Bank	1	$3.2M	0.2%	0.00%
83	KeyBank National Association	3	$3.2M	0.2%	0.00%
84	Lindell Bank & Trust Company	10	$3.2M	0.2%	1.55%
85	Banc of California	4	$3.1M	0.2%	2.69%
86	Enterprise Bank	1	$3.1M	0.2%	0.00%
87	Hanover Community Bank	1	$3.1M	0.2%	0.00%
88	Citizens Bank	6	$3.1M	0.2%	0.00%
89	First Financial Bank	2	$2.8M	0.2%	0.00%
90	Capital Community Bank	1	$2.8M	0.2%	0.00%
91	The Yellowstone Bank	1	$2.7M	0.2%	0.00%
92	Heartland Bank and Trust Company	4	$2.2M	0.2%	0.00%
93	First Commonwealth Bank	1	$2.1M	0.1%	0.00%
94	First Community Credit Union	22	$2.1M	0.1%	17.83%
95	United Community Bank	4	$2.0M	0.1%	0.00%
96	BizCapital BIDCO I, LLC	1	$2.0M	0.1%	0.00%
97	American Momentum Bank	4	$2.0M	0.1%	0.00%
98	Nicolet National Bank	2	$1.8M	0.1%	0.00%
99	Academy Bank National Association	2	$1.8M	0.1%	0.00%
100	New Frontier Bank	7	$1.5M	0.1%	0.00%
101	OakStar Bank	6	$1.5M	0.1%	0.00%
102	Independence Bank	12	$1.5M	0.1%	35.38%
103	First State Community Bank	4	$1.4M	0.1%	0.00%
104	Northbrook Bank & Trust Company, National Association	1	$1.4M	0.1%	0.00%
105	FCNB Bank	7	$1.3M	0.1%	0.00%
106	Primis Bank	1	$1.3M	0.1%	0.00%
107	Community First Bank of the Heartland	2	$1.2M	0.1%	0.00%
108	Commonwealth Business Bank	1	$1.2M	0.1%	0.00%
109	FandM Bank and Trust Company	5	$1.2M	0.1%	0.00%
110	United Bank of Union	5	$1.2M	0.1%	0.00%
111	UniBank	1	$1.2M	0.1%	0.00%
112	Ameris Bank	2	$1.1M	0.1%	0.00%
113	Alliance CU	11	$1.1M	0.1%	5.36%
114	Heritage Community Bank	3	$1.0M	0.1%	0.00%
115	The Callaway Bank	4	$1.0M	0.1%	0.00%
116	Boulevard Bank	4	$990K	0.1%	0.00%
117	Paragon Bank	2	$982K	0.1%	0.00%
118	Dollar Bank, A Federal Savings Bank	1	$960K	0.1%	0.00%
119	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$925K	0.1%	0.00%
120	First Bank	2	$880K	0.1%	45.08%
121	JPMorgan Chase Bank, National Association	5	$862K	0.1%	31.15%
122	Evolve Bank and Trust	1	$850K	0.1%	0.00%
123	Genesis Bank	1	$814K	0.1%	0.00%
124	SouthState Bank, National Association	1	$792K	0.1%	0.00%
125	VelocitySBA, LLC	77	$778K	0.1%	26.79%
126	Five Star Bank	3	$759K	0.1%	0.00%
127	Colony Bank	2	$757K	0.1%	0.00%
128	United Community Bank	5	$726K	0.1%	0.00%
129	Associated Bank National Association	4	$707K	0.0%	0.00%
130	Bank of Belleville	4	$678K	0.0%	0.00%
131	Old National Bank	2	$660K	0.0%	0.00%
132	Premier Bank	2	$650K	0.0%	0.00%
133	HOMEBANK	2	$650K	0.0%	0.00%
134	Columbia Bank	7	$623K	0.0%	8.84%
135	Customers Bank	1	$600K	0.0%	0.00%
136	Belgrade State Bank	2	$599K	0.0%	0.00%
137	The First National Bank of Waterloo	7	$588K	0.0%	0.00%
138	Stone Bank	3	$563K	0.0%	0.00%
139	Capital One National Association	4	$535K	0.0%	8.43%
140	Lendistry SBLC, LLC	4	$520K	0.0%	0.00%
141	Falcon National Bank	1	$497K	0.0%	0.00%
142	Stellar Bank	1	$490K	0.0%	0.00%
143	Popular Bank	2	$475K	0.0%	0.00%
144	Gulf Coast Bank and Trust Company	1	$463K	0.0%	0.00%
145	Sullivan Bank	4	$455K	0.0%	0.00%
146	First Internet Bank of Indiana	1	$446K	0.0%	0.00%
147	Twin City Bank	1	$400K	0.0%	0.00%
148	Arsenal CU	4	$393K	0.0%	0.00%
149	Wilmington Savings Fund Society FSB	1	$352K	0.0%	0.00%
150	America First Federal Credit Union	1	$350K	0.0%	0.00%
151	Milestone Bank	1	$350K	0.0%	0.00%
152	Capital Bank, National Association	1	$350K	0.0%	0.00%
153	Seacoast National Bank	1	$350K	0.0%	0.00%
154	Bank of Hope	21	$340K	0.0%	38.31%
155	First Business Bank	1	$325K	0.0%	0.00%
156	Fund-Ex Solutions Group, LLC	1	$304K	0.0%	0.00%
157	FWBank	1	$301K	0.0%	0.00%
158	First National Bank of Pennsylvania	1	$300K	0.0%	0.00%
159	Mechanics and Farmers Bank	1	$300K	0.0%	0.00%
160	Magnifi Financial CU	1	$266K	0.0%	0.00%
161	Paramount Bank	1	$260K	0.0%	0.00%
162	Security State Bank	1	$234K	0.0%	0.00%
163	Commercial Bank	1	$225K	0.0%	0.00%
164	Coastal States Bank	1	$207K	0.0%	0.00%
165	Small Business Bank	1	$203K	0.0%	0.00%
166	City National Bank of Florida	1	$175K	0.0%	0.00%
167	CommunityAmerica Federal Credit Union	2	$159K	0.0%	0.00%
168	First Command Bank	1	$157K	0.0%	0.00%
169	SoFi Bank, National Association	1	$150K	0.0%	0.00%
170	HNB National Bank	3	$150K	0.0%	0.00%
171	Hawthorn Bank	1	$150K	0.0%	0.00%
172	Heritage Bank Inc	1	$150K	0.0%	0.00%
173	The First National Bank of Tom Bean	1	$149K	0.0%	0.00%
174	Preferred Bank	1	$135K	0.0%	0.00%
175	CDC Small Business Finance Corp.	2	$100K	0.0%	0.00%
176	West Community Credit Union	2	$80K	0.0%	0.00%
177	Federal Deposit Insurance Corporation	1	$50K	0.0%	91.50%
178	Bank of Crocker	1	$36K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	322	$190.5M	13.3%
2	Professional & technical services	341	$157.4M	11.0%
3	Wholesale trade	169	$144.7M	10.1%
4	Other services	332	$123.6M	8.6%
5	Health care & social assistance	317	$117.2M	8.2%
6	Construction	346	$114.5M	8.0%
7	Manufacturing	108	$96.1M	6.7%
8	Retail trade	211	$80.1M	5.6%
9	Arts, entertainment & recreation	132	$65.3M	4.5%
10	Manufacturing	76	$55.5M	3.9%
11	Manufacturing	51	$42.8M	3.0%
12	Real estate & leasing	65	$42.0M	2.9%
13	Administrative & waste services	144	$41.6M	2.9%
14	Transportation & warehousing	117	$40.6M	2.8%
15	Retail trade	110	$40.1M	2.8%
16	Finance & insurance	67	$32.9M	2.3%
17	Information	53	$23.8M	1.7%
18	Educational services	38	$15.3M	1.1%
19	Transportation & warehousing	19	$7.7M	0.5%
20	Mining & extraction	2	$2.0M	0.1%
21	Agriculture, forestry & fishing	6	$1.1M	0.1%
22	Utilities	4	$894K	0.1%
23	Management of companies	2	$844K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.