SBA 7(a) lenders in Saint Louis, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

181 institutions have SBA 7(a) loans on record in Saint Louis, together $1.47B across 3,068 loans. Midwest Regional Bank is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Midwest Regional Bank	176	$166.5M	11.3%	2.60%
2	Busey Bank	114	$96.3M	6.6%	2.22%
3	U.S. Bank, National Association	580	$81.9M	5.6%	3.21%
4	Live Oak Banking Company	57	$64.6M	4.4%	0.21%
5	St. Louis Bank	54	$53.5M	3.6%	3.57%
6	Commerce Bank	220	$50.0M	3.4%	1.44%
7	American Bank of Freedom	55	$47.6M	3.2%	0.28%
8	The Bank of Houston	42	$41.1M	2.8%	0.00%
9	Simmons Bank	69	$39.0M	2.7%	0.00%
10	Midwest BankCentre	38	$38.6M	2.6%	0.00%
11	Enterprise Bank & Trust	54	$38.0M	2.6%	0.00%
12	Southern Bank	39	$29.3M	2.0%	0.00%
13	Regions Bank	69	$29.1M	2.0%	1.11%
14	Peoples National Bank National Association	47	$24.0M	1.6%	0.10%
15	Wells Fargo Bank National Association	50	$23.5M	1.6%	6.00%
16	First Bank of the Lake	16	$23.3M	1.6%	0.59%
17	The Huntington National Bank	54	$21.5M	1.5%	3.21%
18	Midland States Bank	36	$21.2M	1.4%	0.84%
19	PNC Bank, National Association	108	$21.2M	1.4%	5.84%
20	Carrollton Bank	8	$19.9M	1.4%	0.00%
21	Bank of America, National Association	39	$18.3M	1.2%	0.40%
22	Bank of Springfield	26	$17.4M	1.2%	2.89%
23	Newtek Bank, National Association	38	$16.8M	1.1%	0.00%
24	Stifel Bank	27	$16.7M	1.1%	3.83%
25	Royal Banks of Missouri	33	$16.4M	1.1%	1.83%
26	CIBC Bank USA	13	$14.6M	1.0%	0.00%
27	Cass Commercial Bank	13	$14.0M	1.0%	0.00%
28	UMB Bank, National Association	62	$13.5M	0.9%	0.12%
29	The Bancorp Bank National Association	12	$12.4M	0.8%	0.00%
30	BayFirst National Bank	43	$11.9M	0.8%	1.20%
31	Bank of Franklin County	10	$11.1M	0.8%	0.00%
32	Byline Bank	10	$11.1M	0.8%	0.00%
33	Celtic Bank Corporation	29	$11.1M	0.8%	5.84%
34	Readycap Lending, LLC	34	$10.9M	0.7%	8.00%
35	Bank of Washington	10	$8.3M	0.6%	0.00%
36	Newtek Small Business Finance, LLC	19	$8.3M	0.6%	7.44%
37	Stearns Bank National Association	16	$7.8M	0.5%	0.00%
38	CNB St. Louis Bank	7	$7.5M	0.5%	12.80%
39	Harvest Small Business Finance, LLC	4	$7.1M	0.5%	0.00%
40	Banterra Bank	11	$6.9M	0.5%	0.00%
41	INB, National Association	5	$6.9M	0.5%	0.00%
42	First Mid Bank & Trust, National Association	13	$6.8M	0.5%	0.00%
43	The Central Trust Bank	10	$6.4M	0.4%	0.00%
44	Farmers and Merchants Bank of St. Clair	16	$6.4M	0.4%	1.39%
45	United Midwest Savings Bank National Association	27	$6.2M	0.4%	1.73%
46	TowneBank	2	$6.0M	0.4%	0.00%
47	Regent Bank	2	$5.9M	0.4%	0.00%
48	Scott Credit Union	20	$5.8M	0.4%	14.59%
49	Montgomery Bank	28	$5.7M	0.4%	0.00%
50	First Merchants Bank	6	$5.3M	0.4%	3.95%
51	Pathward National Association	2	$5.1M	0.3%	0.00%
52	Northeast Bank	33	$5.1M	0.3%	1.68%
53	Shoreham Bank	2	$5.1M	0.3%	0.00%
54	Great Rivers Bank	1	$5.0M	0.3%	56.65%
55	Genisys CU	2	$5.0M	0.3%	0.00%
56	GBank	2	$5.0M	0.3%	0.00%
57	Happen Bank	2	$4.8M	0.3%	83.76%
58	St. Johns Bank and Trust Company	15	$4.6M	0.3%	0.00%
59	First Western SBLC, LLC d/b/a Peachtree Group	4	$4.6M	0.3%	0.00%
60	Financial Resources Federal Credit Union	1	$4.5M	0.3%	0.00%
61	First Bank	10	$4.4M	0.3%	0.39%
62	BIZCapital BIDCO II, LLC	2	$4.3M	0.3%	0.00%
63	First Interstate Bank	3	$4.3M	0.3%	0.00%
64	BankUnited, National Association	4	$4.3M	0.3%	9.13%
65	Citizens Bank	7	$4.2M	0.3%	0.00%
66	Triad Bank	7	$4.2M	0.3%	0.00%
67	T Bank, National Association	1	$4.1M	0.3%	0.00%
68	BMO Bank National Association	26	$4.1M	0.3%	2.59%
69	FinWise Bank	6	$4.0M	0.3%	0.00%
70	First State Bank of St Charles, Missouri	8	$3.9M	0.3%	47.96%
71	Metro City Bank	6	$3.8M	0.3%	0.00%
72	Peoples Bank	1	$3.8M	0.3%	0.00%
73	Fifth Third Bank	13	$3.8M	0.3%	11.03%
74	Village Bank and Trust, National Association	3	$3.7M	0.3%	0.00%
75	Parkside Financial Bank & Trust	4	$3.6M	0.2%	0.00%
76	The Bank of Missouri	12	$3.6M	0.2%	0.00%
77	CapitalSpring SBLC, LLC	2	$3.5M	0.2%	0.00%
78	Beacon Bank and Trust	4	$3.4M	0.2%	0.00%
79	Justine Petersen Housing & Reinvestment Corporation	30	$3.4M	0.2%	15.28%
80	The MINT National Bank	1	$3.4M	0.2%	0.00%
81	Great Southern Bank	11	$3.3M	0.2%	0.00%
82	Wilmington Savings Fund Society FSB	3	$3.3M	0.2%	0.00%
83	PSB Bank	5	$3.2M	0.2%	0.00%
84	North State Bank	1	$3.2M	0.2%	0.00%
85	KeyBank National Association	3	$3.2M	0.2%	0.00%
86	Lindell Bank & Trust Company	10	$3.2M	0.2%	1.55%
87	Banc of California	4	$3.1M	0.2%	2.69%
88	Enterprise Bank	1	$3.1M	0.2%	0.00%
89	Hanover Community Bank	1	$3.1M	0.2%	0.00%
90	First Financial Bank	2	$2.8M	0.2%	0.00%
91	Accordia Bank	1	$2.8M	0.2%	0.00%
92	The Yellowstone Bank	1	$2.7M	0.2%	0.00%
93	First Internet Bank of Indiana	3	$2.5M	0.2%	0.00%
94	Truliant FCU	1	$2.3M	0.2%	0.00%
95	Heartland Bank and Trust Company	4	$2.2M	0.1%	0.00%
96	First Commonwealth Bank	1	$2.1M	0.1%	0.00%
97	First Community Credit Union	22	$2.1M	0.1%	17.83%
98	United Community Bank	4	$2.0M	0.1%	0.00%
99	United Bank of Union	6	$2.0M	0.1%	0.00%
100	BizCapital BIDCO I, LLC	1	$2.0M	0.1%	0.00%
101	American Momentum Bank	4	$2.0M	0.1%	0.00%
102	Nicolet National Bank	2	$1.8M	0.1%	0.00%
103	Academy Bank National Association	2	$1.8M	0.1%	0.00%
104	New Frontier Bank	7	$1.5M	0.1%	0.00%
105	OakStar Bank	6	$1.5M	0.1%	0.00%
106	Independence Bank	12	$1.5M	0.1%	35.38%
107	First State Community Bank	4	$1.4M	0.1%	0.00%
108	Northbrook Bank & Trust Company, National Association	1	$1.4M	0.1%	0.00%
109	FCNB Bank	7	$1.3M	0.1%	0.00%
110	Primis Bank	1	$1.3M	0.1%	0.00%
111	Community First Bank of the Heartland	2	$1.2M	0.1%	0.00%
112	Port 51 Lending LLC	1	$1.2M	0.1%	0.00%
113	Commonwealth Business Bank	1	$1.2M	0.1%	0.00%
114	FandM Bank and Trust Company	5	$1.2M	0.1%	0.00%
115	UniBank	1	$1.2M	0.1%	0.00%
116	Ameris Bank	2	$1.1M	0.1%	0.00%
117	Alliance CU	11	$1.1M	0.1%	5.36%
118	Heritage Community Bank	3	$1.0M	0.1%	0.00%
119	The Callaway Bank	4	$1.0M	0.1%	0.00%
120	Boulevard Bank	4	$990K	0.1%	0.00%
121	Paragon Bank	2	$982K	0.1%	0.00%
122	Dollar Bank, A Federal Savings Bank	1	$960K	0.1%	0.00%
123	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$925K	0.1%	0.00%
124	First Bank	2	$880K	0.1%	45.08%
125	JPMorgan Chase Bank, National Association	5	$862K	0.1%	31.15%
126	Evolve Bank and Trust	1	$850K	0.1%	0.00%
127	Genesis Bank	1	$814K	0.1%	0.00%
128	SouthState Bank, National Association	1	$792K	0.1%	0.00%
129	VelocitySBA, LLC	77	$778K	0.1%	26.79%
130	Five Star Bank	3	$759K	0.1%	0.00%
131	Colony Bank	2	$757K	0.1%	0.00%
132	United Community Bank	5	$726K	0.0%	0.00%
133	Associated Bank National Association	4	$707K	0.0%	0.00%
134	Bank of Belleville	4	$678K	0.0%	0.00%
135	Old National Bank	2	$660K	0.0%	0.00%
136	Premier Bank	2	$650K	0.0%	0.00%
137	HOMEBANK	2	$650K	0.0%	0.00%
138	Columbia Bank	7	$623K	0.0%	8.84%
139	Customers Bank	1	$600K	0.0%	0.00%
140	Belgrade State Bank	2	$599K	0.0%	0.00%
141	The First National Bank of Waterloo	7	$588K	0.0%	0.00%
142	Stone Bank	3	$563K	0.0%	0.00%
143	Capital One National Association	4	$535K	0.0%	8.43%
144	Magnifi Financial CU	2	$534K	0.0%	0.00%
145	Lendistry SBLC, LLC	4	$520K	0.0%	0.00%
146	Falcon National Bank	1	$497K	0.0%	0.00%
147	Prosperity Bank	1	$490K	0.0%	0.00%
148	Popular Bank	2	$475K	0.0%	0.00%
149	Gulf Coast Bank and Trust Company	1	$463K	0.0%	0.00%
150	Sullivan Bank	4	$455K	0.0%	0.00%
151	Twin City Bank	1	$400K	0.0%	0.00%
152	Arsenal CU	4	$393K	0.0%	0.00%
153	Seacoast National Bank	1	$350K	0.0%	0.00%
154	Capital Bank, National Association	1	$350K	0.0%	0.00%
155	America First Federal Credit Union	1	$350K	0.0%	0.00%
156	Milestone Bank	1	$350K	0.0%	0.00%
157	Bank of Hope	21	$340K	0.0%	38.31%
158	First Business Bank	1	$325K	0.0%	0.00%
159	Kendall Bank	1	$306K	0.0%	0.00%
160	Fund-Ex Solutions Group, LLC	1	$304K	0.0%	0.00%
161	FWBank	1	$301K	0.0%	0.00%
162	First National Bank of Pennsylvania	1	$300K	0.0%	0.00%
163	Mechanics and Farmers Bank	1	$300K	0.0%	0.00%
164	Paramount Bank	1	$260K	0.0%	0.00%
165	Security State Bank	1	$234K	0.0%	0.00%
166	Commercial Bank	1	$225K	0.0%	0.00%
167	Coastal States Bank	1	$207K	0.0%	0.00%
168	Small Business Bank	1	$203K	0.0%	0.00%
169	City National Bank of Florida	1	$175K	0.0%	0.00%
170	CommunityAmerica Federal Credit Union	2	$159K	0.0%	0.00%
171	First Command Bank	1	$157K	0.0%	0.00%
172	SoFi Bank, National Association	1	$150K	0.0%	0.00%
173	Hawthorn Bank	1	$150K	0.0%	0.00%
174	Heritage Bank Inc	1	$150K	0.0%	0.00%
175	HNB National Bank	3	$150K	0.0%	0.00%
176	The First National Bank of Tom Bean	1	$149K	0.0%	0.00%
177	Preferred Bank	1	$135K	0.0%	0.00%
178	CDC Small Business Finance Corp.	2	$100K	0.0%	0.00%
179	West Community Credit Union	2	$80K	0.0%	0.00%
180	Federal Deposit Insurance Corporation	1	$50K	0.0%	91.50%
181	Bank of Crocker	1	$36K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	330	$197.9M	13.5%
2	Professional & technical services	345	$160.7M	10.9%
3	Wholesale trade	170	$146.7M	10.0%
4	Other services	334	$127.2M	8.7%
5	Health care & social assistance	320	$117.8M	8.0%
6	Construction	353	$117.4M	8.0%
7	Manufacturing	109	$98.3M	6.7%
8	Retail trade	212	$80.9M	5.5%
9	Arts, entertainment & recreation	135	$67.7M	4.6%
10	Manufacturing	76	$55.5M	3.8%
11	Administrative & waste services	146	$46.8M	3.2%
12	Manufacturing	51	$42.8M	2.9%
13	Real estate & leasing	65	$42.0M	2.9%
14	Retail trade	114	$41.5M	2.8%
15	Transportation & warehousing	117	$40.6M	2.8%
16	Finance & insurance	67	$32.9M	2.2%
17	Information	53	$23.8M	1.6%
18	Educational services	38	$15.3M	1.0%
19	Transportation & warehousing	19	$7.7M	0.5%
20	Mining & extraction	2	$2.0M	0.1%
21	Agriculture, forestry & fishing	6	$1.1M	0.1%
22	Utilities	4	$894K	0.1%
23	Management of companies	2	$844K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.