SBA 7(a) lenders in Jefferson, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

79 institutions have SBA 7(a) loans on record in Jefferson, together $153.3M across 427 loans. Midwest Regional Bank is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Midwest Regional Bank	30	$24.3M	15.9%	1.20%
2	Southern Bank	14	$8.8M	5.7%	0.84%
3	U.S. Bank, National Association	107	$8.2M	5.4%	9.34%
4	Live Oak Banking Company	5	$7.4M	4.8%	0.00%
5	American Bank of Freedom	6	$7.3M	4.7%	0.00%
6	St. Louis Bank	9	$6.5M	4.2%	0.00%
7	World Trade Finance, Inc.	1	$5.0M	3.3%	0.00%
8	Banc of California	4	$4.9M	3.2%	0.00%
9	Simmons Bank	7	$4.9M	3.2%	3.89%
10	Farmers and Merchants Bank of St. Clair	22	$4.7M	3.1%	9.45%
11	Together CU	1	$4.7M	3.0%	0.00%
12	Commerce Bank	25	$4.4M	2.9%	4.39%
13	PNC Bank, National Association	14	$4.1M	2.7%	6.59%
14	Midwest BankCentre	2	$4.1M	2.7%	0.00%
15	Busey Bank	9	$3.4M	2.2%	0.00%
16	United Bank of Union	5	$3.4M	2.2%	0.00%
17	UMB Bank, National Association	13	$3.3M	2.1%	19.94%
18	Newtek Small Business Finance, Inc.	2	$3.2M	2.1%	0.00%
19	GBank	1	$3.1M	2.0%	0.00%
20	First Internet Bank of Indiana	2	$2.9M	1.9%	17.10%
21	Royal Banks of Missouri	5	$2.7M	1.8%	0.00%
22	Readycap Lending, LLC	7	$2.4M	1.6%	11.71%
23	Fifth Third Bank	1	$2.2M	1.5%	0.00%
24	BayFirst National Bank	11	$1.6M	1.1%	20.79%
25	The Huntington National Bank	6	$1.5M	1.0%	0.00%
26	Enterprise Bank & Trust	10	$1.4M	0.9%	0.00%
27	Regions Bank	6	$1.4M	0.9%	0.00%
28	Banterra Bank	2	$1.2M	0.8%	0.00%
29	Newtek Bank, National Association	7	$1.1M	0.7%	0.00%
30	FCNB Bank	2	$1.0M	0.7%	0.00%
31	Sullivan Bank	3	$977K	0.6%	0.00%
32	Belgrade State Bank	2	$973K	0.6%	0.00%
33	United Community Bank	1	$867K	0.6%	53.48%
34	First Community Credit Union	4	$839K	0.5%	15.23%
35	Grasshopper Bank National Association	1	$828K	0.5%	0.00%
36	Federated Bancshares, Inc.	1	$800K	0.5%	0.00%
37	Climate First Bank	1	$775K	0.5%	0.00%
38	Bloomsdale Bank	2	$720K	0.5%	0.00%
39	Northeast Bank	5	$693K	0.5%	0.00%
40	Popular Bank	4	$690K	0.4%	46.94%
41	The Bancorp Bank National Association	1	$630K	0.4%	0.00%
42	Harvest Small Business Finance, LLC	1	$564K	0.4%	0.00%
43	The Bank of Houston	2	$515K	0.3%	0.00%
44	First National Bank of Omaha	1	$500K	0.3%	0.00%
45	Assemblies of God CU	1	$490K	0.3%	0.00%
46	Celtic Bank Corporation	2	$441K	0.3%	0.00%
47	Stearns Bank National Association	2	$425K	0.3%	0.00%
48	Arsenal CU	4	$413K	0.3%	0.00%
49	Midland States Bank	2	$400K	0.3%	14.94%
50	Peoples National Bank National Association	1	$400K	0.3%	0.00%
51	First Midwest Bank of the Ozarks	1	$359K	0.2%	0.00%
52	Wells Fargo Bank National Association	2	$353K	0.2%	5.89%
53	Bank Star	3	$350K	0.2%	0.00%
54	Town and Country Bank	1	$350K	0.2%	0.00%
55	First State Community Bank	5	$324K	0.2%	0.00%
56	Lindell Bank & Trust Company	1	$300K	0.2%	0.00%
57	Stellar Bank	1	$270K	0.2%	0.00%
58	First-Citizens Bank & Trust Company	1	$261K	0.2%	0.00%
59	Montgomery Bank	3	$227K	0.1%	0.00%
60	BMO Bank National Association	2	$225K	0.1%	88.89%
61	Great Southern Bank	1	$225K	0.1%	0.00%
62	Scott Credit Union	1	$223K	0.1%	0.00%
63	Bank Five Nine	1	$180K	0.1%	0.00%
64	Stone Bank	1	$150K	0.1%	0.00%
65	Justine Petersen Housing & Reinvestment Corporation	1	$150K	0.1%	0.00%
66	Colony Bank	1	$148K	0.1%	0.00%
67	Bank of Washington	1	$126K	0.1%	0.00%
68	Independence Bank	1	$125K	0.1%	91.54%
69	Optus Bank	1	$125K	0.1%	0.00%
70	First Bank	3	$107K	0.1%	0.00%
71	Citizens Bank	1	$100K	0.1%	0.00%
72	VelocitySBA, LLC	10	$90K	0.1%	18.17%
73	HNB National Bank	1	$65K	0.0%	0.00%
74	Bank of Crocker	1	$52K	0.0%	0.00%
75	Columbia Bank	1	$50K	0.0%	0.00%
76	First Mid Bank & Trust, National Association	1	$50K	0.0%	0.00%
77	St. Johns Bank and Trust Company	1	$50K	0.0%	0.00%
78	Capital One National Association	1	$35K	0.0%	97.07%
79	The Central Trust Bank	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	24	$21.8M	14.2%
2	Accommodation & food services	31	$19.7M	12.8%
3	Construction	102	$17.4M	11.4%
4	Other services	52	$17.2M	11.2%
5	Professional & technical services	20	$14.9M	9.7%
6	Retail trade	21	$10.1M	6.6%
7	Real estate & leasing	10	$9.8M	6.4%
8	Administrative & waste services	32	$8.0M	5.2%
9	Transportation & warehousing	29	$6.8M	4.4%
10	Health care & social assistance	22	$6.5M	4.2%
11	Manufacturing	2	$5.3M	3.4%
12	Wholesale trade	22	$5.2M	3.4%
13	Retail trade	19	$3.4M	2.2%
14	Arts, entertainment & recreation	12	$2.7M	1.7%
15	Mining & extraction	2	$1.5M	1.0%
16	Agriculture, forestry & fishing	1	$950K	0.6%
17	Finance & insurance	8	$784K	0.5%
18	Information	5	$562K	0.4%
19	Manufacturing	7	$417K	0.3%
20	Educational services	3	$215K	0.1%
21	Transportation & warehousing	3	$184K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.