SBA 7(a) lenders in Scott, MO
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Scott, together $29.7M across 71 loans. First Midwest Bank of the Ozarks is the largest, with 19% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Midwest Bank of the Ozarks | 4 | $5.5M | 18.5% | 0.00% |
| 2 | First Financial Bank | 6 | $4.2M | 14.0% | 0.00% |
| 3 | The Bank of Missouri | 20 | $3.5M | 12.0% | 20.39% |
| 4 | Mission Valley Bank | 1 | $2.9M | 9.8% | 0.00% |
| 5 | Legence Bank | 1 | $1.9M | 6.4% | 0.00% |
| 6 | Live Oak Banking Company | 3 | $1.8M | 6.2% | 0.00% |
| 7 | First National Bank of Pennsylvania | 1 | $1.6M | 5.5% | 0.00% |
| 8 | Readycap Lending, LLC | 2 | $1.1M | 3.7% | 0.00% |
| 9 | Southern Bank | 5 | $1.1M | 3.7% | 0.00% |
| 10 | First State Bank and Trust Company Inc | 6 | $1.1M | 3.7% | 0.00% |
| 11 | Falcon National Bank | 1 | $1.0M | 3.5% | 0.00% |
| 12 | Midwest Regional Bank | 2 | $908K | 3.1% | 0.00% |
| 13 | First Bank of the Lake | 1 | $899K | 3.0% | 0.00% |
| 14 | Alliance Bank | 3 | $485K | 1.6% | 0.00% |
| 15 | Seacoast National Bank | 1 | $350K | 1.2% | 0.00% |
| 16 | The Central Trust Bank | 1 | $350K | 1.2% | 0.00% |
| 17 | Commerce Bank | 5 | $272K | 0.9% | 0.00% |
| 18 | Farmers and Merchants Bank of St. Clair | 2 | $228K | 0.8% | 0.00% |
| 19 | First State Community Bank | 1 | $209K | 0.7% | 0.00% |
| 20 | Celtic Bank Corporation | 1 | $75K | 0.3% | 0.00% |
| 21 | Montgomery Bank | 1 | $50K | 0.2% | 0.00% |
| 22 | U.S. Bank, National Association | 3 | $29K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 8 | $5.5M | 18.4% |
| 2 | Accommodation & food services | 7 | $4.2M | 14.2% |
| 3 | Transportation & warehousing | 4 | $3.4M | 11.4% |
| 4 | Manufacturing | 4 | $3.1M | 10.6% |
| 5 | Other services | 6 | $2.9M | 9.8% |
| 6 | Professional & technical services | 3 | $2.6M | 8.7% |
| 7 | Administrative & waste services | 9 | $1.8M | 6.1% |
| 8 | Wholesale trade | 7 | $1.8M | 6.0% |
| 9 | Transportation & warehousing | 2 | $1.5M | 5.0% |
| 10 | Retail trade | 6 | $718K | 2.4% |
| 11 | Arts, entertainment & recreation | 6 | $632K | 2.1% |
| 12 | Mining & extraction | 1 | $514K | 1.7% |
| 13 | Construction | 3 | $340K | 1.1% |
| 14 | Health care & social assistance | 2 | $295K | 1.0% |
| 15 | Real estate & leasing | 1 | $204K | 0.7% |
| 16 | Educational services | 1 | $145K | 0.5% |
| 17 | Manufacturing | 1 | $9K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.