SBA 7(a) lenders in Bates, MO
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
15 institutions have SBA 7(a) loans on record in Bates, together $11.0M across 30 loans. Community First Bank is the largest, with 43% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Community First Bank | 5 | $4.7M | 43.1% | 0.00% |
| 2 | Sunflower Bank National Association | 2 | $2.6M | 24.1% | 0.00% |
| 3 | UMB Bank, National Association | 4 | $1.3M | 11.8% | 0.00% |
| 4 | First National Bank of Omaha | 3 | $1.1M | 9.8% | 0.00% |
| 5 | Community National Bank & Trust | 1 | $390K | 3.5% | 0.00% |
| 6 | St. Clair County State Bank | 2 | $263K | 2.4% | 0.00% |
| 7 | The Huntington National Bank | 1 | $150K | 1.4% | 0.00% |
| 8 | Bank of Jackson Hole Trust | 1 | $100K | 0.9% | 0.00% |
| 9 | U.S. Bank, National Association | 5 | $95K | 0.9% | 0.00% |
| 10 | Kendall Bank | 1 | $90K | 0.8% | 0.00% |
| 11 | Community Banks of Colorado, A Division of NBH Bank | 1 | $75K | 0.7% | 0.00% |
| 12 | The Central Trust Bank | 1 | $28K | 0.3% | 0.00% |
| 13 | Arvest Bank | 1 | $20K | 0.2% | 0.00% |
| 14 | Readycap Lending, LLC | 1 | $17K | 0.1% | 0.00% |
| 15 | Farmers and Merchants Bank of Mound City, Kansas | 1 | $12K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 5 | $4.7M | 42.3% |
| 2 | Transportation & warehousing | 4 | $2.8M | 25.7% |
| 3 | Manufacturing | 4 | $1.1M | 9.7% |
| 4 | Administrative & waste services | 4 | $993K | 9.0% |
| 5 | Other services | 3 | $603K | 5.5% |
| 6 | Accommodation & food services | 1 | $390K | 3.5% |
| 7 | Health care & social assistance | 1 | $150K | 1.4% |
| 8 | Construction | 4 | $150K | 1.4% |
| 9 | Professional & technical services | 1 | $100K | 0.9% |
| 10 | Retail trade | 2 | $58K | 0.5% |
| 11 | Manufacturing | 1 | $20K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.