SBA 7(a) lenders in Newton, MO
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
29 institutions have SBA 7(a) loans on record in Newton, together $102.3M across 213 loans. OakStar Bank is the largest, with 19% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | OakStar Bank | 25 | $19.8M | 19.4% | 0.00% |
| 2 | First Financial Bank | 15 | $17.2M | 16.8% | 0.37% |
| 3 | Live Oak Banking Company | 8 | $15.6M | 15.2% | 0.00% |
| 4 | Simmons Bank | 32 | $9.1M | 8.9% | 6.13% |
| 5 | Arvest Bank | 28 | $7.2M | 7.1% | 0.00% |
| 6 | People's Bank of Seneca | 10 | $7.2M | 7.1% | 5.58% |
| 7 | Guaranty Bank | 17 | $5.8M | 5.6% | 14.85% |
| 8 | Four States Bank, Inc. | 6 | $3.8M | 3.7% | 0.00% |
| 9 | Southwest Missouri Bank | 13 | $3.0M | 2.9% | 5.96% |
| 10 | CS Bank | 2 | $2.7M | 2.6% | 0.00% |
| 11 | Community Bank and Trust | 17 | $2.2M | 2.1% | 3.97% |
| 12 | BankUnited, National Association | 1 | $1.6M | 1.5% | 0.00% |
| 13 | GBank | 1 | $1.5M | 1.5% | 0.00% |
| 14 | Regent Bank | 1 | $1.3M | 1.2% | 0.00% |
| 15 | Encore Bank | 2 | $1.2M | 1.2% | 0.00% |
| 16 | First Community Bank | 5 | $750K | 0.7% | 0.00% |
| 17 | U.S. Bank, National Association | 16 | $401K | 0.4% | 1.99% |
| 18 | Bank Five Nine | 1 | $384K | 0.4% | 0.00% |
| 19 | BMO Bank National Association | 1 | $350K | 0.3% | 0.00% |
| 20 | Commerce Bank | 1 | $250K | 0.2% | 0.00% |
| 21 | Equity Bank | 1 | $250K | 0.2% | 0.00% |
| 22 | Newtek Bank, National Association | 1 | $175K | 0.2% | 0.00% |
| 23 | Northeast Bank | 1 | $150K | 0.1% | 0.00% |
| 24 | Independence Bank | 1 | $125K | 0.1% | 98.82% |
| 25 | GNBank National Association | 1 | $108K | 0.1% | 0.00% |
| 26 | Pinnacle Bank | 1 | $100K | 0.1% | 0.00% |
| 27 | Mid-Missouri Bank | 1 | $37K | 0.0% | 0.00% |
| 28 | Celtic Bank Corporation | 1 | $25K | 0.0% | 0.00% |
| 29 | VelocitySBA, LLC | 3 | $23K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 36 | $42.2M | 41.3% |
| 2 | Manufacturing | 17 | $10.2M | 10.0% |
| 3 | Other services | 20 | $9.7M | 9.5% |
| 4 | Accommodation & food services | 9 | $7.8M | 7.6% |
| 5 | Professional & technical services | 12 | $7.2M | 7.0% |
| 6 | Construction | 27 | $6.4M | 6.2% |
| 7 | Transportation & warehousing | 16 | $4.1M | 4.0% |
| 8 | Retail trade | 18 | $4.0M | 3.9% |
| 9 | Retail trade | 17 | $4.0M | 3.9% |
| 10 | Wholesale trade | 10 | $1.6M | 1.6% |
| 11 | Manufacturing | 6 | $1.2M | 1.1% |
| 12 | Health care & social assistance | 8 | $990K | 1.0% |
| 13 | Arts, entertainment & recreation | 4 | $714K | 0.7% |
| 14 | Real estate & leasing | 3 | $616K | 0.6% |
| 15 | Finance & insurance | 2 | $532K | 0.5% |
| 16 | Manufacturing | 1 | $400K | 0.4% |
| 17 | Administrative & waste services | 3 | $325K | 0.3% |
| 18 | Transportation & warehousing | 2 | $225K | 0.2% |
| 19 | Information | 2 | $169K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.