SBA 7(a) lenders in Cole, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

25 institutions have SBA 7(a) loans on record in Cole, together $98.0M across 267 loans. Commerce Bank is the largest, with 38% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Commerce Bank	17	$37.1M	37.9%	0.00%
2	Hawthorn Bank	87	$18.9M	19.2%	6.52%
3	The Central Trust Bank	107	$17.4M	17.7%	4.89%
4	GBank	2	$5.1M	5.2%	0.00%
5	St. Louis Bank	2	$4.0M	4.1%	0.00%
6	UMB Bank, National Association	3	$1.9M	1.9%	0.00%
7	Live Oak Banking Company	1	$1.8M	1.8%	0.00%
8	Heritage Bank of the Ozarks	2	$1.4M	1.4%	0.00%
9	U.S. Bank, National Association	5	$1.3M	1.3%	1.85%
10	First Internet Bank of Indiana	2	$1.3M	1.3%	0.00%
11	First Mid Bank & Trust, National Association	8	$1.2M	1.2%	6.03%
12	Readycap Lending, LLC	2	$872K	0.9%	34.44%
13	The Huntington National Bank	2	$773K	0.8%	0.00%
14	Simmons Bank	2	$721K	0.7%	0.00%
15	LCNB National Bank	2	$705K	0.7%	0.00%
16	Mid America Bank	2	$671K	0.7%	0.00%
17	The Callaway Bank	5	$595K	0.6%	0.00%
18	The Bank of Missouri	7	$570K	0.6%	15.86%
19	Landmark National Bank	1	$416K	0.4%	0.00%
20	BayFirst National Bank	2	$300K	0.3%	0.00%
21	United Midwest Savings Bank National Association	2	$300K	0.3%	0.00%
22	Liberty Bank, FSB	1	$290K	0.3%	0.00%
23	First Midwest Bank of the Ozarks	1	$207K	0.2%	0.00%
24	Seacoast National Bank	1	$150K	0.2%	0.00%
25	Bank of Springfield	1	$98K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Transportation & warehousing	17	$36.2M	38.0%
2	Construction	34	$14.5M	15.2%
3	Accommodation & food services	52	$11.2M	11.8%
4	Health care & social assistance	34	$7.9M	8.3%
5	Other services	23	$5.5M	5.7%
6	Professional & technical services	22	$5.4M	5.7%
7	Retail trade	20	$3.8M	3.9%
8	Wholesale trade	10	$3.3M	3.5%
9	Arts, entertainment & recreation	9	$2.3M	2.4%
10	Administrative & waste services	17	$1.9M	1.9%
11	Manufacturing	3	$1.7M	1.7%
12	Finance & insurance	4	$775K	0.8%
13	Retail trade	11	$702K	0.7%
14	Manufacturing	2	$95K	0.1%
15	Educational services	1	$75K	0.1%
16	Utilities	1	$73K	0.1%
17	Manufacturing	1	$41K	0.0%
18	Real estate & leasing	1	$25K	0.0%
19	Agriculture, forestry & fishing	1	$20K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.