SBA 7(a) lenders in Miller, MO
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Miller, together $28.6M across 53 loans. OakStar Bank is the largest, with 25% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | OakStar Bank | 9 | $7.2M | 25.0% | 0.00% |
| 2 | Midwest Regional Bank | 1 | $4.5M | 15.9% | 0.00% |
| 3 | The Central Trust Bank | 15 | $4.0M | 13.9% | 0.00% |
| 4 | Live Oak Banking Company | 4 | $3.7M | 12.8% | 0.00% |
| 5 | OMB Bank | 1 | $3.0M | 10.3% | 0.00% |
| 6 | The Callaway Bank | 4 | $1.1M | 3.9% | 0.00% |
| 7 | UMB Bank, National Association | 1 | $990K | 3.5% | 0.00% |
| 8 | U.S. Bank, National Association | 3 | $775K | 2.7% | 0.00% |
| 9 | Regions Bank | 1 | $750K | 2.6% | 0.00% |
| 10 | Ameris Bank | 1 | $740K | 2.6% | 0.00% |
| 11 | Bank of Hays | 3 | $576K | 2.0% | 0.00% |
| 12 | Home Bank, SB | 1 | $365K | 1.3% | 0.00% |
| 13 | First Bank of the Lake | 2 | $300K | 1.0% | 0.00% |
| 14 | Celtic Bank Corporation | 2 | $250K | 0.9% | 0.00% |
| 15 | Northeast Bank | 1 | $250K | 0.9% | 0.00% |
| 16 | The Maries County Bank | 1 | $75K | 0.3% | 0.00% |
| 17 | Readycap Lending, LLC | 1 | $50K | 0.2% | 0.00% |
| 18 | Hawthorn Bank | 1 | $40K | 0.1% | 0.00% |
| 19 | Capital Bank, National Association | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 8 | $7.2M | 25.0% |
| 2 | Health care & social assistance | 5 | $6.4M | 22.4% |
| 3 | Arts, entertainment & recreation | 6 | $4.9M | 17.1% |
| 4 | Construction | 13 | $4.6M | 16.0% |
| 5 | Retail trade | 3 | $2.4M | 8.3% |
| 6 | Other services | 3 | $1.1M | 3.9% |
| 7 | Manufacturing | 3 | $775K | 2.7% |
| 8 | Real estate & leasing | 4 | $633K | 2.2% |
| 9 | Retail trade | 4 | $341K | 1.2% |
| 10 | Wholesale trade | 2 | $250K | 0.9% |
| 11 | Administrative & waste services | 2 | $92K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.