SBA 7(a) lenders in Callaway, MO
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Callaway, together $51.5M across 146 loans. Hawthorn Bank is the largest, with 40% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Hawthorn Bank | 23 | $20.6M | 40.0% | 0.00% |
| 2 | The Huntington National Bank | 3 | $5.2M | 10.1% | 0.00% |
| 3 | The Central Trust Bank | 19 | $4.3M | 8.3% | 1.31% |
| 4 | The Bank of Missouri | 17 | $4.1M | 7.9% | 15.01% |
| 5 | The Callaway Bank | 67 | $4.1M | 7.9% | 0.00% |
| 6 | Live Oak Banking Company | 1 | $3.0M | 5.9% | 0.00% |
| 7 | Heritage Bank of the Ozarks | 3 | $2.6M | 5.1% | 0.00% |
| 8 | Southern Bank | 1 | $2.0M | 3.9% | 0.00% |
| 9 | Midwest Regional Bank | 1 | $1.8M | 3.6% | 0.00% |
| 10 | East West Bank | 1 | $1.4M | 2.6% | 0.00% |
| 11 | Luminate Bank | 1 | $1.1M | 2.2% | 0.00% |
| 12 | UMB Bank, National Association | 1 | $485K | 0.9% | 0.00% |
| 13 | BayFirst National Bank | 1 | $200K | 0.4% | 91.65% |
| 14 | First Midwest Bank of the Ozarks | 1 | $177K | 0.3% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 1 | $137K | 0.3% | 0.00% |
| 16 | Commerce Bank | 2 | $106K | 0.2% | 0.00% |
| 17 | SoFi Bank, National Association | 1 | $94K | 0.2% | 65.78% |
| 18 | Celtic Bank Corporation | 1 | $75K | 0.1% | 0.00% |
| 19 | U.S. Bank, National Association | 1 | $45K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Manufacturing | 16 | $12.0M | 23.3% |
| 2 | Construction | 19 | $11.6M | 22.5% |
| 3 | Other services | 18 | $6.9M | 13.4% |
| 4 | Accommodation & food services | 14 | $5.8M | 11.2% |
| 5 | Retail trade | 18 | $5.6M | 10.9% |
| 6 | Health care & social assistance | 9 | $3.5M | 6.8% |
| 7 | Transportation & warehousing | 16 | $3.4M | 6.6% |
| 8 | Arts, entertainment & recreation | 6 | $666K | 1.3% |
| 9 | Administrative & waste services | 4 | $498K | 1.0% |
| 10 | Retail trade | 5 | $444K | 0.9% |
| 11 | Professional & technical services | 4 | $347K | 0.7% |
| 12 | Wholesale trade | 4 | $257K | 0.5% |
| 13 | Finance & insurance | 3 | $173K | 0.3% |
| 14 | Manufacturing | 2 | $111K | 0.2% |
| 15 | Information | 3 | $80K | 0.2% |
| 16 | Real estate & leasing | 1 | $68K | 0.1% |
| 17 | Agriculture, forestry & fishing | 1 | $50K | 0.1% |
| 18 | Manufacturing | 2 | $40K | 0.1% |
| 19 | Educational services | 1 | $35K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.