SBA 7(a) lenders in Cedar, MO
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Cedar, together $17.1M across 60 loans. Simmons Bank is the largest, with 46% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Simmons Bank | 24 | $7.8M | 45.6% | 5.41% |
| 2 | Mid-Missouri Bank | 8 | $2.4M | 13.8% | 2.44% |
| 3 | Live Oak Banking Company | 2 | $1.5M | 8.8% | 0.00% |
| 4 | Regent Bank | 1 | $1.4M | 8.0% | 0.00% |
| 5 | Guaranty Bank | 1 | $895K | 5.2% | 0.00% |
| 6 | The Bank of Missouri | 2 | $843K | 4.9% | 0.00% |
| 7 | OakStar Bank | 3 | $455K | 2.7% | 0.00% |
| 8 | First Service Bank | 3 | $375K | 2.2% | 0.00% |
| 9 | St. Clair County State Bank | 6 | $361K | 2.1% | 0.00% |
| 10 | Community National Bank & Trust | 1 | $192K | 1.1% | 0.00% |
| 11 | Popular Bank | 2 | $188K | 1.1% | 0.00% |
| 12 | BayFirst National Bank | 1 | $173K | 1.0% | 0.00% |
| 13 | Lendistry SBLC, LLC | 1 | $170K | 1.0% | 0.00% |
| 14 | Northeast Bank | 1 | $150K | 0.9% | 0.00% |
| 15 | Southern Bank | 1 | $125K | 0.7% | 0.00% |
| 16 | UMB Bank, National Association | 1 | $70K | 0.4% | 0.00% |
| 17 | Newtek Bank, National Association | 1 | $50K | 0.3% | 0.00% |
| 18 | VelocitySBA, LLC | 1 | $8K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 13 | $7.7M | 45.1% |
| 2 | Agriculture, forestry & fishing | 8 | $3.3M | 19.1% |
| 3 | Retail trade | 3 | $1.8M | 10.5% |
| 4 | Real estate & leasing | 6 | $1.3M | 7.4% |
| 5 | Wholesale trade | 2 | $699K | 4.1% |
| 6 | Transportation & warehousing | 4 | $475K | 2.8% |
| 7 | Accommodation & food services | 6 | $414K | 2.4% |
| 8 | Administrative & waste services | 4 | $338K | 2.0% |
| 9 | Other services | 3 | $324K | 1.9% |
| 10 | Construction | 4 | $271K | 1.6% |
| 11 | Health care & social assistance | 4 | $251K | 1.5% |
| 12 | Manufacturing | 1 | $125K | 0.7% |
| 13 | Manufacturing | 1 | $117K | 0.7% |
| 14 | Transportation & warehousing | 1 | $50K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.