SBA 7(a) lenders in Lincoln, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

34 institutions have SBA 7(a) loans on record in Lincoln, together $36.6M across 102 loans. Midwest Regional Bank is the largest, with 20% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Midwest Regional Bank	5	$7.5M	20.5%	0.00%
2	Live Oak Banking Company	3	$5.4M	14.8%	0.00%
3	Busey Bank	4	$4.6M	12.7%	0.00%
4	U.S. Bank, National Association	28	$2.2M	5.9%	2.50%
5	First Financial Bank	2	$1.9M	5.3%	0.00%
6	The Bank of Old Monroe	2	$1.6M	4.3%	0.00%
7	Southern Bank	3	$1.5M	4.2%	0.00%
8	The Bank of Houston	2	$1.4M	4.0%	0.00%
9	UMB Bank, National Association	6	$1.3M	3.5%	0.00%
10	American Bank of Freedom	1	$1.3M	3.4%	0.00%
11	The Callaway Bank	1	$1.0M	2.8%	0.00%
12	Midwest BankCentre	2	$919K	2.5%	0.00%
13	First State Bank of St Charles, Missouri	1	$810K	2.2%	0.00%
14	Northeast Bank	4	$595K	1.6%	0.00%
15	Commerce Bank	4	$486K	1.3%	0.00%
16	St. Louis Bank	1	$484K	1.3%	0.00%
17	Independence Bank	3	$400K	1.1%	51.37%
18	The Mission Bank	1	$400K	1.1%	0.00%
19	Bank of Springfield	2	$295K	0.8%	0.00%
20	First Mid Bank & Trust, National Association	2	$294K	0.8%	0.00%
21	Bank of America, National Association	3	$278K	0.8%	0.00%
22	Celtic Bank Corporation	3	$265K	0.7%	0.00%
23	PNC Bank, National Association	3	$225K	0.6%	0.00%
24	Wells Fargo Bank National Association	2	$224K	0.6%	0.00%
25	Newtek Bank, National Association	1	$185K	0.5%	0.00%
26	Bank of Washington	1	$150K	0.4%	0.00%
27	United Midwest Savings Bank National Association	1	$150K	0.4%	0.00%
28	BayFirst National Bank	1	$150K	0.4%	0.00%
29	Justine Petersen Housing & Reinvestment Corporation	2	$141K	0.4%	0.00%
30	Royal Banks of Missouri	2	$130K	0.4%	0.00%
31	Bank of Franklin County	1	$75K	0.2%	0.00%
32	Capital One National Association	2	$75K	0.2%	16.76%
33	Readycap Lending, LLC	2	$70K	0.2%	0.00%
34	VelocitySBA, LLC	1	$5K	0.0%	90.50%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	8	$7.3M	19.8%
2	Construction	30	$5.4M	14.7%
3	Health care & social assistance	7	$5.2M	14.3%
4	Accommodation & food services	7	$4.5M	12.4%
5	Professional & technical services	6	$3.7M	10.2%
6	Retail trade	9	$3.7M	10.2%
7	Real estate & leasing	3	$1.3M	3.6%
8	Other services	6	$1.1M	3.0%
9	Mining & extraction	1	$813K	2.2%
10	Transportation & warehousing	1	$726K	2.0%
11	Administrative & waste services	8	$697K	1.9%
12	Arts, entertainment & recreation	2	$569K	1.6%
13	Agriculture, forestry & fishing	1	$522K	1.4%
14	Transportation & warehousing	6	$470K	1.3%
15	Wholesale trade	3	$323K	0.9%
16	Information	2	$130K	0.4%
17	Manufacturing	1	$50K	0.1%
18	Finance & insurance	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.