SBA 7(a) lenders in Saint Louis City, MO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

100 institutions have SBA 7(a) loans on record in Saint Louis City, together $315.8M across 834 loans. Midwest Regional Bank is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Midwest Regional Bank	58	$32.9M	10.4%	6.91%
2	Busey Bank	39	$21.5M	6.8%	2.55%
3	St. Louis Bank	17	$16.7M	5.3%	0.00%
4	U.S. Bank, National Association	158	$16.4M	5.2%	4.45%
5	Southern Bank	14	$15.9M	5.1%	0.00%
6	The Bank of Houston	17	$12.1M	3.8%	0.00%
7	Peoples National Bank National Association	43	$11.4M	3.6%	1.68%
8	Celtic Bank Corporation	14	$10.2M	3.2%	1.51%
9	BIZCapital BIDCO II, LLC	7	$8.9M	2.8%	5.67%
10	Simmons Bank	15	$8.2M	2.6%	9.55%
11	Enterprise Bank & Trust	16	$8.0M	2.5%	0.00%
12	Regions Bank	18	$7.7M	2.4%	0.00%
13	Midland States Bank	7	$7.2M	2.3%	0.00%
14	American Bank of Freedom	11	$7.0M	2.2%	0.00%
15	Harvest Small Business Finance, LLC	4	$6.4M	2.0%	0.00%
16	Bank of Springfield	13	$5.8M	1.8%	0.00%
17	Newtek Small Business Finance, Inc.	4	$5.2M	1.7%	0.00%
18	CIBC Bank USA	4	$5.2M	1.6%	0.00%
19	Commerce Bank	43	$5.0M	1.6%	4.21%
20	Millennium Bank	1	$5.0M	1.6%	0.00%
21	Old National Bank	2	$4.9M	1.6%	0.00%
22	Mission Valley Bank	1	$4.6M	1.4%	0.00%
23	Stifel Bank	15	$4.4M	1.4%	0.00%
24	The Huntington National Bank	12	$4.3M	1.4%	0.00%
25	Parkside Financial Bank & Trust	2	$4.2M	1.3%	0.00%
26	Bank of Franklin County	11	$4.1M	1.3%	0.00%
27	PNC Bank, National Association	22	$3.7M	1.2%	2.03%
28	First Bank of the Lake	3	$3.6M	1.1%	0.00%
29	First Business Bank	5	$3.6M	1.1%	0.00%
30	Peoples Bank & Trust	2	$3.1M	1.0%	0.00%
31	Bank of America, National Association	13	$2.8M	0.9%	0.00%
32	Wells Fargo Bank National Association	7	$2.7M	0.9%	19.57%
33	First Community Credit Union	3	$2.7M	0.9%	0.00%
34	Midwest BankCentre	6	$2.7M	0.9%	2.68%
35	Colony Bank	1	$2.7M	0.8%	0.00%
36	Banterra Bank	3	$2.3M	0.7%	0.00%
37	UMB Bank, National Association	15	$2.2M	0.7%	0.00%
38	Great Southern Bank	8	$2.2M	0.7%	0.00%
39	Wilmington Savings Fund Society FSB	1	$1.8M	0.6%	0.00%
40	Farmers and Merchants Bank of St. Clair	7	$1.7M	0.6%	0.80%
41	United Bank of Union	4	$1.7M	0.5%	0.00%
42	Newtek Bank, National Association	8	$1.7M	0.5%	0.00%
43	First Mid Bank & Trust, National Association	4	$1.6M	0.5%	10.88%
44	Justine Petersen Housing & Reinvestment Corporation	12	$1.4M	0.4%	4.52%
45	Northeast Bank	9	$1.4M	0.4%	0.00%
46	Scott Credit Union	2	$1.2M	0.4%	0.00%
47	The Central Trust Bank	4	$1.2M	0.4%	0.00%
48	Readycap Lending, LLC	8	$1.1M	0.3%	0.00%
49	American Momentum Bank	1	$1.1M	0.3%	0.00%
50	Carrollton Bank	1	$1.0M	0.3%	0.00%
51	The Bank of Missouri	3	$998K	0.3%	0.00%
52	Truliant FCU	1	$994K	0.3%	0.00%
53	BMO Bank National Association	11	$983K	0.3%	2.03%
54	BayFirst National Bank	6	$973K	0.3%	0.00%
55	United Midwest Savings Bank National Association	5	$922K	0.3%	0.00%
56	Paragon Bank	2	$908K	0.3%	0.00%
57	Live Oak Banking Company	1	$900K	0.3%	0.00%
58	INB, National Association	2	$898K	0.3%	0.00%
59	FCNB Bank	2	$874K	0.3%	44.30%
60	Royal Banks of Missouri	6	$823K	0.3%	0.00%
61	United Community Bank	4	$720K	0.2%	0.00%
62	Greater Nevada CU	1	$696K	0.2%	0.00%
63	Citizens Bank	2	$665K	0.2%	0.00%
64	JPMorgan Chase Bank, National Association	3	$560K	0.2%	0.00%
65	Independence Bank	5	$525K	0.2%	0.00%
66	Climate First Bank	1	$500K	0.2%	0.00%
67	Community First Bank of the Heartland	1	$465K	0.1%	0.00%
68	National Cooperative Bank, National Association	1	$455K	0.1%	0.00%
69	Lendistry SBLC, LLC	2	$450K	0.1%	0.00%
70	First Financial Bank	1	$427K	0.1%	0.00%
71	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$370K	0.1%	0.00%
72	Commercial Bank	1	$350K	0.1%	0.00%
73	Bank of Washington	1	$348K	0.1%	0.00%
74	Five Star Bank	2	$335K	0.1%	0.00%
75	First Federal Bank	1	$306K	0.1%	0.00%
76	Lindell Bank & Trust Company	1	$300K	0.1%	0.00%
77	FinWise Bank	2	$300K	0.1%	0.00%
78	CRF Small Business Loan Company, LLC	1	$295K	0.1%	0.00%
79	VelocitySBA, LLC	27	$295K	0.1%	14.72%
80	Columbia Bank	8	$275K	0.1%	19.64%
81	First Financial Bank, National Association	3	$269K	0.1%	0.00%
82	First Interstate Bank	1	$264K	0.1%	0.00%
83	Metro City Bank	1	$255K	0.1%	0.00%
84	Genesis Bank	2	$255K	0.1%	0.00%
85	Byline Bank	1	$250K	0.1%	0.00%
86	Ameris Bank	1	$249K	0.1%	0.00%
87	Montgomery Bank	4	$239K	0.1%	0.00%
88	Bank Five Nine	2	$220K	0.1%	0.00%
89	Fifth Third Bank	1	$218K	0.1%	61.32%
90	Heritage Community Bank	1	$192K	0.1%	0.00%
91	SoFi Bank, National Association	3	$192K	0.1%	0.00%
92	Associated Bank National Association	2	$176K	0.1%	0.00%
93	First Merchants Bank	1	$150K	0.0%	0.00%
94	The First National Bank of Waterloo	1	$100K	0.0%	0.00%
95	First State Community Bank	1	$91K	0.0%	0.00%
96	Capital One National Association	2	$85K	0.0%	0.00%
97	CDC Small Business Finance Corp.	1	$50K	0.0%	0.00%
98	Bank of Hope	3	$50K	0.0%	80.44%
99	Alliance CU	1	$25K	0.0%	0.00%
100	West Community Credit Union	1	$25K	0.0%	85.05%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	152	$77.5M	24.6%
2	Retail trade	60	$26.7M	8.5%
3	Wholesale trade	55	$26.4M	8.4%
4	Professional & technical services	115	$25.0M	7.9%
5	Manufacturing	36	$23.4M	7.4%
6	Health care & social assistance	58	$22.0M	7.0%
7	Manufacturing	28	$18.3M	5.8%
8	Other services	89	$17.4M	5.5%
9	Construction	52	$16.9M	5.3%
10	Retail trade	42	$13.4M	4.2%
11	Manufacturing	20	$11.0M	3.5%
12	Administrative & waste services	24	$9.9M	3.1%
13	Information	18	$9.7M	3.1%
14	Transportation & warehousing	29	$7.0M	2.2%
15	Arts, entertainment & recreation	23	$4.9M	1.5%
16	Real estate & leasing	19	$4.0M	1.3%
17	Finance & insurance	7	$1.3M	0.4%
18	Educational services	7	$811K	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.