SBA 7(a) lenders in MS

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

206 institutions have SBA 7(a) loans on record in MS, together $3.00B across 8,007 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Community Bank of Mississippi	1,205	$459.9M	15.3%	3.26%
2	First Financial Bank	1,016	$299.6M	10.0%	4.00%
3	Peoples Bank	805	$247.9M	8.3%	1.58%
4	Live Oak Banking Company	118	$171.5M	5.7%	1.05%
5	Trustmark Bank	1,047	$154.6M	5.1%	2.75%
6	BankPlus	340	$132.4M	4.4%	2.39%
7	Renasant Bank	232	$119.4M	4.0%	0.87%
8	The Huntington National Bank	260	$99.2M	3.3%	0.85%
9	BankFirst Financial Services	200	$80.2M	2.7%	1.11%
10	Southern AgCredit, FLCA	37	$53.7M	1.8%	0.00%
11	Hancock Whitney Bank	200	$52.6M	1.7%	1.17%
12	Southern Bancorp Bank	41	$51.5M	1.7%	0.00%
13	GBank	19	$48.6M	1.6%	0.00%
14	Regions Bank	65	$48.2M	1.6%	7.07%
15	Covington County Bank	553	$41.6M	1.4%	0.19%
16	Celtic Bank Corporation	72	$38.6M	1.3%	2.75%
17	BIZCapital BIDCO II, LLC	20	$34.2M	1.1%	6.81%
18	Byline Bank	27	$33.6M	1.1%	5.10%
19	First Bank of the Lake	24	$29.0M	1.0%	0.00%
20	Pinnacle Bank	24	$25.4M	0.8%	0.00%
21	Wells Fargo Bank National Association	122	$24.7M	0.8%	2.17%
22	Newtek Bank, National Association	75	$22.8M	0.8%	0.00%
23	Readycap Lending, LLC	57	$22.4M	0.7%	4.12%
24	Guaranty Bank and Trust Company	36	$19.7M	0.7%	0.77%
25	BankUnited, National Association	15	$19.3M	0.6%	0.00%
26	Simmons Bank	26	$18.9M	0.6%	9.57%
27	Story Bank d/b/a Story Financial Partners	36	$18.4M	0.6%	2.96%
28	First Western SBLC, LLC	11	$18.3M	0.6%	0.00%
29	The Citizens Bank of Philadelphia	86	$17.9M	0.6%	4.89%
30	BizCapital BIDCO I, LLC	9	$17.0M	0.6%	12.16%
31	First State Bank	25	$16.6M	0.6%	1.52%
32	The Citizens National Bank of Meridian	51	$16.5M	0.5%	0.09%
33	Columbia Bank	123	$16.4M	0.5%	16.25%
34	Stone Bank	10	$15.6M	0.5%	0.00%
35	Customers Bank	10	$15.1M	0.5%	0.00%
36	United Midwest Savings Bank National Association	42	$14.9M	0.5%	3.55%
37	Capital Bank, National Association	7	$14.4M	0.5%	14.52%
38	American Bank	7	$13.7M	0.5%	0.00%
39	Northeast Bank	91	$13.5M	0.5%	0.44%
40	PriorityOne Bank	39	$13.0M	0.4%	1.44%
41	Newtek Small Business Finance, Inc.	23	$13.0M	0.4%	0.14%
42	Citizens Bank	11	$12.0M	0.4%	0.00%
43	Banc of California	11	$11.9M	0.4%	0.00%
44	Shoreham Bank	4	$11.6M	0.4%	0.00%
45	First South Farm Credit, ACA	14	$11.6M	0.4%	0.00%
46	PNC Bank, National Association	12	$11.5M	0.4%	0.26%
47	PromiseOne Bank	10	$11.4M	0.4%	0.00%
48	The Bancorp Bank National Association	9	$10.9M	0.4%	0.00%
49	Ameris Bank	13	$10.4M	0.3%	5.62%
50	BayFirst National Bank	44	$9.9M	0.3%	8.96%
51	Bank Five Nine	11	$9.9M	0.3%	0.00%
52	The MINT National Bank	8	$9.9M	0.3%	0.00%
53	Gulf Coast Bank and Trust Company	16	$9.4M	0.3%	2.32%
54	Commonwealth Business Bank	5	$9.0M	0.3%	0.00%
55	Merchants & Marine Bank	35	$8.2M	0.3%	0.95%
56	First National Bank of Pennsylvania	7	$8.1M	0.3%	9.05%
57	Metro City Bank	7	$7.9M	0.3%	0.00%
58	Planters Bank and Trust Company	13	$6.9M	0.2%	0.00%
59	Embassy National Bank	3	$6.3M	0.2%	0.00%
60	Coastal States Bank	3	$6.2M	0.2%	1.50%
61	Citizens Bank	11	$6.1M	0.2%	0.00%
62	SouthState Bank, National Association	5	$5.7M	0.2%	0.00%
63	United Community Bank	3	$5.1M	0.2%	0.00%
64	Millennium Bank	1	$5.0M	0.2%	0.00%
65	Southwest Capital Bank	1	$5.0M	0.2%	0.00%
66	Port 51 Lending LLC	1	$5.0M	0.2%	0.00%
67	Farmers State Bank of Alto Pass, Illinois	1	$5.0M	0.2%	0.00%
68	Harvest Small Business Finance, LLC	3	$4.9M	0.2%	0.00%
69	Genesis Bank	4	$4.9M	0.2%	14.21%
70	RiverHills Bank	12	$4.7M	0.2%	0.00%
71	SouthPoint Bank	1	$4.6M	0.2%	0.00%
72	Seacoast National Bank	4	$4.0M	0.1%	0.00%
73	Bank3	2	$3.9M	0.1%	0.00%
74	Stearns Bank National Association	8	$3.8M	0.1%	0.31%
75	First Bank	1	$3.7M	0.1%	0.00%
76	U.S. Bank, National Association	8	$3.6M	0.1%	0.00%
77	Wallis Bank	2	$3.5M	0.1%	0.00%
78	American Continental Bank	1	$3.5M	0.1%	0.00%
79	Happen Bank	2	$3.5M	0.1%	0.00%
80	Five Star Bank	8	$3.5M	0.1%	0.00%
81	America First Federal Credit Union	3	$3.4M	0.1%	0.00%
82	US Metro Bank	2	$3.3M	0.1%	0.00%
83	T Bank, National Association	4	$3.3M	0.1%	0.00%
84	Hanmi Bank	3	$3.3M	0.1%	0.00%
85	Origin Bank	4	$3.3M	0.1%	0.00%
86	ServisFirst Bank	1	$3.2M	0.1%	0.00%
87	Mission Valley Bank	2	$3.2M	0.1%	0.00%
88	OptimumBank	1	$3.2M	0.1%	0.00%
89	Beacon Bank and Trust	5	$3.0M	0.1%	0.00%
90	Banterra Bank	1	$2.9M	0.1%	0.00%
91	First Horizon Bank	3	$2.9M	0.1%	0.00%
92	The Commercial Bank	7	$2.8M	0.1%	0.00%
93	Richton Bank and Trust Company	3	$2.8M	0.1%	0.00%
94	Federal Deposit Insurance Corporation	4	$2.7M	0.1%	44.68%
95	Lendistry SBLC, LLC	12	$2.7M	0.1%	0.00%
96	Hanover Community Bank	1	$2.6M	0.1%	0.00%
97	HomeTrust Bank	2	$2.6M	0.1%	0.00%
98	The Farmers National Bank of Canfield	2	$2.6M	0.1%	0.00%
99	JPMorgan Chase Bank, National Association	4	$2.6M	0.1%	0.00%
100	FDIC - Community Bank & Trust-West Georgia	2	$2.6M	0.1%	0.00%
101	Evolve Bank and Trust	4	$2.5M	0.1%	0.00%
102	Bank of Hope	62	$2.5M	0.1%	14.23%
103	Enterprise Bank & Trust	1	$2.5M	0.1%	0.00%
104	Centerstone SBA Lending, Inc.	2	$2.3M	0.1%	0.00%
105	Bank of America, National Association	4	$2.3M	0.1%	18.51%
106	CBandS Bank	2	$2.1M	0.1%	0.00%
107	First Merchants Bank	4	$2.0M	0.1%	0.00%
108	TowneBank	2	$2.0M	0.1%	0.00%
109	Royal Business Bank	1	$2.0M	0.1%	0.00%
110	Paragon Bank	2	$2.0M	0.1%	0.00%
111	First Financial Bank, National Association	1	$2.0M	0.1%	0.00%
112	United Prairie Bank	1	$2.0M	0.1%	0.00%
113	Popular Bank	8	$1.9M	0.1%	55.39%
114	Heritage Bank Inc	3	$1.9M	0.1%	0.00%
115	Truist Bank	5	$1.9M	0.1%	46.66%
116	BankOkolona	2	$1.9M	0.1%	0.00%
117	First-Citizens Bank & Trust Company	4	$1.9M	0.1%	0.00%
118	Georgia Banking Company	2	$1.8M	0.1%	0.00%
119	Hope FCU	4	$1.7M	0.1%	0.00%
120	Unity Bank	2	$1.7M	0.1%	0.00%
121	Fifth Third Bank	4	$1.7M	0.1%	0.00%
122	VelocitySBA, LLC	159	$1.6M	0.1%	14.64%
123	Southwestern National Bank	2	$1.6M	0.1%	0.00%
124	United Business Bank	1	$1.5M	0.0%	0.00%
125	Copiah Bank	4	$1.4M	0.0%	0.00%
126	Singing River FCU	2	$1.3M	0.0%	0.00%
127	Independence Bank	12	$1.3M	0.0%	27.31%
128	Golden Bank National Association	1	$1.2M	0.0%	0.00%
129	Merchants Bank of Indiana	1	$1.2M	0.0%	0.00%
130	Community Spirit Bank	1	$1.2M	0.0%	0.00%
131	UniBank	1	$1.2M	0.0%	0.00%
132	Bank of Utah	1	$1.2M	0.0%	0.00%
133	Vision One CU	2	$1.1M	0.0%	0.00%
134	First Port City Bank	1	$1.1M	0.0%	0.00%
135	BNA Bank	5	$1.1M	0.0%	9.25%
136	Midwest Regional Bank	1	$1.1M	0.0%	0.00%
137	State Bank of Texas	1	$1.1M	0.0%	0.00%
138	First Internet Bank of Indiana	1	$1.0M	0.0%	0.00%
139	Waukegan Savings Bank	1	$1.0M	0.0%	0.00%
140	Associated Bank National Association	2	$1.0M	0.0%	0.00%
141	AmeriState Bank	1	$1.0M	0.0%	0.00%
142	First Guaranty Bank	1	$1.0M	0.0%	0.00%
143	Fidelity Bank	2	$943K	0.0%	0.00%
144	Fulton Bank, National Association	1	$886K	0.0%	0.00%
145	American Momentum Bank	1	$871K	0.0%	0.00%
146	Patriot Bank, National Association	2	$851K	0.0%	0.00%
147	Community West Bank	2	$741K	0.0%	0.00%
148	IncredibleBank	1	$707K	0.0%	0.00%
149	Oconee State Bank	1	$668K	0.0%	0.00%
150	Global One Bank	1	$615K	0.0%	0.00%
151	CDC Small Business Finance Corp.	4	$610K	0.0%	0.00%
152	The Bank of Vernon	2	$574K	0.0%	0.00%
153	Bank of Springfield	1	$560K	0.0%	0.00%
154	Optus Bank	3	$518K	0.0%	16.58%
155	Great Plains National Bank	1	$500K	0.0%	0.00%
156	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$492K	0.0%	0.00%
157	Cache Valley Bank	1	$451K	0.0%	0.00%
158	Bank of Commerce	1	$450K	0.0%	112.98%
159	Business Lenders, LLC	1	$448K	0.0%	87.16%
160	Brighton Bank	2	$440K	0.0%	0.00%
161	Bank of St. Francisville	1	$435K	0.0%	0.00%
162	UBank	1	$420K	0.0%	0.00%
163	Central Bank	1	$418K	0.0%	0.00%
164	Unity Bank of Mississippi	2	$418K	0.0%	0.00%
165	Renaissance Community Loan Fund, Inc.	2	$400K	0.0%	0.00%
166	PCB Bank	1	$400K	0.0%	0.00%
167	Hope Enterprise Corporation	3	$396K	0.0%	0.00%
168	Mechanics and Farmers Bank	2	$388K	0.0%	0.00%
169	First National Bank of Clarksdale	1	$369K	0.0%	0.00%
170	First Bank	1	$365K	0.0%	0.00%
171	Legence Bank	1	$350K	0.0%	0.00%
172	First Carthage Finance	2	$348K	0.0%	70.60%
173	Carver State Bank	3	$342K	0.0%	59.17%
174	CIBM Bank	1	$329K	0.0%	0.00%
175	Midland States Bank	1	$320K	0.0%	0.00%
176	FinWise Bank	2	$315K	0.0%	0.00%
177	Third Coast Bank	1	$305K	0.0%	0.00%
178	Colony Bank	2	$294K	0.0%	0.00%
179	Wilmington Savings Fund Society FSB	1	$290K	0.0%	0.00%
180	United Bank of Philadelphia	1	$281K	0.0%	0.00%
181	Firstrust Savings Bank	1	$273K	0.0%	0.00%
182	Liberty Bank and Trust Company	2	$262K	0.0%	0.00%
183	Luminate Bank	1	$261K	0.0%	0.00%
184	First Bank	1	$247K	0.0%	44.28%
185	Centra Credit Union	1	$244K	0.0%	0.00%
186	AgSouth Farm Credit, FLCA	1	$241K	0.0%	0.00%
187	City National Bank of Florida	1	$240K	0.0%	0.00%
188	Pike National Bank	3	$218K	0.0%	0.00%
189	Bank of Yazoo City	2	$202K	0.0%	0.00%
190	The Bank of Houston	1	$192K	0.0%	0.00%
191	FM Bank and Trust	1	$188K	0.0%	0.00%
192	First Security Bank	2	$174K	0.0%	32.24%
193	Commercial Bank and Trust Company	1	$149K	0.0%	0.00%
194	First Commonwealth Bank	1	$147K	0.0%	0.00%
195	Merchants and Planters Bank	1	$125K	0.0%	0.00%
196	Business Loan Center, LLC	3	$125K	0.0%	19.46%
197	BMO Bank National Association	1	$125K	0.0%	0.00%
198	Red River Employees Federal Credit Union	1	$125K	0.0%	0.00%
199	LiftFund, Inc.	1	$120K	0.0%	0.00%
200	Riverside Bank	1	$110K	0.0%	0.00%

The 200 largest shown, of 206 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Rankin	65	591	$208.7M
2	Harrison	61	457	$204.9M
3	Hinds	57	549	$185.3M
4	Desoto	66	297	$184.7M
5	Covington	19	775	$159.3M
6	Madison	65	510	$154.1M
7	Jones	28	269	$130.2M
8	Leake	14	415	$128.9M
9	Jackson	46	257	$103.9M
10	Neshoba	19	215	$82.0M
11	Scott	21	180	$81.9M
12	Lowndes	36	114	$77.2M
13	Simpson	18	341	$72.1M
14	Lee	45	152	$71.7M
15	Wayne	15	82	$58.1M
16	Smith	15	214	$57.9M
17	Lauderdale	29	93	$56.4M
18	Forrest	36	194	$51.4M
19	Lincoln	19	156	$46.4M
20	Lamar	28	160	$46.2M
21	Greene	13	40	$40.8M
22	Amite	11	48	$38.3M
23	Copiah	16	113	$37.6M
24	Newton	14	108	$37.5M
25	Jasper	12	94	$36.0M
26	Pike	19	78	$35.9M
27	Noxubee	7	56	$35.7M
28	Warren	20	69	$35.1M
29	Lawrence	12	73	$30.8M
30	Winston	10	64	$30.6M
31	Washington	24	58	$27.5M
32	Marion	18	78	$27.3M
33	Lafayette	31	85	$26.2M
34	Walthall	10	53	$24.5M
35	Panola	16	26	$23.0M
36	Perry	14	31	$21.7M
37	Marshall	18	35	$21.3M
38	Jefferson Davis	14	66	$20.9M
39	Hancock	25	65	$18.7M
40	Prentiss	15	25	$17.9M
41	Yazoo	12	27	$17.2M
42	Oktibbeha	17	70	$16.9M
43	Monroe	13	30	$15.7M
44	Tunica	14	19	$14.0M
45	Sunflower	13	50	$12.9M
46	Pearl River	23	64	$11.9M
47	Clarke	14	24	$11.2M
48	Clay	12	18	$9.8M
49	Attala	12	31	$9.6M
50	Chickasaw	10	17	$9.2M
51	Bolivar	17	35	$9.2M
52	Leflore	10	24	$8.7M
53	Kemper	6	21	$8.4M
54	Alcorn	11	22	$7.7M
55	Coahoma	7	13	$7.4M
56	Tate	12	15	$6.8M
57	Grenada	15	21	$6.8M
58	Adams	9	15	$6.4M
59	Tippah	7	9	$5.3M
60	Stone	14	21	$5.2M
61	Union	15	18	$5.1M
62	Claiborne	6	11	$4.8M
63	Pontotoc	11	13	$4.8M
64	Humphreys	6	13	$4.6M
65	Tishomingo	7	13	$4.2M
66	Montgomery	1	1	$4.0M
67	George	8	10	$3.6M
68	Benton	2	3	$3.6M
69	Tallahatchie	3	3	$3.5M
70	Itawamba	5	11	$3.4M
71	Jefferson	6	13	$2.8M
72	Yalobusha	7	9	$2.7M
73	Calhoun	5	7	$2.6M
74	Holmes	5	9	$1.9M
75	Choctaw	4	5	$911K
76	Franklin	4	13	$880K
77	Quitman	2	3	$645K
78	Carroll	5	11	$584K
79	Webster	3	3	$560K
80	Wilkinson	1	1	$412K
81	Sharkey	3	5	$355K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.