SBA 7(a) lenders in Scott, MS
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Scott, together $81.9M across 180 loans. Community Bank of Mississippi is the largest, with 43% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 72 | $34.9M | 42.6% | 4.36% |
| 2 | First Financial Bank | 64 | $16.0M | 19.5% | 4.91% |
| 3 | Live Oak Banking Company | 3 | $8.1M | 9.9% | 0.00% |
| 4 | Peoples Bank | 11 | $7.3M | 8.9% | 3.27% |
| 5 | BankFirst Financial Services | 2 | $4.0M | 4.9% | 0.00% |
| 6 | Southern Bancorp Bank | 1 | $2.5M | 3.0% | 0.00% |
| 7 | First Financial Bank, National Association | 1 | $2.0M | 2.4% | 0.00% |
| 8 | Centerstone SBA Lending, Inc. | 1 | $1.8M | 2.2% | 0.00% |
| 9 | Southern AgCredit, FLCA | 1 | $1.8M | 2.2% | 0.00% |
| 10 | State Bank of Texas | 1 | $1.1M | 1.3% | 0.00% |
| 11 | Trustmark Bank | 8 | $809K | 1.0% | 0.00% |
| 12 | First Carthage Finance | 2 | $348K | 0.4% | 70.60% |
| 13 | Hanmi Bank | 1 | $290K | 0.4% | 0.00% |
| 14 | Northeast Bank | 2 | $255K | 0.3% | 0.00% |
| 15 | AgSouth Farm Credit, FLCA | 1 | $241K | 0.3% | 0.00% |
| 16 | PriorityOne Bank | 1 | $128K | 0.2% | 0.00% |
| 17 | Celtic Bank Corporation | 1 | $125K | 0.2% | 0.00% |
| 18 | Riverside Bank | 1 | $110K | 0.1% | 0.00% |
| 19 | United Valley Bank | 3 | $89K | 0.1% | 37.40% |
| 20 | BankPlus | 2 | $48K | 0.1% | 0.00% |
| 21 | The Huntington National Bank | 1 | $44K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 130 | $64.7M | 79.0% |
| 2 | Retail trade | 14 | $5.5M | 6.7% |
| 3 | Accommodation & food services | 5 | $3.4M | 4.2% |
| 4 | Manufacturing | 3 | $3.4M | 4.1% |
| 5 | Manufacturing | 3 | $2.1M | 2.5% |
| 6 | Professional & technical services | 4 | $931K | 1.1% |
| 7 | Health care & social assistance | 3 | $470K | 0.6% |
| 8 | Construction | 3 | $305K | 0.4% |
| 9 | Arts, entertainment & recreation | 2 | $295K | 0.4% |
| 10 | Manufacturing | 3 | $274K | 0.3% |
| 11 | Transportation & warehousing | 3 | $189K | 0.2% |
| 12 | Other services | 3 | $156K | 0.2% |
| 13 | Administrative & waste services | 3 | $116K | 0.1% |
| 14 | Retail trade | 1 | $105K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.