SBA 7(a) lenders in Oktibbeha, MS
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
17 institutions have SBA 7(a) loans on record in Oktibbeha, together $16.9M across 70 loans. Renasant Bank is the largest, with 20% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Renasant Bank | 18 | $3.5M | 20.5% | 0.00% |
| 2 | BankFirst Financial Services | 15 | $3.4M | 19.9% | 0.00% |
| 3 | The Huntington National Bank | 9 | $2.0M | 11.9% | 4.86% |
| 4 | Banc of California | 1 | $1.9M | 11.2% | 0.00% |
| 5 | Regions Bank | 3 | $1.3M | 7.7% | 0.00% |
| 6 | Community Bank of Mississippi | 4 | $1.3M | 7.5% | 0.00% |
| 7 | Bank of Hope | 1 | $760K | 4.5% | 0.00% |
| 8 | Readycap Lending, LLC | 1 | $720K | 4.3% | 81.78% |
| 9 | Trustmark Bank | 4 | $683K | 4.0% | 0.00% |
| 10 | Hancock Whitney Bank | 1 | $516K | 3.0% | 0.00% |
| 11 | Optus Bank | 1 | $318K | 1.9% | 0.00% |
| 12 | Columbia Bank | 4 | $175K | 1.0% | 0.00% |
| 13 | SouthState Bank, National Association | 1 | $166K | 1.0% | 0.00% |
| 14 | United Midwest Savings Bank National Association | 1 | $150K | 0.9% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 1 | $40K | 0.2% | 0.00% |
| 16 | VelocitySBA, LLC | 4 | $35K | 0.2% | 13.67% |
| 17 | Celtic Bank Corporation | 1 | $34K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Health care & social assistance | 14 | $3.2M | 18.6% |
| 2 | Other services | 8 | $3.1M | 18.3% |
| 3 | Retail trade | 11 | $2.3M | 13.8% |
| 4 | Accommodation & food services | 9 | $2.2M | 13.2% |
| 5 | Professional & technical services | 8 | $1.8M | 10.7% |
| 6 | Administrative & waste services | 5 | $1.2M | 7.1% |
| 7 | Construction | 1 | $1.1M | 6.6% |
| 8 | Educational services | 1 | $753K | 4.4% |
| 9 | Finance & insurance | 3 | $446K | 2.6% |
| 10 | Manufacturing | 1 | $265K | 1.6% |
| 11 | Arts, entertainment & recreation | 1 | $164K | 1.0% |
| 12 | Transportation & warehousing | 1 | $150K | 0.9% |
| 13 | Retail trade | 3 | $85K | 0.5% |
| 14 | Information | 2 | $60K | 0.4% |
| 15 | Wholesale trade | 2 | $40K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.