SBA 7(a) lenders in Pearl River, MS
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Pearl River, together $11.9M across 64 loans. Hancock Whitney Bank is the largest, with 19% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Hancock Whitney Bank | 11 | $2.2M | 18.5% | 3.91% |
| 2 | Community Bank of Mississippi | 3 | $1.5M | 12.6% | 0.00% |
| 3 | Seacoast National Bank | 2 | $1.1M | 9.6% | 0.00% |
| 4 | Gulf Coast Bank and Trust Company | 3 | $975K | 8.2% | 0.00% |
| 5 | United Midwest Savings Bank National Association | 2 | $969K | 8.1% | 0.00% |
| 6 | BankPlus | 13 | $808K | 6.8% | 0.00% |
| 7 | Five Star Bank | 2 | $700K | 5.9% | 0.00% |
| 8 | Wells Fargo Bank National Association | 2 | $539K | 4.5% | 0.00% |
| 9 | The Huntington National Bank | 1 | $500K | 4.2% | 0.00% |
| 10 | Newtek Small Business Finance, Inc. | 1 | $400K | 3.4% | 0.00% |
| 11 | First Financial Bank | 1 | $375K | 3.1% | 0.00% |
| 12 | BayFirst National Bank | 1 | $350K | 2.9% | 0.00% |
| 13 | Lendistry SBLC, LLC | 1 | $350K | 2.9% | 0.00% |
| 14 | Evolve Bank and Trust | 1 | $345K | 2.9% | 0.00% |
| 15 | JPMorgan Chase Bank, National Association | 1 | $164K | 1.4% | 0.00% |
| 16 | Celtic Bank Corporation | 1 | $150K | 1.3% | 84.63% |
| 17 | Peoples Bank | 3 | $117K | 1.0% | 0.00% |
| 18 | Northeast Bank | 1 | $100K | 0.8% | 0.00% |
| 19 | VelocitySBA, LLC | 10 | $93K | 0.8% | 3.43% |
| 20 | Trustmark Bank | 1 | $51K | 0.4% | 73.11% |
| 21 | Capital One National Association | 1 | $45K | 0.4% | 0.00% |
| 22 | Columbia Bank | 1 | $25K | 0.2% | 89.59% |
| 23 | Readycap Lending, LLC | 1 | $21K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 8 | $2.2M | 18.0% |
| 2 | Professional & technical services | 5 | $2.1M | 17.3% |
| 3 | Health care & social assistance | 7 | $1.8M | 14.8% |
| 4 | Arts, entertainment & recreation | 5 | $1.4M | 12.1% |
| 5 | Accommodation & food services | 8 | $1.2M | 9.8% |
| 6 | Transportation & warehousing | 3 | $950K | 8.0% |
| 7 | Construction | 7 | $941K | 7.9% |
| 8 | Other services | 6 | $523K | 4.4% |
| 9 | Agriculture, forestry & fishing | 6 | $444K | 3.7% |
| 10 | Manufacturing | 1 | $250K | 2.1% |
| 11 | Administrative & waste services | 5 | $176K | 1.5% |
| 12 | Retail trade | 1 | $30K | 0.3% |
| 13 | Information | 1 | $21K | 0.2% |
| 14 | Wholesale trade | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.