SBA 7(a) lenders in Madison, MS

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

65 institutions have SBA 7(a) loans on record in Madison, together $154.1M across 510 loans. Community Bank of Mississippi is the largest, with 20% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Community Bank of Mississippi	134	$30.3M	19.7%	6.87%
2	Trustmark Bank	106	$12.9M	8.4%	4.66%
3	Peoples Bank	17	$9.5M	6.1%	2.98%
4	BankPlus	33	$8.8M	5.7%	0.00%
5	Regions Bank	8	$5.5M	3.5%	0.00%
6	BIZCapital BIDCO II, LLC	3	$5.4M	3.5%	0.00%
7	Renasant Bank	22	$5.3M	3.4%	3.28%
8	The Huntington National Bank	25	$5.0M	3.2%	0.00%
9	GBank	1	$5.0M	3.2%	0.00%
10	BankFirst Financial Services	20	$4.6M	3.0%	2.14%
11	Live Oak Banking Company	3	$4.2M	2.7%	0.00%
12	Story Bank d/b/a Story Financial Partners	10	$3.7M	2.4%	0.00%
13	First Bank	1	$3.7M	2.4%	0.00%
14	American Continental Bank	1	$3.5M	2.3%	0.00%
15	BankUnited, National Association	2	$3.4M	2.2%	0.00%
16	Readycap Lending, LLC	4	$3.1M	2.0%	0.00%
17	Seacoast National Bank	2	$2.8M	1.8%	0.00%
18	BizCapital BIDCO I, LLC	2	$2.7M	1.8%	0.00%
19	The Citizens National Bank of Meridian	4	$2.7M	1.7%	0.00%
20	Hanover Community Bank	1	$2.6M	1.7%	0.00%
21	T Bank, National Association	3	$2.6M	1.7%	0.00%
22	Newtek Small Business Finance, Inc.	4	$2.1M	1.4%	0.00%
23	Hancock Whitney Bank	7	$1.9M	1.2%	0.00%
24	PNC Bank, National Association	1	$1.6M	1.0%	0.00%
25	The Bancorp Bank National Association	1	$1.6M	1.0%	0.00%
26	Citizens Bank	1	$1.6M	1.0%	0.00%
27	PriorityOne Bank	5	$1.6M	1.0%	5.90%
28	Newtek Bank, National Association	7	$1.3M	0.8%	0.00%
29	Northeast Bank	8	$1.3M	0.8%	1.81%
30	First Internet Bank of Indiana	1	$1.0M	0.7%	0.00%
31	First Guaranty Bank	1	$1.0M	0.6%	0.00%
32	Vision One CU	1	$920K	0.6%	0.00%
33	Beacon Bank and Trust	2	$887K	0.6%	0.00%
34	BayFirst National Bank	4	$850K	0.6%	0.00%
35	First Western SBLC, LLC	1	$788K	0.5%	0.00%
36	First Financial Bank	4	$745K	0.5%	7.82%
37	Ameris Bank	1	$625K	0.4%	0.00%
38	Evolve Bank and Trust	1	$615K	0.4%	0.00%
39	The Citizens Bank of Philadelphia	4	$533K	0.3%	0.00%
40	Origin Bank	2	$500K	0.3%	0.00%
41	Cache Valley Bank	1	$451K	0.3%	0.00%
42	Bank of St. Francisville	1	$435K	0.3%	0.00%
43	Celtic Bank Corporation	4	$425K	0.3%	54.60%
44	RiverHills Bank	4	$418K	0.3%	0.00%
45	First Bank of the Lake	1	$385K	0.2%	0.00%
46	Columbia Bank	9	$320K	0.2%	9.10%
47	Planters Bank and Trust Company	1	$304K	0.2%	0.00%
48	United Midwest Savings Bank National Association	2	$300K	0.2%	43.78%
49	United Bank of Philadelphia	1	$281K	0.2%	0.00%
50	Independence Bank	2	$250K	0.2%	44.23%
51	First Bank	1	$247K	0.2%	44.28%
52	Byline Bank	1	$220K	0.1%	0.00%
53	First State Bank	1	$200K	0.1%	0.00%
54	The Bank of Houston	1	$192K	0.1%	0.00%
55	Five Star Bank	1	$155K	0.1%	0.00%
56	CDC Small Business Finance Corp.	1	$140K	0.1%	0.00%
57	Pike National Bank	1	$140K	0.1%	0.00%
58	BMO Bank National Association	1	$125K	0.1%	0.00%
59	Carver State Bank	1	$120K	0.1%	94.10%
60	Stearns Bank National Association	1	$71K	0.0%	16.57%
61	Bank of Hope	4	$60K	0.0%	30.34%
62	VelocitySBA, LLC	6	$58K	0.0%	8.15%
63	Wells Fargo Bank National Association	4	$50K	0.0%	73.89%
64	Southern Bancorp Bank	1	$40K	0.0%	0.00%
65	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	78	$40.3M	26.2%
2	Health care & social assistance	64	$20.5M	13.3%
3	Wholesale trade	32	$13.7M	8.9%
4	Retail trade	41	$13.5M	8.7%
5	Other services	37	$9.5M	6.2%
6	Professional & technical services	47	$9.3M	6.0%
7	Real estate & leasing	12	$7.8M	5.1%
8	Construction	35	$6.8M	4.4%
9	Manufacturing	10	$6.6M	4.3%
10	Arts, entertainment & recreation	15	$5.4M	3.5%
11	Transportation & warehousing	18	$3.7M	2.4%
12	Administrative & waste services	35	$3.6M	2.4%
13	Finance & insurance	18	$3.5M	2.2%
14	Retail trade	18	$2.9M	1.9%
15	Manufacturing	14	$2.9M	1.9%
16	Educational services	17	$2.0M	1.3%
17	Agriculture, forestry & fishing	7	$791K	0.5%
18	Transportation & warehousing	2	$584K	0.4%
19	Manufacturing	5	$475K	0.3%
20	Information	5	$356K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.