SBA 7(a) lenders in Neshoba, MS
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Neshoba, together $82.0M across 215 loans. First Financial Bank is the largest, with 39% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 149 | $32.0M | 39.0% | 3.95% |
| 2 | Community Bank of Mississippi | 30 | $22.2M | 27.1% | 0.86% |
| 3 | Newtek Bank, National Association | 2 | $3.9M | 4.8% | 0.00% |
| 4 | Peoples Bank | 6 | $3.5M | 4.2% | 0.00% |
| 5 | Live Oak Banking Company | 1 | $3.4M | 4.1% | 0.00% |
| 6 | ServisFirst Bank | 1 | $3.2M | 3.9% | 0.00% |
| 7 | Byline Bank | 1 | $2.5M | 3.0% | 0.00% |
| 8 | BankPlus | 2 | $1.9M | 2.4% | 0.00% |
| 9 | Renasant Bank | 3 | $1.7M | 2.1% | 0.00% |
| 10 | First South Farm Credit, ACA | 3 | $1.5M | 1.9% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 1 | $1.4M | 1.7% | 0.00% |
| 12 | The Citizens National Bank of Meridian | 4 | $1.1M | 1.4% | 0.00% |
| 13 | The Citizens Bank of Philadelphia | 2 | $943K | 1.2% | 0.00% |
| 14 | The Commercial Bank | 2 | $929K | 1.1% | 0.00% |
| 15 | Stone Bank | 1 | $598K | 0.7% | 0.00% |
| 16 | Northeast Bank | 1 | $551K | 0.7% | 0.00% |
| 17 | Trustmark Bank | 4 | $486K | 0.6% | 0.00% |
| 18 | Regions Bank | 1 | $86K | 0.1% | 0.00% |
| 19 | VelocitySBA, LLC | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 188 | $65.9M | 80.3% |
| 2 | Construction | 5 | $4.2M | 5.1% |
| 3 | Accommodation & food services | 2 | $3.8M | 4.6% |
| 4 | Health care & social assistance | 5 | $3.6M | 4.4% |
| 5 | Retail trade | 4 | $2.2M | 2.7% |
| 6 | Professional & technical services | 2 | $1.4M | 1.7% |
| 7 | Management of companies | 1 | $439K | 0.5% |
| 8 | Other services | 2 | $199K | 0.2% |
| 9 | Manufacturing | 3 | $151K | 0.2% |
| 10 | Finance & insurance | 1 | $75K | 0.1% |
| 11 | Retail trade | 1 | $31K | 0.0% |
| 12 | Administrative & waste services | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.