SBA 7(a) lenders in KY

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

267 institutions have SBA 7(a) loans on record in KY, together $3.13B across 9,067 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	1,146	$254.1M	8.1%	4.49%
2	Stock Yards Bank & Trust Company	552	$240.6M	7.7%	2.46%
3	Live Oak Banking Company	177	$231.9M	7.4%	0.10%
4	U.S. Bank, National Association	1,215	$205.8M	6.6%	2.63%
5	Community Trust Bank, Inc.	1,139	$176.9M	5.7%	4.56%
6	Republic Bank & Trust Company	414	$136.4M	4.4%	0.22%
7	JPMorgan Chase Bank, National Association	343	$66.9M	2.1%	2.31%
8	First Financial Bank	158	$63.8M	2.0%	0.49%
9	GBank	31	$61.1M	2.0%	0.00%
10	Fifth Third Bank	209	$58.4M	1.9%	1.79%
11	Traditional Bank Inc	171	$56.6M	1.8%	2.09%
12	Old National Bank	86	$50.5M	1.6%	0.50%
13	Celtic Bank Corporation	90	$47.9M	1.5%	2.41%
14	PNC Bank, National Association	306	$47.4M	1.5%	5.80%
15	Byline Bank	32	$43.5M	1.4%	5.82%
16	Newtek Small Business Finance, Inc.	51	$43.2M	1.4%	0.21%
17	BankUnited, National Association	36	$43.0M	1.4%	8.40%
18	First Merchants Bank	37	$42.9M	1.4%	0.65%
19	Truist Bank	168	$39.6M	1.3%	1.86%
20	South Central Bank, Inc.	177	$36.7M	1.2%	1.91%
21	Newtek Bank, National Association	98	$35.0M	1.1%	0.00%
22	German American Bank	69	$33.8M	1.1%	0.05%
23	United Midwest Savings Bank National Association	64	$31.1M	1.0%	1.31%
24	First Financial Bank, National Association	92	$30.5M	1.0%	0.91%
25	First Western SBLC, LLC	20	$30.1M	1.0%	0.00%
26	Wells Fargo Bank National Association	58	$29.6M	0.9%	4.82%
27	Peoples Bank	11	$28.0M	0.9%	0.00%
28	Northeast Bank	155	$26.8M	0.9%	1.25%
29	Readycap Lending, LLC	87	$25.7M	0.8%	6.43%
30	The Paducah Bank and Trust Company	164	$24.5M	0.8%	3.99%
31	Heritage Bank Inc	26	$23.9M	0.8%	0.00%
32	Peoples Bank	94	$23.8M	0.8%	4.12%
33	The Bancorp Bank National Association	14	$23.5M	0.8%	0.62%
34	First Financial Bank	35	$23.0M	0.7%	0.55%
35	BizCapital BIDCO I, LLC	12	$21.5M	0.7%	2.90%
36	First Commonwealth Bank	34	$20.7M	0.7%	0.00%
37	Banc of California	14	$20.1M	0.6%	2.43%
38	Beacon Bank and Trust	16	$18.8M	0.6%	0.00%
39	KeyBank National Association	30	$17.5M	0.6%	1.08%
40	Central Bank & Trust Co.	40	$17.3M	0.6%	1.56%
41	First Bank of the Lake	13	$16.0M	0.5%	0.00%
42	BayFirst National Bank	91	$15.0M	0.5%	9.70%
43	FNB Bank, Inc.	84	$13.8M	0.4%	6.04%
44	Eclipse Bank Inc	8	$13.8M	0.4%	0.00%
45	Stearns Bank National Association	37	$13.5M	0.4%	1.36%
46	Harvest Small Business Finance, LLC	6	$13.3M	0.4%	0.00%
47	SouthState Bank, National Association	14	$12.8M	0.4%	0.00%
48	TowneBank	13	$12.0M	0.4%	0.00%
49	Wilson & Muir Bank & Trust Company	51	$12.0M	0.4%	0.00%
50	Town & Country Bank and Trust Company	23	$11.9M	0.4%	1.78%
51	First Internet Bank of Indiana	9	$11.4M	0.4%	0.00%
52	PromiseOne Bank	7	$10.5M	0.3%	0.00%
53	Everwise Credit Union	3	$10.3M	0.3%	0.00%
54	United Cumberland Bank	13	$10.3M	0.3%	11.42%
55	VelocitySBA, LLC	74	$10.0M	0.3%	1.40%
56	Enterprise Bank & Trust	5	$9.9M	0.3%	0.00%
57	American Momentum Bank	11	$9.4M	0.3%	0.00%
58	Legence Bank	10	$9.2M	0.3%	0.00%
59	Forcht Bank, National Association	45	$9.2M	0.3%	2.90%
60	Peoples Exchange Bank	32	$9.0M	0.3%	6.06%
61	WesBanco Bank, Inc.	51	$8.8M	0.3%	0.91%
62	Commercial Bank	13	$8.4M	0.3%	0.42%
63	Commonwealth Business Bank	2	$8.2M	0.3%	0.00%
64	Bank Five Nine	5	$8.1M	0.3%	0.00%
65	United Bank	2	$7.9M	0.3%	0.00%
66	US Metro Bank	2	$7.5M	0.2%	0.00%
67	OakStar Bank	16	$7.4M	0.2%	0.00%
68	Pathward National Association	3	$7.3M	0.2%	0.00%
69	Citizens Bank	11	$7.0M	0.2%	0.00%
70	North Valley Bank	4	$6.9M	0.2%	0.00%
71	First National Bank of Pennsylvania	10	$6.9M	0.2%	14.60%
72	Magnolia Bank Incorporated	31	$6.9M	0.2%	0.00%
73	Monticello Banking Company	2	$6.5M	0.2%	0.00%
74	Edmonton State Bank	11	$6.4M	0.2%	0.00%
75	Ameris Bank	10	$6.0M	0.2%	0.00%
76	Bank of Hope	7	$5.9M	0.2%	0.40%
77	Midwest Regional Bank	2	$5.7M	0.2%	0.00%
78	Regions Bank	9	$5.6M	0.2%	0.49%
79	IncredibleBank	2	$5.6M	0.2%	0.00%
80	Centerstone SBA Lending, Inc.	3	$5.4M	0.2%	0.00%
81	Merchants Bank of Indiana	4	$5.3M	0.2%	0.00%
82	Franklin Bank & Trust Company	4	$5.3M	0.2%	0.00%
83	General Electric Credit Union	5	$5.3M	0.2%	0.00%
84	Milestone Bank	3	$5.3M	0.2%	0.00%
85	Stone Bank	2	$5.1M	0.2%	0.00%
86	Western Commerce Bank	4	$5.0M	0.2%	0.00%
87	First United Bank and Trust Company	2	$5.0M	0.2%	53.49%
88	Paradise Bank	1	$5.0M	0.2%	0.00%
89	Telhio Credit Union Inc	4	$5.0M	0.2%	0.00%
90	Simmons Bank	20	$5.0M	0.2%	9.02%
91	Continental Bank	1	$4.9M	0.2%	0.00%
92	First Community Bank of the Heartland, Inc.	16	$4.8M	0.2%	0.00%
93	Old Plank Trail Community Bank National Association	1	$4.8M	0.2%	0.00%
94	RiverHills Bank	5	$4.8M	0.2%	0.00%
95	The MINT National Bank	3	$4.7M	0.2%	0.00%
96	Hometown Bank of Corbin Inc d/b/a Hometown Bank	18	$4.7M	0.1%	3.03%
97	First Harrison Bank	16	$4.4M	0.1%	9.12%
98	Farmers State Bank of Alto Pass, Illinois	3	$4.3M	0.1%	0.00%
99	Coastal States Bank	4	$4.2M	0.1%	14.20%
100	Gulf Coast Bank and Trust Company	4	$4.2M	0.1%	0.00%
101	United Southern Bank	2	$4.2M	0.1%	0.00%
102	FirstBank	6	$4.1M	0.1%	0.00%
103	CRF Small Business Loan Company, LLC	7	$3.9M	0.1%	44.93%
104	North State Bank	3	$3.9M	0.1%	0.00%
105	CFBank National Association	3	$3.9M	0.1%	0.00%
106	American Bank & Trust Company, Inc.	18	$3.9M	0.1%	0.00%
107	Pinnacle Bank	3	$3.8M	0.1%	0.00%
108	CCFBank National Association	1	$3.8M	0.1%	0.00%
109	Touchmark National Bank	1	$3.6M	0.1%	0.00%
110	MVB Bank, Inc.	4	$3.6M	0.1%	0.00%
111	City National Bank of West Virginia	19	$3.5M	0.1%	3.07%
112	Wright Patt Credit Union Inc	3	$3.5M	0.1%	0.00%
113	Five Star Bank	14	$3.4M	0.1%	3.03%
114	Renasant Bank	3	$3.4M	0.1%	0.00%
115	Evolve Bank and Trust	1	$3.3M	0.1%	0.00%
116	Columbia Bank	10	$3.2M	0.1%	1.47%
117	Capital Bank, National Association	5	$3.2M	0.1%	8.99%
118	First Horizon Bank	2	$3.1M	0.1%	0.00%
119	Shoreham Bank	4	$3.1M	0.1%	0.00%
120	TD Bank, National Association	4	$2.9M	0.1%	25.86%
121	Citizens Bank & Trust Company	8	$2.9M	0.1%	0.00%
122	Port 51 Lending LLC	2	$2.9M	0.1%	0.00%
123	Lendistry SBLC, LLC	17	$2.8M	0.1%	0.00%
124	Grasshopper Bank National Association	5	$2.8M	0.1%	0.00%
125	First Southern National Bank	6	$2.7M	0.1%	3.86%
126	Abound FCU	10	$2.6M	0.1%	30.01%
127	The Citizens National Bank of Somerset	1	$2.5M	0.1%	9.92%
128	Metro City Bank	4	$2.5M	0.1%	0.00%
129	First State Bank Nebraska	1	$2.4M	0.1%	0.00%
130	Whitaker Bank, Inc	7	$2.3M	0.1%	56.88%
131	Paragon Bank	4	$2.3M	0.1%	62.92%
132	T Bank, National Association	2	$2.2M	0.1%	0.00%
133	Hometown Bank	1	$2.2M	0.1%	0.00%
134	Bank of the Bluegrass & Trust Company	13	$2.1M	0.1%	0.00%
135	Heritage Federal Credit Union	5	$2.1M	0.1%	0.00%
136	Community Financial Services Bank	6	$2.1M	0.1%	0.00%
137	Southern Bank	1	$2.1M	0.1%	0.00%
138	United Citizens Bank & Trust Company	24	$2.0M	0.1%	0.00%
139	Mechanics and Farmers Bank	4	$2.0M	0.1%	0.00%
140	Y-12 FCU	13	$2.0M	0.1%	31.82%
141	Genesis Bank	1	$2.0M	0.1%	0.00%
142	Seacoast National Bank	7	$1.8M	0.1%	0.00%
143	Planters Bank Inc	16	$1.8M	0.1%	2.78%
144	Kentucky Highlands Investment Corporation	8	$1.8M	0.1%	9.71%
145	Spring Valley Bank	2	$1.7M	0.1%	33.26%
146	Tennessee Business & Industrial Development Corpor	1	$1.7M	0.1%	0.00%
147	The Citizens Bank	7	$1.7M	0.1%	0.00%
148	CIBM Bank	1	$1.7M	0.1%	0.00%
149	Bank of America, National Association	4	$1.6M	0.1%	0.00%
150	The Cecilian Bank	12	$1.6M	0.1%	3.56%
151	1st Trust Bank, Inc.	1	$1.6M	0.1%	0.00%
152	Legends Bank	5	$1.6M	0.1%	11.50%
153	L&N FCU	4	$1.6M	0.1%	0.00%
154	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$1.5M	0.0%	0.00%
155	Atlantic Union Bank	3	$1.5M	0.0%	0.00%
156	Sharefax CU Inc	1	$1.5M	0.0%	0.00%
157	22nd State Bank, A Division of 22nd State Banking Company	1	$1.5M	0.0%	0.00%
158	Banesco USA	1	$1.4M	0.0%	0.00%
159	Busey Bank	1	$1.4M	0.0%	0.00%
160	FWBank	1	$1.3M	0.0%	0.00%
161	The First National Bank of Grayson	4	$1.3M	0.0%	24.03%
162	Civista Bank	4	$1.3M	0.0%	0.00%
163	Northwest Bank	2	$1.2M	0.0%	0.00%
164	Commercial Bank of California	2	$1.2M	0.0%	0.00%
165	Grow America Fund, Incorporated	2	$1.2M	0.0%	0.00%
166	Burke & Herbert Bank & Trust Company	2	$1.1M	0.0%	0.00%
167	Arizona Financial Credit Union	1	$1.1M	0.0%	0.00%
168	Poppy Bank	2	$1.1M	0.0%	0.00%
169	Wallis Bank	1	$1.1M	0.0%	0.00%
170	Popular Bank	6	$1.1M	0.0%	50.68%
171	Farmers Bank and Trust Company, Princeton, Kentucky	5	$1.0M	0.0%	7.25%
172	Clinton Bank	2	$1.0M	0.0%	0.00%
173	FinWise Bank	1	$1.0M	0.0%	0.00%
174	Bank of Oak Ridge	1	$1000K	0.0%	0.00%
175	Peoples Bank and Trust Company of Pickett County	2	$980K	0.0%	0.00%
176	Colony Bank	7	$969K	0.0%	0.00%
177	Open Bank	1	$960K	0.0%	0.00%
178	ServisFirst Bank	1	$960K	0.0%	0.00%
179	United Community Bank	3	$958K	0.0%	7.31%
180	Firstrust Savings Bank	1	$950K	0.0%	0.00%
181	First Federal Savings Bank	1	$945K	0.0%	0.00%
182	Independence Bank	8	$925K	0.0%	7.53%
183	American Founders Bank, Inc.	2	$917K	0.0%	0.00%
184	Golden Bank National Association	1	$890K	0.0%	0.00%
185	Northwest FCU	1	$875K	0.0%	79.39%
186	The Park National Bank	3	$861K	0.0%	0.00%
187	First Bank	1	$817K	0.0%	0.00%
188	First Kentucky Bank, Inc.	13	$762K	0.0%	6.09%
189	Thread Bank	1	$749K	0.0%	0.00%
190	Lincoln Savings Bank	2	$748K	0.0%	0.00%
191	Unity Bank	1	$636K	0.0%	61.07%
192	Happen Bank	1	$618K	0.0%	0.00%
193	Legacy Bank	1	$612K	0.0%	0.00%
194	CDC Small Business Finance Corp.	3	$610K	0.0%	0.00%
195	Northbrook Bank & Trust Company, National Association	1	$609K	0.0%	0.00%
196	The Bank of Houston	1	$600K	0.0%	0.00%
197	Limestone Bank Inc	2	$583K	0.0%	5.13%
198	ConnectOne Bank	1	$560K	0.0%	0.00%
199	The Central Trust Bank	2	$527K	0.0%	0.00%
200	Hancock Whitney Bank	1	$525K	0.0%	0.00%

The 200 largest shown, of 267 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Jefferson	123	2,178	$855.0M
2	Fayette	85	936	$310.1M
3	Kenton	52	619	$196.7M
4	Boone	62	583	$149.5M
5	Warren	46	249	$86.8M
6	Hardin	42	177	$81.7M
7	Oldham	40	158	$81.2M
8	Daviess	38	174	$76.9M
9	Mccracken	36	221	$70.5M
10	Campbell	33	251	$65.1M
11	Shelby	33	142	$63.2M
12	Madison	41	164	$62.9M
13	Bullitt	34	122	$52.1M
14	Barren	20	151	$43.8M
15	Laurel	27	72	$41.2M
16	Scott	31	146	$37.9M
17	Pike	12	220	$36.6M
18	Nelson	24	64	$33.7M
19	Jessamine	31	118	$33.2M
20	Henderson	18	33	$27.0M
21	Clark	26	61	$26.1M
22	Graves	15	72	$24.0M
23	Hopkins	18	52	$22.8M
24	Calloway	16	57	$22.6M
25	Boyd	20	77	$22.1M
26	Franklin	20	65	$21.7M
27	Christian	19	85	$21.3M
28	Pulaski	21	65	$21.3M
29	Woodford	18	154	$19.3M
30	Logan	12	42	$18.1M
31	Whitley	13	27	$17.9M
32	Montgomery	10	60	$17.6M
33	Anderson	19	54	$16.3M
34	Muhlenberg	11	17	$15.7M
35	Todd	6	8	$15.3M
36	Simpson	15	25	$14.4M
37	Marshall	13	41	$14.2M
38	Taylor	12	23	$13.3M
39	Bourbon	18	55	$12.1M
40	Mason	11	35	$12.1M
41	Lincoln	11	23	$11.7M
42	Henry	19	32	$11.4M
43	Hart	10	41	$11.1M
44	Floyd	6	45	$11.0M
45	Knox	10	28	$10.6M
46	Marion	6	24	$10.3M
47	Boyle	15	69	$10.1M
48	Wayne	7	9	$9.8M
49	Mercer	13	37	$9.6M
50	Caldwell	9	11	$9.4M
51	Bell	9	37	$9.3M
52	Greenup	13	33	$9.1M
53	Spencer	17	32	$8.8M
54	Clinton	8	10	$8.6M
55	Carroll	8	30	$8.4M
56	Grant	14	51	$7.9M
57	Pendleton	10	19	$7.8M
58	Lyon	4	9	$6.6M
59	Allen	11	45	$6.5M
60	Johnson	10	15	$6.2M
61	Carter	6	14	$6.0M
62	Harrison	7	21	$5.7M
63	Bath	9	17	$5.6M
64	Meade	16	26	$5.5M
65	Breckinridge	6	10	$5.5M
66	Owen	6	8	$5.4M
67	Grayson	7	13	$5.4M
68	Jackson	1	3	$5.3M
69	Mclean	5	9	$5.1M
70	Garrard	12	26	$5.0M
71	Rowan	14	28	$4.9M
72	Casey	2	4	$4.9M
73	Adair	12	20	$4.9M
74	Trigg	11	18	$4.8M
75	Metcalfe	6	23	$4.6M
76	Larue	6	8	$4.6M
77	Mccreary	2	8	$4.5M
78	Harlan	6	8	$4.4M
79	Webster	3	5	$4.2M
80	Estill	7	8	$4.1M
81	Hickman	3	9	$4.1M
82	Perry	5	20	$3.6M
83	Knott	5	6	$3.0M
84	Lawrence	3	16	$2.9M
85	Gallatin	4	4	$2.8M
86	Russell	6	6	$2.8M
87	Owsley	2	4	$2.7M
88	Crittenden	3	3	$2.7M
89	Monroe	5	28	$2.6M
90	Powell	6	9	$2.5M
91	Trimble	6	8	$2.4M
92	Edmonson	10	17	$2.4M
93	Carlisle	6	9	$2.3M
94	Union	3	4	$2.3M
95	Fleming	6	23	$2.2M
96	Martin	2	6	$2.1M
97	Letcher	3	24	$2.1M
98	Fulton	3	3	$2.0M
99	Ballard	7	12	$2.0M
100	Bracken	6	19	$1.9M
101	Lewis	3	4	$1.7M
102	Livingston	4	8	$1.7M
103	Clay	5	9	$1.6M
104	Butler	8	11	$1.6M
105	Wolfe	2	3	$1.5M
106	Morgan	6	12	$1.3M
107	Leslie	6	7	$1.1M
108	Magoffin	3	4	$860K
109	Ohio	2	2	$832K
110	Cumberland	3	3	$752K
111	Hancock	4	6	$512K
112	Green	3	8	$502K
113	Nicholas	2	4	$494K
114	Menifee	4	5	$403K
115	Washington	2	6	$275K
116	Rockcastle	3	7	$260K
117	Robertson	1	2	$149K
118	Breathitt	3	4	$137K
119	Lee	1	1	$75K
120	Elliott	1	1	$13K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.