SBA 7(a) lenders in KY

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

268 institutions have SBA 7(a) loans on record in KY, together $3.22B across 9,220 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	1,148	$256.6M	8.0%	4.58%
2	Stock Yards Bank & Trust Company	568	$248.7M	7.7%	2.38%
3	Live Oak Banking Company	181	$234.5M	7.3%	0.10%
4	U.S. Bank, National Association	1,234	$210.0M	6.5%	2.59%
5	Community Trust Bank, Inc.	1,159	$179.3M	5.6%	4.59%
6	Republic Bank & Trust Company	426	$142.8M	4.4%	0.21%
7	GBank	33	$70.2M	2.2%	0.00%
8	JPMorgan Chase Bank, National Association	345	$67.1M	2.1%	2.30%
9	First Financial Bank	158	$63.8M	2.0%	0.49%
10	Fifth Third Bank	211	$58.5M	1.8%	2.06%
11	Traditional Bank Inc	171	$56.6M	1.8%	2.09%
12	Old National Bank	86	$50.5M	1.6%	0.50%
13	PNC Bank, National Association	308	$48.0M	1.5%	5.73%
14	Celtic Bank Corporation	91	$47.9M	1.5%	2.40%
15	Byline Bank	32	$43.5M	1.4%	5.82%
16	Lender 2057189	51	$43.2M	1.3%	0.21%
17	BankUnited, National Association	36	$43.0M	1.3%	8.40%
18	First Merchants Bank	37	$42.9M	1.3%	0.65%
19	Heritage Bank Inc	31	$40.3M	1.3%	0.00%
20	Truist Bank	168	$39.6M	1.2%	1.86%
21	Newtek Bank, National Association	112	$38.6M	1.2%	0.00%
22	South Central Bank, Inc.	179	$37.0M	1.1%	1.90%
23	German American Bank	69	$33.8M	1.1%	0.05%
24	United Midwest Savings Bank National Association	69	$32.6M	1.0%	1.25%
25	Wells Fargo Bank National Association	61	$31.1M	1.0%	4.59%
26	Lender 2582371	21	$31.0M	1.0%	0.00%
27	First Financial Bank, National Association	93	$31.0M	1.0%	0.90%
28	Northeast Bank	163	$28.1M	0.9%	1.20%
29	Peoples Bank	11	$28.0M	0.9%	0.00%
30	Readycap Lending, LLC	91	$26.0M	0.8%	6.42%
31	Peoples Bank	97	$25.8M	0.8%	3.80%
32	First Bank of the Lake	18	$25.0M	0.8%	0.00%
33	The Paducah Bank and Trust Company	164	$24.5M	0.8%	3.99%
34	The Bancorp Bank National Association	14	$23.5M	0.7%	0.62%
35	First Financial Bank	35	$23.0M	0.7%	0.55%
36	BizCapital BIDCO I, LLC	12	$21.5M	0.7%	2.90%
37	Central Bank & Trust Co.	41	$21.3M	0.7%	1.27%
38	First Commonwealth Bank	35	$20.8M	0.6%	0.00%
39	Banc of California	14	$20.1M	0.6%	2.43%
40	Beacon Bank and Trust	16	$18.8M	0.6%	0.00%
41	KeyBank National Association	30	$17.5M	0.5%	1.08%
42	Harvest Small Business Finance, LLC	8	$15.1M	0.5%	0.00%
43	First Internet Bank of Indiana	10	$15.0M	0.5%	0.00%
44	BayFirst National Bank	91	$15.0M	0.5%	9.70%
45	FNB Bank, Inc.	84	$13.8M	0.4%	6.04%
46	Eclipse Bank Inc	8	$13.8M	0.4%	0.00%
47	Stearns Bank National Association	37	$13.5M	0.4%	1.36%
48	SouthState Bank, National Association	14	$12.8M	0.4%	0.00%
49	TowneBank	13	$12.0M	0.4%	0.00%
50	Wilson & Muir Bank & Trust Company	51	$12.0M	0.4%	0.00%
51	Town & Country Bank and Trust Company	23	$11.9M	0.4%	1.78%
52	PromiseOne Bank	7	$10.5M	0.3%	0.00%
53	Everwise Credit Union	3	$10.3M	0.3%	0.00%
54	United Cumberland Bank	13	$10.3M	0.3%	11.42%
55	VelocitySBA, LLC	74	$10.0M	0.3%	1.40%
56	Enterprise Bank & Trust	5	$9.9M	0.3%	0.00%
57	WesBanco Bank, Inc.	53	$9.4M	0.3%	0.84%
58	American Momentum Bank	11	$9.4M	0.3%	0.00%
59	Legence Bank	10	$9.2M	0.3%	0.00%
60	Forcht Bank, National Association	45	$9.2M	0.3%	2.90%
61	Peoples Exchange Bank	32	$9.0M	0.3%	6.06%
62	Commercial Bank	13	$8.4M	0.3%	0.42%
63	Commonwealth Business Bank	2	$8.2M	0.3%	0.00%
64	Bank Five Nine	5	$8.1M	0.3%	0.00%
65	United Bank	2	$7.9M	0.2%	0.00%
66	US Metro Bank	2	$7.5M	0.2%	0.00%
67	OakStar Bank	16	$7.4M	0.2%	0.00%
68	Citizens Bank	12	$7.4M	0.2%	0.00%
69	Pathward National Association	3	$7.3M	0.2%	0.00%
70	Hometown Bank	2	$7.0M	0.2%	0.00%
71	North Valley Bank	4	$6.9M	0.2%	0.00%
72	First National Bank of Pennsylvania	10	$6.9M	0.2%	14.60%
73	Magnolia Bank Incorporated	31	$6.9M	0.2%	0.00%
74	Monticello Banking Company	2	$6.5M	0.2%	0.00%
75	Edmonton State Bank	11	$6.4M	0.2%	0.00%
76	Ameris Bank	10	$6.0M	0.2%	0.00%
77	Bank of Hope	7	$5.9M	0.2%	0.40%
78	Merchants Bank of Indiana	5	$5.8M	0.2%	0.00%
79	Midwest Regional Bank	2	$5.7M	0.2%	0.00%
80	Regions Bank	9	$5.6M	0.2%	0.49%
81	IncredibleBank	2	$5.6M	0.2%	0.00%
82	Centerstone SBA Lending, Inc.	3	$5.4M	0.2%	0.00%
83	Franklin Bank & Trust Company	4	$5.3M	0.2%	0.00%
84	General Electric Credit Union	5	$5.3M	0.2%	0.00%
85	Milestone Bank	3	$5.3M	0.2%	0.00%
86	Stone Bank	2	$5.1M	0.2%	0.00%
87	Western Commerce Bank	4	$5.0M	0.2%	0.00%
88	First United Bank and Trust Company	2	$5.0M	0.2%	53.49%
89	Paradise Bank	1	$5.0M	0.2%	0.00%
90	Telhio Credit Union Inc	4	$5.0M	0.2%	0.00%
91	Simmons Bank	20	$5.0M	0.2%	9.02%
92	Continental Bank	1	$4.9M	0.2%	0.00%
93	First Community Bank of the Heartland, Inc.	16	$4.8M	0.2%	0.00%
94	Old Plank Trail Community Bank National Association	1	$4.8M	0.2%	0.00%
95	RiverHills Bank	5	$4.8M	0.1%	0.00%
96	The MINT National Bank	3	$4.7M	0.1%	0.00%
97	Hometown Bank of Corbin Inc d/b/a Hometown Bank	18	$4.7M	0.1%	3.03%
98	Renasant Bank	4	$4.7M	0.1%	0.00%
99	First Harrison Bank	16	$4.4M	0.1%	9.12%
100	Farmers State Bank of Alto Pass, Illinois	3	$4.3M	0.1%	0.00%
101	Coastal States Bank	4	$4.2M	0.1%	14.20%
102	Gulf Coast Bank and Trust Company	4	$4.2M	0.1%	0.00%
103	United Southern Bank	2	$4.2M	0.1%	0.00%
104	FirstBank	6	$4.1M	0.1%	0.00%
105	CRF Small Business Loan Company, LLC	7	$3.9M	0.1%	44.93%
106	North State Bank	3	$3.9M	0.1%	0.00%
107	Port 51 Lending LLC	3	$3.9M	0.1%	0.00%
108	CFBank National Association	3	$3.9M	0.1%	0.00%
109	Grasshopper Bank National Association	6	$3.9M	0.1%	0.00%
110	American Bank & Trust Company, Inc.	18	$3.9M	0.1%	0.00%
111	Pinnacle Bank	3	$3.8M	0.1%	0.00%
112	CCFBank National Association	1	$3.8M	0.1%	0.00%
113	Touchmark National Bank	1	$3.6M	0.1%	0.00%
114	MVB Bank, Inc.	4	$3.6M	0.1%	0.00%
115	City National Bank of West Virginia	19	$3.5M	0.1%	3.07%
116	Wright Patt Credit Union Inc	3	$3.5M	0.1%	0.00%
117	Five Star Bank	14	$3.4M	0.1%	3.03%
118	Evolve Bank and Trust	1	$3.3M	0.1%	0.00%
119	Columbia Bank	10	$3.2M	0.1%	1.47%
120	Capital Bank, National Association	5	$3.2M	0.1%	8.99%
121	Lendistry SBLC, LLC	18	$3.2M	0.1%	0.00%
122	First Horizon Bank	2	$3.1M	0.1%	0.00%
123	Shoreham Bank	4	$3.1M	0.1%	0.00%
124	TD Bank, National Association	4	$2.9M	0.1%	25.86%
125	Citizens Bank & Trust Company	8	$2.9M	0.1%	0.00%
126	First Southern National Bank	6	$2.7M	0.1%	3.86%
127	Abound FCU	10	$2.6M	0.1%	30.01%
128	The Citizens National Bank of Somerset	1	$2.5M	0.1%	9.92%
129	Metro City Bank	4	$2.5M	0.1%	0.00%
130	First State Bank Nebraska	1	$2.4M	0.1%	0.00%
131	Whitaker Bank, Inc	7	$2.3M	0.1%	56.88%
132	Paragon Bank	4	$2.3M	0.1%	62.92%
133	T Bank, National Association	2	$2.2M	0.1%	0.00%
134	Banesco USA	2	$2.2M	0.1%	0.00%
135	Heritage Federal Credit Union	6	$2.2M	0.1%	0.00%
136	Bank of the Bluegrass & Trust Company	13	$2.1M	0.1%	0.00%
137	Community Financial Services Bank	6	$2.1M	0.1%	0.00%
138	Southern Bank	1	$2.1M	0.1%	0.00%
139	United Citizens Bank & Trust Company	24	$2.0M	0.1%	0.00%
140	Mechanics and Farmers Bank	4	$2.0M	0.1%	0.37%
141	Y-12 FCU	13	$2.0M	0.1%	31.82%
142	Genesis Bank	1	$2.0M	0.1%	0.00%
143	CenTrust Bank, A Division of SmartBiz Bank National Association	12	$2.0M	0.1%	0.00%
144	Seacoast National Bank	7	$1.8M	0.1%	9.62%
145	Planters Bank Inc	16	$1.8M	0.1%	2.78%
146	Kentucky Highlands Investment Corporation	8	$1.8M	0.1%	9.71%
147	Spring Valley Bank	2	$1.7M	0.1%	33.26%
148	Tennessee Business & Industrial Development Corpor	1	$1.7M	0.1%	0.00%
149	The Citizens Bank	7	$1.7M	0.1%	0.00%
150	CIBM Bank	1	$1.7M	0.1%	0.00%
151	Bank of America, National Association	4	$1.6M	0.1%	0.00%
152	The Cecilian Bank	12	$1.6M	0.1%	3.56%
153	1st Trust Bank, Inc.	1	$1.6M	0.1%	0.00%
154	Legends Bank	5	$1.6M	0.0%	11.50%
155	L&N FCU	4	$1.6M	0.0%	0.00%
156	Atlantic Union Bank	3	$1.5M	0.0%	0.00%
157	Sharefax CU Inc	1	$1.5M	0.0%	0.00%
158	22nd State Bank, A Division of 22nd State Banking Company	1	$1.5M	0.0%	0.00%
159	Busey Bank	1	$1.4M	0.0%	0.00%
160	FWBank	1	$1.3M	0.0%	0.00%
161	The First National Bank of Grayson	4	$1.3M	0.0%	24.03%
162	Civista Bank	4	$1.3M	0.0%	0.00%
163	Northwest Bank	2	$1.2M	0.0%	0.00%
164	Commercial Bank of California	2	$1.2M	0.0%	0.00%
165	Grow America Fund, Incorporated	2	$1.2M	0.0%	0.00%
166	Burke & Herbert Bank & Trust Company	2	$1.1M	0.0%	0.00%
167	Arizona Financial Credit Union	1	$1.1M	0.0%	0.00%
168	Poppy Bank	2	$1.1M	0.0%	0.00%
169	Wallis Bank	1	$1.1M	0.0%	0.00%
170	Popular Bank	6	$1.1M	0.0%	50.68%
171	Farmers Bank and Trust Company, Princeton, Kentucky	5	$1.0M	0.0%	7.25%
172	Clinton Bank	2	$1.0M	0.0%	0.00%
173	FinWise Bank	1	$1.0M	0.0%	0.00%
174	Bank of Oak Ridge	1	$1000K	0.0%	0.00%
175	Peoples Bank and Trust Company of Pickett County	2	$980K	0.0%	0.00%
176	Colony Bank	7	$969K	0.0%	0.00%
177	Open Bank	1	$960K	0.0%	0.00%
178	ServisFirst Bank	1	$960K	0.0%	0.00%
179	United Community Bank	3	$958K	0.0%	7.31%
180	Firstrust Savings Bank	1	$950K	0.0%	0.00%
181	First Federal Savings Bank	1	$945K	0.0%	0.00%
182	Independence Bank	8	$925K	0.0%	7.53%
183	American Founders Bank, Inc.	2	$917K	0.0%	0.00%
184	Golden Bank National Association	1	$890K	0.0%	0.00%
185	Northwest FCU	1	$875K	0.0%	79.39%
186	The Park National Bank	3	$861K	0.0%	0.00%
187	First Bank	1	$817K	0.0%	0.00%
188	First Kentucky Bank, Inc.	13	$762K	0.0%	6.09%
189	Thread Bank	1	$749K	0.0%	0.00%
190	Lincoln Savings Bank	2	$748K	0.0%	0.00%
191	Unity Bank	1	$636K	0.0%	61.07%
192	Happen Bank	1	$618K	0.0%	0.00%
193	Legacy Bank	1	$612K	0.0%	0.00%
194	CDC Small Business Finance Corp.	3	$610K	0.0%	0.00%
195	Northbrook Bank & Trust Company, National Association	1	$609K	0.0%	0.00%
196	The Bank of Houston	1	$600K	0.0%	0.00%
197	Limestone Bank Inc	2	$583K	0.0%	5.13%
198	ConnectOne Bank	1	$560K	0.0%	0.00%
199	The Central Trust Bank	2	$527K	0.0%	0.00%
200	Hancock Whitney Bank	1	$525K	0.0%	0.00%

The 200 largest shown, of 268 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Jefferson	125	2,227	$890.9M
2	Fayette	86	953	$322.2M
3	Kenton	52	627	$198.7M
4	Boone	63	593	$164.5M
5	Warren	46	255	$91.3M
6	Hardin	42	178	$81.8M
7	Oldham	40	159	$81.1M
8	Daviess	38	178	$78.2M
9	Mccracken	36	221	$70.5M
10	Campbell	33	253	$65.7M
11	Shelby	33	143	$63.5M
12	Madison	41	164	$62.9M
13	Bullitt	35	125	$53.5M
14	Laurel	28	75	$46.3M
15	Barren	21	152	$43.9M
16	Scott	31	150	$38.1M
17	Pike	12	223	$36.7M
18	Jessamine	31	121	$33.8M
19	Nelson	24	64	$33.7M
20	Henderson	18	33	$27.0M
21	Clark	27	64	$26.9M
22	Hopkins	20	55	$26.2M
23	Graves	15	72	$24.0M
24	Calloway	16	58	$22.7M
25	Boyd	20	77	$22.1M
26	Franklin	20	65	$21.7M
27	Christian	19	85	$21.3M
28	Pulaski	21	65	$21.3M
29	Woodford	19	155	$19.6M
30	Montgomery	11	61	$18.7M
31	Logan	12	43	$18.1M
32	Whitley	13	27	$17.9M
33	Anderson	19	55	$16.3M
34	Muhlenberg	11	18	$16.1M
35	Todd	6	8	$15.3M
36	Simpson	15	25	$14.4M
37	Marshall	13	41	$14.2M
38	Taylor	12	23	$13.3M
39	Bourbon	19	56	$12.2M
40	Mason	11	35	$12.1M
41	Henry	20	34	$11.9M
42	Lincoln	11	23	$11.7M
43	Hart	10	41	$11.1M
44	Floyd	6	46	$11.1M
45	Wayne	8	10	$10.9M
46	Knox	11	29	$10.7M
47	Marion	6	24	$10.3M
48	Boyle	15	70	$10.2M
49	Mercer	13	37	$9.6M
50	Caldwell	9	11	$9.4M
51	Bell	9	37	$9.3M
52	Greenup	13	34	$9.2M
53	Spencer	17	34	$9.0M
54	Clinton	8	10	$8.6M
55	Grant	16	53	$8.5M
56	Carroll	8	30	$8.4M
57	Pendleton	10	22	$7.9M
58	Harrison	7	24	$7.5M
59	Lyon	4	9	$6.6M
60	Allen	11	45	$6.5M
61	Mclean	5	10	$6.4M
62	Johnson	10	15	$6.2M
63	Jackson	2	4	$6.2M
64	Carter	6	14	$6.0M
65	Garrard	12	28	$5.6M
66	Bath	9	17	$5.6M
67	Meade	16	26	$5.5M
68	Harlan	7	9	$5.5M
69	Breckinridge	6	10	$5.5M
70	Owen	6	8	$5.4M
71	Grayson	7	13	$5.4M
72	Rowan	14	28	$4.9M
73	Casey	2	4	$4.9M
74	Adair	12	20	$4.9M
75	Trigg	12	19	$4.8M
76	Metcalfe	6	23	$4.6M
77	Larue	6	8	$4.6M
78	Mccreary	2	8	$4.5M
79	Webster	3	5	$4.2M
80	Estill	7	8	$4.1M
81	Hickman	3	9	$4.1M
82	Perry	5	20	$3.6M
83	Knott	5	6	$3.0M
84	Lawrence	3	16	$2.9M
85	Gallatin	4	4	$2.8M
86	Russell	6	6	$2.8M
87	Owsley	2	4	$2.7M
88	Crittenden	3	3	$2.7M
89	Monroe	5	28	$2.6M
90	Powell	6	9	$2.5M
91	Trimble	6	8	$2.4M
92	Edmonson	10	17	$2.4M
93	Carlisle	6	9	$2.3M
94	Union	3	4	$2.3M
95	Fleming	6	23	$2.2M
96	Martin	2	6	$2.1M
97	Letcher	3	24	$2.1M
98	Fulton	3	3	$2.0M
99	Ballard	7	12	$2.0M
100	Bracken	6	19	$1.9M
101	Lewis	3	4	$1.7M
102	Livingston	4	8	$1.7M
103	Clay	5	9	$1.6M
104	Butler	8	11	$1.6M
105	Wolfe	2	3	$1.5M
106	Morgan	6	12	$1.3M
107	Ohio	3	3	$1.2M
108	Leslie	6	7	$1.1M
109	Magoffin	3	4	$860K
110	Cumberland	3	3	$752K
111	Hancock	4	6	$512K
112	Green	3	8	$502K
113	Nicholas	2	4	$494K
114	Menifee	4	5	$403K
115	Washington	2	6	$275K
116	Rockcastle	3	7	$260K
117	Robertson	1	2	$149K
118	Breathitt	3	4	$137K
119	Lee	1	1	$75K
120	Elliott	1	1	$13K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.