SBA 7(a) lenders in Fayette, KY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

85 institutions have SBA 7(a) loans on record in Fayette, together $310.1M across 936 loans. Traditional Bank Inc is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Traditional Bank Inc	92	$31.5M	10.2%	2.16%
2	The Huntington National Bank	74	$25.4M	8.2%	3.95%
3	Community Trust Bank, Inc.	164	$21.1M	6.8%	8.76%
4	Live Oak Banking Company	21	$20.4M	6.6%	0.00%
5	U.S. Bank, National Association	55	$19.9M	6.4%	0.11%
6	JPMorgan Chase Bank, National Association	94	$17.7M	5.7%	3.85%
7	Republic Bank & Trust Company	46	$13.3M	4.3%	0.98%
8	Old National Bank	16	$12.5M	4.0%	0.00%
9	Stock Yards Bank & Trust Company	24	$10.7M	3.5%	6.34%
10	Central Bank & Trust Co.	22	$10.5M	3.4%	0.00%
11	GBank	4	$10.1M	3.3%	0.00%
12	PNC Bank, National Association	37	$8.6M	2.8%	0.17%
13	Fifth Third Bank	26	$8.1M	2.6%	0.00%
14	Celtic Bank Corporation	9	$6.0M	1.9%	6.52%
15	First Internet Bank of Indiana	7	$5.6M	1.8%	0.00%
16	Continental Bank	1	$4.9M	1.6%	0.00%
17	Byline Bank	3	$4.7M	1.5%	0.00%
18	Newtek Bank, National Association	13	$4.2M	1.3%	0.00%
19	Forcht Bank, National Association	18	$3.7M	1.2%	1.86%
20	Banc of California	3	$3.5M	1.1%	0.00%
21	Commonwealth Business Bank	1	$3.2M	1.0%	0.00%
22	RiverHills Bank	2	$3.1M	1.0%	0.00%
23	Coastal States Bank	2	$3.1M	1.0%	0.00%
24	First Financial Bank	12	$3.0M	1.0%	0.00%
25	Newtek Small Business Finance, Inc.	10	$2.6M	0.8%	0.00%
26	Northeast Bank	17	$2.4M	0.8%	0.00%
27	First State Bank Nebraska	1	$2.4M	0.8%	0.00%
28	First National Bank of Pennsylvania	3	$2.3M	0.7%	0.00%
29	KeyBank National Association	3	$2.0M	0.6%	0.00%
30	First Financial Bank, National Association	3	$2.0M	0.6%	0.00%
31	Heritage Bank Inc	2	$2.0M	0.6%	0.00%
32	Peoples Exchange Bank	10	$1.9M	0.6%	2.70%
33	Capital Bank, National Association	1	$1.8M	0.6%	0.00%
34	United Midwest Savings Bank National Association	8	$1.7M	0.5%	0.00%
35	WesBanco Bank, Inc.	8	$1.6M	0.5%	0.00%
36	BankUnited, National Association	3	$1.6M	0.5%	0.00%
37	Bank of the Bluegrass & Trust Company	11	$1.5M	0.5%	0.00%
38	22nd State Bank, A Division of 22nd State Banking Company	1	$1.5M	0.5%	0.00%
39	Paragon Bank	1	$1.4M	0.5%	100.34%
40	Citizens Bank	3	$1.4M	0.5%	0.00%
41	T Bank, National Association	1	$1.3M	0.4%	0.00%
42	BayFirst National Bank	8	$1.3M	0.4%	0.00%
43	Grasshopper Bank National Association	3	$1.2M	0.4%	0.00%
44	Atlantic Union Bank	2	$1.2M	0.4%	0.00%
45	Truist Bank	10	$1.1M	0.4%	0.00%
46	Readycap Lending, LLC	9	$1.1M	0.4%	0.00%
47	Peoples Bank	4	$1.1M	0.3%	0.00%
48	Mechanics and Farmers Bank	2	$1.0M	0.3%	0.00%
49	FinWise Bank	1	$1.0M	0.3%	0.00%
50	First Bank of the Lake	1	$969K	0.3%	0.00%
51	Stearns Bank National Association	7	$913K	0.3%	0.00%
52	The Bancorp Bank National Association	3	$907K	0.3%	0.00%
53	Northwest FCU	1	$875K	0.3%	79.39%
54	Wells Fargo Bank National Association	5	$846K	0.3%	0.00%
55	South Central Bank, Inc.	4	$845K	0.3%	0.00%
56	Thread Bank	1	$749K	0.2%	0.00%
57	CRF Small Business Loan Company, LLC	2	$706K	0.2%	0.00%
58	First Merchants Bank	1	$630K	0.2%	0.00%
59	VelocitySBA, LLC	7	$630K	0.2%	2.84%
60	American Founders Bank, Inc.	1	$612K	0.2%	0.00%
61	Wilson & Muir Bank & Trust Company	2	$600K	0.2%	0.00%
62	Civista Bank	1	$565K	0.2%	0.00%
63	Town & Country Bank and Trust Company	2	$500K	0.2%	42.29%
64	Merchants Bank of Indiana	1	$490K	0.2%	0.00%
65	Y-12 FCU	1	$473K	0.2%	15.01%
66	First Horizon Bank	1	$449K	0.1%	0.00%
67	OakStar Bank	3	$389K	0.1%	0.00%
68	Beacon Bank and Trust	1	$336K	0.1%	0.00%
69	Simmons Bank	1	$321K	0.1%	0.00%
70	City National Bank of West Virginia	2	$273K	0.1%	0.00%
71	Luminate Bank	1	$270K	0.1%	0.00%
72	Seacoast National Bank	1	$225K	0.1%	0.00%
73	Lendistry SBLC, LLC	2	$207K	0.1%	0.00%
74	Five Star Bank	1	$200K	0.1%	0.00%
75	Associated Bank National Association	1	$150K	0.0%	0.00%
76	Colony Bank	1	$150K	0.0%	0.00%
77	Hometown Bank of Corbin Inc d/b/a Hometown Bank	2	$111K	0.0%	0.00%
78	Whitaker Bank, Inc	1	$100K	0.0%	0.00%
79	Independence Bank	1	$100K	0.0%	0.00%
80	First Southern National Bank	1	$82K	0.0%	0.00%
81	SouthState Bank, National Association	1	$78K	0.0%	0.00%
82	SoFi Bank, National Association	1	$50K	0.0%	0.00%
83	Business Loan Center, LLC	1	$50K	0.0%	97.08%
84	Magnolia Bank Incorporated	1	$31K	0.0%	0.00%
85	Bank of Hope	1	$25K	0.0%	94.72%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	148	$86.6M	27.9%
2	Health care & social assistance	132	$43.7M	14.1%
3	Construction	79	$30.7M	9.9%
4	Professional & technical services	100	$22.2M	7.2%
5	Other services	71	$21.9M	7.1%
6	Retail trade	80	$20.3M	6.5%
7	Arts, entertainment & recreation	35	$11.7M	3.8%
8	Retail trade	46	$9.6M	3.1%
9	Administrative & waste services	54	$8.8M	2.8%
10	Manufacturing	27	$8.5M	2.8%
11	Wholesale trade	31	$8.2M	2.6%
12	Finance & insurance	19	$8.0M	2.6%
13	Manufacturing	17	$5.9M	1.9%
14	Information	22	$5.8M	1.9%
15	Transportation & warehousing	23	$5.0M	1.6%
16	Manufacturing	15	$4.6M	1.5%
17	Real estate & leasing	12	$3.5M	1.1%
18	Mining & extraction	1	$1.7M	0.6%
19	Educational services	8	$1.4M	0.5%
20	Agriculture, forestry & fishing	7	$775K	0.2%
21	Transportation & warehousing	7	$681K	0.2%
22	Utilities	1	$400K	0.1%
23	Public administration	1	$20K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.