SBA 7(a) lenders in Cumberland, KY
Approvals in SBA fiscal years 2012–2019. Source data as of 2026-06-30.
Lenders
3 institutions have SBA 7(a) loans on record in Cumberland, together $752K across 3 loans. United Midwest Savings Bank National Association is the largest, with 64% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 1 | $483K | 64.3% | 0.00% |
| 2 | Community Trust Bank, Inc. | 1 | $169K | 22.4% | 0.00% |
| 3 | Kentucky Highlands Investment Corporation | 1 | $100K | 13.3% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Other services | 1 | $483K | 64.3% |
| 2 | Retail trade | 1 | $169K | 22.4% |
| 3 | Utilities | 1 | $100K | 13.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.