SBA 7(a) lenders in Woodford, KY
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Woodford, together $19.3M across 154 loans. Community Trust Bank, Inc. is the largest, with 60% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Community Trust Bank, Inc. | 109 | $11.7M | 60.4% | 1.61% |
| 2 | The Huntington National Bank | 17 | $1.4M | 7.1% | 36.16% |
| 3 | Byline Bank | 1 | $785K | 4.1% | 0.00% |
| 4 | Traditional Bank Inc | 3 | $775K | 4.0% | 0.00% |
| 5 | Live Oak Banking Company | 1 | $750K | 3.9% | 0.00% |
| 6 | Stock Yards Bank & Trust Company | 2 | $729K | 3.8% | 0.00% |
| 7 | City National Bank of West Virginia | 5 | $709K | 3.7% | 4.62% |
| 8 | Wells Fargo Bank National Association | 1 | $668K | 3.5% | 0.00% |
| 9 | BayFirst National Bank | 3 | $603K | 3.1% | 0.00% |
| 10 | Readycap Lending, LLC | 2 | $400K | 2.1% | 0.00% |
| 11 | Forcht Bank, National Association | 1 | $225K | 1.2% | 0.00% |
| 12 | Celtic Bank Corporation | 1 | $150K | 0.8% | 0.00% |
| 13 | Colony Bank | 1 | $150K | 0.8% | 0.00% |
| 14 | Northeast Bank | 1 | $150K | 0.8% | 0.00% |
| 15 | Central Bank & Trust Co. | 1 | $64K | 0.3% | 0.00% |
| 16 | Newtek Bank, National Association | 1 | $50K | 0.3% | 0.00% |
| 17 | PNC Bank, National Association | 2 | $45K | 0.2% | 53.17% |
| 18 | VelocitySBA, LLC | 2 | $20K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Manufacturing | 4 | $4.3M | 22.2% |
| 2 | Retail trade | 13 | $3.1M | 16.1% |
| 3 | Health care & social assistance | 10 | $1.8M | 9.2% |
| 4 | Wholesale trade | 6 | $1.7M | 8.8% |
| 5 | Transportation & warehousing | 43 | $1.6M | 8.3% |
| 6 | Professional & technical services | 11 | $1.1M | 5.7% |
| 7 | Accommodation & food services | 8 | $1.1M | 5.5% |
| 8 | Manufacturing | 5 | $953K | 4.9% |
| 9 | Agriculture, forestry & fishing | 15 | $778K | 4.0% |
| 10 | Other services | 10 | $774K | 4.0% |
| 11 | Construction | 9 | $673K | 3.5% |
| 12 | Real estate & leasing | 1 | $470K | 2.4% |
| 13 | Arts, entertainment & recreation | 2 | $335K | 1.7% |
| 14 | Retail trade | 6 | $226K | 1.2% |
| 15 | Mining & extraction | 4 | $157K | 0.8% |
| 16 | Finance & insurance | 1 | $106K | 0.5% |
| 17 | Administrative & waste services | 3 | $106K | 0.5% |
| 18 | Manufacturing | 2 | $51K | 0.3% |
| 19 | Transportation & warehousing | 1 | $36K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.