SBA 7(a) lenders in Scott, KY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

31 institutions have SBA 7(a) loans on record in Scott, together $37.9M across 146 loans. Community Trust Bank, Inc. is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Community Trust Bank, Inc.	71	$6.0M	15.9%	2.08%
2	First Western SBLC, LLC	3	$5.1M	13.3%	0.00%
3	The Huntington National Bank	7	$3.7M	9.8%	0.00%
4	North Valley Bank	1	$3.6M	9.4%	0.00%
5	Harvest Small Business Finance, LLC	1	$2.7M	7.0%	0.00%
6	Live Oak Banking Company	2	$2.6M	6.8%	0.00%
7	U.S. Bank, National Association	10	$2.4M	6.3%	0.73%
8	Fifth Third Bank	5	$1.8M	4.8%	0.00%
9	BankUnited, National Association	1	$1.4M	3.8%	0.00%
10	Traditional Bank Inc	4	$933K	2.5%	0.00%
11	Peoples Exchange Bank	1	$863K	2.3%	0.00%
12	First Bank	1	$817K	2.2%	0.00%
13	Merchants Bank of Indiana	1	$700K	1.8%	0.00%
14	First Financial Bank	2	$659K	1.7%	0.00%
15	Stock Yards Bank & Trust Company	10	$559K	1.5%	0.00%
16	Republic Bank & Trust Company	3	$540K	1.4%	0.00%
17	Newtek Bank, National Association	4	$450K	1.2%	0.00%
18	Newtek Small Business Finance, Inc.	1	$425K	1.1%	0.00%
19	Bank of the Bluegrass & Trust Company	1	$405K	1.1%	0.00%
20	German American Bank	1	$375K	1.0%	0.00%
21	City National Bank of West Virginia	2	$372K	1.0%	0.00%
22	WesBanco Bank, Inc.	1	$346K	0.9%	0.00%
23	Independence Bank	2	$275K	0.7%	17.22%
24	PNC Bank, National Association	2	$234K	0.6%	0.00%
25	Five Star Bank	1	$200K	0.5%	0.00%
26	JPMorgan Chase Bank, National Association	2	$125K	0.3%	0.00%
27	BayFirst National Bank	1	$125K	0.3%	0.00%
28	Readycap Lending, LLC	1	$114K	0.3%	0.00%
29	Whitaker Bank, Inc	1	$110K	0.3%	0.00%
30	Northeast Bank	1	$50K	0.1%	0.00%
31	VelocitySBA, LLC	2	$18K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	19	$17.1M	45.2%
2	Other services	17	$5.1M	13.4%
3	Construction	17	$2.7M	7.1%
4	Retail trade	8	$2.5M	6.5%
5	Retail trade	12	$2.3M	6.0%
6	Health care & social assistance	10	$1.8M	4.7%
7	Manufacturing	4	$1.3M	3.4%
8	Transportation & warehousing	20	$1.2M	3.1%
9	Information	1	$960K	2.5%
10	Professional & technical services	9	$888K	2.3%
11	Transportation & warehousing	1	$817K	2.2%
12	Arts, entertainment & recreation	8	$547K	1.4%
13	Manufacturing	2	$450K	1.2%
14	Administrative & waste services	10	$189K	0.5%
15	Agriculture, forestry & fishing	5	$122K	0.3%
16	Real estate & leasing	2	$28K	0.1%
17	Wholesale trade	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.