SBA 7(a) lenders in Shelby, KY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

33 institutions have SBA 7(a) loans on record in Shelby, together $63.2M across 142 loans. Stock Yards Bank & Trust Company is the largest, with 24% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Stock Yards Bank & Trust Company	35	$15.4M	24.4%	0.00%
2	Fifth Third Bank	9	$5.5M	8.7%	0.00%
3	Beacon Bank and Trust	2	$4.9M	7.7%	0.00%
4	Peoples Bank	2	$3.6M	5.7%	0.00%
5	Live Oak Banking Company	2	$3.6M	5.6%	0.00%
6	Peoples Bank	1	$2.9M	4.5%	0.00%
7	First Financial Bank	9	$2.6M	4.1%	0.00%
8	BankUnited, National Association	2	$2.1M	3.4%	0.00%
9	Southern Bank	1	$2.1M	3.3%	0.00%
10	Republic Bank & Trust Company	7	$2.0M	3.2%	0.00%
11	Midwest Regional Bank	1	$2.0M	3.2%	0.00%
12	Wells Fargo Bank National Association	2	$1.7M	2.6%	0.00%
13	1st Trust Bank, Inc.	1	$1.6M	2.6%	0.00%
14	First Merchants Bank	2	$1.5M	2.4%	0.00%
15	U.S. Bank, National Association	23	$1.5M	2.3%	0.16%
16	First Western SBLC, LLC	1	$1.5M	2.3%	0.00%
17	Heritage Bank Inc	1	$1.4M	2.3%	0.00%
18	The Huntington National Bank	7	$1.3M	2.0%	0.00%
19	Northeast Bank	1	$1.3M	2.0%	0.00%
20	Community Trust Bank, Inc.	8	$962K	1.5%	0.00%
21	JPMorgan Chase Bank, National Association	8	$641K	1.0%	1.56%
22	The Bank of Houston	1	$600K	0.9%	0.00%
23	Newtek Bank, National Association	2	$450K	0.7%	0.00%
24	First Bank of the Lake	1	$401K	0.6%	0.00%
25	Truist Bank	1	$350K	0.6%	0.00%
26	Readycap Lending, LLC	2	$310K	0.5%	0.00%
27	BayFirst National Bank	2	$300K	0.5%	0.00%
28	Forcht Bank, National Association	1	$200K	0.3%	0.00%
29	Five Star Bank	1	$175K	0.3%	0.00%
30	Wilson & Muir Bank & Trust Company	1	$170K	0.3%	0.00%
31	United Midwest Savings Bank National Association	1	$150K	0.2%	0.00%
32	OakStar Bank	1	$123K	0.2%	0.00%
33	VelocitySBA, LLC	3	$35K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	13	$14.9M	23.5%
2	Accommodation & food services	17	$14.6M	23.1%
3	Manufacturing	11	$7.7M	12.2%
4	Other services	10	$5.1M	8.1%
5	Professional & technical services	16	$4.7M	7.5%
6	Health care & social assistance	6	$4.6M	7.2%
7	Construction	26	$2.8M	4.5%
8	Administrative & waste services	6	$2.4M	3.8%
9	Real estate & leasing	2	$2.0M	3.2%
10	Retail trade	9	$1.2M	1.9%
11	Retail trade	6	$1.2M	1.9%
12	Wholesale trade	4	$620K	1.0%
13	Agriculture, forestry & fishing	6	$492K	0.8%
14	Arts, entertainment & recreation	4	$457K	0.7%
15	Transportation & warehousing	3	$190K	0.3%
16	Finance & insurance	2	$164K	0.3%
17	Information	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.