SBA 7(a) lenders in Calloway, KY
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
16 institutions have SBA 7(a) loans on record in Calloway, together $22.6M across 57 loans. Live Oak Banking Company is the largest, with 41% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 6 | $9.3M | 41.1% | 0.00% |
| 2 | Byline Bank | 3 | $4.3M | 19.1% | 0.00% |
| 3 | FNB Bank, Inc. | 24 | $3.9M | 17.1% | 0.00% |
| 4 | First Financial Bank, National Association | 1 | $2.0M | 8.8% | 0.00% |
| 5 | First Community Bank of the Heartland, Inc. | 1 | $467K | 2.1% | 0.00% |
| 6 | Bank3 | 1 | $440K | 1.9% | 21.01% |
| 7 | The Huntington National Bank | 2 | $371K | 1.6% | 74.29% |
| 8 | BankUnited, National Association | 1 | $363K | 1.6% | 0.00% |
| 9 | Stearns Bank National Association | 2 | $361K | 1.6% | 0.00% |
| 10 | BMO Bank National Association | 2 | $250K | 1.1% | 0.00% |
| 11 | U.S. Bank, National Association | 9 | $230K | 1.0% | 0.00% |
| 12 | Northeast Bank | 1 | $210K | 0.9% | 0.00% |
| 13 | BayFirst National Bank | 1 | $150K | 0.7% | 0.00% |
| 14 | Truist Bank | 1 | $140K | 0.6% | 0.00% |
| 15 | Regions Bank | 1 | $100K | 0.4% | 0.00% |
| 16 | The Paducah Bank and Trust Company | 1 | $50K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 8 | $7.9M | 35.0% |
| 2 | Accommodation & food services | 12 | $5.4M | 23.8% |
| 3 | Manufacturing | 2 | $2.6M | 11.6% |
| 4 | Real estate & leasing | 2 | $1.4M | 6.3% |
| 5 | Health care & social assistance | 3 | $1.3M | 5.9% |
| 6 | Retail trade | 4 | $1.1M | 4.7% |
| 7 | Construction | 5 | $680K | 3.0% |
| 8 | Professional & technical services | 5 | $635K | 2.8% |
| 9 | Administrative & waste services | 4 | $467K | 2.1% |
| 10 | Transportation & warehousing | 1 | $440K | 1.9% |
| 11 | Finance & insurance | 3 | $335K | 1.5% |
| 12 | Other services | 3 | $142K | 0.6% |
| 13 | Educational services | 2 | $90K | 0.4% |
| 14 | Information | 1 | $50K | 0.2% |
| 15 | Retail trade | 2 | $38K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.