SBA 7(a) lenders in Jefferson, KY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

123 institutions have SBA 7(a) loans on record in Jefferson, together $855.0M across 2,178 loans. Stock Yards Bank & Trust Company is the largest, with 18% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Stock Yards Bank & Trust Company	360	$155.6M	18.2%	2.42%
2	Republic Bank & Trust Company	272	$88.7M	10.4%	0.14%
3	U.S. Bank, National Association	275	$67.1M	7.8%	6.23%
4	Live Oak Banking Company	24	$40.8M	4.8%	0.00%
5	The Huntington National Bank	172	$40.1M	4.7%	6.22%
6	First Financial Bank	67	$27.0M	3.2%	0.50%
7	JPMorgan Chase Bank, National Association	130	$21.9M	2.6%	2.39%
8	PNC Bank, National Association	131	$20.7M	2.4%	2.86%
9	Fifth Third Bank	71	$19.5M	2.3%	1.52%
10	Old National Bank	20	$19.3M	2.3%	0.00%
11	Truist Bank	61	$16.3M	1.9%	2.63%
12	BankUnited, National Association	15	$16.2M	1.9%	1.58%
13	Byline Bank	10	$16.0M	1.9%	15.88%
14	First Merchants Bank	19	$14.6M	1.7%	1.90%
15	Wells Fargo Bank National Association	19	$14.5M	1.7%	4.93%
16	Newtek Small Business Finance, Inc.	14	$13.8M	1.6%	0.09%
17	Eclipse Bank Inc	7	$12.4M	1.5%	0.00%
18	Harvest Small Business Finance, LLC	4	$10.4M	1.2%	0.00%
19	The Bancorp Bank National Association	5	$10.1M	1.2%	1.44%
20	Community Trust Bank, Inc.	54	$8.0M	0.9%	1.05%
21	United Midwest Savings Bank National Association	22	$7.9M	0.9%	1.82%
22	Readycap Lending, LLC	26	$7.4M	0.9%	6.94%
23	German American Bank	10	$6.9M	0.8%	0.00%
24	Celtic Bank Corporation	20	$6.3M	0.7%	4.65%
25	Bank Five Nine	2	$6.1M	0.7%	0.00%
26	Newtek Bank, National Association	20	$6.1M	0.7%	0.00%
27	Beacon Bank and Trust	7	$6.0M	0.7%	0.00%
28	TowneBank	10	$5.9M	0.7%	0.00%
29	KeyBank National Association	4	$5.9M	0.7%	0.00%
30	Wilson & Muir Bank & Trust Company	27	$5.6M	0.7%	0.00%
31	Northeast Bank	42	$5.6M	0.7%	0.00%
32	BayFirst National Bank	30	$5.4M	0.6%	4.77%
33	BizCapital BIDCO I, LLC	4	$5.3M	0.6%	11.68%
34	Stone Bank	2	$5.1M	0.6%	0.00%
35	First Bank of the Lake	4	$5.0M	0.6%	0.00%
36	Western Commerce Bank	4	$5.0M	0.6%	0.00%
37	Everwise Credit Union	1	$5.0M	0.6%	0.00%
38	Legence Bank	4	$4.9M	0.6%	0.00%
39	Old Plank Trail Community Bank National Association	1	$4.8M	0.6%	0.00%
40	American Momentum Bank	7	$4.8M	0.6%	0.00%
41	US Metro Bank	1	$4.5M	0.5%	0.00%
42	Enterprise Bank & Trust	1	$4.4M	0.5%	0.00%
43	Milestone Bank	2	$4.4M	0.5%	0.00%
44	Regions Bank	3	$4.1M	0.5%	0.00%
45	North State Bank	3	$3.9M	0.5%	0.00%
46	First Harrison Bank	12	$3.7M	0.4%	5.22%
47	Touchmark National Bank	1	$3.6M	0.4%	0.00%
48	GBank	1	$3.6M	0.4%	0.00%
49	Stearns Bank National Association	10	$3.5M	0.4%	5.24%
50	FirstBank	1	$3.3M	0.4%	0.00%
51	Evolve Bank and Trust	1	$3.3M	0.4%	0.00%
52	First Commonwealth Bank	2	$3.3M	0.4%	0.00%
53	CRF Small Business Loan Company, LLC	5	$3.2M	0.4%	54.72%
54	Gulf Coast Bank and Trust Company	3	$3.2M	0.4%	0.00%
55	Traditional Bank Inc	7	$3.0M	0.4%	0.00%
56	WesBanco Bank, Inc.	13	$2.8M	0.3%	1.52%
57	VelocitySBA, LLC	17	$2.7M	0.3%	1.10%
58	First Horizon Bank	1	$2.7M	0.3%	0.00%
59	Simmons Bank	9	$2.6M	0.3%	14.75%
60	First Financial Bank	1	$2.3M	0.3%	0.00%
61	Hometown Bank	1	$2.2M	0.3%	0.00%
62	Genesis Bank	1	$2.0M	0.2%	0.00%
63	Pinnacle Bank	2	$1.9M	0.2%	0.00%
64	Central Bank & Trust Co.	4	$1.8M	0.2%	6.13%
65	OakStar Bank	5	$1.7M	0.2%	0.00%
66	Magnolia Bank Incorporated	1	$1.5M	0.2%	0.00%
67	Banesco USA	1	$1.4M	0.2%	0.00%
68	South Central Bank, Inc.	5	$1.2M	0.1%	0.00%
69	Coastal States Bank	2	$1.1M	0.1%	54.18%
70	Capital Bank, National Association	2	$1.1M	0.1%	26.92%
71	Peoples Bank	7	$1.1M	0.1%	4.70%
72	Metro City Bank	2	$1.1M	0.1%	0.00%
73	RiverHills Bank	1	$1.0M	0.1%	0.00%
74	Mechanics and Farmers Bank	2	$1.0M	0.1%	0.00%
75	Citizens Bank	2	$964K	0.1%	0.00%
76	ServisFirst Bank	1	$960K	0.1%	0.00%
77	Heritage Bank Inc	4	$945K	0.1%	0.00%
78	Bank of Hope	1	$850K	0.1%	0.00%
79	SouthState Bank, National Association	4	$850K	0.1%	0.00%
80	Paragon Bank	3	$847K	0.1%	0.00%
81	Five Star Bank	3	$750K	0.1%	0.00%
82	First Internet Bank of Indiana	1	$737K	0.1%	0.00%
83	Columbia Bank	3	$716K	0.1%	0.00%
84	First National Bank of Pennsylvania	1	$640K	0.1%	74.57%
85	Happen Bank	1	$618K	0.1%	0.00%
86	Popular Bank	2	$606K	0.1%	64.19%
87	Lendistry SBLC, LLC	3	$603K	0.1%	0.00%
88	Poppy Bank	1	$513K	0.1%	0.00%
89	L&N FCU	2	$500K	0.1%	0.00%
90	Falcon National Bank	1	$486K	0.1%	0.00%
91	The Park National Bank	2	$472K	0.1%	0.00%
92	Peoples Trust and Savings Bank	1	$440K	0.1%	0.00%
93	Hanover Community Bank	1	$430K	0.1%	0.00%
94	Carver State Bank	2	$394K	0.0%	0.00%
95	First Federal Bank	1	$378K	0.0%	0.00%
96	Forcht Bank, National Association	2	$363K	0.0%	0.00%
97	Ameris Bank	1	$340K	0.0%	0.00%
98	City National Bank of West Virginia	1	$300K	0.0%	0.00%
99	Wilmington Savings Fund Society FSB	1	$290K	0.0%	0.00%
100	Magnifi Financial CU	1	$270K	0.0%	0.00%
101	City National Bank of Florida	1	$225K	0.0%	0.00%
102	ACC Capital	1	$222K	0.0%	0.00%
103	The Paducah Bank and Trust Company	1	$216K	0.0%	0.00%
104	Civista Bank	1	$210K	0.0%	0.00%
105	Transcend CU	1	$200K	0.0%	0.00%
106	Seacoast National Bank	1	$200K	0.0%	0.00%
107	Town & Country Bank and Trust Company	2	$187K	0.0%	0.00%
108	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$150K	0.0%	0.00%
109	Colony Bank	1	$150K	0.0%	0.00%
110	Liberty Bank and Trust Company	1	$135K	0.0%	71.19%
111	PCB Bank	1	$126K	0.0%	0.00%
112	Park FCU d/b/a Park Community CU	1	$120K	0.0%	0.00%
113	Centra Credit Union	1	$113K	0.0%	0.00%
114	First Savings Bank	1	$105K	0.0%	0.00%
115	Optus Bank	1	$100K	0.0%	0.00%
116	The Cecilian Bank	1	$100K	0.0%	0.00%
117	United Community Bank	1	$88K	0.0%	79.59%
118	CDC Small Business Finance Corp.	1	$85K	0.0%	0.00%
119	Autotruck Financial Credit Union	1	$68K	0.0%	0.00%
120	American Bank & Trust Company, Inc.	1	$68K	0.0%	0.00%
121	First Business Bank	1	$50K	0.0%	0.00%
122	Independence Bank	1	$25K	0.0%	89.32%
123	Capital One National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	300	$144.6M	16.9%
2	Health care & social assistance	215	$86.9M	10.2%
3	Other services	233	$74.0M	8.7%
4	Professional & technical services	242	$69.6M	8.1%
5	Wholesale trade	102	$60.0M	7.0%
6	Construction	205	$58.7M	6.9%
7	Manufacturing	81	$51.6M	6.0%
8	Retail trade	137	$43.1M	5.0%
9	Manufacturing	55	$38.9M	4.6%
10	Manufacturing	50	$38.3M	4.5%
11	Retail trade	116	$31.3M	3.7%
12	Arts, entertainment & recreation	74	$31.3M	3.7%
13	Real estate & leasing	44	$30.9M	3.6%
14	Transportation & warehousing	99	$30.8M	3.6%
15	Administrative & waste services	123	$30.3M	3.5%
16	Finance & insurance	46	$15.7M	1.8%
17	Educational services	22	$9.3M	1.1%
18	Agriculture, forestry & fishing	3	$4.0M	0.5%
19	Transportation & warehousing	11	$3.1M	0.4%
20	Information	19	$2.5M	0.3%
21	Management of companies	1	$113K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.