SBA 7(a) lenders in Jefferson, KY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

125 institutions have SBA 7(a) loans on record in Jefferson, together $890.9M across 2,227 loans. Stock Yards Bank & Trust Company is the largest, with 18% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Stock Yards Bank & Trust Company	368	$157.4M	17.7%	2.39%
2	Republic Bank & Trust Company	280	$94.4M	10.6%	0.13%
3	U.S. Bank, National Association	279	$70.6M	7.9%	5.92%
4	Live Oak Banking Company	25	$41.0M	4.6%	0.00%
5	The Huntington National Bank	172	$40.1M	4.5%	6.34%
6	First Financial Bank	67	$27.0M	3.0%	0.50%
7	JPMorgan Chase Bank, National Association	131	$22.0M	2.5%	2.38%
8	PNC Bank, National Association	133	$21.3M	2.4%	2.78%
9	Fifth Third Bank	71	$19.5M	2.2%	2.34%
10	Old National Bank	20	$19.3M	2.2%	0.00%
11	Truist Bank	61	$16.3M	1.8%	2.63%
12	BankUnited, National Association	15	$16.2M	1.8%	1.58%
13	Byline Bank	10	$16.0M	1.8%	15.88%
14	Wells Fargo Bank National Association	20	$15.3M	1.7%	4.68%
15	First Merchants Bank	19	$14.6M	1.6%	1.90%
16	Lender 2057189	14	$13.8M	1.5%	0.09%
17	Eclipse Bank Inc	7	$12.4M	1.4%	0.00%
18	Harvest Small Business Finance, LLC	4	$10.4M	1.2%	0.00%
19	The Bancorp Bank National Association	5	$10.1M	1.1%	1.44%
20	United Midwest Savings Bank National Association	23	$8.2M	0.9%	1.76%
21	Community Trust Bank, Inc.	55	$8.1M	0.9%	1.03%
22	GBank	2	$7.7M	0.9%	0.00%
23	Newtek Bank, National Association	27	$7.7M	0.9%	0.00%
24	Readycap Lending, LLC	27	$7.5M	0.8%	7.07%
25	Hometown Bank	2	$7.0M	0.8%	0.00%
26	German American Bank	10	$6.9M	0.8%	0.00%
27	Heritage Bank Inc	6	$6.3M	0.7%	0.00%
28	Celtic Bank Corporation	20	$6.3M	0.7%	4.65%
29	Bank Five Nine	2	$6.1M	0.7%	0.00%
30	Northeast Bank	45	$6.1M	0.7%	0.00%
31	Beacon Bank and Trust	7	$6.0M	0.7%	0.00%
32	TowneBank	10	$5.9M	0.7%	0.00%
33	KeyBank National Association	4	$5.9M	0.7%	0.00%
34	Central Bank & Trust Co.	5	$5.8M	0.7%	1.92%
35	First Bank of the Lake	5	$5.7M	0.6%	0.00%
36	Wilson & Muir Bank & Trust Company	27	$5.6M	0.6%	0.00%
37	BayFirst National Bank	30	$5.4M	0.6%	4.77%
38	BizCapital BIDCO I, LLC	4	$5.3M	0.6%	11.68%
39	Stone Bank	2	$5.1M	0.6%	0.00%
40	Western Commerce Bank	4	$5.0M	0.6%	0.00%
41	Everwise Credit Union	1	$5.0M	0.6%	0.00%
42	Legence Bank	4	$4.9M	0.6%	0.00%
43	Old Plank Trail Community Bank National Association	1	$4.8M	0.5%	0.00%
44	American Momentum Bank	7	$4.8M	0.5%	0.00%
45	US Metro Bank	1	$4.5M	0.5%	0.00%
46	Enterprise Bank & Trust	1	$4.4M	0.5%	0.00%
47	Milestone Bank	2	$4.4M	0.5%	0.00%
48	Regions Bank	3	$4.1M	0.5%	0.00%
49	North State Bank	3	$3.9M	0.4%	0.00%
50	First Harrison Bank	12	$3.7M	0.4%	5.22%
51	Touchmark National Bank	1	$3.6M	0.4%	0.00%
52	Stearns Bank National Association	10	$3.5M	0.4%	5.24%
53	FirstBank	1	$3.3M	0.4%	0.00%
54	Evolve Bank and Trust	1	$3.3M	0.4%	0.00%
55	First Commonwealth Bank	2	$3.3M	0.4%	0.00%
56	CRF Small Business Loan Company, LLC	5	$3.2M	0.4%	54.72%
57	Gulf Coast Bank and Trust Company	3	$3.2M	0.4%	0.00%
58	Traditional Bank Inc	7	$3.0M	0.3%	0.00%
59	WesBanco Bank, Inc.	13	$2.8M	0.3%	1.52%
60	VelocitySBA, LLC	17	$2.7M	0.3%	1.10%
61	First Horizon Bank	1	$2.7M	0.3%	0.00%
62	Simmons Bank	9	$2.6M	0.3%	14.75%
63	First Financial Bank	1	$2.3M	0.3%	0.00%
64	Genesis Bank	1	$2.0M	0.2%	0.00%
65	Pinnacle Bank	2	$1.9M	0.2%	0.00%
66	OakStar Bank	5	$1.7M	0.2%	0.00%
67	Magnolia Bank Incorporated	1	$1.5M	0.2%	0.00%
68	Banesco USA	1	$1.4M	0.2%	0.00%
69	Peoples Bank	8	$1.3M	0.1%	3.92%
70	South Central Bank, Inc.	5	$1.2M	0.1%	0.00%
71	Coastal States Bank	2	$1.1M	0.1%	54.18%
72	Capital Bank, National Association	2	$1.1M	0.1%	26.92%
73	Metro City Bank	2	$1.1M	0.1%	0.00%
74	RiverHills Bank	1	$1.0M	0.1%	0.00%
75	Mechanics and Farmers Bank	2	$1.0M	0.1%	0.74%
76	Citizens Bank	2	$964K	0.1%	0.00%
77	ServisFirst Bank	1	$960K	0.1%	0.00%
78	Lender 2582371	1	$874K	0.1%	0.00%
79	SouthState Bank, National Association	4	$850K	0.1%	0.00%
80	Bank of Hope	1	$850K	0.1%	0.00%
81	Paragon Bank	3	$847K	0.1%	0.00%
82	Five Star Bank	3	$750K	0.1%	0.00%
83	First Internet Bank of Indiana	1	$737K	0.1%	0.00%
84	Columbia Bank	3	$716K	0.1%	0.00%
85	First National Bank of Pennsylvania	1	$640K	0.1%	74.57%
86	Happen Bank	1	$618K	0.1%	0.00%
87	Popular Bank	2	$606K	0.1%	64.19%
88	Lendistry SBLC, LLC	3	$603K	0.1%	0.00%
89	Poppy Bank	1	$513K	0.1%	0.00%
90	L&N FCU	2	$500K	0.1%	0.00%
91	Falcon National Bank	1	$486K	0.1%	0.00%
92	The Park National Bank	2	$472K	0.1%	0.00%
93	Peoples Trust and Savings Bank	1	$440K	0.0%	0.00%
94	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$430K	0.0%	0.00%
95	Hanover Community Bank	1	$430K	0.0%	0.00%
96	Merchants Bank of Indiana	1	$410K	0.0%	0.00%
97	Carver State Bank	2	$394K	0.0%	0.00%
98	First Federal Bank	1	$378K	0.0%	0.00%
99	Forcht Bank, National Association	2	$363K	0.0%	0.00%
100	Ameris Bank	1	$340K	0.0%	0.00%
101	City National Bank of West Virginia	1	$300K	0.0%	0.00%
102	Wilmington Savings Fund Society FSB	1	$290K	0.0%	0.00%
103	Magnifi Financial CU	1	$270K	0.0%	0.00%
104	City National Bank of Florida	1	$225K	0.0%	0.00%
105	ACC Capital	1	$222K	0.0%	0.00%
106	The Paducah Bank and Trust Company	1	$216K	0.0%	0.00%
107	Civista Bank	1	$210K	0.0%	0.00%
108	Seacoast National Bank	1	$200K	0.0%	0.00%
109	Transcend CU	1	$200K	0.0%	0.00%
110	Town & Country Bank and Trust Company	2	$187K	0.0%	0.00%
111	Colony Bank	1	$150K	0.0%	0.00%
112	Liberty Bank and Trust Company	1	$135K	0.0%	71.19%
113	PCB Bank	1	$126K	0.0%	0.00%
114	Park FCU d/b/a Park Community CU	1	$120K	0.0%	0.00%
115	Centra Credit Union	1	$113K	0.0%	0.00%
116	First Savings Bank	1	$105K	0.0%	0.00%
117	The Cecilian Bank	1	$100K	0.0%	0.00%
118	Optus Bank	1	$100K	0.0%	0.00%
119	United Community Bank	1	$88K	0.0%	79.59%
120	CDC Small Business Finance Corp.	1	$85K	0.0%	0.00%
121	Autotruck Financial Credit Union	1	$68K	0.0%	0.00%
122	American Bank & Trust Company, Inc.	1	$68K	0.0%	0.00%
123	First Business Bank	1	$50K	0.0%	0.00%
124	Independence Bank	1	$25K	0.0%	89.32%
125	Capital One National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	305	$152.8M	17.2%
2	Health care & social assistance	221	$90.0M	10.1%
3	Other services	237	$75.6M	8.5%
4	Professional & technical services	248	$71.6M	8.0%
5	Construction	212	$61.1M	6.9%
6	Wholesale trade	103	$60.4M	6.8%
7	Manufacturing	86	$57.1M	6.4%
8	Retail trade	137	$43.1M	4.8%
9	Manufacturing	51	$39.1M	4.4%
10	Manufacturing	55	$38.9M	4.4%
11	Retail trade	119	$36.8M	4.1%
12	Arts, entertainment & recreation	78	$31.7M	3.6%
13	Real estate & leasing	44	$30.9M	3.5%
14	Administrative & waste services	125	$30.8M	3.5%
15	Transportation & warehousing	99	$30.8M	3.5%
16	Finance & insurance	48	$15.9M	1.8%
17	Educational services	25	$14.6M	1.6%
18	Agriculture, forestry & fishing	3	$4.0M	0.5%
19	Transportation & warehousing	11	$3.1M	0.3%
20	Information	19	$2.5M	0.3%
21	Management of companies	1	$113K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.