SBA 7(a) lenders in Barren, KY
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
20 institutions have SBA 7(a) loans on record in Barren, together $43.8M across 151 loans. Live Oak Banking Company is the largest, with 21% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | $9.2M | 21.0% | 0.00% |
| 2 | South Central Bank, Inc. | 69 | $9.1M | 20.8% | 5.12% |
| 3 | U.S. Bank, National Association | 28 | $3.9M | 8.9% | 2.30% |
| 4 | CCFBank National Association | 1 | $3.8M | 8.6% | 0.00% |
| 5 | The MINT National Bank | 2 | $3.6M | 8.3% | 0.00% |
| 6 | Celtic Bank Corporation | 3 | $3.2M | 7.3% | 0.00% |
| 7 | Edmonton State Bank | 3 | $2.7M | 6.1% | 0.00% |
| 8 | Peoples Bank | 19 | $2.6M | 5.9% | 9.95% |
| 9 | German American Bank | 1 | $1.5M | 3.5% | 0.00% |
| 10 | First Western SBLC, LLC | 1 | $920K | 2.1% | 0.00% |
| 11 | Magnolia Bank Incorporated | 5 | $827K | 1.9% | 0.00% |
| 12 | First Financial Bank, National Association | 6 | $755K | 1.7% | 0.00% |
| 13 | First Financial Bank | 3 | $648K | 1.5% | 0.00% |
| 14 | Lendistry SBLC, LLC | 1 | $353K | 0.8% | 0.00% |
| 15 | JPMorgan Chase Bank, National Association | 1 | $281K | 0.6% | 78.27% |
| 16 | Bank Five Nine | 1 | $150K | 0.3% | 0.00% |
| 17 | Independence Bank | 1 | $150K | 0.3% | 0.00% |
| 18 | American Bank & Trust Company, Inc. | 1 | $60K | 0.1% | 0.00% |
| 19 | Community Trust Bank, Inc. | 1 | $46K | 0.1% | 0.00% |
| 20 | Wells Fargo Bank National Association | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 28 | $14.2M | 32.4% |
| 2 | Retail trade | 26 | $7.5M | 17.0% |
| 3 | Construction | 16 | $6.1M | 14.0% |
| 4 | Other services | 20 | $6.0M | 13.8% |
| 5 | Manufacturing | 6 | $2.1M | 4.8% |
| 6 | Wholesale trade | 5 | $2.0M | 4.5% |
| 7 | Health care & social assistance | 8 | $1.8M | 4.1% |
| 8 | Transportation & warehousing | 8 | $1.2M | 2.7% |
| 9 | Agriculture, forestry & fishing | 4 | $698K | 1.6% |
| 10 | Transportation & warehousing | 3 | $685K | 1.6% |
| 11 | Administrative & waste services | 8 | $298K | 0.7% |
| 12 | Information | 2 | $296K | 0.7% |
| 13 | Arts, entertainment & recreation | 2 | $260K | 0.6% |
| 14 | Retail trade | 6 | $255K | 0.6% |
| 15 | Professional & technical services | 5 | $206K | 0.5% |
| 16 | Manufacturing | 1 | $76K | 0.2% |
| 17 | Manufacturing | 1 | $75K | 0.2% |
| 18 | Finance & insurance | 1 | $61K | 0.1% |
| 19 | Public administration | 1 | $20K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.