SBA 7(a) lenders in TN

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

374 institutions have SBA 7(a) loans on record in TN, together $5.59B across 10,857 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	516	$494.4M	8.8%	0.73%
2	Live Oak Banking Company	352	$469.1M	8.4%	0.32%
3	U.S. Bank, National Association	1,383	$259.6M	4.6%	1.40%
4	The Huntington National Bank	528	$220.0M	3.9%	0.70%
5	Regions Bank	232	$167.3M	3.0%	1.56%
6	United Community Bank	224	$166.3M	3.0%	3.03%
7	Truist Bank	383	$164.9M	2.9%	2.18%
8	Simmons Bank	257	$125.6M	2.2%	2.86%
9	First Horizon Bank	106	$116.4M	2.1%	0.00%
10	Celtic Bank Corporation	243	$109.2M	2.0%	4.24%
11	Old National Bank	143	$107.4M	1.9%	1.91%
12	Byline Bank	111	$106.4M	1.9%	4.17%
13	Newtek Bank, National Association	279	$106.0M	1.9%	0.00%
14	Wells Fargo Bank National Association	281	$98.9M	1.8%	3.79%
15	First Financial Bank	93	$96.7M	1.7%	0.81%
16	Readycap Lending, LLC	234	$88.9M	1.6%	6.37%
17	Citizens Bank	107	$79.7M	1.4%	1.31%
18	Newtek Small Business Finance, Inc.	123	$78.5M	1.4%	4.10%
19	Renasant Bank	74	$68.9M	1.2%	0.05%
20	First Financial Bank, National Association	99	$59.3M	1.1%	2.63%
21	SouthState Bank, National Association	89	$55.8M	1.0%	4.72%
22	Fifth Third Bank	134	$54.8M	1.0%	0.87%
23	United Midwest Savings Bank National Association	203	$51.7M	0.9%	3.65%
24	Metro City Bank	51	$51.3M	0.9%	0.81%
25	Ameris Bank	56	$50.9M	0.9%	7.26%
26	GBank	18	$50.0M	0.9%	0.00%
27	BayFirst National Bank	239	$47.2M	0.8%	4.13%
28	Beacon Bank and Trust	32	$46.4M	0.8%	0.39%
29	Bank of America, National Association	128	$40.6M	0.7%	0.43%
30	Paragon Bank	47	$39.9M	0.7%	0.64%
31	Northeast Bank	266	$38.1M	0.7%	1.19%
32	First Bank of the Lake	56	$37.8M	0.7%	0.75%
33	Peoples Bank	17	$36.5M	0.7%	0.00%
34	Community Trust Bank, Inc.	42	$36.0M	0.6%	0.16%
35	First-Citizens Bank & Trust Company	35	$34.3M	0.6%	0.00%
36	Evolve Bank and Trust	27	$33.5M	0.6%	1.34%
37	BankUnited, National Association	30	$32.4M	0.6%	3.54%
38	SmartBank	53	$31.5M	0.6%	0.87%
39	Stearns Bank National Association	73	$26.9M	0.5%	0.76%
40	Harvest Small Business Finance, LLC	17	$26.4M	0.5%	0.00%
41	HomeTrust Bank	47	$26.3M	0.5%	4.43%
42	Guaranty Bank and Trust Company	51	$25.6M	0.5%	5.57%
43	Builtwell Bank	50	$25.6M	0.5%	2.07%
44	The Bancorp Bank National Association	31	$25.3M	0.5%	0.85%
45	Columbia Bank	92	$24.8M	0.4%	4.18%
46	Legends Bank	62	$24.3M	0.4%	1.31%
47	North State Bank	24	$24.0M	0.4%	0.00%
48	Shoreham Bank	9	$22.9M	0.4%	0.25%
49	Bank Five Nine	34	$22.9M	0.4%	4.05%
50	Farmers State Bank of Alto Pass, Illinois	11	$22.7M	0.4%	0.00%
51	PromiseOne Bank	18	$21.8M	0.4%	1.57%
52	First US Bank	16	$21.3M	0.4%	0.00%
53	The Park National Bank	22	$21.3M	0.4%	0.35%
54	Brighton Bank	23	$20.8M	0.4%	7.69%
55	Gulf Coast Bank and Trust Company	23	$19.7M	0.4%	1.26%
56	Republic Bank & Trust Company	48	$19.5M	0.3%	0.00%
57	FDIC - Community Bank & Trust-West Georgia	11	$18.9M	0.3%	15.12%
58	First National Community Bank	8	$18.7M	0.3%	0.00%
59	Centennial Bank	68	$18.3M	0.3%	1.54%
60	Bank of Hope	62	$17.3M	0.3%	4.62%
61	Stone Bank	15	$17.2M	0.3%	0.00%
62	Thread Bank	19	$17.1M	0.3%	2.68%
63	First Bank	15	$17.1M	0.3%	2.50%
64	FirstBank	28	$17.1M	0.3%	2.27%
65	TowneBank	17	$16.5M	0.3%	0.00%
66	First Western SBLC, LLC	8	$16.5M	0.3%	0.00%
67	Customers Bank	11	$16.2M	0.3%	0.00%
68	First Merchants Bank	16	$16.1M	0.3%	0.00%
69	Coastal States Bank	14	$15.8M	0.3%	0.00%
70	Citizens National Bank	13	$15.6M	0.3%	2.99%
71	New Millennium Bank	5	$15.5M	0.3%	0.00%
72	First Farmers and Merchants Bank	78	$14.8M	0.3%	1.00%
73	Wilson Bank & Trust	18	$14.8M	0.3%	0.00%
74	First National Bank of Pennsylvania	13	$14.7M	0.3%	0.00%
75	The First Bank and Trust Company	52	$14.6M	0.3%	0.00%
76	Touchmark National Bank	6	$14.3M	0.3%	0.00%
77	Centennial Bank	34	$14.3M	0.3%	4.88%
78	Millennium Bank	28	$14.3M	0.3%	12.45%
79	BankPlus	10	$13.1M	0.2%	0.00%
80	First Business Bank	9	$12.6M	0.2%	0.00%
81	Trust Company Bank	9	$12.1M	0.2%	0.10%
82	Commercial Bank	65	$12.1M	0.2%	2.07%
83	Brightbridge, Inc.	61	$12.1M	0.2%	2.92%
84	Centerstone SBA Lending, Inc.	7	$12.0M	0.2%	0.00%
85	Port 51 Lending LLC	4	$11.8M	0.2%	0.00%
86	Federal Deposit Insurance Corporation	22	$11.7M	0.2%	32.42%
87	First Internet Bank of Indiana	15	$11.7M	0.2%	2.94%
88	VelocitySBA, LLC	887	$11.7M	0.2%	13.82%
89	Trustmark Bank	46	$11.1M	0.2%	0.66%
90	US Metro Bank	4	$10.8M	0.2%	0.00%
91	BizCapital BIDCO I, LLC	3	$10.8M	0.2%	0.00%
92	PNC Bank, National Association	21	$10.8M	0.2%	0.00%
93	Enterprise Bank & Trust	8	$10.6M	0.2%	0.00%
94	Studio Bank	12	$10.6M	0.2%	0.00%
95	Tennessee Business & Industrial Development Corpor	12	$10.4M	0.2%	0.00%
96	Apex Bank	11	$9.9M	0.2%	0.89%
97	JPMorgan Chase Bank, National Association	39	$9.8M	0.2%	8.71%
98	Pathward National Association	5	$9.6M	0.2%	0.00%
99	Banc of California	12	$9.6M	0.2%	0.00%
100	Bank of Bartlett	19	$9.5M	0.2%	0.00%
101	Milestone Bank	5	$9.3M	0.2%	0.00%
102	KeyBank National Association	10	$8.8M	0.2%	0.00%
103	Bank3	8	$8.6M	0.2%	0.00%
104	FinWise Bank	6	$8.6M	0.2%	0.00%
105	Legence Bank	5	$8.3M	0.1%	0.00%
106	Commonwealth Business Bank	5	$8.1M	0.1%	0.00%
107	Open Bank	4	$7.9M	0.1%	0.00%
108	Hanmi Bank	10	$7.7M	0.1%	0.47%
109	Five Star Bank	18	$7.5M	0.1%	5.76%
110	Firstrust Savings Bank	4	$7.4M	0.1%	0.00%
111	Planters Bank Inc	30	$7.4M	0.1%	0.00%
112	Falcon National Bank	3	$7.3M	0.1%	0.00%
113	Millennium Bank	2	$7.2M	0.1%	0.00%
114	T Bank, National Association	6	$7.1M	0.1%	1.82%
115	Decatur County Bank	14	$7.1M	0.1%	0.00%
116	Grasshopper Bank National Association	12	$7.1M	0.1%	0.00%
117	The Bank of Edison	3	$7.0M	0.1%	0.00%
118	FWBank	9	$7.0M	0.1%	0.00%
119	ConnectOne Bank	7	$6.9M	0.1%	0.00%
120	Community West Bank	19	$6.9M	0.1%	20.63%
121	IncredibleBank	8	$6.6M	0.1%	0.00%
122	First Commonwealth Bank	5	$6.6M	0.1%	0.00%
123	O R N L FCU	8	$6.5M	0.1%	14.20%
124	East West Bank	3	$6.4M	0.1%	0.00%
125	Happen Bank	10	$6.3M	0.1%	9.83%
126	Lendistry SBLC, LLC	40	$6.3M	0.1%	0.00%
127	Popular Bank	16	$6.2M	0.1%	28.00%
128	Citizens State Bank of New Castle	2	$6.1M	0.1%	0.00%
129	First Vision Bank of Tennessee	24	$5.9M	0.1%	0.00%
130	ServisFirst Bank	3	$5.5M	0.1%	2.88%
131	Encore Bank	8	$5.3M	0.1%	0.00%
132	Fund-Ex Solutions Group, LLC	3	$5.3M	0.1%	8.22%
133	Capital Community Bank	3	$5.1M	0.1%	0.00%
134	Cogent Bank	4	$5.1M	0.1%	0.00%
135	Everwise Credit Union	1	$5.0M	0.1%	0.00%
136	Global One Bank	1	$5.0M	0.1%	0.00%
137	Genisys CU	1	$4.9M	0.1%	0.00%
138	ACC Capital	10	$4.8M	0.1%	0.00%
139	Southern Bancorp Bank	5	$4.7M	0.1%	0.00%
140	Colony Bank	12	$4.7M	0.1%	0.00%
141	The Citizens National Bank of Meridian	20	$4.7M	0.1%	0.00%
142	FM Bank and Trust	13	$4.6M	0.1%	0.99%
143	Royal Business Bank	1	$4.6M	0.1%	0.00%
144	American Pride Bank	2	$4.5M	0.1%	0.00%
145	Busey Bank	2	$4.4M	0.1%	0.00%
146	CIBC Bank USA	6	$4.4M	0.1%	0.00%
147	Merchants & Marine Bank	6	$4.4M	0.1%	0.00%
148	City National Bank	4	$4.4M	0.1%	0.00%
149	Regent Bank	2	$4.3M	0.1%	0.00%
150	First Security Bank of Nevada	1	$4.3M	0.1%	0.00%
151	Community Bank of Pickens County	5	$4.3M	0.1%	0.00%
152	Meridian Bank	7	$4.3M	0.1%	0.00%
153	BankFirst Financial Services	20	$4.2M	0.1%	0.00%
154	Capital Bank, National Association	18	$4.2M	0.1%	2.34%
155	First Community Bank	6	$4.1M	0.1%	0.00%
156	Embassy National Bank	3	$4.1M	0.1%	0.00%
157	Bank OZK	4	$4.0M	0.1%	0.00%
158	Seacoast National Bank	10	$4.0M	0.1%	14.77%
159	United Bank	2	$3.9M	0.1%	0.00%
160	The Fidelity Bank	3	$3.9M	0.1%	0.00%
161	Heritage Bank Inc	6	$3.8M	0.1%	0.00%
162	Hanover Community Bank	4	$3.8M	0.1%	0.00%
163	The MINT National Bank	3	$3.8M	0.1%	0.00%
164	MVB Bank, Inc.	1	$3.8M	0.1%	0.00%
165	Affinity Bank, National Association	1	$3.8M	0.1%	0.00%
166	MidFirst Bank	2	$3.7M	0.1%	0.00%
167	Sonata Bank	5	$3.5M	0.1%	0.00%
168	Bank7	2	$3.5M	0.1%	0.00%
169	America First Federal Credit Union	5	$3.5M	0.1%	0.00%
170	Oconee State Bank	7	$3.4M	0.1%	0.00%
171	GBC International Bank	4	$3.4M	0.1%	0.00%
172	Core Bank	3	$3.2M	0.1%	0.00%
173	Edmonton State Bank	2	$3.2M	0.1%	0.00%
174	Transact Bank, National Association	1	$3.2M	0.1%	0.00%
175	Farm Credit Services of Mid-America ACA	1	$3.1M	0.1%	0.00%
176	Northwest Bank	2	$3.1M	0.1%	0.00%
177	Truliant FCU	2	$3.0M	0.1%	0.00%
178	American Bank of Freedom	2	$3.0M	0.1%	0.00%
179	Luminate Bank	2	$2.9M	0.1%	0.00%
180	CenTrust Bank, A Division of SmartBiz Bank National Association	17	$2.9M	0.1%	0.00%
181	UT Federal Credit Union	44	$2.8M	0.1%	0.00%
182	Commercial Bank and Trust Company	11	$2.8M	0.1%	0.00%
183	FNBC Bank	3	$2.8M	0.1%	0.00%
184	Independence Bank	25	$2.8M	0.0%	20.64%
185	Magnifi Financial CU	9	$2.8M	0.0%	0.00%
186	Community Bank of Mississippi	14	$2.8M	0.0%	0.00%
187	Genesis Bank	3	$2.8M	0.0%	0.00%
188	Avadian Credit Union	4	$2.7M	0.0%	0.00%
189	Hancock Whitney Bank	6	$2.7M	0.0%	0.00%
190	Wilmington Savings Fund Society FSB	4	$2.7M	0.0%	0.00%
191	Independent Bank	2	$2.7M	0.0%	0.00%
192	Citizens Bank & Trust Company	3	$2.7M	0.0%	0.00%
193	Texas Capital Bank	2	$2.6M	0.0%	0.00%
194	Grow America Fund, Incorporated	6	$2.6M	0.0%	0.00%
195	Lincoln Savings Bank	2	$2.6M	0.0%	0.00%
196	Pineland Bank	1	$2.6M	0.0%	0.00%
197	Jackson Purchase Agriculture	3	$2.6M	0.0%	0.00%
198	Three Rivers Federal Credit Union	1	$2.5M	0.0%	0.00%
199	United Cumberland Bank	9	$2.5M	0.0%	0.00%
200	22nd State Bank, A Division of 22nd State Banking Company	4	$2.4M	0.0%	0.00%

The 200 largest shown, of 374 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Davidson	164	1,834	$908.7M
2	Shelby	139	1,475	$781.0M
3	Williamson	112	862	$489.6M
4	Knox	124	1,013	$475.0M
5	Hamilton	106	761	$444.2M
6	Rutherford	86	520	$253.3M
7	Sumner	66	358	$185.1M
8	Montgomery	65	438	$135.7M
9	Wilson	60	255	$123.4M
10	Sevier	52	182	$117.5M
11	Madison	44	168	$113.6M
12	Maury	54	220	$99.0M
13	Washington	58	152	$96.2M
14	Blount	53	217	$91.0M
15	Sullivan	47	185	$80.0M
16	Bradley	44	109	$71.7M
17	Putnam	43	95	$65.3M
18	Anderson	43	91	$52.1M
19	Bedford	18	54	$49.7M
20	Hamblen	29	66	$45.7M
21	Robertson	36	112	$45.2M
22	Loudon	32	64	$41.6M
23	Weakley	21	50	$38.3M
24	Coffee	25	68	$35.7M
25	Mcminn	23	47	$33.5M
26	Gibson	22	49	$32.0M
27	Lincoln	21	46	$31.2M
28	Dickson	29	76	$30.3M
29	Polk	14	37	$29.9M
30	Rhea	17	35	$29.6M
31	Jefferson	27	71	$28.8M
32	Greene	24	42	$26.8M
33	Fayette	27	46	$26.7M
34	Hawkins	20	51	$24.8M
35	Marshall	22	48	$23.6M
36	Monroe	22	36	$22.3M
37	Roane	20	46	$22.1M
38	Cheatham	22	78	$19.9M
39	Carter	18	42	$19.0M
40	Franklin	14	31	$18.5M
41	Cumberland	24	56	$17.4M
42	Campbell	14	26	$15.3M
43	Marion	19	28	$14.2M
44	Claiborne	13	23	$13.2M
45	Lawrence	16	28	$12.4M
46	Dyer	13	18	$11.8M
47	Tipton	22	33	$11.7M
48	Cocke	12	24	$11.7M
49	Obion	13	16	$11.3M
50	Carroll	13	21	$11.2M
51	Hardin	8	19	$10.9M
52	Giles	13	18	$10.8M
53	Grundy	5	5	$9.0M
54	Henry	6	10	$8.5M
55	Humphreys	13	20	$8.5M
56	Hickman	12	17	$8.0M
57	Houston	8	11	$7.9M
58	Warren	15	23	$7.5M
59	Benton	7	13	$6.7M
60	Haywood	8	11	$6.7M
61	Scott	4	12	$6.1M
62	Lauderdale	6	9	$6.0M
63	Henderson	6	14	$6.0M
64	Van Buren	7	8	$5.6M
65	Lewis	6	15	$5.6M
66	White	9	22	$5.6M
67	Bledsoe	3	3	$5.4M
68	Hardeman	10	13	$4.9M
69	Meigs	5	7	$4.9M
70	Unicoi	10	13	$4.8M
71	Jackson	5	10	$4.7M
72	Union	7	15	$4.5M
73	Chester	8	13	$4.4M
74	Macon	7	8	$3.9M
75	Morgan	8	14	$3.7M
76	Fentress	6	10	$3.7M
77	Sequatchie	6	9	$3.6M
78	Wayne	4	8	$3.6M
79	Crockett	6	9	$3.3M
80	Decatur	3	4	$3.2M
81	Stewart	6	11	$3.2M
82	Lake	3	3	$2.7M
83	Grainger	8	14	$2.7M
84	Trousdale	5	6	$2.6M
85	Dekalb	3	4	$1.9M
86	Clay	4	7	$1.9M
87	Mcnairy	7	10	$1.8M
88	Smith	5	7	$1.8M
89	Pickett	4	4	$1.5M
90	Johnson	3	4	$1.3M
91	Cannon	4	6	$1.2M
92	Overton	4	7	$1.1M
93	Moore	3	3	$851K
94	Hancock	2	2	$468K
95	Perry	2	3	$170K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.