SBA 7(a) lenders in TN

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

376 institutions have SBA 7(a) loans on record in TN, together $5.80B across 11,103 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	532	$523.7M	9.0%	0.77%
2	Live Oak Banking Company	369	$487.9M	8.4%	0.31%
3	U.S. Bank, National Association	1,401	$262.6M	4.5%	1.39%
4	The Huntington National Bank	535	$222.5M	3.8%	0.88%
5	Regions Bank	246	$174.2M	3.0%	1.52%
6	United Community Bank	224	$166.3M	2.9%	3.03%
7	Truist Bank	383	$164.9M	2.8%	2.18%
8	Simmons Bank	257	$125.6M	2.2%	2.86%
9	First Horizon Bank	110	$119.7M	2.1%	0.00%
10	Newtek Bank, National Association	304	$114.6M	2.0%	0.00%
11	Old National Bank	148	$110.0M	1.9%	1.87%
12	Byline Bank	113	$109.7M	1.9%	4.00%
13	Celtic Bank Corporation	244	$109.3M	1.9%	4.20%
14	First Financial Bank	96	$103.6M	1.8%	0.75%
15	Wells Fargo Bank National Association	282	$99.2M	1.7%	3.79%
16	Citizens Bank	111	$91.3M	1.6%	1.15%
17	Readycap Lending, LLC	243	$89.3M	1.5%	6.34%
18	Lender 2057189	123	$78.5M	1.4%	4.10%
19	Renasant Bank	76	$77.0M	1.3%	0.02%
20	First Financial Bank, National Association	100	$59.6M	1.0%	2.61%
21	SouthState Bank, National Association	91	$57.4M	1.0%	4.59%
22	GBank	19	$55.0M	0.9%	0.00%
23	Fifth Third Bank	134	$54.8M	0.9%	0.87%
24	United Midwest Savings Bank National Association	211	$54.0M	0.9%	3.50%
25	Metro City Bank	52	$52.2M	0.9%	0.80%
26	Ameris Bank	56	$50.9M	0.9%	7.26%
27	Beacon Bank and Trust	34	$49.2M	0.8%	0.37%
28	BayFirst National Bank	239	$47.2M	0.8%	5.23%
29	Bank of America, National Association	130	$46.2M	0.8%	0.38%
30	Paragon Bank	48	$44.9M	0.8%	0.57%
31	Northeast Bank	287	$42.0M	0.7%	1.23%
32	First Bank of the Lake	60	$41.0M	0.7%	0.70%
33	Peoples Bank	17	$36.5M	0.6%	0.00%
34	Community Trust Bank, Inc.	42	$36.0M	0.6%	0.16%
35	First-Citizens Bank & Trust Company	36	$35.2M	0.6%	0.00%
36	Evolve Bank and Trust	27	$33.5M	0.6%	1.34%
37	PromiseOne Bank	22	$32.9M	0.6%	1.04%
38	BankUnited, National Association	30	$32.4M	0.6%	3.54%
39	SmartBank	53	$31.5M	0.5%	0.87%
40	Harvest Small Business Finance, LLC	20	$29.4M	0.5%	0.00%
41	Farmers State Bank of Alto Pass, Illinois	12	$27.7M	0.5%	0.00%
42	The Bancorp Bank National Association	33	$27.5M	0.5%	0.78%
43	Stearns Bank National Association	74	$27.2M	0.5%	0.75%
44	HomeTrust Bank	47	$26.3M	0.5%	4.43%
45	Guaranty Bank and Trust Company	51	$25.6M	0.4%	5.57%
46	Builtwell Bank	50	$25.6M	0.4%	2.07%
47	Columbia Bank	92	$24.8M	0.4%	4.18%
48	Legends Bank	62	$24.3M	0.4%	1.31%
49	North State Bank	24	$24.0M	0.4%	0.00%
50	Shoreham Bank	9	$22.9M	0.4%	0.25%
51	Bank Five Nine	34	$22.9M	0.4%	4.05%
52	First Merchants Bank	19	$22.1M	0.4%	0.53%
53	Gulf Coast Bank and Trust Company	24	$21.5M	0.4%	1.15%
54	First US Bank	16	$21.3M	0.4%	0.00%
55	The Park National Bank	22	$21.3M	0.4%	0.35%
56	Brighton Bank	23	$20.8M	0.4%	7.69%
57	Bank of Hope	63	$20.5M	0.4%	3.90%
58	Republic Bank & Trust Company	48	$19.5M	0.3%	0.00%
59	FDIC - Community Bank & Trust-West Georgia	11	$18.9M	0.3%	15.12%
60	First National Community Bank	8	$18.7M	0.3%	0.00%
61	Stone Bank	19	$18.5M	0.3%	0.00%
62	Centennial Bank	68	$18.3M	0.3%	1.54%
63	Lender 2582371	9	$18.2M	0.3%	0.00%
64	Thread Bank	19	$17.1M	0.3%	2.68%
65	First Bank	15	$17.1M	0.3%	2.50%
66	FirstBank	28	$17.1M	0.3%	2.27%
67	TowneBank	17	$16.5M	0.3%	0.00%
68	Customers Bank	11	$16.2M	0.3%	0.00%
69	First Farmers and Merchants Bank	80	$16.0M	0.3%	0.92%
70	Coastal States Bank	14	$15.8M	0.3%	0.00%
71	Citizens National Bank	13	$15.6M	0.3%	2.99%
72	Wilson Bank & Trust	20	$15.6M	0.3%	0.00%
73	New Millennium Bank	5	$15.5M	0.3%	0.00%
74	First National Bank of Pennsylvania	13	$14.7M	0.3%	0.00%
75	The First Bank and Trust Company	52	$14.6M	0.3%	0.00%
76	Touchmark National Bank	6	$14.3M	0.2%	0.00%
77	Centennial Bank	34	$14.3M	0.2%	4.88%
78	Millennium Bank	28	$14.3M	0.2%	12.45%
79	VelocitySBA, LLC	891	$13.7M	0.2%	11.73%
80	BankPlus	10	$13.1M	0.2%	0.00%
81	First Business Bank	9	$12.6M	0.2%	0.00%
82	Trust Company Bank	9	$12.1M	0.2%	0.10%
83	Commercial Bank	65	$12.1M	0.2%	2.07%
84	Brightbridge, Inc.	61	$12.1M	0.2%	2.92%
85	US Metro Bank	5	$12.0M	0.2%	0.00%
86	Centerstone SBA Lending, Inc.	7	$12.0M	0.2%	0.00%
87	Port 51 Lending LLC	4	$11.8M	0.2%	0.00%
88	Federal Deposit Insurance Corporation	22	$11.7M	0.2%	32.42%
89	First Internet Bank of Indiana	15	$11.7M	0.2%	2.94%
90	Trustmark Bank	46	$11.1M	0.2%	0.66%
91	BizCapital BIDCO I, LLC	3	$10.8M	0.2%	0.00%
92	PNC Bank, National Association	21	$10.8M	0.2%	0.00%
93	Enterprise Bank & Trust	8	$10.6M	0.2%	0.00%
94	Studio Bank	12	$10.6M	0.2%	0.00%
95	Tennessee Business & Industrial Development Corpor	12	$10.4M	0.2%	0.00%
96	Milestone Bank	7	$10.2M	0.2%	0.00%
97	JPMorgan Chase Bank, National Association	40	$10.2M	0.2%	8.41%
98	Apex Bank	11	$9.9M	0.2%	0.89%
99	Pathward National Association	5	$9.6M	0.2%	0.00%
100	Banc of California	12	$9.6M	0.2%	0.00%
101	Bank of Bartlett	19	$9.5M	0.2%	0.00%
102	KeyBank National Association	10	$8.8M	0.2%	0.00%
103	Bank3	8	$8.6M	0.1%	0.00%
104	FinWise Bank	6	$8.6M	0.1%	0.00%
105	FWBank	11	$8.5M	0.1%	0.00%
106	Legence Bank	5	$8.3M	0.1%	0.00%
107	Firstrust Savings Bank	6	$8.3M	0.1%	0.00%
108	T Bank, National Association	7	$8.1M	0.1%	1.58%
109	Commonwealth Business Bank	5	$8.1M	0.1%	0.00%
110	Open Bank	4	$7.9M	0.1%	0.00%
111	Hanmi Bank	10	$7.7M	0.1%	0.47%
112	The Fidelity Bank	4	$7.6M	0.1%	0.00%
113	Grasshopper Bank National Association	13	$7.6M	0.1%	0.00%
114	Five Star Bank	18	$7.5M	0.1%	5.76%
115	Planters Bank Inc	30	$7.4M	0.1%	0.00%
116	Falcon National Bank	3	$7.3M	0.1%	0.00%
117	Millennium Bank	2	$7.2M	0.1%	0.00%
118	Decatur County Bank	14	$7.1M	0.1%	0.00%
119	The Bank of Edison	3	$7.0M	0.1%	0.00%
120	ConnectOne Bank	7	$6.9M	0.1%	0.00%
121	Community West Bank	19	$6.9M	0.1%	20.63%
122	IncredibleBank	8	$6.6M	0.1%	0.00%
123	First Commonwealth Bank	5	$6.6M	0.1%	0.00%
124	O R N L FCU	8	$6.5M	0.1%	14.20%
125	East West Bank	3	$6.4M	0.1%	0.00%
126	Lendistry SBLC, LLC	41	$6.3M	0.1%	0.00%
127	Happen Bank	10	$6.3M	0.1%	9.83%
128	Cogent Bank	5	$6.3M	0.1%	0.00%
129	Popular Bank	16	$6.2M	0.1%	28.00%
130	Citizens State Bank of New Castle	2	$6.1M	0.1%	0.00%
131	ServisFirst Bank	5	$6.0M	0.1%	2.62%
132	Loyal Trust Bank	2	$5.9M	0.1%	0.00%
133	First Vision Bank of Tennessee	24	$5.9M	0.1%	0.00%
134	Capital Community Bank	4	$5.7M	0.1%	0.00%
135	The Citizens National Bank of Meridian	24	$5.6M	0.1%	0.00%
136	Encore Bank	8	$5.3M	0.1%	0.00%
137	Fund-Ex Solutions Group, LLC	3	$5.3M	0.1%	8.22%
138	Merchants & Marine Bank	7	$5.1M	0.1%	0.00%
139	Oconee State Bank	8	$5.0M	0.1%	0.00%
140	Everwise Credit Union	1	$5.0M	0.1%	0.00%
141	Global One Bank	1	$5.0M	0.1%	0.00%
142	ACC Capital	11	$5.0M	0.1%	0.00%
143	Genisys CU	1	$4.9M	0.1%	0.00%
144	Southern Bancorp Bank	5	$4.7M	0.1%	0.00%
145	Colony Bank	12	$4.7M	0.1%	0.00%
146	FM Bank and Trust	13	$4.6M	0.1%	0.99%
147	Royal Business Bank	1	$4.6M	0.1%	0.00%
148	Northwest Bank	7	$4.5M	0.1%	0.00%
149	American Pride Bank	2	$4.5M	0.1%	0.00%
150	Busey Bank	2	$4.4M	0.1%	0.00%
151	CIBC Bank USA	6	$4.4M	0.1%	0.00%
152	City National Bank	4	$4.4M	0.1%	0.00%
153	Regent Bank	2	$4.3M	0.1%	0.00%
154	First Security Bank of Nevada	1	$4.3M	0.1%	0.00%
155	Community Bank of Pickens County	5	$4.3M	0.1%	0.00%
156	Meridian Bank	7	$4.3M	0.1%	0.00%
157	BankFirst Financial Services	20	$4.2M	0.1%	0.00%
158	Capital Bank, National Association	18	$4.2M	0.1%	2.34%
159	First Community Bank	6	$4.1M	0.1%	0.00%
160	American Bank	2	$4.1M	0.1%	0.00%
161	Embassy National Bank	3	$4.1M	0.1%	0.00%
162	Bank OZK	4	$4.0M	0.1%	0.00%
163	Magnifi Financial CU	12	$4.0M	0.1%	0.00%
164	Seacoast National Bank	10	$4.0M	0.1%	14.77%
165	United Bank	2	$3.9M	0.1%	0.00%
166	Heritage Bank Inc	6	$3.8M	0.1%	0.00%
167	Hanover Community Bank	4	$3.8M	0.1%	0.00%
168	The MINT National Bank	3	$3.8M	0.1%	0.00%
169	MVB Bank, Inc.	1	$3.8M	0.1%	0.00%
170	MidFirst Bank	2	$3.7M	0.1%	0.00%
171	Truliant FCU	3	$3.7M	0.1%	0.00%
172	Sonata Bank	5	$3.5M	0.1%	0.00%
173	Bank7	2	$3.5M	0.1%	0.00%
174	America First Federal Credit Union	5	$3.5M	0.1%	0.00%
175	GBC International Bank	4	$3.4M	0.1%	0.00%
176	Core Bank	3	$3.2M	0.1%	0.00%
177	Edmonton State Bank	2	$3.2M	0.1%	0.00%
178	Transact Bank, National Association	1	$3.2M	0.1%	0.00%
179	Farm Credit Services of Mid-America ACA	1	$3.1M	0.1%	0.00%
180	Banesco USA	4	$3.1M	0.1%	0.00%
181	Northwest Bank	2	$3.1M	0.1%	0.00%
182	American Bank of Freedom	2	$3.0M	0.1%	0.00%
183	CenTrust Bank, A Division of SmartBiz Bank National Association	18	$2.9M	0.1%	0.00%
184	Luminate Bank	2	$2.9M	0.0%	0.00%
185	Midwest Regional Bank	5	$2.9M	0.0%	0.00%
186	UT Federal Credit Union	44	$2.8M	0.0%	0.00%
187	Commercial Bank and Trust Company	11	$2.8M	0.0%	0.00%
188	FNBC Bank	3	$2.8M	0.0%	0.00%
189	Independence Bank	25	$2.8M	0.0%	20.46%
190	Community Bank of Mississippi	14	$2.8M	0.0%	0.00%
191	Genesis Bank	3	$2.8M	0.0%	0.00%
192	Avadian Credit Union	4	$2.7M	0.0%	0.00%
193	Hancock Whitney Bank	6	$2.7M	0.0%	0.00%
194	Wilmington Savings Fund Society FSB	4	$2.7M	0.0%	0.00%
195	Independent Bank	2	$2.7M	0.0%	0.00%
196	Citizens Bank & Trust Company	3	$2.7M	0.0%	0.00%
197	Texas Capital Bank	2	$2.6M	0.0%	0.00%
198	Grow America Fund, Incorporated	6	$2.6M	0.0%	0.00%
199	Lincoln Savings Bank	2	$2.6M	0.0%	0.00%
200	Pineland Bank	1	$2.6M	0.0%	0.00%

The 200 largest shown, of 376 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Davidson	167	1,869	$936.7M
2	Shelby	140	1,512	$820.4M
3	Williamson	114	883	$513.0M
4	Knox	129	1,040	$495.2M
5	Hamilton	109	779	$463.7M
6	Rutherford	88	530	$257.1M
7	Sumner	67	367	$192.7M
8	Montgomery	66	446	$139.8M
9	Wilson	60	268	$133.5M
10	Sevier	52	182	$117.5M
11	Madison	44	168	$113.6M
12	Maury	56	227	$100.6M
13	Washington	59	156	$98.9M
14	Blount	53	220	$94.7M
15	Sullivan	48	187	$81.4M
16	Bradley	45	112	$73.0M
17	Putnam	43	97	$65.4M
18	Anderson	43	91	$52.1M
19	Bedford	18	54	$49.7M
20	Loudon	33	68	$48.6M
21	Robertson	40	117	$48.1M
22	Weakley	24	57	$47.3M
23	Hamblen	29	66	$45.7M
24	Lincoln	22	51	$38.4M
25	Coffee	26	70	$36.1M
26	Mcminn	23	47	$33.5M
27	Gibson	22	49	$32.0M
28	Dickson	29	78	$30.4M
29	Polk	14	37	$29.9M
30	Rhea	17	35	$29.6M
31	Jefferson	28	72	$28.8M
32	Greene	24	44	$27.2M
33	Fayette	27	46	$26.7M
34	Hawkins	20	51	$24.8M
35	Marshall	22	49	$23.7M
36	Monroe	22	37	$22.3M
37	Roane	20	47	$22.2M
38	Cheatham	23	82	$22.1M
39	Carter	18	42	$19.0M
40	Franklin	14	31	$18.5M
41	Cumberland	24	56	$17.4M
42	Campbell	14	26	$15.3M
43	Marion	19	28	$14.2M
44	Claiborne	13	23	$13.2M
45	Tipton	23	34	$12.8M
46	Lawrence	16	28	$12.4M
47	Dyer	13	18	$11.8M
48	Cocke	12	24	$11.7M
49	Hardin	9	20	$11.3M
50	Obion	13	16	$11.3M
51	Carroll	13	21	$11.2M
52	Giles	14	19	$11.1M
53	Grundy	5	5	$9.0M
54	Henry	6	10	$8.5M
55	Humphreys	13	20	$8.5M
56	Morgan	9	15	$8.4M
57	Warren	16	25	$8.1M
58	Hickman	12	17	$8.0M
59	Houston	8	11	$7.9M
60	Benton	7	13	$6.7M
61	Haywood	8	11	$6.7M
62	Meigs	5	8	$6.1M
63	White	9	23	$6.1M
64	Lewis	7	16	$6.1M
65	Scott	4	12	$6.1M
66	Lauderdale	6	9	$6.0M
67	Henderson	6	14	$6.0M
68	Van Buren	7	8	$5.6M
69	Bledsoe	3	3	$5.4M
70	Hardeman	10	13	$4.9M
71	Unicoi	10	13	$4.8M
72	Jackson	5	10	$4.7M
73	Union	7	15	$4.5M
74	Chester	8	13	$4.4M
75	Macon	7	8	$3.9M
76	Fentress	6	10	$3.7M
77	Sequatchie	6	9	$3.6M
78	Wayne	4	8	$3.6M
79	Crockett	6	9	$3.3M
80	Decatur	3	4	$3.2M
81	Stewart	6	11	$3.2M
82	Dekalb	4	5	$2.9M
83	Lake	3	3	$2.7M
84	Grainger	8	14	$2.7M
85	Trousdale	5	6	$2.6M
86	Pickett	4	5	$1.9M
87	Clay	4	7	$1.9M
88	Mcnairy	7	10	$1.8M
89	Smith	5	7	$1.8M
90	Johnson	3	4	$1.3M
91	Cannon	4	7	$1.3M
92	Overton	4	7	$1.1M
93	Moore	3	3	$851K
94	Hancock	2	2	$468K
95	Perry	2	3	$170K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.