SBA 7(a) lenders in Lincoln, TN
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Lincoln, together $31.2M across 46 loans. Live Oak Banking Company is the largest, with 26% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 4 | $8.0M | 25.6% | 0.00% |
| 2 | First Financial Bank | 5 | $5.8M | 18.4% | 0.00% |
| 3 | BankPlus | 1 | $5.0M | 16.0% | 0.00% |
| 4 | United Midwest Savings Bank National Association | 1 | $2.4M | 7.8% | 0.00% |
| 5 | The Huntington National Bank | 2 | $1.6M | 5.0% | 0.00% |
| 6 | United Community Bank | 3 | $1.3M | 4.0% | 0.00% |
| 7 | Bank of Hope | 1 | $1.2M | 3.9% | 0.00% |
| 8 | Bank OZK | 1 | $1.1M | 3.6% | 0.00% |
| 9 | Regions Bank | 1 | $1.1M | 3.6% | 0.00% |
| 10 | Pinnacle Bank | 2 | $800K | 2.6% | 0.00% |
| 11 | Ameris Bank | 2 | $491K | 1.6% | 0.00% |
| 12 | U.S. Bank, National Association | 7 | $386K | 1.2% | 0.00% |
| 13 | Byline Bank | 1 | $350K | 1.1% | 0.00% |
| 14 | First-Citizens Bank & Trust Company | 1 | $350K | 1.1% | 0.00% |
| 15 | First National Bank of Pulaski | 3 | $337K | 1.1% | 0.00% |
| 16 | Wells Fargo Bank National Association | 1 | $318K | 1.0% | 54.54% |
| 17 | First Vision Bank of Tennessee | 1 | $218K | 0.7% | 0.00% |
| 18 | Newtek Small Business Finance, Inc. | 1 | $192K | 0.6% | 0.00% |
| 19 | Northeast Bank | 1 | $152K | 0.5% | 0.00% |
| 20 | Redstone FCU | 4 | $109K | 0.3% | 0.00% |
| 21 | VelocitySBA, LLC | 3 | $35K | 0.1% | 50.42% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 10 | $19.6M | 62.8% |
| 2 | Other services | 5 | $4.7M | 14.9% |
| 3 | Retail trade | 7 | $2.9M | 9.2% |
| 4 | Wholesale trade | 3 | $1.6M | 5.0% |
| 5 | Construction | 7 | $709K | 2.3% |
| 6 | Accommodation & food services | 3 | $501K | 1.6% |
| 7 | Manufacturing | 4 | $440K | 1.4% |
| 8 | Professional & technical services | 2 | $365K | 1.2% |
| 9 | Finance & insurance | 1 | $245K | 0.8% |
| 10 | Arts, entertainment & recreation | 2 | $199K | 0.6% |
| 11 | Transportation & warehousing | 1 | $24K | 0.1% |
| 12 | Administrative & waste services | 1 | $10K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.