SBA 7(a) lenders in Hawkins, TN
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
20 institutions have SBA 7(a) loans on record in Hawkins, together $24.8M across 51 loans. Thread Bank is the largest, with 18% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Thread Bank | 5 | $4.5M | 18.1% | 0.00% |
| 2 | First Commonwealth Bank | 2 | $4.2M | 16.9% | 0.00% |
| 3 | Touchmark National Bank | 2 | $4.0M | 16.1% | 0.00% |
| 4 | Live Oak Banking Company | 2 | $2.5M | 9.9% | 0.00% |
| 5 | Embassy National Bank | 1 | $2.4M | 9.5% | 0.00% |
| 6 | Luminate Bank | 1 | $1.7M | 7.0% | 0.00% |
| 7 | Celtic Bank Corporation | 1 | $924K | 3.7% | 0.00% |
| 8 | Customers Bank | 1 | $862K | 3.5% | 0.00% |
| 9 | Fifth Third Bank | 1 | $755K | 3.0% | 0.00% |
| 10 | U.S. Bank, National Association | 18 | $641K | 2.6% | 0.00% |
| 11 | Community Trust Bank, Inc. | 2 | $569K | 2.3% | 0.00% |
| 12 | Truist Bank | 5 | $514K | 2.1% | 0.00% |
| 13 | Cogent Bank | 1 | $380K | 1.5% | 0.00% |
| 14 | Stearns Bank National Association | 1 | $300K | 1.2% | 0.00% |
| 15 | Powell Valley National Bank | 1 | $180K | 0.7% | 0.00% |
| 16 | Independence Bank | 1 | $150K | 0.6% | 0.00% |
| 17 | BayFirst National Bank | 1 | $150K | 0.6% | 0.00% |
| 18 | The First Bank and Trust Company | 1 | $106K | 0.4% | 0.00% |
| 19 | Northeast Bank | 1 | $35K | 0.1% | 0.00% |
| 20 | VelocitySBA, LLC | 3 | $25K | 0.1% | 43.62% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 12 | $8.9M | 36.0% |
| 2 | Manufacturing | 2 | $4.2M | 16.9% |
| 3 | Manufacturing | 2 | $4.0M | 16.1% |
| 4 | Real estate & leasing | 2 | $2.5M | 10.2% |
| 5 | Retail trade | 7 | $1.5M | 6.0% |
| 6 | Health care & social assistance | 3 | $1.2M | 4.9% |
| 7 | Other services | 2 | $964K | 3.9% |
| 8 | Transportation & warehousing | 2 | $359K | 1.4% |
| 9 | Arts, entertainment & recreation | 1 | $348K | 1.4% |
| 10 | Construction | 9 | $309K | 1.2% |
| 11 | Professional & technical services | 2 | $256K | 1.0% |
| 12 | Administrative & waste services | 3 | $162K | 0.7% |
| 13 | Manufacturing | 2 | $30K | 0.1% |
| 14 | Information | 1 | $20K | 0.1% |
| 15 | Finance & insurance | 1 | $20K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.